Marriage Kids and Money: Personal Finance for Families - podcast cover

Marriage Kids and Money: Personal Finance for Families

The Marriage Kids and Money Podcast will strengthen your family tree and help you live financially free. We work to help you build the life of your dreams!  Each week, award-winning Family Finance Coach Andy Hill shares wealth-building tips that help parents and couples to design their ideal lifestyle. Learn how to get on track with your finances, work toward financial freedom, and even build generational wealth.  Knowing community makes for a happier future, Andy interviews millionaire parents, couples who have reached financial independence, or other money pros so listeners get a well-rounded perspective.  With over 400 episodes and counting, you are sure to find an episode to help you. Show topics include strategies on becoming debt free, how to invest simply, setting your kids up for success, and living more generously.  Don’t just take our word for it! Marriage Kids and Money has been hailed as a top podcast by US News and World Report.  Join the family wealth-building conversation by listening to our top-rated personal finance podcast today!
Last refreshed:
Follow this podcast in the Metacast mobile app to refresh it and see new episodes.
Download Metacast podcast app
Podcasts are better in Metacast mobile app
Don't just listen to podcasts. Learn from them with transcripts, summaries, and chapters for every episode. Skim, search, and bookmark insights. Learn more

Episodes

When Work Hijacks Your Life: Here’s How to Break Free | Guy Winch

When work starts to take over your life, it can impact more than just your schedule. It can affect your health, relationships, and overall happiness. In this episode, we interview psychologist and bestselling author Guy Winch to explore how to reclaim balance in a world that rewards overworking. We discuss why overworking has become so common, how it affects our mental and physical well-being, and what practical steps you can take to regain control. Guy shares simple, science-backed strategies t...

Apr 15, 202627 min

Should You Have a Third Child? How to Think Through the Decision

Should you have a third child? And how can you help your kids graduate college debt-free? In this episode, we explore one of life’s most personal decisions: whether to grow your family. We walk through a thoughtful 7-step framework to help you and your partner decide if a third child is right for you—covering emotional readiness, relationship strength, finances, and the value of time. Then, we’re joined by educator and author Shelley Branine to talk about how families can avoid student loan debt...

Apr 08, 202635 min

How to Buy Your First Home | Scott Harris

Buying your first home can feel overwhelming, especially in today’s market with rising prices and higher interest rates. In this episode, we sit down with real estate expert Scott Harris to break down how first-time buyers can move forward with confidence. Scott, founder of Magnetic Real Estate and author of The Pursuit of Home , shares why so many buyers feel stuck and how to overcome that fear with the right preparation and mindset. We discuss how to save for a down payment, get pre-approved, ...

Apr 01, 202632 min

Coast FIRE with $900k by 40 in Colorado | Suzy May

What does it mean to reach Coast FIRE in your late 30s and how does it change your life? In this episode, we sit down with certified financial educator Suzy May to discuss how she and her husband reached Coast FIRE with $900,000 invested before age 40. We talk about how starting early, maintaining a strong savings rate, and investing consistently allowed their portfolio to grow to a point where they no longer need to aggressively contribute to retirement. Suzy shares how Coast FIRE has given the...

Mar 25, 202633 min

$2.9 Million Net Worth at 43 in Vancouver | Kristy Shen & Bryce Leung

Kristy Shen and Bryce Leung have grown their family’s net worth to $2.9 million by age 43 without owning a home and while traveling the world for years. In this episode, we break down how they built wealth starting with a modest income, avoided lifestyle inflation, and reached financial independence in their 30s. Kristy and Bryce share how their $1 million portfolio doubled while they were retired, how geographic arbitrage helped them control spending, and why investing early matters more than e...

Mar 18, 202636 min

She Cried Reading My Book: Nicole’s Honest Review of Own Your Time (Bread & Wine)

Nicole is back for our annual Bread & Wine episode and this one gets real. After finally reading my new book Own Your Time, she shares her honest and emotional reaction including the chapter that made her cry. We talk about the embarrassment of discussing money, the tension we felt during our debt payoff journey, and what it really takes to pursue financial independence as a married couple. Nicole opens up about growing up with money insecurity, why sharing our financial story felt vulnerabl...

