Today's guest, Doug has a net worth of about one million dollars. He started his financial journey with Dave Ramsey and is diversified between the stock market, HSA, real estate, and an employee stock ownership plan (ESOP). We discuss his ESOP plan and how it works as well as his decision to start investing in real estate. Doug shares details on his portfolio allocation as well as details behind his first real estate deal. He currently owns and self manages 11 units. Email us at - millionairesun...
Aug 17, 2020•44 min
Phillip has a net worth of 2.4M. He's an Air Force pilot, and his wife also works as a pilot for a major airline. He is 39 years old and has several rental properties which cash flow 3K a month. Phil talks about self managing his rentals, the platform he used to buy them, and the numbers behind the purchases. He talks about money being a tool, and that family and experiences are what matter most. Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twitter - @Mill_...
Aug 10, 2020•56 min
John is a retired chiropractor with a net worth of over five million dollars. Additionally, he has monthly passive income of 20K. At the age of 30, he set a goal to have passive income of 220K annually. His financial motivation kicked in at the age of 30 when he read the book, "Think and Grow Rich." At the age of 33, he had a net worth of $0. He discusses his mindset shift, investing strategy, and the book he wrote titled, "The Wealthy Gardener." - https://amzn.to/2DfLfqm Email us at - millionai...
Aug 03, 2020•49 min
Chris Hogan, author of the books "Everyday Millionaires" and "Retire Inspired" joins us for today's episode. He talks about the three things that hold people back from success, how much one needs to retire, and why an emergency fund is no longer optional. Chris also talks about debt in real estate investing and why he considers it a risk. We talk about the impact of COVID on personal finances and what people can do now to ensure they are financially secure. Email us at - millionairesunveiled@gma...
Jul 27, 2020•34 min
Today's guest, Randy, has a net worth of 1.6M. Of his nearly one million dollars in market investments, 20% is invested in single stocks including Tesla, Apple, and Amazon. 50% of his stock investments are in VTSAX. He also has one rental property which breaks even. He's in his late 40's and share the importance of continual education and creating a plan for one's life. Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twitter - @Mill_Unveiled...
Jul 20, 2020•43 min
Dennis is an IT sales professional with a net worth of over one million dollars. He takes a three bucket investing approach which includes, a) cash, b) 60-40 stocks to bonds, and c) a nearly 100% equity bucket. Dennis talks about whether to pay off one's home, and how he was able to overcome $283K of debt. He's currently 40 years old and had a college GPA of 2.67. Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twitter - @Mill_Unveiled...
Jul 13, 2020•48 min
Alex has a current net worth of 500K and owns eight single family rentals and one multifamily investment property. He didn't start saving and investing until he was about 30 years old. Alex shares the details of his real estate deals including the strategy behind his single family rentals. He discusses the value of passive income, real estate vs. equity investments, and provides investing advice. Check out his blog at www.brokeisachoice.com Email us at - millionairesunveiled@gmail.com Website - ...
Jul 06, 2020•47 min
John is an airline pilot for a major airline and has a current net worth of 2.2M. On average, he made just 18K in his twenties, 50K in his 30's, and 90-100K on average in his 40's. He became a millionaire at the age of 46 - the same age he first made 100K. 73% of his 401K and Roth holdings are in single stocks while the remainder are in mutual and index funds. He discusses the cost of flight school, the benefits of being a pilot, and how he has shifted his mindset to increase his spending. Email...
Jun 29, 2020•55 min
Matt has a current net worth of over $1.3 million dollars. Together with his wife, they have a household income of about 250K which has increased steadily over the years. He discusses why he invests virtually nothing in international stock, the importance of Roth IRA's for children, and how being financially successful has removed stress from his life. Matt currently works as a portfolio manager and financial advisor. Email us at: millionairesunveiled@gmail.com Website - www.millionairesunveiled...
