Meadowsweet Money Podcast - podcast cover

Meadowsweet Money Podcast

Mimi Cirbusovawww.meadowsweetmoney.com
Tune in with Mimi Cirbusova, a Certified Financial Education Instructor (CFEI) and shame-free money mentor, to learn how to fix your finances without losing your humanity. Mimi combines the basics of financial literacy with the deeper mindsets, emotions, and values guiding it all. This podcast for anyone that is tired of feeling queasy every time they look at their bank accounts, worries that a budget will lead to a boring life, and is tired of the typical financial “talking heads” that make you feel shame and guilt about the occasional latte.
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Episodes

Unemployed and struggling to save with Casey (Real Money Chat)

Mimi sits down with Patreon supporter, Casey, to discuss the challenges and uncertainty of unemployment. They also discuss creating financial goals in the face of changing circumstances, how to save when you don't make enough money, and letting go of the guilt when it comes to spending. To schedule a free consult with Mimi, please visit: https://www.meadowsweetmoney.com/

Jul 22, 202543 minSeason 3Ep. 19

True Story: Crypto Scammers Called Me at Work

Mimi shares the story of a friend that was recently a victim of a scam, and details what happened, how they recovered, and what to look out for to protect yourself and your money. Mentioned in this episode: How to freeze your credit: https://www.consumerfinance.gov/ask-cfpb/what-does-it-mean-to-put-a-security-freeze-on-my-credit-report-en-1341/ FTC's guide to recovering from scams: https://consumer.ftc.gov/articles/what-do-if-you-were-scammed Mimi's Summer 2025 Easier & Better recommendation...

Jul 08, 202523 minSeason 3Ep. 18

Money lies

Mimi continues the conversation around money mindsets by exploring five common lies we tell ourselves about money, and how we can liberate ourselves. Later in the episode, Mimi gets back to basics to discuss types of home equity loans, and what you need to know about using leveraging this type of debt for home renovations. Mentioned in this episode: Debt avalanche calculator: https://undebt.it/debt-avalanche-calculator.php Schedule a FREE consult with Mimi: https://calendly.com/meadowsweetmoney/...

Jun 24, 202535 minSeason 3Ep. 17

What nobody says about money mindsets

The internet is chock-full of money mantras, affirmations, and suggestions for having more gratitude around your money. And while it's a great idea to move away from scarcity mindsets, there's a lot missing from the conversation. Mimi breaks down what you need to know about money mindsets and some tips to actually heal yourself. Later, she shares what we can learn about security and abundance from the Queen of Pentacles, and how to apply those lessons to our personal finances. Mentioned in this ...

Jun 10, 202528 minSeason 3Ep. 16

The Happiness Differential

It's easy to look past our present happiness in hopes of an idealized future, and this can affect our financial decisions in big ways. Mimi breaks down steps to stop interrupting your own joy and start aligning your money with the present moment. Plus, she shares tips to weigh benefits when searching for a new job. Mentioned in this episode: Become a Patreon Supporter: https://www.patreon.com/MeadowsweetMoney Get your ticket for the Summer Solstice Summit: https://www.thetarotdiagnosis.com/summe...

May 27, 202527 minSeason 3Ep. 15

Credit scores are dumb. Here's how to be smart about them.

Having a good credit score seems terribly important, but how does one achieve that (particularly when the scoring systems seem less than transparent?) Mimi breaks down everything you need to know about getting your credit score on the up-and-up. And later, she discusses the juxtaposition of the King of Cups and the Five of Pentacles in today's financially intuitive segment. Mentioned in this episode: Get Mimi's twice monthly Substack newsletter (FREE): https://meadowsweetmoney.substack.com/ Chec...

May 13, 202526 minSeason 3Ep. 14

You’re allowed to want nice things (and how to afford it)

Mimi discusses why it's okay to desire nice things in life, and how to afford it -- even on a tight budget. Later, she explores whether payday loans are ever worth it. Mentioned in this episode: Follow Mimi on Substack: https://substack.com/@meadowsweetmoney Article: "Permission to be high maintenance": https://open.substack.com/pub/permissionto/p/permission-to-be-high-maintenence?r=2zhud7&utm_campaign=post&utm_medium=web&showWelcomeOnShare=false Join me at the Summer Solstice Summit...

