Money On Tap - podcast cover

Money On Tap

Ben Brayshaw & Seth Krussmanyourmoneyontap.com
3-Dimensional Investing from independent financial planners whose sole focus is your success. Airing live in New England and available on-demand, we bring straight talk on investing, wealth-building, and real financial strategies. Each week, we educate, debate, and break down market trends—no fluff, no sales pitch, just actionable insights.  Whether you're planning for retirement, growing your portfolio, or making sense of the markets, we’ve got your back. Tune in weekly and take control of your financial future!
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Episodes

Market Timing or Time In The Market Part 2

The age old debate continues to brew. How do you maximize returns and protect yourself from a market downturn. This one is too big to get in one show so here you go. Part 2

Nov 06, 202156 min

Market Timing or Time In the Market

The age old debate continues to brew. How do you maximize returns and protect yourself from a market downturn. This one is too big to get in one show so here you go. Part 1

Sep 27, 202156 min

Retirement Planning For Millennials

Millennials are one of the most talked about generations in history but often forgotten in the retirement conversation. Learn more about how this generation can be prepared for their window into retirement.

Sep 15, 202156 min

So You Don't Think You Can't Save For Retirement?

So many people today feel like retirement or saving for retirement is out of reach. Ben & Seth dive into solutions for you to find your path toward becoming a success at saving for your own retirement. Enjoy!

Sep 09, 202156 min

Money On Tap, Best of Summer

What have you missed this summer? We bring you all the best of Summer for Money On Tap so you can get caught up and in the know! Enjoy

Sep 01, 202156 min

Real Estate Investing

Real Estate is America's number one investment. How do you scale from Mom and Pop to diversified asset classes? You listen to Money On Tap of course and join Kirra Krussman CCIM, Ben, Seth and Dan to learn more.

Aug 27, 202156 min

Food.... Now You Own It

Food is not only a back yard hobble for many but big business and real returns for investors. Look deeper into the world of food investments with Ben, Seth, Dan and Tony today on Money On Tap.

Aug 25, 202156 min

Back to School Investing

On today's episode on Money On Tap, Ben and Seth discuss housing bubbles, back to school, supply chains and inflation.

Aug 22, 202156 min

12 Biggest Pitfals in Retirement Planning

On today's episode of Money On Tap: the Olympics in the news and a discussion on 12 biggest pitfalls in retirement planning (Longevity risk, interest rate risk, inflationary risk, adult children, divorce, elder fraud, tax rate risk in retirement, social security income risk, pension risk, withdrawal risk, health risk, sequence of returns)

Aug 07, 202155 min

Where Was Your Advisor When???

AMC shares cut in half, GameStop is down 19% this month, and where was your advisor when______? Ben and Seth discuss that and much more on today's episode of Money On Tap.

Aug 02, 202156 min

The Massive Shift in ETF's

On this episode of Money On Tap, Ben, Seth and Dan discuss Exchange Traded Funds, rising used vehicle prices, the future of space travel and much more.

Jul 07, 202156 min

Energy

From solar to oil, today's episode of Money On Tap is all about energy. Ben, Dan and Seth also discuss college debt, investing in solar energy back in the 80's and the fluctuating price of oil.

Jul 01, 202156 min

Making & Breaking Retirement Rules

In today's episode of Money on Tap, Ben and Seth cover Apple's legal battle with Epic games, cybersecurity issues regarding retirement accounts and managing your aging parents' finances as they enter the final chapter of their lives.

Jun 23, 202156 min

Benefits of Being Self-Employed

Are you a business owner? Do you have a side gig or have an entrepreneur inside of you that can't wait to get out? Today Ben and Seth dive into what you should know when owning your own business or are thinking you would like to.

Jun 09, 202156 min

Are You Paying Taxes on Social Security in Retirement?

On this episode of Money on Tap, Ben and Seth cover social security taxes. They talk about how your social security income is getting taxed, and what are some of the options you have to maximize that income.

Jun 03, 202156 min

What Is Your Money Personality?

In this episode of Money on Tap Seth Krussman, Ben Brayshaw, and Dan Michelon dive into the world of personality types. They talk about the different personality types related to finance and our personal relationships with money. These personality types include, the saver, the spender, the moneymaker, those that are indifferent, the saver-splurger hybrid, the gambler, the worrier, and the hoarder. They discuss the traits of each personality type and why it’s important for you to know and underst...