Jun 21, 2020•55 min
Today's guest is Dr. Benjamin Hardy, author of "Personality Isn't Permanent" and "Willpower Doesn't Work." Ben brings a different lesson to the show in working to control the outcome of your life. He shares that personalities can constantly change, addictions and past hardships can be overcome, and the vision one sets for their future self is a critical piece of success. Check out his new book at https://www.penguinrandomhouse.com/books/607021/personality-isnt-permanent-by-benjamin-hardy-phd/ ....
Jun 15, 2020•42 min
Mark has a current net worth of 1.5 million. He's invested primarily in the stock market but also has a self storage investment, his primary residence, real estate, and a 529 plan. He's tracked his net worth consistently for the last 18 years. Mark also wrote a book titled, "Dad's Little Book of Wisdom: A Guide for Young Professionals to Achieve More, Earn More, and Live a Good Life" (https://amzn.to/3haoLpQ). He shares details on his career and how faith has played an important role in his jour...
Jun 08, 2020•49 min
Today's show highlights the story of BK. He has a current net worth of just over three million. He has money invested in both commercial real estate and the stock market. He previously used a financial counselor but currently does not. He reads about seven books a month and stresses the importance of continuous learning and self-improvement. BK's market investments are mostly invested in index funds and he holds 200K in cash.
Jun 01, 2020•52 min
Tim Bratz is today's guest and has a current net worth of 30 million dollars. 97% of his net worth is composed of multifamily real estate. He owns and operates about 3,700 units and has a portfolio value of nearly $300 Million. He's 34 years old and reached his first million at age 29. Tim shares how he got involved in real estate, the structure of his investments, and three rules for successfully investing in real estate.
May 26, 2020•53 min
Nate is a real estate investor, business/life coach, and dad. We discuss his career history and progression, as well as how he started investing in real estate. He shares details about his first deal and some of the struggles and success from the purchase. Nate talks about his 15K of passive income monthly from real estate as well as what he's teaching now to the clients whom he coaches. Check out his website at http://www.natebaileyspeaks.com/ ....
May 18, 2020•42 min
Today's guest is Lee Kearney who has extensive experience in buying (via a variety of methods) and flipping single family homes; he has flipped over 7,000 homes in his career. We discuss how to find the homes including mailers, calling sellers, foreclosures, auctions, MLS systems, etc.. Lee shares the details of both a horror story and his best deal and also shares his recent experience (he was close to being on a ventilator) with COVID-19.
May 11, 2020•40 min
Sam from Financial Samurai has a net worth of three million and makes 250K in passive income annually. He discussed his career in finance for 13 years before retiring early. Sam shares the good and bad from early retirement, his net worth allocation, and his experience with investing in real estate crowd funding platforms. He also talks abut negotiating a severance upon leaving a job.
May 04, 2020•45 min
Today's episode features our first follow-up round of interviews. We follow-up with the interviewees who originally aired on episodes #48 and #109. With Jeff from episode #109, we discuss his retirement and what stocks he's currently buying and trading. With Debt Free Dr, we discuss how and why his portfolio has changed. They also share general financial and investing advice.
Apr 27, 2020•50 min
Today's show features Tiffany, with a current net worth of 1.7 million. We discuss all things personal finance including her investment allocation which includes both money in the equity markets and five single family rentals. She talks about finding and managing those rentals, the 3K in net monthly cash flow, and how she got started in real estate. Tiffany shares her insight on goal setting and how that has been one driver of her success. She has a terrific story, mindset, and attitude!
Apr 20, 2020•34 min
Michael is a 30-year-old cyber security expert with a net worth of 700K. He has been very successful and even paid off 150K in student loans. He shares his investment allocation which is nearly 50% in his Roth account and 85% in equities. Michael also discusses how he was able to grow his income so quickly and accelerate his career. He gives away 15-20% of his money, pays a regular tithe, and will soon be a millionaire!
Apr 13, 2020•47 min
We talk with today's guest, Jason, about single family home investing, property management vs. self managing, cyclical and linear housing markets, and how to value a small business. Jason talks about how he became involved with real estate at the age of 20 and shares details on his first deal. He guides us through what to look for when purchasing a single family home rental and the importance of standardization when analyzing deals.
