Keisha has a net worth of 5.9MM, of which 2.5M is in a taxable brokerage and 1.5M in a 401(k). Keisha is a business executive and shares her story which began growing up poor and worrying about money. Through resilience and her educational pursuits she has become very financially successful. She has no debt, no real estate beyond her primary home, and grew her net worth by five million dollars in just eight years.
May 02, 2022•46 min
Mitch has a net worth of 1.1MM which is made up of primarily his home (over 700K). He also has investments in retirement accounts, education accounts, and cash. Mitch shares insight into his journey which includes growing up poor, being the first in his family to attend college, and finding his first job on craigslist. He also talks about working side jobs to supplement his primary income. Mitch is 32 years old and just hit millionaire status.
Apr 25, 2022•46 min
Chad Willardson (episode 177) is a return guest where we discuss teaching kids about money! Chad recently wrote the book, "Smart Not Spoiled; The 7 Money Skills Kids Must Master Before Leaving the Nest." He shares insight into how he teaches his kids about money, opinions on teaching finance in school, and when to start working on one's will or estate plan. Smart Not Spoiled Book - https://amzn.to/3xQnEq7
Apr 24, 2022•32 min
Today's interview is a guest interview with the host of the Stacking Benjamins Podcast, and former financial planner, Joe Saul-Sehy. We originally connected with Joe on episode 65. On this week's episode we discuss his new book, "Stacked: Your Super‑Serious Guide to Modern Money." We also discuss portfolio allocation, what to look for in a financial advisor/planner, insurance, and the importance of financial education.
Apr 18, 2022•44 min
Ayne has a net worth of 2.9MM. Of the 2.9MM, she has 825K in a taxable account and almost 900K in rental real estate equity. She has five rental properties which gross about $5.5K monthly (net $2.75K). We discuss managing her rental properties, how she got started in real estate, her financial goals for the future, and how she teaches her kids about money. Ayne also shares details about homeschooling her children and placing a greater value on her time.
Apr 11, 2022•38 min
James has a net worth of 6.2M and is recently retired from a commercial roofing company. He has one million dollars of cash, one million of equity in his primary home, and about one million in eight rental properties including one commercial building. James also holds investments in retirement and non-retirement accounts. We discuss travel, the importance of relationships, how much cash to hold, and managing rental properties.
Apr 04, 2022•39 min
Jay has a net worth of over a million dollars and is just 27 years old. His net worth is divided between real estate, retirement accounts and other stock market investments. Jay also shares a fun story about buying his dream car, a Maserati for 19K. We also discuss annual income and expenses, financial goals, and early retirement.
Mar 28, 2022•42 min
Today's guests share their remarkable story of grit, tenacity and inspiration. Wade and Heather discuss the decision to sail the world with their four kids and the background of how they got to where they are today. They discuss past failures and their small business success. Wade and Heather share their mindset on enjoying life and gaining on a positive perspective from challenges, their investing allocation, and their budget/cost of living remote on a catamaran for two years.
Mar 21, 2022•1 hr 3 min
Jason has a net worth of 3.3M and hit is first million at age 26. However, following his first million he was hit with the real estate crisis of 2008 and lost all his money and ended up owing about 250K in debt. He rebounded from that experience and his since grown back his net worth. We discuss Jason's real estate portfolio which includes primarily single family homes with lease to buy options. Jason also shares his motivations, mindset, personal development plan and more.
Mar 14, 2022•48 min
Adam has a net worth of 1.4M which is broken out being equity investments in both retirement and non-retirement accounts, education savings accounts, home equity, cash, and crypto. He works in commercial real estate (bank lending), but owns no real estate himself. We discuss the fire movement, budgeting, Dave Ramsey, expensive cars, and how he saves 40% of his gross income.
