In this episode of the Maven Money Personal Finance Podcast… Andy discusses the most important things you need to know to prepare for your retirement. Retirement in modern society has changed, so make sure you are prepared! Quick Preview of the Podcast: When is your financial independence day going to be? Why the last years of work hold the most impact. Understanding your savings stage vs your spending stage. The emotional, financial, and practical aspects of retirement. Links: Leave a review!...
Jan 04, 2018•22 min•Ep. 36
This episode is a rebroadcast of the most downloaded Maven Money podcast episode of 2017 - Income Streams. In this episode of the Maven Money Personal Finance Podcast… Andy Hart explains the different types of income streams and why they are important. This episode outlines the income streams you can receive, tax conditions on these, and explains the perfect setup to increase your wealth. Quick Preview of the Podcast: What are the income streams you should be aware of? Understand the tax implica...
Dec 28, 2017•25 min•Ep. 35
In this episode of the Maven Money Personal Finance Podcast… Andy releases the final new show of the year on a juicy topic - GOALS. What different types of goal should you be aiming for in 2018 and how do you go about reaching them? Quick Preview of the Podcast: The Top 5 Regrets of the dying and how to avoid them. Does it matter what billionaires do before breakfast? Achieving a goal vs a permanent change. Goal systems you should be aware of. Links: Leave a review! Freakonomics Don't forget t...
Dec 21, 2017•26 min•Ep. 34
In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Financial Planner and Certified Money Coach, Hayley Tink. Tune in to this fascinating conversation around human behaviours, logical vs emotional decision making, and much more... Quick Preview of the Podcast: Why our brains are not well suited to dealing with money. How does childhood influence our future behaviours? Hayley's top money habits. How can parents help their children go on to make sound financial decisions...
Dec 14, 2017•40 min•Ep. 33
In this episode of the Maven Money Personal Finance Podcast… Andy discusses lifestyle creep or, as it is more commonly known, "keeping up with the Joneses". Quick Preview of the Podcast: The two elements of lifestyle creep. How does "Parkinson's Law" apply to personal finance? The good and bad sides of the creep. The "best" time in your life to go broke! Links: Humans Under Management Ego Is the Enemy How (Not) To Position Your Investment Portfolio For 2018 Don't forget to check out the Maven Ad...
Dec 07, 2017•33 min•Ep. 32
In this episode of the Maven Money Personal Finance Podcast… Andy is joined by podcast royalty... Pete Matthew of Meaningful Money . Quick Preview of the Podcast: Andy and Pete discuss what they have learned from podcasting. With great wealth comes great responsibility... The three key things most people should be doing when it comes to financial planning. The importance of practicing what you preach! Links: The Meaningful Money Podcast Don't forget to check out the Maven Adviser website for mor...
Nov 30, 2017•40 min•Ep. 31
In this episode of the Maven Money Personal Finance Podcast… Andy is joined by co-host John Ndege. They discuss the often harder to quantify, but equally important, non financial investments. Quick Preview of the Podcast: How do we go about measuring the value of non financial investments? Brief interjection from a special (uninvited) guest, Alexa. How are you prioritising your time? The number 1 non financial investment that Andy & John both agree on. Links: Principles: Life and Work Don't ...
Nov 23, 2017•45 min•Ep. 30
In this episode of the Maven Money Personal Finance Podcast… Andy tries something a little different and enters the world of narrative podcasting. Live audio from the PFS Conference 2017 packed with fascinating guests and interviews. Quick Preview of the Podcast: What's the one money tip? We ask fellow financial experts How the image of the financial world is changing What's on the horizon - interviews with several financial professionals Key takeaways from the festival of financial planning Lin...
Nov 16, 2017•34 min•Ep. 29
In this episode of the Maven Money Personal Finance Podcast… Andy discusses his favourite resources to help you on your investment journey. Quick Preview of the Podcast: The four things to consider when managing your savings Are the best investors really dead? The dangers of trying to outsmart the market Why laziness is a positive attribute to demonstrate Links: https://coinmarketcap.com/ Sapiens: A Brief History of Humankind Homo Deus: A Brief History of Tomorrow Don't forget to check out the M...
Nov 09, 2017•34 min•Ep. 28
In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Sam Sloma from Engage Financial Services . Listen in on a great conversation on a journey from football to finance. Quick Preview of the Podcast: What are the differences in working with younger / older clients? How does a football background inform a career in finance? Making the jump to set up your own business. Key insights from Sam Sloma - ex footballer and financial planner Links: The Stupidest Thing You Can Do W...
Nov 02, 2017•46 min•Ep. 27
In this episode of the Maven Money Personal Finance Podcast… Andy discusses the importance of proper spending management. Spend your way to wealth, expenses matter. Quick Preview of the Podcast: The four categories of spending you should be aware of The role of human behaviour and psychology in spending Are you managing your spending efficiently? Wise words from Seth Godin - Money is the story we tell ouselves. Links: https://tradingeconomics.com https://www.netflix.com/title/80154500 https://ww...
