Mind over Money - podcast cover

Mind over Money

The podcast that helps Australian’s have finances that work. Each week Archie, Lachy and Tim discuss a range of topics: from investing to cash flow to property and mindsets - to help you understand your finances and see the bigger picture. 
Presented by Waymaker Finance - Wealth Advocates & Mortgage Brokers based in Queensland. Learn more at www.waymakerfinance.com.au or follow us on social @waymakerfinance. All content is for education purposes only, it is not financial advice.

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Episodes

Why Saving Isn’t Enough: Start Investing to Buy Your Freedom

Ep 95. It’s great to save money – but saving alone won’t help you achieve your goals. In this episode of Mind Over Money , Lachy, Archie, and Tim unpack the mindset shift from saving to investing, and why it’s essential for having income throughout your life. We explore: The power of compounding: what $10K per year (just $192 a week) could grow into over 40 years at 8% return Why most Aussies don’t really save — they just delay spending How cars, homes, groceries and entertainment offer hidden s...

Jul 16, 202537 minSeason 4Ep. 95

Meal Planning & Moving to Tassie with Chelsea Goodwin

Ep 94. Chelsea Goodwin is back on the podcast! Lachy and Tim discuss Chelsea’s new best-selling book, life in Tasmania and cost of living tips. Get ‘Money-Saving Meal Plans with Chelsea’ at BigW and all major bookstores. We'll be back soon with Archie and the crew for more money discussions. ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast[@]waymaker...

May 16, 202521 minSeason 4Ep. 94

How To Find A Good Investment Property Manager 🏠

Ep 93 Lachy speaks to Jack Patterson from Housemark about why you shouldn’t manage your own investment property, and instead, leave it to a professional! www.Housemark.com.au is an award-winning property management firm with locations across South East Queensland. This episode is filled with practical tips to help you manage your investment property to get the best return. Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au ❤️ Love the show? Please ...

Mar 22, 202518 minSeason 4Ep. 93

The TRUTH About Your Interest Rate! (The RBA Won't Tell You)

Ep 92 (WELCOME TO SEASON 4 PREMIERE!). Archie, Lachy and Tim discuss what really matters when it comes to your home loan, and what you can do about the changes to interest rates. What a cracker of an episode to kick start season 4! Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcas...

Feb 19, 202525 minSeason 4Ep. 92

BONUS: The Psychology of Money 🧠

Ep 91. BONUS EP! Tim and Lachy have a yarn about the book The Psychology of Money. Go on... Have a listen! Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast[@]waymakerfinance.com.au 👉 Follow us on Instagram: @waymakerfinance IMPORTANT: All of our conten...

Feb 03, 202523 minSeason 3Ep. 91

Is Your Life Controlled By Brands? 🤑 The Psychology of Branding On Our Finances

Ep 90. Archie, Tim and Lachy discuss how brands can influence our thinking and spending. You'll learn practical steps to save thousands of dollar each year - just by changing your mindset around branding! That's worth a listen! Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/fe...

Dec 13, 202429 minSeason 3Ep. 90

How Does A Financial Coach Help You? 🫡

Ep 89. Archie, Tim and Lachy discuss Financial Coaching: what a Financial Coach is and isn't, and how Waymaker Coaching can help you find your way forward with your finances in every season of life. Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast[@]way...

Oct 31, 202424 minSeason 3Ep. 89

3 Questions with Chelsea Goodwin ($10 Meals Australia)

Ep 88. Chelsea joins us again to share her best cooking and meal planning tips. Get ready to slash your grocery bill and eat 10x more banh mi's for half the price! https://www.instagram.com/dolladollameal/ Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast@waymakerfinance.com...

Sep 22, 202418 minSeason 3Ep. 88

Property Market Update & First Home Buyer Tips - Matt Tembo

Bonus: Ep 78. 🏠 Matt Tembo and Lachy talk about SEQ property growth, tips for buying a townhouse/apartment + how to get started with saving to purchase your first home. McCrindle Research: https://mccrindle.com.au/article/grandparent-economy/ Matt's business: www.copiusproperty.com.au Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A epis...

Aug 14, 202419 minSeason 3Ep. 87

Spenders, Savers & How To Be Happy

Ep 86. Archie, Lachy and Tim talk about the Spending vs Saving personality. They also discuss happiness, the role of money in our lives, and how to get the big picture view on life to stay focused on your goals. You'll love this discussion! Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback o...

Jul 18, 202420 minSeason 3Ep. 86

Insurance Questions - Should I Protect My Income? How Much Does It Cost?

Ep 85. INSURANCE! (don't switch off!) What insurance do we need? How much should we budget for insurances? Is insurance a scam? Archie answers your questions! Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast@waymakerfinance.com.au 👉 Follow us on Instagram: @waymakerfinance...