Mar 11, 202644 min

Work is Not Mandatory: 10 Years of Early Retirement Reflections | Brad Barrett (ChooseFI)

When work becomes optional, a new question appears: who do you want to be now? Brad Barrett retired in 2015 at age 35 after a 13 year career as an accountant. Since then, he’s spent the last decade experimenting with early retirement, building ChooseFI into one of the largest personal finance podcasts in the world, and refining what a meaningful life actually looks like after financial independence. In this episode, Brad shares what pushed him toward financial independence, the key financial dec...

Mar 04, 202644 min

$2.8M Net Worth in Texas by Age 35 | Justin Taylor

Justin Taylor reached a $2.8 million net worth by age 35 and retired in his early 30s. In this episode, he breaks down exactly how he built wealth, transitioned from the Air Force to corporate America, and walked away from full-time work to design a life focused on freedom, health, and travel. Justin shares how growing up with a scarcity mindset shaped his financial habits, why tracking your net worth changes everything, and the simple total stock market index fund strategy that fueled his growt...

Feb 25, 202624 min

Coast FIRE with $1M by 35 in New York | Jesse Cramer

In this episode, we talk with Jesse Cramer about his journey to reaching Coast FIRE, a milestone where existing investments can grow to fund retirement without additional contributions. We unpack how starting early and letting compound interest work over time can create long-term freedom. We also discuss the tension between saving and enjoying life today, especially while managing the realities of family expenses. Along the way, we highlight the importance of financial education and staying flex...

Feb 18, 202632 min

How to Prepare (Not Protect) Your Kids for Financial Success | Lee Benson

How can we help our kids become resilient and independent without pushing too hard or protecting too much? This week, we sit down with Lee Benson, author of Value Creation Kid , to talk about turning everyday responsibilities into growth opportunities. Lee shares how chores, family meetings, and shared decision making can create a culture of leadership, accountability, and value creation at home. We wrap things up with practical steps families can take today, including involving kids in financia...

Feb 11, 202630 min

How to Think About Tax Diversification for Retirement

How do you decide between Roth and traditional investing when you want flexibility in the future? We kick off the show by answering a listener question from Liz about how much to invest in Roth versus traditional accounts. We walk through tax diversification, the three bucket strategy, and how to think about today’s income versus retirement so your family can build wealth with options. Next, we sit down with Anthony Rojas from Georgia for our Net Worth Win segment. Anthony shares how his family ...

Feb 04, 202640 min

Best Investment Accounts for Financial Independence | Sean Mullaney

In this episode, I talk with Cody Berman and Sean Mullaney about what it really takes to reach early financial independence. Cody shares how he built a $4.8 million net worth by 29 through frugal living, intentional spending, and creating multiple income streams, while Sean breaks down the smartest tax strategies early retirees use to access money sooner and keep more of what they earn. We cover how to effectively use 401(k)s, Roth IRAs, HSAs, and taxable accounts together, plus key tactics like...

Jan 28, 202657 min

How to Reach Coast FIRE by Age 30, 40 and 50

In this episode of the Marriage Kids and Money podcast, we break down Coast FIRE, a financial approach that lets you “coast” to retirement once your investments can grow on their own, without needing to keep pouring money in. We're joined by Mike English, who shares his real-life path to reaching Coast FIRE in his 30s and what that decision changed about his life and priorities. Plus, Calvin joins Andy and hops on the mic for a fun and meaningful conversation about why investing early actually m...

Jan 21, 202646 min

One Day to Go — We’re So Close

We’re one day away from launch, and I wanted to share a quick update and ask for your support. As of today, Own Your Time is at 354 pre-orders , with a goal of 500 by launch day. If Marriage Kids and Money has helped you think differently about your family’s financial independence journey, this is a meaningful way to support the work and the message behind the show. The easiest way to help is to pre-order on Amazon. Search “Own Your Time by Andy Hill” or use the link below. Pre-orders close soon...

