In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, dives into the realities of managing debt and building wealth. He emphasizes that no one is truly "self-made" and discusses the importance of understanding financial behaviors rather than just focusing on money problems. With a candid look at a listener's situation—nearly a million dollars in debt, including a mortgage, student loans, and credit card debt—Lloyd provides insights on how to approach financial stress ...
Feb 10, 2025•14 min•Ep. 206
In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, addresses the common misconceptions surrounding personal finance and investment. He highlights how many people invest based on trends or peer pressure without truly understanding what they’re investing in. Lloyd emphasizes the importance of financial literacy and encourages listeners to take a proactive approach to managing their money. He discusses the necessity of regularly reviewing one’s financial situation and unde...
Feb 05, 2025•17 min•Ep. 205
In this episode of Money Grows On Trees: The Podcast , host Lloyd Ross delves into the intriguing concept of "Punchcard Investing," a methodology inspired by Warren Buffett's legendary investment strategies. Ross unpacks how adopting a "20-punch card" mindset can alleviate investment stress, enhance patience, and significantly improve financial returns. By waiting for the perfect pitch – much like a skilled baseball player focusing on their happy zones – investors can achieve remarkable results ...
Jan 27, 2025•17 min•Ep. 204
In this must-listen episode of Money Grows On Trees: The Podcast , host Lloyd Ross unveils the ultimate money-making algorithm—a six-step formula designed to help you generate income consistently and predictably. Drawing comparisons to everyday activities like baking banana bread, Lloyd breaks down each step from crafting an irresistible offer to scaling your efforts. Whether you're an aspiring entrepreneur or looking to boost your financial acumen, this episode provides actionable insights and ...
Jan 20, 2025•21 min•Ep. 203
Have you ever wondered how some people consistently stay motivated day in and day out? In this episode of "Money Grows On Trees: The Podcast," host Lloyd Ross reveals the secret to cultivating internal motivation that lasts. How can you maintain your motivation even when external factors let you down? What role does having a clear vision of your future play in sustaining your drive? Tune in as Lloyd answers these questions and explores the connection between vision and motivation. You'll also he...
Jan 13, 2025•12 min•Ep. 202
In this episode of Money Grows On Trees: The Podcast, host Lloyd Ross reveals a powerful framework that can transform the way you set and achieve your financial goals. Whether you've struggled with sticking to your New Year's resolutions or just want to supercharge your progress, this episode has the answers. Have you ever wondered why your financial goals never seem to stick? Discover Lloyd's insights as he breaks down a step-by-step process that ensures you not only set but also achieve your m...
Jan 06, 2025•16 min•Ep. 201
In this captivating end-of-year episode of "Money Grows On Trees: The Podcast," your Millionaire Money Mentor Lloyd Ross takes you on a reflective journey through the top 9 financial lessons he learned in 2024. From making hard decisions and mastering patience to the power of partnerships and the underrated simplicity of indexing, Lloyd shares invaluable personal insights and practical advice that promise to transform your financial mindset. Whether you're looking to set solid goals for 2025 or ...
Dec 30, 2024•24 min•Ep. 200
In this eye-opening episode of Money Grows On Trees , host Lloyd Ross challenges conventional wisdom by revealing that even your savings account is an investment. Are you concerned about taking the first step into investing, worried about risks, or unsure about the impact of inflation on your savings? Lloyd breaks down how your money in a bank is essentially a low-return bond and explains why financial education is crucial for maximizing your returns and combating inflation. Discover why sitting...
Dec 23, 2024•8 min•Ep. 199
Join Lloyd Ross in the latest episode of Money Grows on Trees, where he delves deep into the current state of the global economy. From Australia's property bubble to the potential renaissance of the American economy under new leadership, Lloyd provides his insightful analysis on various economic landscapes. Discover valuable tips on navigating through unprecedented economic conditions, the importance of investing wisely, and where potential opportunities lie amidst market volatility. Don't miss ...
Dec 16, 2024•20 min•Ep. 198
In this eye-opening episode of "Money Grows On Trees: The Podcast," host Lloyd Ross delves into the daunting topic of debt and provides listeners with a practical, step-by-step guide on how to pay it off faster. Lloyd shares his personal experiences and effective strategies, encapsulated in four actionable steps, designed to help you regain control over your finances. Whether you're struggling with credit card debt, student loans, or mortgage payments, this episode offers the insights you need t...