Oct 26, 2017•32 min•Ep. 26
In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Dr Daniel Crosby, specialist in financial planning and asset management. Andy and Daniel discuss a number of fascinating topics including... Quick Preview of the Podcast: The psychology behind behaving your way to wealth Daniel's 10 Laws of Wealth The dangers of over-confidence and accepting your "mediocrity" Are humans rational beings? Links: Nocturne Capital The Laws of Wealth: Psychology and the secret to investing...
Oct 19, 2017•35 min•Ep. 25
In this episode of the Maven Money Personal Finance Podcast… John Ndege makes his third appearance, and in this episode, we discussed our favourite films, documentaries and TV series about money and business. It was a challenge for both of us, and as John said, films are designed to be entertaining, but rarely insightful or instructive, so picking a top five needed a bit of thought. When I made my choices, I went off and Googled the shows, because while I have a memory of what happened in the fi...
Oct 12, 2017•50 min•Ep. 24
In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Co-Host Jasmine Birtles to discuss the emotive topic of the recent Uber ban. Quick Preview of the Podcast: The role of the Uber disruption on the London market. Why Uber's license is not being renewed, and public reaction. Black Cab vs Uber discussion. Insights from Co-Host, Jasmine Birtles, financial journalist and TV presenter. Links: mavenadviser.com/newsletter https://www.youtube.com/watch?v=PHe0bXAIuk0 https://ww...
Oct 05, 2017•47 min•Ep. 23
In this episode of the Maven Money Personal Finance Podcast… Andy is joined by Co-Host Abraham Okusanya to discuss the big question - should you overpay your mortgage? Quick Preview of the Podcast: How to most effectively allocate your resources The financial vs emotional aspects of this question Is it a no brainer to pay your mortgage off? Passionate and opinionated insights from two experts in the field. Links: Andy's Podcast Recommendation https://finalytiq.co.uk/author/abraham/ Don't forget ...
Sep 28, 2017•44 min•Ep. 22
In this episode of the Maven Money Personal Finance Podcast… Andy discusses the impact of setting up your own business on your financial plan. Quick Preview of the Podcast: Pros and cons of being employed / self-employed Sole Traders vs Limited Companies. Tax and pension implications of each option. One amazing hidden benefit you should be utilising as the director of a limited company. Links: TED Talks: The official TED guide to public speaking Don't forget to check out the Maven Adviser websit...
Sep 21, 2017•34 min•Ep. 21
In this episode of the Maven Money Personal Finance Podcast… Andy interviews financial well-being expert, Jason Butler. A fascinating interview with valuable take aways from Jason and Andy. Quick Preview of the Podcast: Are you "squeezing your orange" enough? Jason's process of writing his latest book. Are you a drain or a radiator? Jason's biggest take away having worked with people and money for 25 years. Links: http://www.jason-butler.com/ Squeezing The Orange: Simple Ways To Live A Full Life...
Sep 15, 2017•56 min•Ep. 20
In this episode of the Maven Money Personal Finance Podcast… Andy interviews Ramin Nakisa from PensionCraft. Quick Preview of the Podcast: How should you split capital across asset classes? The difference between skill and luck in investment Should you use robo-funds? Expert insights on how to invest from Andy and Ramin Links: https://pensioncraft.com https://www.youtube.com/channel/UC9OIwUcx-Uss7xj7s1P5XGw Don't forget to check out the Maven Adviser website for more great content. So sit back a...
Sep 08, 2017•39 min•Ep. 19
In this episode of the Maven Money Personal Finance Podcast… Andy interviews the founder of Ember Regis Group, Robin Powell. Quick Preview of the Podcast: Why evidence is important when it comes to investing What is the difference between active and passive investing? What role does the media play on personal finance? Incredible insights from a true industry expert Links: http://www.evidenceinvestor.co.uk/video https://embertelevision.co.uk/ http://regismedia.com/ http://indexfundsthemovie.com/ ...
Sep 01, 2017•40 min•Ep. 18
In this episode of the Maven Money Personal Finance Podcast… Andy discusses the book "The One Thing" by Gary Keller and the key take aways from this highly recommended read. Quick Preview of the Podcast: What's the secret to finding your "one thing"? What do you stand to gain by finding it? Should you be scared of volatility? Learn how focussing your energy helps you achieve your goals Links: The One Thing: The Surprisingly Simple Truth Behind Extraordinary Results So sit back and enjoy unrivall...
