Laura answers listener questions and helps you get familiar with 9 critical retirement account rules so you can use them whether you’re employed, self-employed, unemployed, or retired. Money Girl is hosted by Laura Adams. A transcript is available at Simplecast. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at 302-365-0308. Find Money Girl on Facebook and Twitter , or subscribe to the newsletter for more personal finance tips. Money Girl is a part of Qu...
Aug 17, 2022•18 min•Ep. 740
With inflation at an all-time high, you might be feeling a strain on your finances. A wise way to fight back is using some clever ways to cut costs—how about 25 of them? That's what we'll cover in today's show so you can put them into action for quick money wins. Money Girl is hosted by Laura Adams. A transcript is available at Simplecast . Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at 302-365-0308. Find Money Girl on Facebook and Twitter , or subscr...
Aug 10, 2022•16 min•Ep. 739
Money Girl is hosted by Laura Adams. A transcript is available at Simplecast. Find Money Girl on Facebook and Twitter , or subscribe to the newsletter for more personal finance tips. Money Girl is a part of Quick and Dirty Tips . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/money-girl-newsletter https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams https://lauradadams.com/...
Aug 03, 2022•18 min•Ep. 738
Building and maintaining great credit is a critical part of your financial life. Be aware of seven credit mistakes and misunderstandings that can hurt your wallet. Money Girl is hosted by Laura Adams. A transcript is available at Simplecast. Find Money Girl on Facebook and Twitter , or subscribe to the newsletter for more personal finance tips. Money Girl is a part of Quick and Dirty Tips . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/money-girl-newsletter https://...
Jul 27, 2022•13 min•Ep. 737
Ready to quit work or begin a financially independent lifestyle? Laura covers five strategies to help you retire early and avoid paying early withdrawal penalties. Money Girl is hosted by Laura Adams. A transcript is available at Simplecast. Find Money Girl on Facebook and Twitter , or subscribe to the newsletter for more personal finance tips. Money Girl is a part of Quick and Dirty Tips . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/money-girl-newsletter https://...
Jul 20, 2022•24 min•Ep. 736
Ever wonder if you should use a buy now pay later (BNPL) offer or how they actually work? Laura interviews Bill Walsh, Chief Customer Officer with Sunbit about the growing BNPL industry and tips for using modern financing options wisely. Here are a few topics Bill and I cover on this week's show: The two primary types of BNPL offers you can use. How a BNPL purchase compares to using a credit card. Sunbit’s survey results that reveal the effect of inflation on essential purchases. Types of purcha...
Jul 13, 2022•27 min•Ep. 735
Find out exactly how much money you really need for retirement and by what age. Laura covers various factors to consider for retirement planning, including a potential recession. Money Girl is hosted by Laura Adams. A transcript is available at Simplecast. Find Money Girl on Facebook and Twitter , or subscribe to the newsletter for more personal finance tips. Money Girl is a part of Quick and Dirty Tips . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/money-girl-news...
Jul 06, 2022•25 min•Ep. 734
Money Girl has 8 micro money habits to help you take control of your finances, feel secure, and reach any realistic financial goal you desire. Money Girl is hosted by Laura Adams. A transcript is available at Simplecast. Find Money Girl on Facebook and Twitter , or subscribe to the newsletter for more personal finance tips. Money Girl is a part of Quick and Dirty Tips . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/money-girl-newsletter https://www.facebook.com/Mone...
Jun 29, 2022•23 min•Ep. 687
Ever wonder if using a balance transfer credit card could help you get out of debt faster? Laura interviews Mary Gameng, MBA and Credit Card Specialist with Citizens , and answers a listener question. Here are a few topics Mary and Laura talk about on this week's show: How many Americans have credit card debt and how much. Steps to create a debt pay-off plan. Ways using a balance transfer card can improve your finances. How card issuers evaluate you when applying for a transfer card. Whether usi...
Jun 22, 2022•26 min•Ep. 733
Not sure what to do with an old retirement plan from a previous job? Laura answers a listener's question and reviews five options for managing your retirement account. Can't remember where your old 401(k)s are? Use these 3 tips to locate them. Money Girl is hosted by Laura Adams. A transcript is available at Simplecast. Find Money Girl on Facebook and Twitter , or subscribe to the newsletter for more personal finance tips. Money Girl is a part of Quick and Dirty Tips . Links: https://www.quickan...
Jun 15, 2022•17 min•Ep. 732
Find out five ways to save and invest for your child's future and how it should fit into your big financial picture. Money Girl is hosted by Laura Adams. A transcript is available at Simplecast. Find Money Girl on Facebook and Twitter , or subscribe to the newsletter for more personal finance tips. Money Girl is a part of Quick and Dirty Tips . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/money-girl-newsletter https://www.facebook.com/MoneyGirlQDT https://twitter.c...
Jun 08, 2022•16 min•Ep. 731
Laura breaks down the benefits of a health savings account (HSA), who qualifies to have one, and whether you should spend it or keep it invested for the long term. Money Girl is hosted by Laura Adams. A transcript is available at Simplecast . Get a copy of Laura's latest book Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers in paperback, ebook, or audiobook! Find Money Girl on Facebook and Twitter , or subscribe to the newsletter for more perso...
Jun 01, 2022•14 min•Ep. 730
Before buying bitcoin in your 401(k), understand the benefits and risks. Money Girl is hosted by Laura Adams. A transcript is available at Simplecast . Get a copy of Laura's latest book Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers in paperback, ebook, or audiobook! Find Money Girl on Facebook and Twitter , or subscribe to the newsletter for more personal finance tips. Money Girl is a part of Quick and Dirty Tips . Links: https://www.quickan...
