Money Making Sense

The goal of Money Making Sense, a 4-time People's Choice Podcast Award finalist, is to help you find more financial peace. Host Heather Kelly and guest experts focus on personal finances and analyzing family decisions. The show discusses vacationing on a budget, how money affects relationships, retirement savings, reducing household expenses, and the financial impact of owning pets. Along with celebrity interviews from the Sundance Film Festival and FanX Salt Lake focusing on finances. Money Making Sense will give you practical ideas on how to improve your bottom line.

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Episodes

Dave Ramsey says give everyone of your dollars an assignment

We don't get into debt by doing the math -- that's from finance guru Dave Ramsey who says getting out of debt, and then creating wealth, is about your behavior. Dave, and co-host of the Ramsy Show , George Kamel , explain how tens of millions of people have turned their lives around financially by taking 'baby steps.' George also goes over the questions you need to ask yourself before making any purchase. He calls it the S.M.A.R.T. system. You can follow this show on Instagram and on Facebook . ...

May 24, 2023•30 min

Do you plan longer for vacations than for your retirement?

Not being prepared for life finances will get you into trouble, no matter what stage you're in. Jay Wells , with Drive Wealth Advisers and Susan Speirs , the CEO of Utah Association of CPA s say the worst thing you can do is pull out money early from a retirement fund to pay for everyday needs. Learn which type of 'retirement ratio' your advisor is talking about and if starting a Roth IRA in high school is too early. Call 211 if you need help buying groceries or housing and stop contributing to ...

May 17, 2023•32 min

How to cut everyday costs

Whether your just starting to lower your spending or feel stuck in the process, Andrea Woroch , a money saving expert, has some quick ideas to get you going -- from reducing your household bills to lowering your car insurance. Andrea and Heather have some ideas to spark your creativity into keeping more money in your wallet. Andrea also recommends checking out the Experian webpage for more hints. You can follow this show on Instagram and on Facebook . And to see what Heather does when she's not ...

May 10, 2023•9 min

How financially healthy are you?

Know where your money is going is one of the top ways to be financially healthy. That's according to Christine Channels , head of community banking with Bank of America . She says you need to get educated about personal finances. She also discusses how to know if your bank is secure and why using one that states they are FDIC Insured is so important. You can learn more about your own financial health at Better Money Habits . You can follow this show on Instagram and on Facebook . And to see what...

May 03, 2023•11 min

Payday Loan Centers are predators -- stay away!

FREE help is available to help with your rent, pay for groceries and child care assistance -- but you have to ask. McKenzie Walsh , certified financial counselor at NeighborWorks Salt Lake , says if you don't know how to fix your car you go to a mechanic. You should think of your finances the same way -- but payday loan centers are predatory and will steal even more of your money. Susan Speirs , CEO of UACPA , says using a pay day loan center will cause more financial stress in the future than y...

Apr 26, 2023•28 min

Tips for food shopping on a budget

Replace $4.50 lb beef with $0.99 lb lentils at least once a week. That's just one tip to save money at the grocery store from cookbook author Toni Okamoto . In this episode Toni discusses how to save while shopping, meal planning, and storage tips to not waste food. You can get more information about how to get past living paycheck-to-paycheck in her cook book " Plant-Based on a Budget, Quick & Easy ." You can follow this show on Instagram and on Facebook . And to see what Heather does when ...

Apr 19, 2023•28 min

Finding money you didn't know you had

You should respect debt, not fear it. That's from Chris Miles , a cash flow expert. He says getting rid of duplicate types of insurance you may be paying for is one way to free up extra cash. In this episode you'll hear several other tips Chris, who calls himself an anti-financial adviser has for finding money you didn't know you had. You can get more info on his podcast . You can follow this show on Instagram and on Facebook . And to see what Heather does when she's not talking money, go to her...

Apr 12, 2023•25 min

7 things to look for when seeking financial advice

Historical stories can teach people how to invest better. That's according to Patrick Huey , the owner of Victory Independent Planning . Huey says one lesson we have not learned is "making more money creates inflation." The adage comes from a story 600 years ago about mathematician Copernicus in his book " History Lessons for the Modern Investor ." Huey also discusses his 7-Pillars of Financial Wisdom when searching for the right financial advisor for you. You can follow this show on Instagram a...

Apr 05, 2023•25 min

5 Ways to manage your cash flow

What you believe about money affects your financial decisions. That's from Ben Hockema , founder of Illiuminate Wealth Management . He says you need to know yourself better to understand how you deal with money. Ben also explains the "FIRE" movement, five categories to better manage your cash slow, and why financial planners have the same love-hate relationship with budgets the rest of us do. You can follow this show on Instagram and on Facebook . And to see what Heather does when she's not talk...

Mar 29, 2023•29 min

Money saving tips and unclaimed cash

It's more important than ever to find ways to save as much money as possible. Marlo Oaks, the Utah State Treasurer and Susan Speirs, CEO of Utah Association of CPAs , say paying down debt and changing your behavior about spending are key. Oaks also says Utah revieved $77 MILLION dollars in unclaimed property last year ( mycash.utah.gov ). The U.S. has over $68 Billion dollars of money that people forgot is theirs. FInd out how to see if some of it is yours. You can follow this show on Instagram ...

Mar 22, 2023•33 min

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