Mar 07, 2022•41 min
Mike has a current net worth of 2.25M which includes money in the stock market, rental properties, an HSA, and more. The five rental properties cash flow about 2.7K monthly and Mike shares details on each property and how he found them. He is 40 years old and shares insights into growing one's income, turnkey rental properties, finding happiness, and taking calculated risk.
Feb 28, 2022•44 min
Luis has a net worth 1.5MM and is 56 years old. His investments are allocated between retirement and non-retirement accounts, fixed income products, a pension, HSA, and more. He shares thoughts on working in the trades, work life balance, annual spending, and maxing out retirements. We also discuss his retirement including healthcare costs and spending budgets, as well as the financial impact he faced from a divorce.
Feb 21, 2022•40 min
Nick shares his story which includes a career background in tech with time being spent at Airbnb, Twitter, and Facebook (was at Facebook during IPO). Nick shares details about stock options, his thoughts on real estate investing, cost of living, working from home, and how much of his success was luck vs. skill. He also discusses what drives him now vs. previously and his future goals and plans.
Feb 16, 2022•46 min
James has a current net worth of 1.2M and gives away/donates about 20% of his earnings annually. He talks about the importance of giving and how being a wise steward with one's money can come back full circle. He worked for seven years as a project manager before switching careers in his 30's to become a project manager. James holds half of his net worth, about 600K, in his home as home equity. We discuss his decision to fully payoff his home, budget annually, and the importance of spending time...
Feb 07, 2022•44 min
Bryce and Stacia have a combined net worth of 1.3M, of which the majority is invested in the S&P 500. Bryce works as a nurse anesthetist and Stacia works as a registered nurse (they met in an operating room)! Bryce has a financial goal to hit two million by the time he turns 40, and 5M in his 50's. We discuss budgeting, future allocations which include real estate and crypto, their differing backgrounds with money, and what motivates them to achieve financial success.
Jan 31, 2022•43 min
Martine has a current net worth of 1.5MM and has a truly inspirational story of resilience, determination, and grit! At the age of 14 Martine immigrated to the United States where she began her educational and career journey. She now is a small business owner and works as a chiropractor. Martine shares details about her story which included her father's influence and the emphasis he place on receiving a good education. She also discusses her plans for the future and the joy that helping others b...
Jan 24, 2022•48 min
Melissa has a current net worth of 2M, and recently retired at the age of 49. She never married and has no kids and offered an incredible perspective and advice for women. 60% of her net worth is in real estate which is about 1.1M in real estate equity across five properties. Beyond real estate, she has 25% of her net worth in her 401(k). Melissa also talked about her upbringing, real estate advice and mistakes, living abroad for her career, and whether money brings her happiness.
Jan 17, 2022•52 min
Mike is a police officer with a current net worth of 1.5M. In addition to his current assets, he also has a pending pension worth up to 60K in the next few years. Mike discusses his Roth IRA, his kids' Roth IRAs and how he funds them, as well as his 457 retirement accounts. We also discuss what drives him personally, his definition of happiness, and what he plans to do with his money upon retirement.
Jan 10, 2022•43 min
J.C. is 70 years old and has a current net worth of 2.2 million. He shared his story which involved a career in the military, bartending, and working at Apple. He now travels the country (and world) with his wife, primarily in their 250K RV/motor home. J.C. shared that he became a millionaire at age 55 and had a max salary of 130K. We also discuss his historical investing, generational wealth, and how much he spends annually in retirement.
Jan 03, 2022•46 min
Salvatore Buscemi is today's guest where we discuss his background (started with Goldman Sachs), small business vs. the stock market investing, how wealthy family offices invest, and doing due diligence before investing to ensure that priorities and objectives are aligned. Sal also shares his thoughts on commercial vs. residential real estate and the cautious approach one should take prior to investing in a regulated market.
Dec 27, 2021•43 min
Steven has a net worth of 575K and is well on his way to millionaire! He discusses his life and financial story which includes paying off 30K of personal debt, a bulk of which was personal credit card debt. Steven discusses his "I've had it!" moments which made him take control of his finances, his financial goals for the future, and the benefit of his flexible job. His investments are held primarily in retirement accounts in the stock market and home equity.