Jan 20, 20261 min

Why Men Drift in their Roles as Husbands and Fathers (And What You Can Do To Stop It) | Larry Hagner

In this episode, we sit down with Larry Hagner , founder of The Dad Edge and author of The Pursuit of Legendary Fatherhood . We talk about a powerful idea Larry calls “the drift” —how men can slowly lose focus in their roles as husbands and fathers without even realizing it. Larry shares how to interrupt that drift and become more intentional at home, strengthen your marriage, and build deeper connections with your kids. We also dive into practical habits, mindset shifts, and simple actions dads...

Jan 14, 202635 min

How to Start Investing Simply When You’re Making Good Money

There’s a lot of noise in the investing world, but building wealth doesn’t have to become a second job. In this episode, I share how to invest simply, consistently, and with your family’s future in mind, without stress or constant decision-making. In today’s episode, I sit down with Blake Edwards from Georgia, who has built an $865,000 net worth by age 31. Blake breaks down how intentional income growth, living below their means, and staying aligned as a couple helped accelerate their wealth. He...

Jan 07, 202647 min

Third Option Between Working and Retiring (Afford Anything Podcast w/ Paula Pant) (BEST OF MKM)

What if there was a third option between grinding it out in corporate life and chasing extreme early retirement? What if you could work less, be more present with your family, and still feel confident about your financial future? In today’s episode, I join Paula Pant on her top-ranked podcast, Afford Anything , to talk about the middle ground between traditional employment and full FIRE. We dive into Coast FIRE, part-time work, and what it really takes to own your time while raising kids. I shar...

Dec 31, 20251 hr 6 min

Coast FIRE w/ $300k by 30 | Anders Skagerberg (BEST OF MKM)

What if you could reach a point where your investments were doing the heavy lifting and you could finally slow down without falling behind? Would you keep pushing forward, or would you take the exit and design a life that fits right now? In today’s episode, Anders Skagerberg shares how he and his wife reached Coast FIRE in their early thirties and made the intentional decision to downshift. Instead of continuing to save aggressively, they chose to prioritize time, flexibility, and family while l...

Dec 24, 202520 min

$950k Net Worth by 35 Years Old | Joshua Weekley (BEST OF MKM)

What does it really mean to be “almost a millionaire”? And is that number as important as the freedom you gain along the way? In today’s episode, Joshua Weekley shares how he and his wife built a net worth of nearly $1 million by age 35 without extreme deprivation or risky bets. Instead of chasing shortcuts, Joshua focused on consistent habits, automation, and learning how to control his money so it could support the life he wanted with his family. This episode is part of our Best of MKM series ...

Dec 17, 202517 min

Mortgage Free in London (Bye Corporate Job!) | Ken and Mary Okoroafor (BEST OF MKM)

What would your life look like if you woke up tomorrow and your home was completely paid off? How much freedom would that give your family? And how much more possibility would you feel if housing costs disappeared forever? In today’s episode, Ken and Mary Okoroafor from The Humble Penny share how they became mortgage free in one of the most expensive cities in the world: London. They paid off the equivalent of nearly $475,000 in just seven years, and the ripple effects changed everything. Ken an...

Dec 10, 202530 min

Coast FIRE w/ $730k by 36 | Marko Zlatic of Whiteboard Finance (BEST OF MKM)

Have you ever wondered what would change in your life if you finally reached the point where your investments could grow on autopilot even if you stopped contributing? What kind of freedom would that give your family? And what possibilities might open up if you did not have to hustle at 110 percent forever? In today’s episode, Marko Zlatic from Whiteboard Finance shares how he and his wife reached Coast FIRE in their mid-thirties with over $730,000 invested. Marco breaks down the exact moves tha...

Dec 03, 202523 min

FIRE Millionaire Couple at 34 Years Old | Lauren & Steven Keys (BEST OF MKM)

Have you ever wondered what life would look like if you designed your days around freedom instead of work? What would change if you could travel for months at a time, pick projects you actually enjoy, and still watch your net worth climb into the millions? Today you’ll hear how Lauren and Stephen Keys, creators of Trip of a Lifestyle, built a million dollar net worth in their early thirties and used it to create a flexible, travel-filled life. They didn’t wait for traditional retirement at 65. T...

