In this episode of the Mind Money Soul podcast, I’m going to be sharing the 3 s’s of financial success; survival, spending and success. In order to be successful with your finances, you have to start with the foundations and learn how to be good at money management. If you don’t know how to manage your money, you don’t have the ability to stick to a spending plan or you don’t know where your money is going, it will be so hard to be successful and achieve your big happy goals because you have no ...
Jun 26, 2024•13 min•Ep. 96
In this episode of the Mind Money Soul podcast, I’m going to be sharing the 5 must have accounts for your finances. Managing your money can feel overwhelming with so many different accounts available, from savings accounts, to stocks and shares ISA’s and pensions. The biggest challenge is knowing where to put your money so it can grow and remain safe. Growing up, we’re often only taught about having a current account, but there's much more to financial success than that. With such limited inform...
Jun 19, 2024•15 min•Ep. 95
In this episode of the Mind Money Soul podcast, I’m going to be sharing 4 top tips on how to manage your finances with your partner. Money can be a huge issue in relationships and it’s one of the main reasons why people break up. Research in the UK shows that 17% of couples argue about money at least once a week and 5% argue about finances every single day - how tiring is that! These arguments don't necessarily arise from a lack of money but rather from discussions and disagreements about financ...
Jun 12, 2024•17 min•Ep. 94
In this episode of the Mind Money Soul podcast, I’m going to be answering a question I recently received on The Money Hotline - “why do I keep digging in and out of debt?” I delve into the crucial steps needed to break free from the cycle of debt. The first step is identifying the root cause of your debt. There are many common culprits including the overpayment of debt, behavioural patterns such as overspending, a lack of discipline or having a scarcity mindset. Knowledge is power and without un...
Jun 05, 2024•11 min•Ep. 93
In this episode of the Mind Money Soul podcast, I’m going to be sharing the 5 ways that I invest my wealth to maintain and improve my health. Ever heard the phase “people exhaust their health amassing wealth, only to deplete their wealth restoring health”. Many drive themselves relentlessly into the ground, work crazy hours to accumulate money, neglect breaks and essential expenditures and prioritise future savings over present well-being until their health suffers. Despite ample funds in pensio...
May 29, 2024•17 min•Ep. 92
In this episode of the Mind Money Soul podcast, I’m going to be sharing my take on the question “what should I be doing with my money?” I get asked this question at least 5-10 times a week. It's a question that comes up time and time again, yet it's one that's rarely addressed in traditional education or everyday conversations. Tell me, have you looked at your bank balance this month and not known where to begin with managing your finances? You’ve come to the right place! Mastering your finances...
May 22, 2024•15 min•Ep. 91
In this episode of the Mind Money Soul podcast, I’m going to be sharing how to stay motivated towards clearing your debt. This episode was inspired by a gal who slid into my DM’s recently. She shared that she originally had 40K of debt and is now down to 5K of debt, however feels a serious lack of motivation to get her last chunk of debt cleared. Does this resonate with you? Sometimes it seems the closer you get to your goal, the harder it is. I’ll let you into a little secret…The driving force ...
May 15, 2024•14 min•Ep. 90
In this episode of the Mind Money Soul podcast, I’m going to be sharing my experience with money as a single woman. I think it’s really important to talk about the intersectionality between money and your relationship status. Take me, I’m 30 years old, I’ve been single my whole life and there’s been countless times that I’ve considered my finances as a single gal. It's not surprising that a lot of single women worry about their finances. To add to this worry, women are already financially behind...
May 08, 2024•14 min•Ep. 89
In this episode of the Mind Money Soul podcast, I’m going to be sharing how to get out of your spending era. Do you feel like you've been in an era of spending loads of money? Your bank balance is evaporating before your eyes, money is coming out quicker than it’s coming in and you’re ready to step into your good money management era. Sounding all too familiar? I got you. In today’s quick fire ep, I’m sharing my 5 tips on how to reign in your spending and exactly what you need to do to tap into ...
May 01, 2024•11 min•Ep. 88
In this episode of the Mind Money Soul podcast, I’m going to be sharing how to stop letting your money go. Are you sick of feeling like your money is constantly slipping through your fingers? Does it disappear before you can even think about saving or investing? I get it, it can be hard to manage your money, especially when there are so many moving parts. There’s a lot of factors that can impact your money management; the economy, inflation, being single or a business owner, etc. Which is why it...
