Money Confidence - podcast cover

Money Confidence

Sarah Blyth and Georgia Leggwww.sarahtalksmoney.com
Sarah is a Chartered Financial Adviser and Certified Financial Coach and Georgia is a Senior Paraplanner. Together, they have over 20 years experience in financial services and are on a mission to educate others about money in a fun and non-jargon way. They will help you master your finances and money mindset so that you feel more confident with money and the decisions you make around money. They talk all things money from investments, pensions and benefits to your mindset around money and steps you can take to improve your relationship with money. They aim to make it fun, educational and are with you every step of the way. Together, we've got this!

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Episodes

Money Confidence – Pensions

On this episode of the Money Confidence podcast, Sarah and Georgia talk about pensions. KEY TAKEAWAYS A pension is one of the most tax-efficient ways to save for your retirement, but it can't usually be accessed before age 55. This will increase to age 57 in 2028. When you contribute to a pension, the government will give you tax relief on those contributions. If you make a contribution into your pension from your net pay (after tax and National Insurance has been deducted), basic rate tax relie...

May 25, 202215 minSeason 1Ep. 6

Money Confidence – Tax

On this episode of the Money Confidence podcast, Sarah and Georgia talk about tax.… don't switch off! They make it interesting… or, as interesting as it can be! KEY TAKEAWAYS There are many kinds of taxes. Most people know about Income Tax – the tax on your wages. The Personal Allowance is how much income you can receive that is tax free – this tax year (2022/23) it's £12,570, although this can change depending on disabilities or how much you earn. If your adjusted net income is £125,140 or more...

May 17, 202216 minSeason 1Ep. 5

Money Confidence – Lifetime ISAs

On this episode of the Money Confidence podcast, Sarah and Georgia talk about LISAs (Lifetime Individual Savings Accounts) which are a tax free way of saving money towards retirement or purchasing your first home. KEY TAKEAWAYS A LISA has to have been open for a year before you can use the funds towards the purchase of your first home. If you're thinking a LISA is for you and don't have the funds yet then it may be a good idea to open one up and put a pound in to start the clock. If you're purch...

May 17, 202212 minSeason 1Ep. 4

Money Confidence – ISAs

On this episode of the Money Confidence podcast, Sarah and Georgia talk about ISAs (Individual Savings Accounts) which are tax free ways of saving money. KEY TAKEAWAYS There are different types of ISAs: Cash ISAs and Stocks and Shares ISAs are the most common, and the ones we're talking about on this episode, but there are also Lifetime ISAs, which we'll talk about on another episode as well as Innovative Finance ISAs, which uses peer to peer lending and isn't covered by the Financial Compensati...

May 17, 202212 minSeason 1Ep. 3

Money Confidence – Saving Steps

On this episode of the Money Confidence podcast, Sarah and Georgia talk about how to start saving by building up habits to reach your financial goals. KEY TAKEAWAYS Just looking at your bank account is so important. It's so common that people get to the last week of the month and have £50 left and they panic and wonder how they could have spent that much money. If you write it all down and divide it up into categories (for example, essential expenditure (mortgage and bills), and discretionary ex...

May 17, 202213 minSeason 1Ep. 2

Money Confidence – Saving

Welcome to the Money Confidence podcast where your hosts Sarah and Georgia aim to educate you about money in a fun, simple way, to increase your confidence with money and the decisions you make around money. On this episode Sarah and Georgia talk about the basics of saving, and how you can start building habits. KEY TAKEAWAYS There's not a lot of financial education in schools and as a result a lot of people are unsure about their finances and finances can be viewed as complicated and scary. You...

May 17, 202213 minSeason 1Ep. 1

Welcome to the Money Confidence Podcast

PODCAST DESCRIPTION Join us, Sarah and Georgia, as we help you master your finances and money mindset so that you feel more confident with money and the decisions you make around money. We talk all things money from investments, pensions and benefits to your mindset around money and steps we can take to improve your relationship with money. We aim to make it fun, educational and are with you every step of the way. Together, we've got this! ABOUT THE HOSTS Sarah is a Chartered Financial Adviser a...

May 09, 202236 sec
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