It's the end of financial year. Santa isn't the only one making a list and checking it twice. The ATO has released its hot list. So if you want to avoid the naughty list and make sure you are up to date on upcoming changes, tune in to this episode!
Car insurance, most of us have it in some form or another, but do you have the correct type, and have you ever checked the fine print of your policy. In this episode, we break it down and reveal some tips and tricks when it comes to making sure you have the cover you want, and avoid a bad deal.
In this episode we chat about the strategy of Rentvesting, the pros and cons and how it can be a third option to be considered in the classic debate of whether to buy or rent.
It's the night Katherine gets her geek on (well more than normal). After working through the details, we share the key pieces of info that are likely to make an impact on your day-to-day finances from super, tax, government payments and incentives and more.
It is often said, rent money is dead money, but is that really true? At what point is it more advantageous to rent over buy? Join us in this episode as we look at both the pros and cons when it comes to buying a home vs renting.
Everyone is talking about inflation. We can't escape hearing about it. But what is inflation exactly? Join us in this episode as we cover its impact on you (we promise there is some good news in all this!), what it means for your mortgage and saving interest rates, and lastly, what steps you can take to combat the rising cost of living in a high-inflation environment.
If you've ever wondered whether you should be focusing on paying down your mortgage or whether you should use any spare cash to invest, then this is the episode for you. We'll walk through the questions you should ask yourself, crunch some numbers, and highlight different personal values to help you answer the question for yourself.
Do you dream of living in an exotic location, or envy those who have jobs that allow them to be paid to live and work overseas like Amber? Dream no more, becoming a digital nomad may be your ticket to making your dreams a reality. For more info about digital nomad visas check out https://workingholiday.au/digital-nomad-visas/ To work out the differences in the cost of living between countries check out https://www.numbeo.com/cost-of-living/comparison.jsp...
With interest rates rising, if you haven't been reviewing your home loan lending rates and mortgage arrangements, now is the time to so so! In this episode we have David of True North Mortgage Solutions back on the show to chat about what's on offer from the banks, what impact rising interest rates have on loans (beyond paying more back to the banks) and general updates to help us all out. If you want to chat with David about your lending options, you can reach out to him via https://truenorth.l...
It may be easy to avoid falling for a Nigerian Prince, but scams are becoming increasingly sophisticated. In this episode we cover some of the more recent scams going around so you can protect your hard-earned dosh!
Ever wanted to know how close you are to being a millionaire, or a multi-millionaire? In this episode, we break down the steps needed to work out your net worth, talk about why it is important to know your net worth and how often you should re-visit it. Our promo for our book is still running until the end of Feb, so use the discount code Book23 to get your hands on a copy for $23!
Welcome to 2023. The new year is typically when most people sit down and make goals for the year ahead. No matter what time of the year it is, if you want to make changes for the better, regardless if it is for your health, wealth, or relationships, there are some strategies you can adopt to boost your chances of reaching your goals. To celebrate the new year and to help you with any financial goals you may have, we have a promo code until the end of February. Use the code Book23, and you can pu...
In our final episode for the year, we wrap up with all things Christmas. Christmas can be stressful not only for our wallets but also for our time and energy levels. In this episode, we give you our take on how to be a savvy spender at Christmas. We are taking a break over Christmas & New Year and will return with our next episode on Jan 16th, 2023.
We love our children and want the best for them, to be healthy, have a good education, and have caring friends. The biggest fear of most parents is something happening to their kids, so in this episode, we talk about preparing them for the road ahead. While we love to bring you lots of joy and laughter in our episodes, this one was quite near to our hearts and gets a little emotional at the end.
In this episode we welcome back Lessli Strong and we chat about the wisdom, benefits and skills needed for backing yourself when it comes to work and relationships.
It's time for Katherine to get nerdy with the latest Federal Budget. We've taken the guess work out of it for you and give you a summary of the announcements that could mean changes or opportunities for you.
Credit cards can be an awful trap for some, but a huge benefit for others. Like all financial tools, it comes down to how you wield them. In this episode, we talk about ways you can use credit cards and reward programs to make you money, rather than cost you money.
You've asked and we've listened. In this episode we talk about how to get started with investing for the first time whether you are looking to kick off with shares, managed funds or ETF's. From opening an account, to choosing your investments and other elements such as minimum amounts required and fees. Happy investing!
Most of us will likely worry at some point about not having enough savings to last our retirement, but a recent hot topic has us talking about aiming to spend (and enjoy) every last cent of our retirement dollars. The key theory here is that if you die with money left unspent, it represents time spent working that could have been diverted to more memorable, pleasurable or personally significant moments in our lives. Join us as we explore the idea of living for today (and tomorrow)....
Whether you plan to retire early or plan a traditional retirement or simply want to plan ahead to ensure your money lasts the distance tune in to this episode to learn some of the common strategies to make your money last. We cover the 4% rule and the bucket strategy - two great principles that can protect your nest egg from depleted during down turns in the market while making sure you have consistent income each year.
In our last episode, we spoke about the incentives that are available for those wanting to buy an electric car. In this episode, we chat to our fave car guru "Fro", about how to go about determining whether an electric car is likely to be a good fit for your lifestyle.
Electric Vehicles have come a long way, and there are record numbers arriving over the coming years and generous incentives being offered to encourage take up. If you are thinking about purchasing an electric vehicle for your next car and want a run down of the latest incentives available join us as we chat about the stick and carrot programs and what it could mean for you. Links: The FBT exemption for electric cars announcement. Article on the electric cars coming on Australia between now and e...
When relationships end it can often be expensive - but it doesn't have to be! In this episode we chat with Christina about her top tips for those going or planning to go through the separation process and what to expect. You can find Christina at https://www.simple-separation.com.au/
It's that time of year and we wish you a big (and legitimate) tax refund. Listen in as we cover some tips and traps to help you make the most of your tax lodgement along with an update on the changes that took effect as of 1 July 2022.
With inflation skyrocketing this year, HECS / HELP loans amounts are being adjusted 6 times higher than last year's level. In this episode we chat about the dates you need to be mindful of, how you can go about paying down your HECS loan, and some key considerations such as weighing up paying down your student debt v other loans or savings goals.
If you've been paying attention to the nightly news or your super fund balance, you may have noticed that the markets have come off their recent highs and have been "jumpy". In this episode we chat about market volatility, the biggest mistakes people make when reacting to market wobbles and what the impact can be if deciding to move their investments into safer options during periods of market volatility... trust us, you won't believe the difference it will make! Tune in to find out.
Interest rates have been at record lows but now it appears that interest rates are heading north. In this episode, we discuss the latest news on why interest rates are increasing, what the banks are predicting and how much they are expected to increase by the end of 2022. So with interest rates rising, fixing your mortgage interest rate becomes an important strategy to consider. With new fixed-rate offers recently jumping much higher, we talk through the questions worth asking yourself if you ha...
In this episode, we are talking to Laura and Sarah about their FIRE (Financial Freedom Retire Early) journey. They are inspiring. Managing to travel, buy a house and still be on track to retire early. You won't want to miss it. If you are enjoying the show, please give us a like and a review on your fave podcast platform!
In the final episode of what to expect and plan for each decade, we look at life in your 60's and beyond. Retirement isn't what it used to be and is more than money. We talk about lifestyle expectations and making your money last for the long haul.
Budget night has been and gone. As always there are winners and losers each budget night and special announcements made that could impact you. Tune in to this episode as Amber and Katherine explain the key measures that are likely to impact you.
