Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Most Australians retire at 67 with barely enough super to last a decade. But a small group retires at 55 with income‑producing assets that pay them for life. In this episode, I break down why super alone can’t g...
Apr 29, 2026•16 min•Ep. 324
Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode, Lloyd breaks down why so many Aussies feel “house rich, cash poor”, how the cultural pressure to buy distorts real decision‑making, and what the true cost of ownership looks like when you strip ...
Apr 23, 2026•23 min•Ep. 323
Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com The last time Australia saw a property boom like this, it ended in a 50% crash, and the recovery took 70 years. Most Aussies think property “always goes up”, but history tells a very different story. In this epi...
Apr 21, 2026•17 min•Ep. 322
Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com SpaceX looks like the investment opportunity of a generation, but most people don’t understand how the IPO works or what they’re actually buying. In this episode, Lloyd breaks down the numbers behind SpaceX, the...
Apr 15, 2026•27 min•Ep. 321
Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com The $100 note in your wallet is worth less today than it was yesterday, not because of normal inflation, but because the modern monetary system is designed to erode your purchasing power over time. In this new e...
Apr 09, 2026•22 min•Ep. 320
Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the Australian property boom was driven by seven powerful tailwinds, and why every one of them is now weakening or reversing. He explains how rising rates, political pr...
Apr 07, 2026•21 min•Ep. 319
Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth?http://moneybuyshappinessbook.com In this new episode, Lloyd reveals why the deeply embedded societal pressure to buy a house is actually a trap for millions of people, and why the macro conditions that made property the trade of the decade are gone. He also breaks down the math behind the "yield gap" and the hidden op...
Apr 01, 2026•30 min•Ep. 318
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 👉https://moneybuyshappinessbooks.com/housepoorbook In this new episode, Lloyd reveals why the US–Iran war is reshaping global markets in ways most investors aren’t seeing, and why a handful of assets consistently move first when fear spikes. He also shares the surprising structure of his own portfolio and the long‑term filter he now uses to decide which companies make the cut. This episode explores: ◼️ The a...
Mar 26, 2026•10 min•Ep. 317
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the global oil shock is about to hit Australia harder than any other developed nation, and why the cost of everything is about to surge. With Brent crude above $100 and the Strait of Hormuz near closed, fuel, food, freight, inflation and mortgage stress are all set to rise. This episode covers: ◼️ Why this oil shock is more severe than the 1970s ◼️ How rising fuel co...
Mar 24, 2026•21 min•Ep. 316
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the RBA’s latest 0.25% hike won’t cool inflation, and why it’s pushing Australia closer to 5%. With a split board, rising fuel costs and Treasury forecasting higher inflation, this move leaves households exposed to more pressure ahead. This episode breaks down: ◼️ What the RBA actually decided, and why the 5-4 vote matters ◼️ Why a 0.25% move keeps policy neutral whi...
Mar 19, 2026•10 min•Ep. 315
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd explains why most people invest backwards and reveals the three wealth archetypes that determine how you actually handle risk. This episode breaks down: ◼️ The Guardian, the Builder and the Hunter, and how each one responds to volatility ◼️ Why mismatched risk destroys portfolios more than market crashe...
Mar 12, 2026•13 min•Ep. 314
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down exactly how he would invest $10,000 if he had to start again from scratch. These are the practical steps he’d take today based on the same principles that helped him become a millionaire. This episode breaks down: ◼️ Why the first investment has nothing to do with the stock market ◼️ How to ...
Mar 10, 2026•13 min•Ep. 313
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd explains why your superannuation was never designed to make you wealthy and why relying on it for freedom is one of the biggest financial misunderstandings in Australia. This episode breaks down: ◼️ What super actually is and what it was built to do ◼️ Why it preserves capital but doesn’t create optiona...
Mar 05, 2026•12 min•Ep. 312
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd reacts to some of the most common finance‑influencer advice and breaks down why so much of it is misleading, incomplete or outright dangerous. The episode exposes the tactics, shortcuts and narratives that sound smart online but fall apart when you look at the data, the incentives and the real‑world con...
Mar 03, 2026•13 min•Ep. 311
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd exposes the $100 billion risk sitting at the centre of the entire crypto market. Bitcoin’s biggest threat isn’t regulation or hacks. It’s Tether, a stablecoin that has never completed a full independent audit, yet underpins most of crypto’s liquidity. The episode breaks down: ◼️ Why crypto liquidity dep...
Feb 26, 2026•8 min•Ep. 310
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd breaks down why the biggest silver crash in 40 years wasn’t a random event, and why most investors are misunderstanding what comes next. A 27% single‑day drop signals structural pressure, crowded positioning and a shift in macro expectations that few people are prepared for. The episode explores: ◼️ Why...
Feb 24, 2026•16 min•Ep. 309
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd breaks down why Bitcoin’s collapse wasn’t luck, and why the next phase could be even more brutal than people expect. Cheap money is gone, liquidity is tightening, speculative demand is evaporating and the narratives propping up Bitcoin are cracking under real economic pressure. You’ll learn: ◼️ Why Bitcoin’...
