Probability-based or safety-first? What trade-offs exist between these two dramatically different philosophies for retirement income planning? Wade Pfau discusses his new book - Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement. We were joined today by bestselling author Wade D. Pfau, Ph.D., CFA, RICP. Dr. Pfau is the director of the Retirement Income Certified Professional designation and a Professor of Retirement Income at The American College of Financial Se...
Oct 14, 2019•30 min•Season 1Ep. 246
When preparing for standardized tests, most students only study content and strategy. But teacher and mindfulness expert Logan Thompson claims that those are just the tip of the iceberg. Beyond the Content shows readers how to use mindfulness to identify and cope with hindering thoughts and emotions--what author Logan Thompson calls "passengers." Thompson says that while mindfulness is already practiced in businesses, colleges, and professional sports to optimize performance, it's long overdue i...
Oct 07, 2019•29 min
Can worker cooperatives help prevent the silver tsunami? The threat of impending retirement of many business-owning baby boomers could result in the closure of businesses, loss of jobs, and loss of critical local services. Today, We were joined today by Executive Director of Democracy at Work Institute, Melissa Hoover. Democracy at Work Institute, the think-and-do-tank that expands worker cooperatives as a strategy to address economic and racial inequality. A leader in the worker ownership movem...
Sep 30, 2019•29 min•Season 1Ep. 244
Did you lose your car in the flood waters that Imelda brought to the Gulf Coast area? Without reliable transportation to get you to work or take the kids to school how do you start getting back on track? Are you worried that based on your credit history you might get price gouged or pay an unreasonably high interest rate? Many people are not aware of a nonprofit organization that can help get you back on the road. We already have solutions in place as part of the Rebuild Texas Fund partnership. ...
Sep 20, 2019•30 min•Season 1Ep. 243
Have you ever wondered what the best way to differentiate yourself is? How can you rise about the competition and all the noise in today's crowded world? In Think and Grow Rich - Success and Something Greater , authors Sharon Lechter and Greg Reid once again join forces with the Napoleon Hill Foundation including never before published original content from Napoleon Hill. In today's world of instant news and social media, businesses, leaders and influencers must find a way to differentiate thems...
Sep 18, 2019•30 min•Season 1Ep. 242
Are you ready to get unstuck, love your work, and make the dream happen? If so, Brian Dixon has the answer for you in his eye-opening new book, Start with Your People: The Daily Decision that Changes Everything. After one too many burned bridges and failed projects, Brian Dixon set out to discover the secret to work you love and a life that matters. In Start with Your People , Brian shows you the single most important key to fully engage your relationships and unlock the door to purpose, passion...
Sep 18, 2019•30 min•Season 1Ep. 241
Have you ever heard of a world-class photographer dubbed "A Master of Light"? Michael Grecco is one of the best-known celebrity photographers in the world. His beautiful, insightful work is all around us--on movie posters, in advertising, on magazine covers, everywhere . “I delight in inspiring people,” he writes. “I want them to stop, think, and feel.” Grecco grew up near New York City and received his first camera when he was 12. He went on to study filmmaking and photography as an undergradua...
Sep 01, 2019•26 min•Season 1Ep. 240
Does your company throw around new ideas until one sounds just good enough to execute and scale to everyone? In Start at the End, technology executive and behavioral scientist Matt Wallaert argues that the purpose of everything is behavior change. By starting with outcomes instead of processes, the most effective companies understand what people want to do and why they aren't already doing it, then build products and services to bridge the gap. Wallaert is a behavioral psychologist who has led p...
Aug 14, 2019•30 min•Season 1Ep. 239
How can you be the mom you want to be without walking away from your career and all you’ve worked so hard for? What if you could work part-time, continuing down your professional path, and actually spend quality time with family? Suzanne Brown shares her expertise combined with detailed research and advice from other part-time working moms. In her award-winning book, Mompowerment: Insights from Successful Professional Part-time Working Moms Who Balance Career and Family, she recounts stories, ad...
Jul 19, 2019•30 min•Season 1Ep. 238
Are you disillusioned with politics influencing corporations you purchase goods from? Goods Unite Us is a company designed to empower consumers by putting a "Goods Score" on companies to show much they are influenced by political donations. Each company’s Goods Score is calculated on a scale of -100 to +100. The higher the score, the more likely that purchases from the company or brand will lead to meaningful campaign finance reform. Goods Unite Us was started by Abigail Wuest, who is a governme...