Dec 20, 2021•46 min
Danielle is a working mother, CPA, and investor! She has a current net worth of 1.3MM and is in her early 30's. Danielle has more than 700K in retirement accounts, 170K in home equity, and 250K in a traditional brokerage account. We discuss her career in public accounting, buying and selling houses (her husband was in the military so they bought and sold often), future financial goals, her investing start from a young age, and financial confidence/happiness.
Dec 13, 2021•52 min
Derek has a net worth of $1.1 Million. Of the 1.1M 95% is invested in equities between mutual funds and single stocks. He works as an officer in the Navy and has moved around numerous times during his professional career. Derek talks about investing in retirement accounts, including the government sponsored thrift savings plan, deciding when to buy a primary residence, and how he made the switch from investing in single stocks to mutual funds. Derek also shares advice on what to do when holding ...
Dec 06, 2021•52 min
Hannah has a net worth of 725K, most of which has come in the last few years. She is married with two kids and discusses budgeting, the power of compound interest and her investment allocation. Hannah also shares advice in making your money work for you - putting cash to work rather than just sitting in a bank account. She discusses her childhood including how her dad matched her savings until the time she was 18 years old. Most of her net worth is invested in the market, but she does have one c...
Nov 29, 2021•42 min
James has a current net worth of 1.1M. He grew up in a poor household and talks about the impact that had on him. He currently works in information technology and is 35 years old. James talks about switching his portfolio allocation from single stocks to index funds. He served in the Air Force for six years and holds only 1% of his net worth in cash. James also shares detailed mistakes (selling stocks too early, selling crypto at a loss, single stock investing, etc..) and advice for a solid fina...
Nov 22, 2021•45 min
Nick has a current net worth of over one million dollars, of which 65% is invested in single family real estate. He has five single family rentals and a primary residence. Once paid off, the homes should cash flow about 60K annually. Three of the rentals are former primary residences. Nick discusses property management and the tools and systems he uses to manage successfully. He also walks through a typical deal including the purchase price, mortgage amount, monthly payments, and cash flow. http...
Nov 15, 2021•48 min
David has a current net worth of over two million dollars. He offers a unique investing perspective and insightful story. David's allocation includes some real estate, but primarily precious metals. He shares his story of starting in the airline industry before quitting his job to focus on what he loves. David also discusses the idea of "health above wealth," and how he came to that realization. https://forms.gle/atXbwneY7bJUddW99
Nov 08, 2021•52 min
John has a current net worth of 1.7M which is divided between his primary residence, one rental property, retirement holdings and various other accounts and assets. He started his career in the auto industry and now mixes that with technology for his current job. John discusses career management including negotiating salary, his start to personal finance and real estate investing, and the value of spending time with those you love. Listener Survey - https://forms.gle/YG2yyCqPYvAbYTWw8...
Nov 01, 2021•55 min
Dion has a current net worth of 1.25M. He was divorced at age 40 when he had a net worth of -90K. He turned around his financial situation and became a millionaire under 10 years later at the age of 48. He owns 14 rental units (no stock market investments) which provide annual net cash flow of 84K; his max W-2 salary has been 75K. Dion has also worked as a truck driver and police officer until he decided to find cash flow streams that weren't dependent on a job. Listener Survey - https://forms.g...
Oct 25, 2021•54 min
Al has a current net worth of five million dollars, of which 2.5M is invested in Tesla stock. He purchased about 1,000 shares of Tesla for $200,000 and the stock has skyrocketed since. Al became a millionaire at the age of 45, prior to investing in Tesla stock (he is now 47 years old). Al shares insight into the financial advisory business, his financial goals, the importance of one's time, and whether more money has brought less stress and more happiness.
Oct 18, 2021•47 min