Dec 09, 2024•14 min•Ep. 197
Ever wondered why a seasoned investor like Lloyd Ross steadfastly avoids Bitcoin despite its astronomical gains? In this candid episode of Money Grows on Trees: The Podcast, Lloyd delves into the compelling reasons behind his decision and explores the broader implications for your financial strategy. Why does Lloyd compare cryptocurrency speculation to buying vintage oil signs or art collections? What’s the core principle that keeps him loyal to traditional businesses and index funds? Discover L...
Dec 02, 2024•10 min•Ep. 196
In this eye-opening episode of Money Grows On Trees: The Podcast , host Lloyd Ross dives deep into why he avoids investing in cryptocurrency and gold. Instead, Lloyd emphasizes the importance of investing in productive assets like businesses, farmland, and real estate. Learn why these assets are superior for wealth creation and how understanding this principle can transform your financial future. Timestamps and Key Sections: 00:00 Prefers index funds over gold or cryptocurrency. 05:15 Currency t...
Nov 25, 2024•11 min•Ep. 195
In this thought-provoking episode of "Money Grows On Trees," host Lloyd Ross dives deep into the concept of retirement. He challenges conventional wisdom and questions whether the idea of waiting until age 65 to truly live your life might be a myth crafted by banks and employers. Lloyd shares insights on how to achieve financial independence now, rather than later, through entrepreneurship, strategic investments, and living a purpose-driven life. He also introduces the concept of the "Misoji," i...
Nov 18, 2024•14 min•Ep. 194
In this episode of Money Grows on Trees: The Podcast , host Lloyd Ross dives into the pervasive myth that you need to be wealthy to start investing. Lloyd deconstructs this belief and offers practical advice on how anyone can begin their investment journey with even small amounts of money. From understanding compound interest to setting realistic financial goals, this episode provides actionable steps to secure a financially stable future. Timestamps and Key Sections: 00:00 Feeling excluded from...
Nov 11, 2024•9 min•Ep. 193
In this episode of Money Grows on Trees, hosts Lloyd Ross and Ed Wright dive deep into the concept of the 'Circle of Competence,' offering listeners a blueprint to focus their investment strategies and build substantial wealth. Drawing inspiration from investing legend Warren Buffett, Lloyd explains why it's crucial to concentrate on one or two asset classes that align with your expertise, rather than spreading yourself too thin. Learn how to eliminate the noise, overcome analysis paralysis, and...
Nov 04, 2024•11 min•Ep. 192
In this episode, Lloyd Ross dives into the nuts and bolts of turning your brilliant money-making ideas into a reality. Learn why most entrepreneurs get stuck in the idea phase, how to overcome discomfort and rejection, and the essential activities you need to scale your business to new heights. This episode is a must-listen for anyone looking to break free from the cycle of ideation and step into execution. TimeStamps 00:00 Excitement fades when ideas require uncomfortable actions. 03:16 Create ...
Oct 27, 2024•19 min•Ep. 191
In the latest episode host Lloyd Ross tackles the burning question: "When Can I Enjoy My Money?" Are you diligently saving, investing, and managing your finances yet wondering when it's time to treat yourself? Lloyd shares practical advice on how to balance financial discipline with enjoying the fruits of your hard work. Tune in to gain insights on how to sensibly enjoy your money now while keeping your financial journey on track. Don't miss this episode if you're ready to harmonize wealth-build...
Oct 20, 2024•5 min•Ep. 190
In the latest episode of Money Grows On Trees, host Lloyd Ross delves into a powerful 90-day strategy to transform your finances. Are you stuck in a cycle of debt and struggling to save? Lloyd breaks down the crucial steps to take control of your money by auditing your spending, cutting costs, and building new income streams. Discover actionable tips on how to stem financial bleeding, and even start investing with low-risk methods. This episode is packed with practical advice to help you achieve...
Oct 13, 2024•14 min•Ep. 189
In this enlightening episode of "Money Grows On Trees: The Podcast," host Lloyd Ross delves deep into the unseen challenges that ambitious individuals face on their path to success. These "taxes" are much more than financial; they encompass emotional, mental, and social tolls. Lloyd breaks down the 7 hidden taxes that come with striving for greatness, sharing personal anecdotes and practical advice to help listeners recognize and navigate these hurdles. Tune in to discover how to turn these chal...
Oct 06, 2024•19 min•Ep. 188
In this episode of "Money Grows On Trees," Lloyd Ross dives into the essential hack for taking control of your finances. The focus is on one crucial habit practiced by the wealthy and financially savvy – doing a regular financial audit. Inspired by personal experiences and philosophical insights, Lloyd emphasizes the importance of knowing where your money is going to achieve financial stability and success. **Key Takeaways:** 1. **The Importance of Tracking Expenses:** - Understand where your mo...