Apr 29, 202525 minSeason 3Ep. 13

What our bodies can teach us about money

How do we hold financial trauma in the body? What can we do to use this anatomic wisdom to rewrite our money stories? Mimi discusses small and simple tips to heal your money anxiety by tuning in to the wisdom of our physical self. Mentioned in this episode: US Economic Policy Uncertainty Index: https://www.policyuncertainty.com/ Join Mimi at the Summer Solstice Summit, hosted by The Tarot Diagnosis: https://www.thetarotdiagnosis.com/summersolstice Check out Mimi's personal newsletter, Permission...

Apr 15, 202522 minSeason 3Ep. 12

Small shifts, big results

Mimi discusses tiny ways to save money, spend less, and have more room in your budget without adding another "to-do" item on your list. And later, she shares how interpret the Tower card in your personal finances. Mentioned in this episode: Become a Patreon Supporter: patreon.com/MeadowsweetMoney Check out Mimi's new personal Substack (Permission To): https://permissionto.substack.com/ Tune in to Mimi's interview on "In The Stars with Eli Gomez (On Spotify): https://open.spotify.com/episode/4rUL...

Apr 08, 202532 minSeason 3Ep. 11

Let's take a deep breath...

On today's mini-episode, Mimi discusses what's happening to our nervous system when we experience financial tension and gives a tiny meditation to help you relax and sooth yourself for the week ahead. This podcast is sponsored by members of our Patreon! To support the show, please visit: patreon.com/meadowsweetmoney

Mar 25, 202515 minSeason 3Ep. 10

Self-Deprivation...in this economy?!

Mimi shares tips on stopping self-deprivation, and why we might prevent ourselves from spending on the things that truly bring us joy. Later, she shares tips on handling a rent increase, and gets financially intuitive with the tarot. Mentioned in this episode: National Multifamily Housing Council: https://www.nmhc.org/housing-help-hub/resources-for-renters/ Follow Mimi on Bluesky: https://bsky.app/profile/meadowsweetmoney.bsky.social Follow Mimi on Substack: https://meadowsweetmoney.substack.com...

Mar 18, 202524 minSeason 3Ep. 9

Your Journey on the Money Mountain

Mimi discusses the five fundamental levels of the Money Mountain, so you can decide where to focus your energy on your journey. She also shares how the 10 of Pentacles in tarot might reflect in your money story, and how to decide if you should keep or cancel a credit card. Mentioned in this episode: Follow Mimi on Bluesky: https://bsky.app/profile/meadowsweetmoney.bsky.social Follow Mimi on Substack: https://meadowsweetmoney.substack.com/...

Mar 04, 202531 minSeason 3Ep. 8

Mindful Spending Challenge

Mimi shares tips to DIY your own Mindful Spending Challenge, how to file your taxes for free, and ways to kick perfectionism to the curb. Plus, Mimi introduces a new segment! Mentioned in this episode: Become a Patreon Supporter: patreon.com/meadowsweetmoney Volunteer Income Tax Assistance program (VITA): https://www.irs.gov/individuals/free-tax-return-preparation-for-qualifying-taxpayers IRS Free File: https://www.irs.gov/filing/irs-free-file-do-your-taxes-for-free IRS Direct File: https://www....

Feb 25, 202525 minSeason 3Ep. 7

Protecting your finances from the broligarchy

How can you protect your financial life from the shady 💩 happening right now? Here's a few steps you can take in the face of the power-hungry billionaire tech bros undermining our democracy. Later in the episode, Mimi talks through whether you might need life insurance, and what kinds of life insurance are worth your time. Mentioned in this episode: What to screenshot on StudentAid.gov now (Instagram: @thedebtcollective) Follow Jay Fleischman on Instagram or TikTok Get your Social Security Stat...