Jun 23, 202433 minSeason 3Ep. 85

Tax Time Q&A! What Can I Claim? 🤷‍♂️ Crypto, Super, Kids, My Dog?

Ep 84. Lachy, Archie and Tim talk TAX! (Hold your excitement!) We cover CRYPTO, Stage 3 cuts, Super, deductions and more...! Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast@waymakerfinance.com.au 👉 Follow us on Instagram: @waymakerfinance IMPORTANT: All of our content inc...

Jun 05, 202425 minSeason 3Ep. 84

ENCORE: 5 Strategies For Better Conversations

ENCORE of Ep34. Lachy and Archie share 5 communication strategies they learnt from two brain scientists that can help you communicate better around finances with your partner or spouse. Andrew Newberg and Mark Robert Waldman's book: Words Can Change Your Brain: 12 Conversation Strategies to Build Trust, Resolve Conflict, and Increase Intimacy Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feed...

May 27, 202420 minSeason 3Ep. 83

Why use a Mortgage Broker? (The Complete Guide!)

Ep 82. Tim, Archie and Lachy talk all things Mortgage Broking! What is a Mortgage Broker? Where did they come from and how can they help you today? All your questions are answered in this discussion! Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast@waymakerfinance.com.au 👉...

May 20, 202429 minSeason 3Ep. 82

Fireside Chat: The Impact Of Fear On Our Finances

Ep 81. Fireside Chat with Lachy, Archie & Tim about how fear impacts our finances and decision making. Brad Morris Counselling Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast@waymakerfinance.com.au 👉 Follow us on Instagram: @waymakerfinance IMPORTANT: All of our content incl...

May 03, 202423 minSeason 3Ep. 81

$10 Meals For The Family 🥙 With Chelsea Goodwin

Ep 80. Chelsea Goodwin joins us again! Discover the delicious recipes and brilliant meal planning from the creator of $10 Meals Australia that will save you money and time every week. BUY CHELSEA'S BOOK: https://www.penguin.com.au/books/10-meals-with-chelsea-9781761344510 Join 170,000+ other Aussies in Chelsea's Facebook groups: $10 Meals Australia (Chelsea's recipes) $10 Meals Australia- Budget Cooking Community (Discussion group) Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance....

Apr 15, 202420 minSeason 3Ep. 80

What are the risks of Investing? We break them down...

Ep 79. Today we're talking about investing and the types of risks to consider to ensure you invest with success. Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast@waymakerfinance.com.au 👉 Follow us on Instagram: @waymakerfinance IMPORTANT: All of our content including this episode...

Mar 25, 202431 minSeason 3Ep. 79

Everyday Millionaires & Their Surprisingly Simple Secrets!

Ep 78. Tim, Archie and Lachy discuss how YOU can become an "Everyday Millionaire". Our conversation was inspired by the largest study every conducted on millionaires! (by Ramsey Solutions). Further reading: Everyday Millionaires, The Millionaire Next Door, The Psychology of Money. Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au ❤️ Love the show? Please Subscribe! Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymake...

Mar 04, 202418 minSeason 3Ep. 78

How to Eliminate Your Home Loan in 7–10 Years 🤯

Ep 77. Tim, Archie and Lachy share a proven strategy for eliminating your home loan while investing wisely. Take the Mortgage Crusher Free Assessment: waymakerfinance.com.au/mc-assessment www.mortgagecrusher.com.au ❤️ Love the show? Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast@waymakerfinance.com.au 👉 Follow us on Instagram: @waymakerfinance Talk to a Waymaker Advocate or Mortgage...

Feb 25, 202422 minSeason 3Ep. 77

How to Fall Back In Love With Your Finances 💙 (Valentines Day Special)

Ep 76. Tim, Archie and Lachy kick off Season 3 of Mind Over Money. In this valentines day special, they discuss 3 ways you can reconnect with your finances and get them working for you. ❤️ Love the show? Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast@waymakerfinance.com.au 👉 Follow us on Instagram: @waymakerfinance Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com....

Feb 13, 202418 minSeason 3Ep. 76

👀 Behind The Scenes: A Sneaky Peak at 2024!

Ep 75 (BONUS EPISODE) - Archie and Lachy share what's changing at Waymaker this year, and what's coming up for Season 3 of the podcast. Become a Member today! www.waymakerfinance.com.au/membership USE Code FEB40 to save $40! (Expires Jan 31st 2024) See you Feb 14 for Season 3! 💙

Jan 11, 202413 minSeason 2Ep. 75

ENCORE: The 3 Types of Super Explained & Compared

ENCORE (of Ep 53) Tim and Archie talk about how super works and the 3 main types of super funds available to Australians. Remember - this is not financial advice! We return for Season 3 in Feb 2024. 👉 Follow us on Instagram: @waymakerfinance ❤️ Love the show? Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast@waymakerfinance.com.au Talk to a Waymaker Advocate or Mortgage Broker: waymake...