Feb 19, 2026•16 min•Ep. 308
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd breaks down why the RBA isn’t finished and why Australians are about to feel more financial pressure than they expect. Inflation is still running hot, government spending is fuelling demand, and the next wave of data is set to force decisions that will hit mortgages, property values and household budgets. Y...
Feb 17, 2026•15 min•Ep. 307
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd reveals the five money secrets millionaires use that most people never learn. These aren’t hacks or shortcuts. They’re the quiet, disciplined habits that build real wealth while everyone else stays trapped in the system. You’ll learn: ◼️ Why cashflow matters more than a high income ◼️ How wealthy people use...
Feb 12, 2026•8 min•Ep. 306
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd reacts to the housing market circus, migration pressures, and the banks profiting from it all. You’ll learn: ◼️ Why low‑deposit schemes trap buyers in unsustainable debt ◼️ How government incentives distort the housing market ◼️ Why property isn’t the safe asset people claim it is ◼️ How migration and polic...
Feb 10, 2026•13 min•Ep. 305
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com Most people only react after a recession hits. By then, prices have moved, fear is peaking, and the best assets are already gone. In this episode, Lloyd James Ross breaks down the three sectors he’s positioning capital in before the downturn arrives, and why these industries continue to generate income even when the economy contr...
Feb 05, 2026•16 min•Ep. 304
What does Bitcoin produce? No cashflow, no earnings, no yield. Its price depends entirely on the next buyer paying more than you did. So why are so many people holding an asset that produces nothing? In this episode, Lloyd reveals: ◼️ Why Bitcoin isn't the investment you think it is ◼️ The difference between price movement and true value ◼️ Why blockchain technology's value doesn't make Bitcoin a good investment ◼️ The smarter, more predictable way to build lasting wealth ◼️ Why you should inves...
Feb 03, 2026•13 min•Ep. 303
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com Global fund managers, the IMF, and even Michael Burry are warning about the AI bubble. Yet billions are still pouring into companies like OpenAI, NVIDIA, and AMD despite unsustainable losses and circular financing deals. In this episode, Lloyd reveals: ◼️ Why the AI bubble is coming ◼️ How circular money flows are propping up the...
Jan 29, 2026•25 min•Ep. 302
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this new episode, Lloyd James Ross breaks down why MicroStrategy’s leveraged bet on Bitcoin is starting to unravel. You’ll discover: ◼️ How $17 billion vanished in just three months ◼️ Why Michael Saylor’s debt‑fuelled Bitcoin strategy is dangerously fragile ◼️ The domino effect that could trigger forced liquidations and margi...
Jan 27, 2026•18 min•Ep. 301
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com In this episode, Lloyd reveals why the Reserve Bank isn’t cutting rates as many expect, and why hikes are coming instead. ◼️ Why inflation isn’t dead ◼️ How higher rates will blindside homeowners ◼️ The impact on property prices, consumer spending, and the Aussie dollar ◼️ Why investors need to understand the link between rates a...
Jan 22, 2026•12 min•Ep. 300
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com Trump’s Venezuela takeover has changed the energy game. In this episode, Lloyd reveals how this geopolitical shift creates one of the biggest wealth opportunities of the decade: ◼️ Why Venezuela’s oil reserves suddenly matter again ◼️ How Trump’s energy policy changes the global game ◼️ The one company already on the ground, read...
Jan 20, 2026•23 min•Ep. 299
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com The entire 2026 money plan…explained fast. Lloyd covers your magic number, cash‑flow tracking, cost cuts, ETF compounding, and the disciplined behaviours that build a repeatable wealth system. ◼️ How to calculate your magic number so you know exactly what you’re aiming for ◼️ The cash‑flow habits that free up money to actually in...
Jan 13, 2026•10 min•Ep. 298
Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com 🔗 TAKE ACTION: Get Money Buys Happiness book: http://moneybuyshappinessbook.com The entire game of investing…explained in 60 seconds. Lloyd reveals the 3 rules that separate wealth builders from everyone else. Watch to the end. Timestamps: 00:00:00 Introduction 00:00:11 - Rule 1 00:00:22 - Rule 2 00:00:33 - Rule 3 Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd...
Jan 08, 2026•48 sec•Ep. 297
In this new episode, Lloyd James Ross exposes the $1.5 trillion AI bubble threatening your superannuation, property portfolio, and the wider economy, showing why smart investors are exiting, why most AI projects may never be profitable, and how hype-driven valuations built on circular revenue loops could collapse fast, and most importantly, how you can protect your wealth and be ready to seize real opportunities when the bubble bursts. Want to achieve financial freedom and build lasting wealth? ...
Jan 06, 2026•27 min•Ep. 296
In this new episode, Lloyd breaks down the truth behind the headline that 85 million jobs will disappear by 2026, and reveals whether AI is really going to destroy your financial future. While governments push universal basic income as a safety net, it’s really a trap that creates dependency, limits your potential, and keeps you controlled. Lloyd explores what the headlines about AI job losses are really missing, and why the biggest risk isn’t automation itself but failing to adapt. He shows how...
Jan 01, 2026•22 min•Ep. 295