Apr 06, 2020•41 min
Dave is today's guest with a net worth around one million dollars. He currently lives in Israel, previously worked as a lawyer, and is now on his path to financial independence. We discuss having a financial goal, what financial independence means, cost of living in Israel, and his life journey. Check out his current book titled, "The Cash Machine, A Tale of Passion, Persistence, and Financial Independence." https://www.amazon.com/Cash-Machine-Persistence-Financial-Independence-ebook/dp/B082P811...
Mar 30, 2020•37 min
Barbara, a radiologist and toddler mom, is today's guest on the show. She has a current net worth of just over one million dollars. Besides her portfolio allocation, we discuss her career as a physician, paying off her student debts, finding work/life balance, working in a male dominated field, plans for her financial future, and more.
Mar 23, 2020•42 min
J. Money from the popular blog, Budgets Are Sexy, is the guest on today's episode. He shares his net worth and portfolio allocation which primarily consists of investments in VTSAX, the Vanguard Total Stock Market Index. We discuss the FIRE movement, money and happiness/fulfillment, how much one spends in retirement, and the range of his household income. Check out his blog at https://www.budgetsaresexy.com/ .
Mar 16, 2020•47 min
John immigrated from India to the U.S. with only $1,000. He shares his story of working his first job to building a net worth of over 2.3 million. He lives in a high cost of living area and shares his asset allocation which consists of 1MM in real estate, 300K in a 401(k), 200K in a Roth, 400K in taxable accounts and the remainder in other investments including lawsuit settlements. John also shares how he's been able to manage his career and raise his income from 40K to over 200K annually. Check...
Mar 09, 2020•39 min
Today's guest interview features the money couple. We discuss all things finances in marriage and why/how 70% of couples whom divorce do so because of financial stress/issues. Scott and Bethany talk about the five money personalities, and share how learning about your money personality can help in marriage. They also share that it costs, on average, 275K to raise a kid from kindergarten through four years of college. https://themoneycouple.com/...
Mar 02, 2020•39 min
Today's interview features Nords, who is retired from the Navy after a 30 year career. He has been retired for 18 years. We discuss numerous topics including when to convert a traditional IRA to a Roth, military pensions, travel hacking, and financial independence. Nords currently lives in Hawaii and shares ideas about philanthropic causes and how to teach your kids about money. Sponsor: www.startfromzero.com/millionaire
Feb 24, 2020•57 min
Today's interview features Brian, a pharmacist, with a current net worth of $1.1 million. He is invested mostly in the equity markets with a 401(k), roth, and traditional investment accounts. Brian shares his story of when personal finance and investing became a priority, his history with real estate, plans and financial goals for the future, and his experience dealing with two different financial advisers. Podcorn website: https://podcorn.com/podcasters/...
Feb 17, 2020•41 min
Sam is a retired engineer and has a current net worth of around seven million. He also has seven single family rentals which net about 7K in cash flow monthly. He shares his thoughts on how and when to invest, personal development and self help books, real estate investing, retirement accounts, and more. We also ask about what he plans to do with his money in the future, the state of the equity markets, and whether or not he should sell some of his stock portfolio.
Feb 10, 2020•1 hr 4 min
Today's show features Alex, a 24-year-old who lives and works full time on a yacht. He saves 80-90% of his money as he has few expenses on board. He shares his life and financial story including his desire to be financially independent. He invests primarily in index funds and talks about what he does during the day while working on the yacht, how much the yacht is used, how much it costs to operate, and more. Check out his blog at https://themoneydock.com/ ....
Feb 03, 2020•44 min
Gigi and her husband have a current net worth of three million dollars. She is a stay at home mom, while her husband is an engineer. Gigi tells their financial story including how they budget, save for kids college, purchase (or receive) cars, and plan for retirement. She shares terrific advice about "knowing who you are" when investing, and making your money work for you. Booknotes: https://booknotes.page.link/millionaires
Jan 27, 2020•44 min