Jan 10, 202426 minSeason 2Ep. 74

ENCORE: Why You Need a Financial Community (and who's in yours?)

ENCORE (of Ep 52) Tim, Lachy and Archie discuss communities, how they affect our finances, and why we need experts in our financial community. Do you have any of these professionals in your community? Financial advisors? Accountant? Insurance specialist? Mortgage Broker? Buyers Advocates? Credit Specialists? Share Brokers? Business Brokers? Solicitors? Tik Tok professionals? (just kidding!) We return for Season 3 in Feb 2024. 👉 Follow us on Instagram: @waymakerfinance ❤️ Love the show? Leave a ...

Dec 27, 202322 minSeason 2Ep. 73

ENCORE: The 3 Keys to Investing

ENCORE (of Ep 51) Tim, Lachy and Archie discuss investing and draw some some simple keys from legendary investor Warren Buffett. We return for Season 3 in Feb 2024. 👉 Follow us on Instagram: @waymakerfinance ❤️ Love the show? Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast@waymakerfinance.com.au Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au IMPORTANT: All of ...

Dec 13, 202331 minSeason 2Ep. 72

That's A Wrap 🎉 Our Favourite 💰 Lessons From 2023 🎧

Ep 71. THANKS for joining us in Season 2! Today, Tim, Archie and Lachy discuss their favourite episodes from 2023. 👇 Catch up on missed episodes this season! Archies Top List: Ep 50 - Time and Chance Ep 51 - Investing Tips (Warren Buffet) Ep 64 - Avoid or Engage Tim's Top List: Ep 32 - How to Love Your Finances and Life TODAY Ep 48 - Importance of Rest Ep 60 - Cash Flow System Lachy's Top List: Ep 54 - Is Fear Driving Your Spending Ep 52 - Who’s in your Financial Community Ep 56 - Fireside Chat...

Dec 01, 202320 minSeason 2Ep. 71

How to Navigate The Spending Season 💸🎄

Ep 70. Archie and Lachy talk Black Friday, Christmas Shopping & Traditions. This is a fun episode with many laughs - enjoy! BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au ❤️ Love the show? Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast@waymakerfinance.com.au 👉 Follow us on Instagram: @waymakerfinance Talk to a Waymaker Advocate or Mortgage Broker: wayma...

Nov 23, 202321 minSeason 2Ep. 70

🥘 $10 Meals For The Family with Chelsea Goodwin

Ep 69. Special guest Chelsea Goodwin joins to share her tips to feed the family for less. You'll learn: How to slash your grocery bill - without needing to meal prep! Breakfast ideas that will save you money Recipes to feed the family for $10 Join 150,000+ other Aussies in Chelsea's Facebook groups: $10 Meals Australia (Chelsea's recipes) $10 Meals Australia- Budget Cooking Community (Discussion group) BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au ❤️ Love the show? Lea...

Nov 20, 202321 minSeason 2Ep. 69

Q&A Part 2 - Bank Secrets...🫢 Setting Goals...🎯 How To Be A Genius with Money...🏆

Ep 68. Q&A Part 2. Tim and Archie answer your questions in the final Q&A of 2023. You'll love this one! They cover: What the banks WON'T tell you on the billboard How to be a genius when everyone else is crazy. The best and worst financial goals and more! BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au ❤️ Love the show? Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback o...

Nov 13, 202344 minSeason 2Ep. 68

Q&A Part 1 - Interest Rates, Market Crashes & Lifetime Income

Ep 67. Q&A Day - Part 1! Tim, Archie and Lachy answer your questions about the economy. Mentioned in the show: CHOICE Shonky Awards ❤️ Love the show? Leave a rating or review! 💬 Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback or email podcast@waymakerfinance.com.au BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au 👉 Follow us on Instagram: @waymakerfinance Talk to a Waymaker Advocate or Mortgage Broke...

Nov 05, 202320 minSeason 2Ep. 67

Planning to Travel? Listen to This! ✈️

Ep 66. Tim and Lachy talk about travelling. What's the best way to plan for a trip? How do you know the average prices for things? What's some good ways to save money? Listen to this conversation to find out! 🌎 Travel Planner Spreadsheet: https://docs.google.com/spreadsheets/d/1I_v4Xy4VnPh2VrG1OdBfnjMXXtDOlx7fRbGI85Ofh3k/edit?usp=sharing (Sign in with Google and Make A Copy) This is not travel or financial advice. ❤️ Love the show? Leave a rating or review! 💬 Give us feedback / submit your que...

Oct 23, 202321 minSeason 2Ep. 66
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