Nov 26, 202526 min

5 Family Giving Traditions to Start This Year

In today’s episode, we explore the power of generosity and the traditions that can help our kids grow into grateful and giving adults. We walk through five simple and meaningful family giving ideas, including Big Tip Tuesday, the Big Give, glovebox giving, and volunteer habits that bring families closer. Then we sit down with Angela Rozmyn from Women’s Personal Finance to learn how she and her husband reached Coast Fire in their thirties and how intentional living shaped their journey. Angela sh...

Nov 19, 202547 min

How to Talk About Money With Your Partner Without Fighting | Heather & Douglas Boneparth

Talking about money with your spouse can be hard, especially when emotions, expectations, and old habits get involved. In this episode, we explore how couples can discuss money without fighting and move toward fairness, trust, and teamwork. Our guests, Heather and Douglas Bonaparth , are a married couple who know both the financial and emotional sides of money. Heather is a lawyer turned writer, and Douglas is a nationally recognized financial advisor and founder of Bonafide Wealth. Together, th...

Nov 12, 202535 min

Rebecca Richardson’s $20K/Month Mortgage Originator Success Story (SOLOPRENEUR LIFE)

In this Solopreneur Life segment, Rebecca Richardson , also known as The Mortgage Mentor , shares how she built a thriving mortgage origination business earning up to $20,000 per month while maintaining the flexibility to be present for her four kids and family. With more than 20 years in the mortgage industry and a large social media following, Rebecca has leveraged her expertise to create multiple income streams, including coaching, consulting, and speaking , which bring in an additional $5,00...

Nov 06, 202533 min

We’re Debt Free. Now What?

We’re Debt Free. Now What? After years of paying off debt, many families wonder what to do next. In this episode, we answer a question from Brian in Michigan , who just became debt-free with his wife and wants to know how to make the most of their extra $1,000 per month . We share five time freedom moves to help families use that money wisely, from building an emergency fund and reassessing insurance coverage to investing for Coast FIRE and starting a 529 plan for their new baby’s future. We als...

Nov 05, 202538 min

We're Moving to Wednesdays to Live the 3-Day Workweek

Quick update for you! Marriage Kids and Money is moving to Wednesdays. This change is part of our experiment to live out the principles from my new book Own Your Time and build a flexible schedule that supports a semi-retired lifestyle. We’re testing a three-day work week and seeing how it fits our goals for more balance, family time, and freedom. See you tomorrow! Carpe Diem! Resources & Notes: Own Your Time (pre-order here): https://www.amazon.com/Own-Your-Time-Financial-Corporate/dp/13943...

Nov 04, 20251 min

Money Mindset: Moving from Scarcity to Abundance | Leisa Peterson

How can we move from a mindset of scarcity to one of abundance? In today’s episode, Leisa Peterson , author of The Mindful Millionaire and The Money Catalyst , joins us to explore how our early money beliefs can hold us back and how to create a healthier, more abundant relationship with money. Leisa shares how she overcame her own scarcity mindset, the impact it had on her marriage, and practical steps you can take to enjoy your wealth and your life with more freedom and trust. Then, in our Net ...

Oct 28, 202543 min

From $50 Shoots to $30K Months with Photographer Kristin Sweeting (SOLOPRENEUR LIFE)

Award-winning photographer Kristin Sweeting turned her love of creativity into a thriving solopreneur business that now earns between $300K and $400K per year , all while working about 20 hours a week and homeschooling her son. In this episode of Solopreneur Life , Kristin shares how she went from a $30K church salary to $30K months , what pushed her to finally raise her rates, and the mindset shifts that helped her design a business and a life on her own terms. You will learn how photographers ...

Oct 23, 202538 min

Best Budget Apps for Families and Couples

If you and your spouse are tired of money stress, this episode will help you find teamwork and peace with your finances. First, we count down the Top 5 Best Budget Apps for Families and Couples to simplify your money life. From EveryDollar to Monarch Money , discover which tools make it easiest to budget together, track goals, and finally stay on the same page financially. Then, we talk with Blair Hickman and Mariah Hudler , a California couple who reached Coast FIRE with $2 million invested. Th...

Oct 21, 202553 min
For the best experience, listen in Metacast app for iOS or Android