You DO NOT want to mess with the IRS. As Tax Day draws near, tax planning questions are filling our inbox. We're kicking off this livestream that gets into some finer details that might apply to you and your unique situation ! After that, we answer more of your financial questions. We end with a spicy question about how to handle a new relationship with a whole life insurance policy... Learn more about your ad choices. Visit megaphone.fm/adchoices...
Mar 26, 2025•1 hr 2 min
We start with a question from Brit: "If you are starting in your mid 30s, does the 25% rule still apply?" Then we answer more of your questions while hearing about Brian's dream content team outing and a slip-up that almost required our first on-air bleep. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on soc...
Mar 24, 2025•29 min
True financial independence isn’t just about money—it’s about owning your time. In this episode, we break down how to value time (both today and in the future), the impact of the Time Value of Money, and how investing wisely can buy you years of financial freedom at a massive discount. Learn how a 25% savings rate can transform your financial future while still allowing you to enjoy life today. Don't wait—start buying back your time now! Learn more about your ad choices. Visit megaphone.fm/adcho...
Mar 21, 2025•32 min
Josh made a mistake. Knowing his impending sticky situation, he wrote us: "I over contributed to my Roth IRA this previous year (2024) due to making too much. What should I do?" Fear not, Josh, we're here to help answer your question. Stick around for the full livestream as we break down 9 questions from you - the financial mutants! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscrib...
Mar 19, 2025•56 min
Phil told us he treats money like a game. But looking at his money, it seems like his favorite game is RISK. He has a high net worth, but is he too much of a high roller? Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified st...
Mar 17, 2025•1 hr 25 min
Our number one wealth killer? Not cars. Not inflation. Not even credit cards. Our number one wealth killer is the lack of financial education. Our 5 Truths to Financial Education: Others don't need to lose for you to win (based on the previous 25 years). Your small decisions have a big impact ($250/month can become almost 7 figures). You don't have to make ALL of the right decisions (with a great quote from Mr. Buffett). What you value doesn't always feel good in the moment (4 questions to ask y...
Mar 14, 2025•34 min
You've seen it. You've heard about it. You've read about it. The stock market is down. SPOILER ALERT: Our advice stands strong - and we've got data to support it. After talking through current events, we answer your questions (covering topics from investment allocation to vesting schedules to debt payoff). We even touch on a sticky situation when it comes to investing for an upcoming wedding! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take...
Mar 12, 2025•1 hr 1 min
Bankrate is back with their annual survey of how Americans would pay for an emergency...and the results are not promising. We then jump answering questions from Financial Mutants like you! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building ...
Mar 10, 2025•37 min
One thing we've seen as financial advisors: not everyone knows how their 401k (or similar plan) works. Learn how these common mistakes can cost you MILLIONS of dollars over time and learn how to avoid them while building your army of dollar bills. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media...
Mar 07, 2025•40 min
Zach is a 34 year old with 3 dependents who wrote us to ask: "Should I take a drastic pay cut (-40%) to leave my current career that I'm no longer interested in?" We answer Zach's question and more (including a ton of Brian tangents) in this week's episode of Ask Money Guy! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Conn...
Mar 05, 2025•59 min
Robert and Keri have a…unique lifestyle. But has such a frugal lifestyle cost them huge opportunities? Let’s dive in, and find out. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how ...
Mar 03, 2025•1 hr 11 min
We've had SO MANY financial mutants sending us social media videos about sports betting. From astronomical losses to con artists selling courses, you want to hear Brian and Bo's take and now you can! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealt...
Feb 28, 2025•20 min
We kick off this week's livestream with a topical question from Christian A: "I’m a federal worker, 26, and facing potential layoff. How should I prepare?" We'll walk you through Christian's situation and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more ...
Feb 26, 2025•1 hr 6 min
"We have heard about some of Brian's financial goals and milestones (6 figure job by 30, $1M net worth, etc.)... But what were some of Bo's financial goals and milestones in the early going?" -Andrew G. We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Co...
