Millionaires Unveiled - podcast cover

Millionaires Unveiled

Jace Mattinson, CPAwww.millionairesunveiled.com
Millionaires Unveiled interviews and tells the stories of everyday millionaires. We provide detailed insight into their investing strategies and current portfolio allocation. How did they get started? What decisions did they make along the way? How has their portfolio allocation changed, and what are they doing now to not only keep, but also grow, their highly sought after "millionaire" status? From these extensive and thought provoking interviews, you'll be able to assess your current portfolio allocation, learn investing strategies, and join the fast track to financial success.
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Episodes

147: Net Worth of 1.0M - "Don't Buy More House than You can Afford"

Today's guest, Doug has a net worth of about one million dollars. He started his financial journey with Dave Ramsey and is diversified between the stock market, HSA, real estate, and an employee stock ownership plan (ESOP). We discuss his ESOP plan and how it works as well as his decision to start investing in real estate. Doug shares details on his portfolio allocation as well as details behind his first real estate deal. He currently owns and self manages 11 units. Email us at - millionairesun...

Aug 17, 202044 min

146: Net Worth of 2.4M - Air Force Pilot - "Money is Just a Tool"

Phillip has a net worth of 2.4M. He's an Air Force pilot, and his wife also works as a pilot for a major airline. He is 39 years old and has several rental properties which cash flow 3K a month. Phil talks about self managing his rentals, the platform he used to buy them, and the numbers behind the purchases. He talks about money being a tool, and that family and experiences are what matter most. Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twitter - @Mill_...

Aug 10, 202056 min

145: Net Worth of 5.4M - Retired Chiropractor, Net Worth at 33 was $0

John is a retired chiropractor with a net worth of over five million dollars. Additionally, he has monthly passive income of 20K. At the age of 30, he set a goal to have passive income of 220K annually. His financial motivation kicked in at the age of 30 when he read the book, "Think and Grow Rich." At the age of 33, he had a net worth of $0. He discusses his mindset shift, investing strategy, and the book he wrote titled, "The Wealthy Gardener." - https://amzn.to/2DfLfqm Email us at - millionai...

Aug 03, 202049 min

144: Guest Interview - Chris Hogan - Debt for Real Estate Investing and International Index Funds

Chris Hogan, author of the books "Everyday Millionaires" and "Retire Inspired" joins us for today's episode. He talks about the three things that hold people back from success, how much one needs to retire, and why an emergency fund is no longer optional. Chris also talks about debt in real estate investing and why he considers it a risk. We talk about the impact of COVID on personal finances and what people can do now to ensure they are financially secure. Email us at - millionairesunveiled@gma...

Jul 27, 202034 min

143: Net Worth of 1.6M - Bought Tesla at $34 Per Share

Today's guest, Randy, has a net worth of 1.6M. Of his nearly one million dollars in market investments, 20% is invested in single stocks including Tesla, Apple, and Amazon. 50% of his stock investments are in VTSAX. He also has one rental property which breaks even. He's in his late 40's and share the importance of continual education and creating a plan for one's life. Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twitter - @Mill_Unveiled...

Jul 20, 202043 min

142: Net Worth of 1M - Discovering Dave Ramsey After Significant Consumer Debt

Dennis is an IT sales professional with a net worth of over one million dollars. He takes a three bucket investing approach which includes, a) cash, b) 60-40 stocks to bonds, and c) a nearly 100% equity bucket. Dennis talks about whether to pay off one's home, and how he was able to overcome $283K of debt. He's currently 40 years old and had a college GPA of 2.67. Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twitter - @Mill_Unveiled...

Jul 13, 202048 min

141: Net Worth of 500K - Being Broke is a Choice, Eight Single Family Rentals

Alex has a current net worth of 500K and owns eight single family rentals and one multifamily investment property. He didn't start saving and investing until he was about 30 years old. Alex shares the details of his real estate deals including the strategy behind his single family rentals. He discusses the value of passive income, real estate vs. equity investments, and provides investing advice. Check out his blog at www.brokeisachoice.com Email us at - millionairesunveiled@gmail.com Website - ...

Jul 06, 202047 min

140: Net Worth of 2.2M - Airline Pilot Who Didn't Make 100K Until Age 46

John is an airline pilot for a major airline and has a current net worth of 2.2M. On average, he made just 18K in his twenties, 50K in his 30's, and 90-100K on average in his 40's. He became a millionaire at the age of 46 - the same age he first made 100K. 73% of his 401K and Roth holdings are in single stocks while the remainder are in mutual and index funds. He discusses the cost of flight school, the benefits of being a pilot, and how he has shifted his mindset to increase his spending. Email...

Jun 29, 202055 min

139: Net Worth of 1.3M - 30-Year-Old Living in a 75K Townhouse

Matt has a current net worth of over $1.3 million dollars. Together with his wife, they have a household income of about 250K which has increased steadily over the years. He discusses why he invests virtually nothing in international stock, the importance of Roth IRA's for children, and how being financially successful has removed stress from his life. Matt currently works as a portfolio manager and financial advisor. Email us at: millionairesunveiled@gmail.com Website - www.millionairesunveiled...