Apr 24, 2024•14 min•Ep. 87
In this episode of the Mind Money Soul podcast, I’m going to be sharing a life, dating and business update. Strap yourself in, because a LOT has happened in Q1 of 2024, including multiple dates, a mindfulness retreat which quite frankly changed my entire existence, and some big revelations in my business. I’ll be spilling the tea on my latest dates including a failed second date with an Irish barman and a hilarious triple date. Plus, I’ll be sharing invaluable lessons from a talk with Liz Gilber...
Apr 17, 2024•15 min•Ep. 86
In this episode of the Mind Money Soul podcast, I’m going to be sharing why millionaires invest. No one ever got rich JUST from saving. Yes, saving is an important part of your financial plan; it allows you to learn the art of delayed gratification, how to not spend all your money and it teaches your body and brain what it feels like to hold onto money. However, if you only save in cash, it’s a recipe for disaster. Your buying power decreases every year due to inflation which is killing all of y...
Apr 10, 2024•16 min•Ep. 85
In this episode of the Mind Money Soul podcast, I’m going to be sharing why all millionaires work on their relationship with money and why you should be, too. Relationships aren’t easy, they take work. Think about your friendship circle, you need to put in time, effort and organisation in order for these relationships to thrive. This could look like taking time out of your busy schedule to communicate and check in with each other. If you neglected your friendship, chances are your friend would b...
Apr 03, 2024•12 min•Ep. 84
In this episode of the Mind Money Soul podcast, I’m going to be sharing why it’s imperative that you plan for the future. The term future can mean anything from 1 day to 10 years but the simple fact is, if you don’t have a financial plan for your future, it’s going to happen TO you, not FOR you. So, what does creating a financial plan look like? Short term planning looks like creating a monthly spending plan, knowing how you’re going to spend your money tomorrow and moving money aside for short ...
Mar 27, 2024•15 min•Ep. 83
In this episode of the Mind Money Soul podcast, I’m going to be sharing how to reach financial freedom by clearing your debt and steering clear of high interest debt. Welcome back to part 3 of the 'how to become wealthy' series. I’m spilling the secrets of millionaires and sharing the top 6 things they are doing to successfully manage and grow their money. I want to preface this episode by explaining that not all debt is bad and some debt can be useful like student loans, mortgages and business ...
Mar 20, 2024•13 min•Ep. 82
In this episode of the Mind Money Soul podcast, I’m going to be sharing how to reach financial freedom by making smart choices. Welcome back to part 2 of the 'how to become wealthy' series where I’m spilling the secrets of millionaires and sharing the top 6 things they are doing to successfully manage and grow their money. In today’s episode I reveal something which is second nature to millionaires: making informed choices. In an ideal situation, you’ll take time to consider big financial decisi...
Mar 13, 2024•16 min•Ep. 81
In this episode of the Mind Money Soul podcast, I’m going to be sharing how to reach financial freedom by spending wisely. Welcome to the start of a 6 part series on how to become wealthy. I’m going to be spilling the secrets of millionaires and sharing the top 6 things they are doing to successfully manage and grow their money. Although the term millionaire is used frequently during this episode, being wealthy doesn’t necessarily mean you need to reach the status of a millionaire. At it’s core,...
Mar 06, 2024•15 min•Ep. 80
In this episode of the Mind Money Soul podcast, I’m going to be answering the common question of “how much should I be investing?” Technically this is a trick question, because when the word ‘should’ is involved it requires us to look closer. When it comes to investing, there is no right or wrong way and it’s going to look different for everyone. Personal finance is exactly that, it’s personal. There are 3 main things to consider when it comes to investing, including affordability, your long ter...
Feb 28, 2024•12 min•Ep. 79
In this episode of the Mind Money Soul podcast, I’m going to be sharing my 3 top tips on how to manage your money better. It’s the most simple and straightforward thing but it’s something that so many of us struggle with. In fact, I’d make a confident assumption that everyone listening to this episode could be better at managing their money. Money management isn’t complicated or difficult, it’s simply deciding where you want your money to go. Most people fall down because they either don’t know ...
Feb 21, 2024•15 min•Ep. 78
In this episode of the Mind Money Soul podcast, I’m going to be sharing 4 things to consider when you’re debating whether to quit your job to run your business full time. I get asked this question often and it’s something I’m able to advise on from a financial expert perspective and also on a personal level, as I quit my long-term job fulfil my souls calling and pursue my career. In today’s episode I share my story, how I built Mind Money Soul as a side hustle and how I successfully turned my pa...