Feb 18, 202523 minSeason 3Ep. 6

Affording joy as an act of resistance

We've all seen the phrase "joy is an act of resistance" lately...particularly around social media. But how do we afford to feel joyful when the cost of everything keeps going up? Mimi also shares what's saving her life right now. Mentioned in this episode: The Telly Cycle by Toi Derricote Get access to the Money & Tarot series by becoming a Patreon supporter Listen to the Petty Astrology Podcast by Kaycee Felton-Lui Follow Mimi on Bluesky Get Mimi's twice monthly Substack newsletters...

Feb 11, 202523 minSeason 3Ep. 5

Busting bankruptcy myths with The Lady Like Lawyer, Adrienne Hines

Mimi sits down with Adrienne Hines, aka "The Lady Like Lawyer" to bust through common myths surrounding bankruptcy. They also discuss what to expect from the process, and how to know if you're a good candidate for bankruptcy. You can follow Adrienne on: Instagram: https://www.instagram.com/theladylikelawyer/ TikTok: https://www.tiktok.com/@theladylikelawyer YouTube: https://www.youtube.com/@theladylikelawyer1 Website: https://www.theladylikelawyer.com/ For more shame-free personal finance conten...

Feb 04, 202531 minSeason 3Ep. 4

Magical money rituals

Mimi shares tips on crafting sustainable and meaningful money rituals that help you connect to the energy of your finances. And later in the episode, we get back to basics on index funds. Mentioned in this episode: https://www.asyousow.org/invest-your-values Other resources: Get Mimi's FREE twice monthly Substack: https://substack.com/@meadowsweetmoney Follow Mimi on Instagram: @meadowsweetmoney Become a Patreon supporter: patreon.com/meadowsweetmoney...

Jan 28, 202521 minSeason 3Ep. 3

When everything feels urgent

What can we do when we have too many financial goals competing for our attention? How do we prioritize when our resources are limited? In today's episode, Mimi shares some tips of how to deal when everything feels urgent. Later in the episode, Mimi talks about anti-capitalist self care, and takes a mindful money moment to discuss why change makes us uncomfortable -- even when it's change we want. Join the Mindful Spending Challenge in February: patreon.com/meadowsweetmoney Get Mimi's twice month...

Jan 21, 202528 minSeason 3Ep. 2

How to piss off a billionaire and save money

In today's episode, Mimi talks about anti-capitalist self care, how to get back on track if you're totally broke after the holidays, and a special challenge just for Patreon supporters . Become a Patron: patreon.com/meadowsweetmoney Get Mimi's twice monthly Substack (FREE): https://substack.com/@meadowsweetmoney...

Jan 14, 202532 minSeason 3Ep. 1

Season 3 Preview

What's coming to the Meadowsweet Money Podcast in 2025? We're moving to a weekly format! Catch new episodes every Tuesday. Want to join in the Mindful Spending Challenge? Become a Patreon Supporter at the $3 and above: patreon.com/meadowsweetmoney Episode 1 airs on January 14.

Jan 07, 20253 min

S2, Ep. 25: Inconsistent Income (Keeping Your Cool…No Matter What)

In the final episode of Season 2, Mimi shares tips on how to navigate the uncertainty of inconsistent income. And later in the episode, she talks about what net worth really means, when to use it, and why you need to know yours. Mentioned in this episode: Become a Patron: https://www.patreon.com/MeadowsweetMoney How to give the gift of Patreon Membership: https://support.patreon.com/hc/en-us/articles/31344987943949-How-to-gift-memberships-to-other-fans Yule Be Ready live event (December 19) How ...

Dec 10, 202423 minSeason 2Ep. 25

S2, Ep. 24: Holidays on a Budget (without feeling like a Scrooge)

How can we celebrate the holidays when our budgets are tight? Mimi shares tips to get through the winter holiday season without feeling like a Scrooge. And later in the episode, Mimi shares tangible tips to help yourself save money on groceries when you absolutely HATE cooking. Mentioned in this episode: Get Mimi's FREE twice monthly Substack: https://meadowsweetmoney.substack.com/ Join the Patreon for as little as $3 a month and get a ton of perks: patreon.com/meadowsweetmoney...

Nov 26, 202419 minSeason 2Ep. 24

S2, Ep. 23: A big hug and holding onto hope

A mini-episode on taking care of yourself and your community + why you need to hold onto whatever hope you can. Find resources and support here: https://www.meadowsweetmoney.com/resources/

Nov 12, 20249 minSeason 2Ep. 23

S2, Ep. 22: Whose Money Shame Is This?