Jun 21, 202055 min

138: Guest Interview - Who do You Want Your Future Self to be?

Today's guest is Dr. Benjamin Hardy, author of "Personality Isn't Permanent" and "Willpower Doesn't Work." Ben brings a different lesson to the show in working to control the outcome of your life. He shares that personalities can constantly change, addictions and past hardships can be overcome, and the vision one sets for their future self is a critical piece of success. Check out his new book at https://www.penguinrandomhouse.com/books/607021/personality-isnt-permanent-by-benjamin-hardy-phd/ ....

Jun 15, 202042 min

137: Net Worth of 1.5M - Tracking Net Worth Monthly for 18 Years

Mark has a current net worth of 1.5 million. He's invested primarily in the stock market but also has a self storage investment, his primary residence, real estate, and a 529 plan. He's tracked his net worth consistently for the last 18 years. Mark also wrote a book titled, "Dad's Little Book of Wisdom: A Guide for Young Professionals to Achieve More, Earn More, and Live a Good Life" (https://amzn.to/3haoLpQ). He shares details on his career and how faith has played an important role in his jour...

Jun 08, 202049 min

136: Net Worth of 3.1M - The Importance of Lifelong Learning and Self-Improvement

Today's show highlights the story of BK. He has a current net worth of just over three million. He has money invested in both commercial real estate and the stock market. He previously used a financial counselor but currently does not. He reads about seven books a month and stresses the importance of continuous learning and self-improvement. BK's market investments are mostly invested in index funds and he holds 200K in cash.

Jun 01, 202052 min

135: Net Worth of 30M - "I Want Control Over my Assets" - 3,700 Apartment Units

Tim Bratz is today's guest and has a current net worth of 30 million dollars. 97% of his net worth is composed of multifamily real estate. He owns and operates about 3,700 units and has a portfolio value of nearly $300 Million. He's 34 years old and reached his first million at age 29. Tim shares how he got involved in real estate, the structure of his investments, and three rules for successfully investing in real estate.

May 26, 202053 min

134: Net Worth of 1.1M - 15K of Monthly Passive Income

Nate is a real estate investor, business/life coach, and dad. We discuss his career history and progression, as well as how he started investing in real estate. He shares details about his first deal and some of the struggles and success from the purchase. Nate talks about his 15K of passive income monthly from real estate as well as what he's teaching now to the clients whom he coaches. Check out his website at http://www.natebaileyspeaks.com/ ....

May 18, 202042 min

133: Guest Interview - 7,500 Single Family Rental Flips and a COVID-19 Diagnosis

Today's guest is Lee Kearney who has extensive experience in buying (via a variety of methods) and flipping single family homes; he has flipped over 7,000 homes in his career. We discuss how to find the homes including mailers, calling sellers, foreclosures, auctions, MLS systems, etc.. Lee shares the details of both a horror story and his best deal and also shares his recent experience (he was close to being on a ventilator) with COVID-19.

May 11, 202040 min

132: Net Worth of 3.0M - 250K of Passive Income Annually with Financial Samurai

Sam from Financial Samurai has a net worth of three million and makes 250K in passive income annually. He discussed his career in finance for 13 years before retiring early. Sam shares the good and bad from early retirement, his net worth allocation, and his experience with investing in real estate crowd funding platforms. He also talks abut negotiating a severance upon leaving a job.

May 04, 202045 min

131: Net Worths of 4.3M & 2.3M - Interview Follow-ups and Stocks to Buy

Today's episode features our first follow-up round of interviews. We follow-up with the interviewees who originally aired on episodes #48 and #109. With Jeff from episode #109, we discuss his retirement and what stocks he's currently buying and trading. With Debt Free Dr, we discuss how and why his portfolio has changed. They also share general financial and investing advice.

Apr 27, 202050 min

130: Net Worth of 1.7M - Female Who Moved Forward After Divorce and Overcame 250K in Debt

Today's show features Tiffany, with a current net worth of 1.7 million. We discuss all things personal finance including her investment allocation which includes both money in the equity markets and five single family rentals. She talks about finding and managing those rentals, the 3K in net monthly cash flow, and how she got started in real estate. Tiffany shares her insight on goal setting and how that has been one driver of her success. She has a terrific story, mindset, and attitude!

Apr 20, 202034 min

129: Net Worth of 700K - 30-Year-Old Cyber Security Expert Who Paid off 150K in Student Loans

Michael is a 30-year-old cyber security expert with a net worth of 700K. He has been very successful and even paid off 150K in student loans. He shares his investment allocation which is nearly 50% in his Roth account and 85% in equities. Michael also discusses how he was able to grow his income so quickly and accelerate his career. He gives away 15-20% of his money, pays a regular tithe, and will soon be a millionaire!