Jul 14, 2019•30 min•Season 1Ep. 237
Have you ever wondered what the next step is human evolution? Are you ready to take this next step? Exploring human potential through consciousness, desires, and destiny. POTENTIALLY HUMAN by Jessica Jay Dee combines years of research, hard and soft sciences, and innovative approaches to help us unleash our innate super-human abilities. Jessica Jay Dee is a leadership advocate who excels at working with others who have unique and grand visions of the future. She uses her vast experience in organ...
Jun 11, 2019•30 min•Season 1Ep. 236
Do you have a small-business that you can't fully devote your attention to due to financial, accounting, and tax worries? Joshua Santana is familiar with this area and has some tips to help. Joshua Santana is a tax specialist with over 17 years of experience in personal and business tax preparations and IRS resolution. With over 25+ years in the industry, he decided to team up with Maria Degaine who is an experienced restaurant specialist, owner, and operator. Together, they started Cerboni Serv...
Jun 11, 2019•30 min•Season 1Ep. 235
Are you a member of Gen X who does not feel that you will be prepared to retire at age 75? If so, you are not alone. Megan Gorman is the founder of Chequers Financial Management, and believes that Gen Xers have unique challenges to face when it comes to retiring on time in a financially secure manner. If you are a Gen Xer, you won't want to miss Megan's invaluable tips on how to stay on top of saving for retirement. Megan Gorman has been coloring outside the lines from an early age and continues...
May 13, 2019•30 min•Season 1Ep. 234
The chief scientist at the Institute of Noetic Sciences (IONS) turns a critical eye toward such practices as telepathy, clairvoyance, precognition and psychokinesis. Are such powers really possible? Science says yes. According to noted scientist and bestselling author of The Conscious Universe , Dean Radin, magic is a natural aspect of reality, and each of us can tap into this power with diligent practice. But wait, aren't things like ESP and telepathy just wishful thinking and flights of the im...
May 08, 2019•30 min•Season 1Ep. 233
Are you not getting the maximum benefit possible out of Social Security? If you're like most Americans, you may not be getting the maximum benefit possible out of Social Security. That's why Beau Henderson spends so much of his time helping Americans navigate the tricky waters that come with retiring these days. Beau Henderson is the CEO and founder of RichLife Advisors, and the author of several books, including "The Rich Life" and "The Roadmap to a RichLife." To learn more about Beau, visit: h...
Apr 24, 2019•30 min•Season 1Ep. 232
Houston Money Week (HMW) is a community-wide financial education initiative that empowers families and individuals to be successful in making financial choices. HMW provides resources to help consumers better manage their personal finances through the collaboration and coordinated effort of organizations across Houston and surrounding counties. HMW’s programming offers free financial education events that cover all facets of personal finance while raising awareness of community resources. HMW pa...
Apr 04, 2019•30 min•Season 1Ep. 230
In order to boost the economy of Houston, Houston Center for Literacy strengthens providers of adult education who, in turn, provide necessary skills for underemployed citizens to fulfill their potential and become economically self-sufficient. Houston Money Week (HMW) is a community wide initiative to empower families and individuals with financial education. Through the collaboration and coordinated effort of organizations across Houston and surrounding areas, including businesses, financial i...
Apr 03, 2019•30 min•Season 1Ep. 229
Are you retiring soon, or planning on retiring in the future and you don't feel prepared to tackle the behemoth that is Medicare? Arturo Perez is the current owner of his own brokerage firm, and is a top expert of Medicare knowledge in the Houston area. Medicare is extremely complex and is not intuitive at all. There are many different penalties that can be assessed on individuals if they are not aware of certain restrictions and enrollment period dates. Having an advisor by your side such as Ar...
Apr 01, 2019•29 min•Season 1Ep. 228
Can being optimistic make you more successful both personally and financially? According to bestselling author and happiness researcher Michelle Gielan, an optimistic outlook has a high correlation with better overall financial health. Michelle Gielan has spent the past decade researching the link between happiness and success. She is the bestselling author of Broadcasting Happiness: The Science of Igniting and Sustaining Positive Change and was named one of the Top 10 authors on resilience by t...
Mar 18, 2019•30 min•Season 1Ep. 227
Many Americans set financial goals, but why is it so difficult to achieve them sometimes? Billy J. Hensley, Ph.D., was appointed president and chief executive officer of the National Endowment for Financial Education® (NEFE®) in 2018. Before his time at NEFE, Hensley served as assistant director for the Ohio College Access Network, and program associate at KnowledgeWorks Foundation in Cincinnati; assistant director of admissions at Hiram College (OH); and as campaign coordinator at Union College...