May 26, 202156 min

The Future of Bonds featuring Glen Dorsey of Clarke Capital

On this episode of Money on Tap, Glenn Dorsey, head of client portfolio management at Clark Capital, joins hosts Seth and Ben to discuss the current state of affairs in terms of inflation, bonds, and how to make money when people aren’t. Glenn lends his expertise on portfolio building, investment strategies, and solutions for the current marketplace. During Money in the News, Seth and Ben dive into three trending articles. The topics range from the link between chess and risk evaluation, to reop...

May 19, 202156 min

Aging in America

Money On Tap had 2 new guests today which included Anthony Scola and Dan Micelohn who is part of the Brayshaw Financial group. Ben, Seth, Anthony and Dan talked about the one subject no one wants to talk about but that is extremely crucial in everyone’s lives - retirement. Adding their personal experience along with their advice and new strategies that have been developed, the guys emphasized the importance of having a good retirement plan set in motion along with the other more complicated deta...

May 16, 202156 min

How to Invest During Inflationary Years

On this episode of Money on Tap, hosts Seth Krussman and Ben Brayshaw discuss how to invest during a period of inflation. Joined by Dan Michelon, they dive into what exactly the Covid19 pandemic means for your investing opportunities, covering topics such as, is now the time to buy a home? Is gold a safe investment? And what’s the deal with NFTs?

May 14, 202156 min

The Retirement Story, 10 IRA Mistakes

On this week’s episode of Money On Tap with Seth Krussman and Ben Brayshaw, we discuss the different types of IRA’s and address questions from our listeners with regards to which IRA is more effective. Money is divided into two buckets – qualified and non-qualified. Non-qualified money being money in your savings account, your checking account, and your house. Qualified money being your IRA, 401k, and Roth IRA. Today we are focusing on IRA and Roth IRA, the difference between the two, benefits o...

May 01, 202154 min

Inflation, You Better Stay Ahead of This Retirement Killer

Do you remember when you were younger, and the cost of living was much lower? From movie tickets to gas prices, the rate of inflation keeps going up. In this episode of Money on Tap, Ben and Seth outline exactly what inflation is and the practical ways you can navigate it. When it comes to managing your money, inflation needs to be understood correctly for your money to work for you. Money on Tap provides an in-depth look at the best way to manage your finances as you get closer and closer to re...

Apr 22, 202156 min

Myth Busters, Re-Wire Your Annuity Understanding

There’s always an element of truth to a myth…Ben and Seth break down five common myths people believe when it comes to investing in annuities. Listen into this episode of Money on Tap and figure out the truth behind each myth and why putting your money into annuities may be the best thing you ever did for your retirement.

Apr 05, 202155 min

How You Can Guarantee Your Income

After retirement, there are 3 ways to gain guaranteed income to keep you and your family set for whatever may happen. Not sure what those are? Tune into this episode of Money on Tap to learn about annuities, pension and social security income and what that may mean for you in retirement.

Mar 31, 202156 min

Personal Pension

On this episode of Money on Tap, Ben and Seth define the meaning of some really important retirement terms, such as ‘annuity’ and ‘pension.’ Curious to know how those affect your retirement plans? Tune into this episode to find out how to make your money work best for you, even in the long run towards retirement.

Mar 17, 202156 min

Bulls & Bears

Bear market or bull market? As an investor, it’s important to know and understand these terms so you can make your money work for you. Look no further than this episode of Money on Tap to learn more about the fluctuations of each marketplace. Amateur or pro, you always have something new to learn as an investor!

Mar 10, 202156 min

Bubbles

Either you’re gonna crash and burn at the end of the bubble, or you’re gonna take some profits.

Mar 05, 202156 min

15 Steps for a Better Retirment

Most people have wild and elaborate dreams about what retirement looks like. Planning is an essential part of those dreams, so Ben and Seth took the time to write up 15 essential rules to follow when planning for retirement. This episode will make you feel less intimidated by the mountain you may have to climb when it comes to your future. As always, Brayshaw Financial group is just a phone call or email away.

Feb 20, 202156 min

Changing Your Perception on Retirement

In this episode of Money on Tap, Seth and Ben break down seven different ways that retirement can be perceived. For many people, retirement contains visions of living somewhere where it’s always sunny and a cool 70 degrees, but the reality is a retirement in that form takes a lot of hard work and financial planning. Brayshaw Financial Group is here to help so that your dreams of a successful retirement can actually become reality.

Feb 12, 202156 min

MOT Hind sight is now 2021

What a great time to lean more about money and how the rules have changed. 2021 is your year. Let's look at how to make the changes that will set you up for a lifetime.

Jan 20, 202156 min

2020 Nut's and Bolts part 2

Once a year we get the opportunity to give you the best of Money On Tap. Here you go and We hope you enjoy. Nuts and Bolts 2020 Part 2

Jan 19, 202156 min
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