Apr 13, 202047 min

128: Net Worth of 12M - Single Family Homes with Jason Hartman

We talk with today's guest, Jason, about single family home investing, property management vs. self managing, cyclical and linear housing markets, and how to value a small business. Jason talks about how he became involved with real estate at the age of 20 and shares details on his first deal. He guides us through what to look for when purchasing a single family home rental and the importance of standardization when analyzing deals.

Apr 06, 202041 min

127: Net Worth of 1.0M - Financial Independence in a Foreign Land

Dave is today's guest with a net worth around one million dollars. He currently lives in Israel, previously worked as a lawyer, and is now on his path to financial independence. We discuss having a financial goal, what financial independence means, cost of living in Israel, and his life journey. Check out his current book titled, "The Cash Machine, A Tale of Passion, Persistence, and Financial Independence." https://www.amazon.com/Cash-Machine-Persistence-Financial-Independence-ebook/dp/B082P811...

Mar 30, 202037 min

126: Net Worth of 1.0M - Female Radiologist and Mother

Barbara, a radiologist and toddler mom, is today's guest on the show. She has a current net worth of just over one million dollars. Besides her portfolio allocation, we discuss her career as a physician, paying off her student debts, finding work/life balance, working in a male dominated field, plans for her financial future, and more.

Mar 23, 202042 min

125: Net Worth of 1.1M - Budgets Are Sexy with J. Money

J. Money from the popular blog, Budgets Are Sexy, is the guest on today's episode. He shares his net worth and portfolio allocation which primarily consists of investments in VTSAX, the Vanguard Total Stock Market Index. We discuss the FIRE movement, money and happiness/fulfillment, how much one spends in retirement, and the range of his household income. Check out his blog at https://www.budgetsaresexy.com/ .

Mar 16, 202047 min

124: Net Worth of 2.3M - Immigrant Who Came to the U.S. with Only $1,000

John immigrated from India to the U.S. with only $1,000. He shares his story of working his first job to building a net worth of over 2.3 million. He lives in a high cost of living area and shares his asset allocation which consists of 1MM in real estate, 300K in a 401(k), 200K in a Roth, 400K in taxable accounts and the remainder in other investments including lawsuit settlements. John also shares how he's been able to manage his career and raise his income from 40K to over 200K annually. Check...

Mar 09, 202039 min

123: Guest Interview - Finances in Marriage with the Money Couple

Today's guest interview features the money couple. We discuss all things finances in marriage and why/how 70% of couples whom divorce do so because of financial stress/issues. Scott and Bethany talk about the five money personalities, and share how learning about your money personality can help in marriage. They also share that it costs, on average, 275K to raise a kid from kindergarten through four years of college. https://themoneycouple.com/...

Mar 02, 202039 min

122: Net Worth of 1M+ - 59 Years Old and Retired for 18 Years

Today's interview features Nords, who is retired from the Navy after a 30 year career. He has been retired for 18 years. We discuss numerous topics including when to convert a traditional IRA to a Roth, military pensions, travel hacking, and financial independence. Nords currently lives in Hawaii and shares ideas about philanthropic causes and how to teach your kids about money. Sponsor: www.startfromzero.com/millionaire

Feb 24, 202057 min

121: Net Worth of 1.1M - Single Pharmacist Who Got a Late(r) Start

Today's interview features Brian, a pharmacist, with a current net worth of $1.1 million. He is invested mostly in the equity markets with a 401(k), roth, and traditional investment accounts. Brian shares his story of when personal finance and investing became a priority, his history with real estate, plans and financial goals for the future, and his experience dealing with two different financial advisers. Podcorn website: https://podcorn.com/podcasters/...

Feb 17, 202041 min

120: Net Worth of 7M - Retired Engineer; Max Salary was 80K

Sam is a retired engineer and has a current net worth of around seven million. He also has seven single family rentals which net about 7K in cash flow monthly. He shares his thoughts on how and when to invest, personal development and self help books, real estate investing, retirement accounts, and more. We also ask about what he plans to do with his money in the future, the state of the equity markets, and whether or not he should sell some of his stock portfolio.

Feb 10, 20201 hr 4 min

119: Guest Interview - Net Worth of 140K - 24-Year-Old Living & Working on a Yacht

Today's show features Alex, a 24-year-old who lives and works full time on a yacht. He saves 80-90% of his money as he has few expenses on board. He shares his life and financial story including his desire to be financially independent. He invests primarily in index funds and talks about what he does during the day while working on the yacht, how much the yacht is used, how much it costs to operate, and more. Check out his blog at https://themoneydock.com/ ....

Feb 03, 202044 min

118: Net Worth of 3M - Stay at Home Mom

Gigi and her husband have a current net worth of three million dollars. She is a stay at home mom, while her husband is an engineer. Gigi tells their financial story including how they budget, save for kids college, purchase (or receive) cars, and plan for retirement. She shares terrific advice about "knowing who you are" when investing, and making your money work for you. Booknotes: https://booknotes.page.link/millionaires

Jan 27, 202044 min
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