Mar 14, 2019•30 min•Season 1Ep. 226
Are you overspending? Perhaps too highly leveraged with credit? Individuals must plan for the unplannable. Fair Lending Officer of Allegiance Bank Rickey Jimenez provides valuable insight into how people can protect themselves for unpredictable events such as floods by taking small measures each and every day. Rickey is experienced in Community Development and Fair Lending with a specialization in transitioning ISB to Large Bank for CRA examination purposes. He has a proven history of forming po...
Feb 26, 2019•30 min•Season 1Ep. 225
Robots are coming for your job. Regardless of your profession, degree or experience, there is no escaping the automated future. However, you can take steps today that will guarantee you not only survive, but thrive in this new economy. John Pugliano is an independent money manager and the author of The Robots are Coming: A Human's Survival Guide to Profiting in the Age of Automation. In his book, he details how you can harness the uniquely human qualities of creativity, ingenuity, and entreprene...
Feb 16, 2019•30 min•Season 1Ep. 223
Women are more likely than men to feel that they lack investment knowledge. This can discourage them from taking even basic steps in ensuring their long-term financial security. For this reason, many women face a real risk of being financially under-prepared for retirement. Being poor is not anyone’s idea of a good time. Sad statistic: women are 80% more likely to be in poverty at retirement compared to a man. However, the good news is that with some guidance women are very well placed to grow t...
Feb 08, 2019•30 min•Season 1Ep. 223
Families often undergo financial crisis situations that can be difficult to traverse alone. Richard Simonds is a senior financial coach at Family Houston. He is an experienced Director Of Services with a demonstrated history of working in the individual and family-services industries. He is skilled in Nonprofit Organizations, Coaching, Crisis Intervention, ProgramDevelopment and Evaluation. Richard is also a strong operations professional and an alumni of the University of Houston. Family Housto...
Jan 26, 2019•30 min•Season 1Ep. 222
Why is it that some artists are wildly successful, while others just barely squeak by? It may seem like an unfathomable mystery, how some are earning six figures while other, more talented artists, are struggling. Maria Brophy has dedicated 20 years of her life to researching the specific strategies that successful artists follow. After applying these strategies to her husband Drew Brophy's career, Maria grew his art sales to multiple six-figures yearly. In ART MONEY SUCCESS, Maria tells persona...
Jan 18, 2019•30 min•Season 1Ep. 221
It's often said that the chairman of the Fed is the second most powerful person in the world, next only to the president of the United States. Some say the chairman is even more powerful. When Ben Bernanke publicly stated on September 8, 2013, the Fed's intent to continue its policy of quantitative easing, global markets instantly reversed direction from a worrying downward spiral to an exuberant upward surge. Even POTUS can't do that. Dr. Robert R. Johnson's Invest with the Fed takes the simple...
Jan 01, 2019•30 min•Season 1Ep. 220
Can money be a symbolic representation of deeper issues underlying everyday relationships? According to Kira Nurieli, a dedicated mediation and conflict resolution expert, sometimes we have to dig deeper to find the true meaning behind the crises that plague family relationships, friendships, and the like. With money as a central theme in many of these crises, it is often that conscious financial planning can assuage the problems that subsequently arise in these cases. Kira is an alumni of Colum...
Dec 22, 2018•30 min•Season 1Ep. 219
Are you married to a doctor? Do you find being married to a doctor isn’t as glamorous as society assumes? Lara McElderry is the host of the Married to Doctors podcast, where she explores how you can navigate having a relationship with a spouse that is a physician. According to Lara, being married to a physician is not an easy journey, but she has also realized that having the right mindset can make a successful home happier. To learn more about Lara, visit: https://marriedtodoctors.com/lara/ To ...
Dec 18, 2018•30 min•Season 1Ep. 218
With the holidays approaching, living a healthy financial lifestyle is more important than ever. In The C.A.S.H. Formula, WenFang Bruchett draws from over two decades of banking experience in wealth building. This book will teach you strategies for getting loan approvals, capitalizing credit, creating assets, and living a healthy lifestyle. Once you learn and apply the formula, you will master the secret of achieving lasting financial freedom. Everyone knows that money can't buy happiness. Howev...
Dec 13, 2018•30 min•Season 1Ep. 217
What are the best ways to be spending your money this holiday season? How can you budget for buying gifts? With the hustle and bustle of the holiday season right around the corner, you want to make sure you are not overextending yourself when it comes to shopping for friends and family. Rudy Cavazos Jr. provides valuable insight into how we can avoid the Christmas shopping guilt crisis plaguing so many Americans. Rodolfo Cavazos Jr, Founder and President of The BridgePath brings over 20 years of...
Nov 30, 2018•30 min•Season 1Ep. 216