Feb 24, 2025•28 min
Taxes are an unavoidable part of life. The good news? You have more control over your tax situation than you might think. In this guide, we'll explore five common tax traps that could be costing you thousands of dollars each year. By understanding and avoiding these pitfalls, you can keep more money in your pocket, make the tax code work FOR you instead of against you, and stretch your dollars that much further. Jump start your journey with our FREE financial resources Reach your goals faster wi...
Feb 21, 2025•30 min
"My wife and I want to move from Chicago to Colorado. Are there certain things to look out for when moving away from family to a new area? We would line up jobs before moving and have plenty of savings" -Thomas S We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the ...
Feb 19, 2025•35 min
Eric is at a crossroads. He wants to build wealth, but BIG debt is holding him back. Can we right the ship before he sinks? Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply...
Feb 17, 2025•54 min
The FIRE movement is popular in the Personal Finance space. It has a lot of values and goals that people resonate with. However, not everyone wants to retire early. So while FIRE may not be for everyone, the lessons that this movement can teach you about personal finance are incredibly valuable, no matter when you end up retiring. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe ...
Feb 14, 2025•42 min
"How do I decide how much life insurance I need? My wife and I have no kids and both make $60k/year" We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplifie...
Feb 12, 2025•34 min
"Is there a good way to know how much to contribute if you are behind? I’m 32 with about $40k invested. I make $55k in gross annual income. I’m currently saving 25% between 401k and HSA (including match). I'm honestly not sure how much more I could contribute realistically, but I like to have goals to work towards." We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the...
Feb 10, 2025•30 min
You often hear that a HUGE amount of personal finance is behavioral, meaning that it’s your mindset and your actions — not your income or your background — that will largely determine the course of your wealth-building journey. But dialing in your behaviors and avoiding the mental traps that can demotivate or derail you along the way is a key component of the wealth-building journey. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the rela...
Feb 07, 2025•39 min
"I'm 30 and I am buying a new car. The car fits the 20/3/8 rule. But if they gave me 4 years of 0% financing, is it okay to use all 4 years? Also how do you prepare for paying for a wedding?" We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with ...
Feb 05, 2025•25 min
Welcome to Making a Millionaire. Megan & Patrick thought that they were living the American Dream. But then, disaster struck. Can we help them build a better relationship with money? Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building wi...
Feb 03, 2025•1 hr 24 min
We see big money fails on social media all the time, so we had to get Brian and Bo's reactions to some of the craziest money fails out there on today's react episode. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strate...
Jan 31, 2025•17 min
Real Stories. Real Strategies. Real Wealth. Today, we're introducing our new show, "Making a Millionaire" with the first episode coming out on Monday, February 3rd. This new show provides personalized, actionable strategies and reliable guidance to help everyday people fast-track their path to financial freedom. Unlike traditional financial advice programs that focus on restrictive rules or cutbacks, Making a Millionaire empowers viewers to craft a wealth-building strategy that aligns with their...
Jan 29, 2025•31 min
"Can you talk about what the 3 bucket strategy is and when we should start considering diversifying our retirement account to more than just target date funds?" We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more con...
Jan 27, 2025•36 min
We know that Americans everywhere are feeling financially squeezed. People are continuing to feel the impact of increased living costs and inflation, even though rates have returned to normal So as we get 2025 underway, it would make sense that people are looking for practical ways to get their financial lives in order. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube ...
Jan 24, 2025•38 min
"Been watching Money Guy for a bit now. I'm having a hard time deciding where to start and I need to because I’m way behind. Eight percent going to 401a with an 8% match. I'm not sure where to put more - 457? Roth IRA?" We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyo...
Jan 22, 2025•31 min
"Do you have guidelines on housing cost in relation to net worth or just income?" We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from...
Jan 20, 2025•31 min
Our show, “Retiring with $1,000,000 (by age)” - showed you that $1M probably wasn’t enough for financial independence especially if you’re 10+ years from retirement. But to get to those other millions? You have to get to the first million! We wanted to walk you through exactly how to grow your dollars, get to that first million (and then next four!). And, we’ll show you when you can expect to meet those milestones. Jump start your journey with our FREE financial resources Reach your goals faster...
Jan 17, 2025•42 min