Sep 29, 2024•18 min•Ep. 190
Discover the three essential money skills you need to master if you want to achieve financial wealth. Host Lloyd Ross dives into actionable strategies for managing money, multiplying it, and making more, which are the pillars of financial success. Have you ever wondered why focusing solely on money mindset might be holding you back? Want to know which behaviors you need to change to effectively manage your money? In this episode, Lloyd answers these questions and more, bringing clarity to your f...
Sep 22, 2024•16 min•Ep. 189
Join Lloyd Ross in this insightful episode of "Money Grows On Trees: The Podcast," where he explores "The Magic of Thinking Small." Despite common advice to think big, Lloyd discusses the profound impact of starting small. From transforming a modest $2,000 investment into a million-dollar portfolio to the incremental steps necessary for significant growth, this episode is filled with practical advice for aspiring entrepreneurs and investors. Timestamps - **[00:00]** Introduction to "The Magic of...
Sep 15, 2024•13 min•Ep. 188
In this compelling episode of Money Grows on Trees: The Podcast, your host Lloyd Ross takes you on a journey through the importance of starting small in your financial and entrepreneurial endeavors. Breaking down the overwhelming notion of “thinking big,” Lloyd shares practical advice and personal anecdotes that highlight the critical first steps towards building wealth, developing new skills, and achieving grand goals. From investing your first dollar to networking by simply saying “hello,” thi...
Sep 08, 2024•10 min•Ep. 187
In this enlightening episode of the *Money Grows On Trees* podcast, hosts Lloyd Ross and the Narrator delve into the powerful impact of mindset on investing. Lloyd reveals the transformative power of replacing one simple word in your investment vocabulary to become a better investor. Drawing inspiration from investment legends such as Warren Buffet and his mentor Benjamin Graham, Lloyd explains why viewing stocks as businesses can revamp your entire investment strategy, leading to more informed ...
Sep 01, 2024•7 min•Ep. 186
Episode Summary: In this episode of "Money Grows On Trees: The Podcast," host Lloyd Ross delves into the intriguing world of home equity and how you can potentially leverage it to grow your wealth. With real-life examples and practical insights, Lloyd dispels common misconceptions and outlines crucial steps to consider before making any financial moves involving home equity. Whether you're a homeowner wondering about the current value of your property or an investor seeking smart strategies, thi...
Aug 25, 2024•11 min•Ep. 185
Are you considering buying a new car? Lloyd Ross is here to tell you why that's a financial mistake you might want to avoid. Want to know why buying a new car is often a poor financial decision? Curious about the depreciation costs and how they eat away at your investment? This episode answers those questions and more, shedding light on the hidden pitfalls of driving a brand-new car off the lot. Ever wondered how to make a smarter car purchase without compromising on quality? Interested in learn...
Aug 18, 2024•9 min•Ep. 184
In this captivating episode of Money Grows on Trees, Lloyd Ross delves into the reasons behind the recent stock market correction. Why did heavyweights like Warren Buffett start selling, and what does this mean for everyday investors? Have you ever wondered what triggers stock market corrections and why they're inevitable? Lloyd not only breaks down the mechanics of Warren Buffett's massive liquidation of his Apple position but also explains the crucial role of the reverse carry trade from Japan...
Aug 11, 2024•16 min•Ep. 183
Join host Lloyd Ross in this compelling episode of "Money Grows On Trees: The Podcast," as he welcomes special guest Mark Blundell. Dive into an insightful conversation where Mark shares his transformative journey from managing indoor cricket centers to mastering digital marketing and selling high-ticket offers. Discover the secrets behind his approach to managing money, setting clear goals, overcoming mental barriers, and continually seeking self-improvement. Gain valuable insights on how to al...
Aug 04, 2024•1 hr 3 min
In this compelling episode of *Money Grows On Trees: The Podcast*, host Lloyd Ross delves into the fascinating world of luck and reveals how you can scientifically cultivate good fortune in your life. Discover the transformative power of "lucky locations," the importance of mingling with "lucky people," and the value of having "lucky conversations." Lloyd also emphasizes the need for "lucky beliefs" and consistent "lucky habits." Drawing insights from successful figures like Daniel Priestley and...
Aug 04, 2024•17 min
In the latest episode of "Money Grows On Trees: The Podcast," host Lloyd Ross unpacks "17 Ways to Hack Your Productivity." Drawing insights from his upcoming book, "Time Rich," Lloyd delves into actionable strategies you can implement today to boost your productivity and make the most of your time. From creating effective to-do lists and compartmentalizing your day, to understanding the critical importance of rest and energy management, this episode is a must-listen for anyone looking to optimiz...
Jul 28, 2024•24 min