May 25, 2022•15 min•Ep. 729
As interest rates rise, find out essential financial moves to save money. Money Girl is hosted by Laura Adams. A transcript is available at Simplecast. Find Money Girl on Facebook and Twitter , or subscribe to the newsletter for more personal finance tips. Money Girl is a part of Quick and Dirty Tips . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/money-girl-newsletter https://www.facebook.com/MoneyGirlQDT https://twitter.com/LauraAdams https://lauradadams.com/...
May 18, 2022•16 min•Ep. 728
Do you know the difference between good and bad debt? Laura explains why it's a critical concept for saving money, building wealth, and creating more financial security. Plus, she covers a simple 7-step plan for paying off debt fast. Money Girl is hosted by Laura Adams. Transcript is available at Simplecast. Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirty...
May 11, 2022•24 min•Ep. 708
If your employer offers a 401(k) match or stock options, they may come with a company vesting schedule. Find out what it means to be vested and how it should factor into decisions about your employment. Read the transcript on Quick and Dirty Tips. Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://w...
May 04, 2022•21 min•Ep. 727
Having more than one retirement plan can change the tax rules and benefits you receive. Laura explains what you need to know and how to get most most out of multiple retirement accounts in the same year. Read the transcript on Quick and Dirty Tips. Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://...
Apr 27, 2022•21 min•Ep. 726
To answer a Money Girl podcast listener question about being a personal representative, Laura interviews attorney Lauren Blair . They chat about planning your estate and being prepared to be an executor of someone's will after their death. Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quick...
Apr 20, 2022•18 min•Ep. 725
Buying a home or refinancing a mortgage is a huge financial move! Laura helps you understand what mortgage points are and how to know if they're worth paying for as you shop around. Read the transcript on Quick and Dirty Tips. Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips....
Apr 13, 2022•21 min•Ep. 724
Are you ready for homeownership? Find out if buying a home is right for you, how much you can afford, ways to save for a down payment, and tips to get an affordable mortgage. The more you know about the home buying process and prepare your finances it, the cheaper and less stressful it will be. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.c...
Apr 06, 2022•28 min•Ep. 674
To celebrate Women’s History Month, Laura interviewed Flori Marquez, co-founder of BlockFi , a crypto financial services company. They chat about the future of crypto, why you should care, and surprising sesults of the second annual Real Talk: Women x Crypto 2.0 survey. Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips...
Mar 30, 2022•26 min•Ep. 723
As your net worth increases you have more exposure to lawsuits and other financial risks. Laura covers 7 wise strategies to protect your money, assets, and businesses. Read the transcript on Quick and Dirty Tips. Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quickanddirtytips.com/subscribe ...
Mar 23, 2022•16 min•Ep. 722
Looking for ways to slash your tax bill? Laura reviews seven legitimate ways to eliminate your entire tax bill or increase your tax refund and keep hundreds or thousands of your hard-earned dollars. Read the transcript on Quick and Dirty Tips. Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.q...
Mar 16, 2022•17 min•Ep. 721
Filing cabinet overstuffed? It's time to get clarity on which documents you can safely toss, what records you should save, and for how long. Laura reviews five tips for keeping tax and other financial records and staying compliant with IRS rules. Read the transcript on Quick and Dirty Tips . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/ https:/...
Mar 09, 2022•17 min•Ep. 720
This week's market turmoil underscores that using tried-and-true investment strategies is best. Laura gives an explainer about why everyone has been talking about GameStop and reviews seven simple principles to grow your money no matter if you're a new investor, have been at it for decades, or don't have much money to invest. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links:...
Mar 02, 2022•22 min•Ep. 670
Laura interviews Sarah Wyant from Carvana about tips for getting the best deal when buying or selling a used car online. They discuss what you need to know, including how to save money, create a car budget, prepare for financing, have a more enjoyable experience, and receive a real offer to sell your car in minutes. Read the companion article on Quick and Dirty Tips. Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversatio...
Feb 23, 2022•29 min•Ep. 719
Ready to invest in crypto and NFTs but don't want to get scammed? Laura answers listener questions about who should own crypto assets, the potential risks, and how to know when a cybercriminal is trying to take advantage of you. Read the transcript on Quick and Dirty Tips. Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtyt...
Feb 16, 2022•21 min•Ep. 718
Starting a family is an exciting life change. Laura covers ten financial and legal considerations for new parents to reduce risk, make medical cost and childcare more affordable, and protect their child's financial future. Read the transcript on Quick and Dirty Tips. Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.co...
Feb 09, 2022•20 min•Ep. 717
Over-contributing to various tax-advantaged accounts isn’t allowed, but can be easy to do by mistake. Laura reviews the contribution limits for various accounts and how to correct an excess so you avoid costly penalties. Read the transcript . Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter for regular updates. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/money-finance/retirement/over-contribute-to-hsa-ira-or-401k https://www....
Feb 03, 2022•20 min•Ep. 661
Fortunate to have a bit of extra money, but aren't sure what to do with it? Laura answers a listener question and covers seven smart things to do with your money after you've covered the basics. Read the transcript on Quick and Dirty Tips. Check out all the Quick and Dirty Tips shows . Subscribe to the newsletter to get more personal finance tips. Join the conversation on Facebook and Twitter . Links: https://www.quickanddirtytips.com/ https://www.quickanddirtytips.com/podcasts https://www.quick...
Jan 26, 2022•22 min•Ep. 716