Mimi discusses the sneaky ways money shame creeps into our lives, and how we can address it directly. Plus, get a taste for how to infuse your values into your spending plans - even if it's not perfect. Mentioned in this episode: November 10 - ⁠Rewriting Your Money Mindsets Workshop ⁠ ($29) ⁠Join Mimi's Patreon at the free level⁠ ⁠Get Mimi's FREE twice monthly Substack newsletters⁠...

Oct 29, 202425 minSeason 2Ep. 22

S2, Ep.21: I Won't Be Doing That, But Thanks Anyway

Mimi shares some tips on dealing with unsolicited financial advice. And later in the episode, she shares a mindful money moment about the Ten of Pentacles and why money is not the only resource that matters. Mentioned in this episode: "Reimagine Your Holiday Season" Workshop - October 24 with Hannah's Enchantments (Tickets: $10 at https://www.hannahsenchantments.com/product-page/reimagine-your-holiday-season-workshop-1 IRA vs. Life Insurance for Retirement Savings: What's the Difference ( Invest...

Oct 15, 202423 minSeason 2Ep. 21

S2, Ep. 20: 9 Myths About Being A Financial Smarty-Pants

What does it take to be a financial smarty-pants? Mimi busts some common assumptions about what it takes to be "good with money", and what she focuses on instead. Later in the episode, she gives some words of encouragement as we navigate through these challenging times. Mentioned in this episode: "Reimagine Your Holiday Season" Workshop (October 24 at 6:30 pm ET) How iOS in-app purchases work for new Patreon supporters Links and Resources: Get Mimi's twice monthly newsletter Support the podcast ...

Oct 01, 202421 minSeason 2Ep. 20

S2, Ep. 19 - Baby, You Can Drive My Car

Mimi shares tips for saving money on one of our biggest monthly expenses: cars. She also dives into the various types of car insurance, and gives practical advice for deciding what you need and how to keep those costs as low as you can. Mentioned in this episode: Compare fuel costs at FuelEconomy.gov Compare total cost of ownership for vehicles on Edmunds.com Learn basic car maintenance for free from Mechanic Shop Femme "Rewriting Your Money Mindsets" Workshop (November 10, 2024) Get Mimi's twic...

Sep 17, 202425 minSeason 2Ep. 19

S2, Ep. 18: De-influencing Yourself with Rosie Albrecht

Mimi chats with artist, writer, and de-influencer, Rosie Albrecht ( @CircesPorkRoast on TikTok) to talk about finding meaning beyond the material. They share tips for de-influencing yourself, why influencer culture is so pervasive, and how to make choices that benefit ourselves, our communities, and the planet. Mentioned in this episode: Follow Rosie on TikTok: https://www.tiktok.com/@circesporkroast Get Rosie’s Deinfluencing Worksheet: https://www.etsy.com/listing/1749291638/deinfluencing-works...

Sep 03, 202452 minSeason 2Ep. 18

S2, Ep. 17: Mind the Gap

Mimi shares ways to dive into your real numbers (income, expenses, debt, and savings/investments) in order to make sense of what actions to take. Later, she answers a Patron question about rolling over an old 401k, and why making changes to your spending habits can bring some unexpected surprises. Mentioned in this episode: What happens to your 401(k) when you quit a job? (Investopedia) Vote411.org (League of Women Voters) Fiscally Creative (August 22) Links and Resources: 💌 Get Mimi’s twice mo...

Aug 20, 202427 minSeason 2Ep. 17

S2, Ep. 16: Scary as a tube of biscuits

What does it take to be financially brave? Mimi shares ideas to move out of fight or flight and into aligned action. And later in the episode, get the step-by-step details on how to set up a credit freeze to protect yourself from identity theft. Mentioned in this episode: Workshop: Fiscally Creative (Patreon-Only, August 22) Follow Mimi on Substack Become a Patreon Supporter for only $3 a month Schedule a free consultation with Mimi How to set up a credit freeze...

Aug 06, 202421 minSeason 2Ep. 16
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