Aug 25, 2017•26 min•Ep. 17
In this episode of the Maven Money Personal Finance Podcast… Andy talks about "the guy who everybody quotes, but few people follow" - Warren Buffett. Quick Preview of the Podcast: What you can learn from Buffett's unconventional approach Why is this mighty man so important? How can you apply his teachings to your own life? Key take aways from the world's most successful investor. So sit back and enjoy unrivalled words of wisdom from Andy Hart - host of the UK’s premier personal finance show. Is ...
Aug 18, 2017•27 min•Ep. 16
In this episode of the Maven Money Personal Finance Podcast… Andy goes on a deep dive down to the world of investment tax wrappers. A 30 minute listen that will reward you for the next 30 years. Quick Preview of the Podcast: High level overviews as well as more technical insights What is the difference between on / off shore bonds? What you need to know regarding pensions, ISAs, and more Are you utilising general investment accounts? So sit back and enjoy unrivalled words of wisdom from Andy Har...
Aug 11, 2017•31 min•Ep. 15
In this episode of the Maven Money Personal Finance Podcast… Andy is joined by fellow prolific reader, John Ndege. Tune in as they discuss the books YOU need to be reading. Quick Preview of the Podcast: What insights are to be gained from books like these? Discussion around different authors' attitudes to wealth creation Andy & Johns #1 book recommendation 10+ incredible reads for you to take away Top 10 Books: Fooled by Randomness: The Hidden Role of Chance in Life and in the Markets The Te...
Aug 04, 2017•59 min•Ep. 14
In this episode of the Maven Money Personal Finance Podcast… the tables are turned and the Maven Adviser is interviewed by Pete Matthews, host of The Meaningful Money Podcast. Quick Preview of the Podcast: How Andy's firm, Maven Adviser, came about What is a perfect financial planning process? Financial advice vs financial planning Fascinating insights from these two industry experts! Links: https://www.youtube.com/watch?v=pqzcCfUglws So sit back and enjoy unrivalled words of wisdom from Andy Ha...
Jul 28, 2017•38 min•Ep. 13
In this episode of the Maven Money Personal Finance Podcast… Andy Hart covers a broad range of questions, queries, and concerns regarding mortgages. Learn the tricks and avoid the pitfalls in this insightful episode. Quick Preview of the Podcast: What is good debt vs bad debt? The different types of mortgages What do mortgages lenders look at when considering an applicant / property? Build your understanding on mortgages from the ground up Links: https://www.imaginecurve.com So sit back and enjo...
Jul 21, 2017•34 min•Ep. 12
In this episode of the Maven Money Personal Finance Podcast… Andy Hart dives into the huge topic of the stock market. Andy guides you through what you need to know, and what you don't, with supporting resources for you to check out yourself. Quick Preview of the Podcast: Extracting the crucial elements of the stock market Should you listen to market commentary? Identifying the difference between the short, medium, and long term. Build a foundation of understanding on the stock market and why it ...
Jul 14, 2017•31 min•Ep. 11
In this episode of the Maven Money Personal Finance Podcast… Andy Hart outlines how lucrative Entrepreneurs' relief can be and why you should know about it. Andy discusses the history of the relief and how it could apply to you. Quick Preview of the Podcast: What is entrepreneurs' relief? How can you take advantage of it? Do your business assets qualify? High level take aways on this lucrative subject Links: https://www.gov.uk/entrepreneurs-relief/eligibility https://www.youtube.com/user/phuckme...
Jul 07, 2017•23 min•Ep. 10
In this episode of the Maven Money Personal Finance Podcast… Andy Hart gives a high level overview of the key elements of human insurance. Although it's not the sexiest subject... these are absolutely things you need to know. Quick Preview of the Podcast: How and when to set up insurance. The three main types of human insurance. Simplifying the complex key points around insurance, step by step. What is income protection and why do you need it? So sit back and enjoy unrivalled words of wisdom fro...
Jun 30, 2017•20 min•Ep. 9
In this episode of the Maven Money Personal Finance Podcast… Andy Hart interviews John Ndege from Pocket Risk. Andy and John cover a wide range of fascinating topics in this great interview. Quick Preview of the Podcast: What is your goal when building a financial plan? What role does risk play in achieving that goal? How to stay on track and stick to the plan. John's biggest take away from Pocket Risk. Links: https://www.pocketrisk.com/ George Orwell: 1984 Poor Charlie's Almanack Is there a top...
Jun 23, 2017•42 min•Ep. 8
In this episode of the Maven Money Personal Finance Podcast… Andy Hart explains the different types of income streams and why they are important. This episode outlines the income streams you can receive, tax conditions on these, and explains the perfect setup to increase your wealth. Quick Preview of the Podcast: What are the income streams you should be aware of? Understand the tax implications of different types of income Learn about breakout income Set up your income streams to maximise your ...
Jun 20, 2017•25 min•Ep. 7