MFP 013. IL: Loan Approval. Larger Loans
Equity Bank in Kenya, shares its experience on processing and approving larger loans. Dick Turner concludes the topic of loan approval practices.

Equity Bank in Kenya, shares its experience on processing and approving larger loans. Dick Turner concludes the topic of loan approval practices.
Join a typical Credit Committee and see with your own eyes how it works and how the loan proposals are getting approved and rejected.
Dick Turner, former Chief Credit Officer, ShoreBank, shares his general observations about underwriting loans. Dick Turner has been involved in making loans and training credit staff for well over 30 years. Much of that experience was spent in the United States but also in a number of other countries, primarily in Eastern Europe.
Management and Mathematics. Dick Turner, former Chief Credit Officer, ShoreBank, talks about the importance of analyzing management capacity when making lending decisions. Also, he provides his thoughts on making alternative projections before writing loans up for approval.
Loan Appraisal Template
Former Chief Credit Officer at ShoreBank Dick Turner shares his “tricks of the trade" in loan analysis. Dick Turner has been involved in making loans and training credit staff for well over 30 years. Much of that experience was spent in the United States but also in a number of foreign countries, primarily in Eastern Europe.
Through its Action Research Programme, MicroSave learns and disseminates lessons relating to market-led microfinance. This Briefing Note highlights key lessons from the experience of its partner Equity bank, in designing, testing and rolling out a cash flow based individual business loan product.
For many newcomers to microfinance, the Home Visit is probably the most unconventional part of the loan appraisal in MFIs. What does a credit officer look at when he or she visits the client’s home? What questions does he ask? Which family members does he want to meet? Please, join our camera on an Example of a Home Visit.
The Loan Appraisal process is something that requires a considerable amount of skill and knowledge from the loan officer. In this episode we will discuss the Loan Application as well as a site visit to the business premises of a client.
Screening, Application & Appraisal Forms - Consolidated
The concept of the Lending Cycle is an excellent training tool for new loan officers and other staff engaged in lending operations. Using the individual loan product of Equity Bank as an illustrative example, we move through the first steps of the Lending Cycle, namely New Customer Introduction and Filter. We asked Martin Holtmann, who is Head of Microfinance at International Finance Corporation (IFC), to be our guide
MicroSave Briefing Note #28. Customer Srvice - Why It is Important for MFIs.
Biashara Imara product development, product features and marketing Biashara Imara, these are the topics of this episode.
Biashara Imara is the individual loan product developed by Equity Bank in Kenya. Biashara Imara means "strong, solid business." What are the distinctive characteristics of the product and who are the clients – these are the topics of this episode.
The Equity Bank business model has attracted both local and international recognition. On many occasions the Bank has been invited to various international forums and bodies to share on its successes. Equity has also become a hub of other institutions worldwide keen on learning and exchanging insights on the Equity model of extending financial services to the low income segment and the un-banked population. <a href="http://www.podcastalley.com/"> My Podcast Alley feed!</a> {pca-e1924...
BRAC. A senior microfinance specialist of CGAP, Syed Hashemi is introducing a big microfinance program in Bangladesh, namely BRAC. BRAC is an amazing example of how one combines microfinance with other development efforts. Syed Hashemi looks both at similarities and differences between Grameen Bank and BRAC multi-sector approach.
Grameen Bank. In this episode a senior microfinance specialist of CGAP, Syed Hashemi is sharing his thoughts on why microfinance is such a great success in Bangladesh, and the role that Grameen Bank played in establishing microfinance as an industry.