Feb 14, 2024•17 min•Ep. 77
In this episode of the Mind Money Soul podcast, I’m going to be sharing how to avoid a lifestyle creep. Lifestyle creep is when an individuals standards of living improves as their discretionary income rises and former luxuries become new necessities. The rise in discretionary income can happen either through an increase of income or in a decrease in costs. Essentially this means you have more ‘fun’ money to play with (things that aren’t going towards bills or debt) but instead of keeping the sa...
Feb 07, 2024•11 min•Ep. 76
In this episode of the Mind Money Soul podcast, I’m going to be reviving a trend and sharing my financial ins and outs of 2024. I’m kicking the episode off with positivity and inspiration by diving straight into my top 8 ‘ins’. My list is a real mix, from money dates and investing, to capsule wardrobes and Vinted. The word for 2024 is INTENTION. Are you spending and saving mindfully? Second hand marketplaces like Vinted are an amazing way to practise mindfulness by supporting sustainability, not...
Jan 31, 2024•17 min•Ep. 75
In this episode of the Mind Money Soul podcast, I’m going to be sharing why money dates are the ultimate tool for taking control of your money. A money date is the practise of regularly sitting down 1 on 1 with your money, spending time with it and going through all the information to analyse the past week or month, plan ahead for the following month and reflect on your relationship with money. This data will move you to the financial drivers seat, so that your money is no longer the one in cont...
Jan 24, 2024•19 min•Ep. 74
In this episode of the Mind Money Soul podcast, I’m going to be sharing the 3 financial goals you NEED for 2024 and how to actually achieve them. 2024 in Numerology is an '8' year full of success, achievements and abundance, which is why when you think about your 2024 goals, it’s even more important to have a section focused on finances. Breaking your goals down into categories will allow you to be intentional with your life goals, which many believe is the key for success. Remember, we are all ...
Jan 17, 2024•20 min•Ep. 73
In this episode of the Mind Money Soul podcast, I’m going to be sharing my top 5 mindset shifts to clear your Christmas debt so that you can become debt free in 2024. Sometimes Christmas can take you by surprise and you spend more than you think. Perhaps you went over budget, ran wild in the Boxing Day sales, spent money to deal with your emotions, or splashed out because ‘fuck it, it’s Christmas!’ You won’t be alone here. If you’ve hit January in sheer panic and you’re counting down until your ...
Jan 10, 2024•19 min•Ep. 72
In this episode of the Mind Money Soul podcast, I’m going to be sharing 31 powerful money mantras. Welcome back to the first episode of 2024. I want this episode to be an episode that you come back to time and time again or whenever you are in need of some financial inspiration and motivation. This episode is one you can play at any time of day, whatever you’re doing. I want you to listen carefully to the words and truly embody them. Mantras hold great power. When you change how you think and ta...
Jan 03, 2024•12 min•Ep. 71
In this episode of the Mind Money Soul podcast, I’m going to be sharing the pros and cons of consolidating your pensions. Every time you start a new job, you get enrolled into a new workplace pension. This means if you’ve changed your job multiple times, you’ll have pensions all over the place. In the UK there are nearly 20 billion pounds of unclaimed and lost pension pots! It’s really important that you avoid becoming part of this statistic by ensuring you have full visibility of your pensions....
Dec 27, 2023•15 min•Ep. 70
In this episode of the Mind Money Soul podcast, I’m going to be answering the rather large question of “how much should I be saving for my retirement?”. The short answer is, there’s no right or wrong way and it’s going to look different for everyone. Some financial experts offer a formula to help you calculate your pension which is handy, however I believe in order to work out how much you need to put away, you need to know what you’re working towards. How much do you actually want to retire on ...
Dec 20, 2023•27 min•Ep. 69
In this episode of the Mind Money Soul podcast, I’m going to be sharing the benefits and the downfalls of different pension products, the other ways you can prepare for retirement and I’ll be comparing pensions vs. ISA’s. This is part 2 of the pension series and today I’m going to be answering the question “should I be saving money in a pension or an ISA?”. Remember, pensions are just one way that you can prepare for retirement - business, property and investment are the 3 main alternatives. It’...
Dec 13, 2023•22 min•Ep. 68
In this episode of the Mind Money Soul podcast, I’m going to be sharing the basics of pensions; why we need a pension, what they are and a breakdown of the different types. This is the first of a 4 part series on pensions, starting with an introduction to pensions. To put it simply, a pension is a tax-efficient way of saving money for your retirement. In the UK we have the state pension age and the average retirement age - they are two different things which often get muddled up and technically ...
Dec 06, 2023•20 min•Ep. 67
