Wondering whether we’re facing another housing bubble – or why rates continue to be at record lows? And what’s the likely impact of recent, dramatic world events on U.S. housing? On July 25th, I’ll interview a recognized expert about the current market and what’s ahead for loan originators. Cheryl Feltgen, Executive Vice President and Chief Risk Officer for Arch Mortgage Insurance Company, joins me for a special “Hot Topic,” held at the Western Secondary Conference in San Francisco. As normal, t...
Jul 25, 2016•59 min
Many in America have been convinced for years now that we are heading into a serious recession bear. Many of them have repeatedly doubled down on their bearish forecasts only to have been repeatedly proven wrong. And many of these "recession bears" are extremely well educated at some of the most prestigious universities in America. How is that they could have been so consistently wrong? Is it possible that they have been focusing on the wrong data points? Today's special guest for the "Hot Topic...
Jul 19, 2016•32 min
Many in America have been convinced for years now that we are heading into a serious recession bear. Many of them have repeatedly doubled down on their bearish forecasts only to have been repeatedly proven wrong. And many of these "recession bears" are extremely well educated at some of the most prestigious universities in America. How is that they could have been so consistently wrong? Is it possible that they have been focusing on the wrong data points? Today's special guest for the "Hot Topic...
Jul 18, 2016•1 hr 3 min
On this "Hot Topic" segment, we have invited back as our special guest ALLAN WEISS, Founder and CEO of Weiss Residential Research. Building upon Allan's recent guest appearance on May 23rd, we learned about a new way where consumers can purchase a home via something called an "Indexed Fractional Ownership" (IFO). This a new and radically innovative approach to buying a residence where a consumer combines his cash along with cash from an institutional investor and together they pay cash for the h...
Jul 12, 2016•43 min
On today's "Hot Topic" segment, we have invited back as our special guest ALLAN WEISS, Founder and CEO of Weiss Residential Research. Building upon Allan's recent guest appearance on May 23rd, we are going to learn about a new way where consumers can purchase a home via something called an "Indexed Fractional Ownership" (IFO). This a new and radically innovative approach to buying a residence where a consumer combines his cash along with cash from an institutional investor and together they pay ...
Jul 11, 2016•1 hr 8 min
Have you ever actually read your mortgage insurance provider’s master policy and realized its implications for your business? Are you looking for ways to originate outside-the-box of that master policy but want a safe and strategic way to do it? Did you know that not all master policies are alike? For June 27th’s Hot Topic segment, I welcome Jim Jumpe, Vice President of Marketing and Product Development at Arch Mortgage Insurance Company, who will discuss a powerful MI master policy solution tha...
Jun 27, 2016•1 hr 4 min
On today's podcast where to be talking about the keys to developing true leaders within your organization as well as top performers. Our special guest will be Dale Vermillion, a well known sales and leadership consultant, trainer and speaker who has trained over 1 million mortgage professionals at 400+ client companies over the past 33 years. Dale's "Mortgage Champions" 'others-first' selling system has had a powerful impact on some of the top mortgage lenders in the industry. As a result of Dal...
Jun 20, 2016•1 hr 6 min
In honor of Father's Day, I have invited Mitch Kider and his three sons, Teddy, Jack and Sam, to join us to talk about the important role that father's play in the personal and professional lives of their children. Mitch has managed to raise three successful sons who are now in their own right successful in their respective careers. Anyone who runs a successful business knows the challenges we as parents face in balancing our professional and personal lives. Mitch has done just that. He and his ...
Jun 13, 2016•1 hr 7 min
We have as our special guest on today's "Hot Topic" segment, William "Bill" Isaac. Bill has unparalleled career and the financial industry and public service, spanning nearly 15 years. He served as the chairman of the FDIC during the crisis of the 1980s and is today a leading commentator and consultant to financial institutions and governments. In 2012, Bill published a book title "Senseless Panic: How Washington Failed America". In his book, Bill talks about the 2008 economic crisis from a Wash...
Jun 07, 2016•34 min
We have as our special guest on today's "Hot Topic" segment, William "Bill" Isaac. Bill has unparalleled career and the financial industry and public service, spanning nearly 15 years. He served as the chairman of the FDIC during the crisis of the 1980s and is today a leading commentator and consultant to financial institutions and governments. In 2012, Bill published a book title "Senseless Panic: How Washington Failed America". In his book, Bill talks about the 2008 economic crisis from a Wash...
Jun 06, 2016•1 hr 10 min
Happy Memorial Day. On today's podcast, David Lykken, shares three key strategies for success. Happy Memorial Day. On today's podcast, David Lykken, shares three key strategies for success.
May 30, 2016•1 hr
Our special guest on the "Hot topic" segment of this podcast was Allan Weiss, Founder/CEO of Weiss Residential Research, creator of an innovative new residential real estate indexes and forecasts technology. Before founding Weiss Residential Research, Mr. Weiss was the co-founder and former CEO of Case Shiller Weiss, producer of the S&P Case Shiller Home Price Indexes and forecasts, which were published regularly in The Wall Street Journal. Allan talks about his latest innovation in forecast...
May 24, 2016•31 min
Our special guest on today's "Hot topic" segment is Allan Weiss, Founder/CEO of Weiss Residential Research, creator of an innovative new residential real estate indexes and forecasts technology. Before founding Weiss Residential Research, Mr. Weiss was the co-founder and former CEO of Case Shiller Weiss, producer of the S&P Case Shiller Home Price Indexes and forecasts, which were published regularly in The Wall Street Journal. Allan will be talking about his latest innovation in forecasting...
May 23, 2016•1 hr 7 min
Today's "Hot Topic" segment will be a 'round-table' discussion about where the mortgage industry is at and what we can anticipate as we move forward into the hopefully busier part of the year for our industry. Hosting today's progam will be Alice Alvey and she will be joined by Andy Schell and Joe Farr for today's 'round-table' discussion. I will be dialing in from the MBA's National Secondary Conference in New York City and will provide an update on what are the hot topics being discussed here ...
May 16, 2016•1 hr 9 min
Existing Home Sales, which are published monthly by the National Association of Realtors, are up from a year ago but had their worst 1st quarter month-over-month decline since 1991. How can this be with rates so low? Where are home sales headed? To explain these latest trends, we have invited MARK FLEMING, the Chief Economist for First American to come on the "Hot Topic" segment of today's program. Is it really that "there's a shortage inventory of homes for sale" or are there other factors driv...
May 09, 2016•1 hr 5 min
Ever since we started hearing about Rocket Mortgage, everyone seems to be launching their latest and greatest mobile app. Today, we will be focusing on digital disruption via mobile apps and specifically about transforming the customer experience. Joe will be answering the following questions and more: How important is Mobile when dealing directly with the consumer? What are some of the latest stats that you can share on mobile joe?How can mobile technology help the mortgage lending business red...
May 02, 2016•1 hr 2 min
We are honored today to have as our special guest, Edward L. Golding, FHA's Principal Deputy Assistant Secretary, Office of Housing. On today's program, we will receive an update on what is new at FHA as well as talk about what we can expect between now and the post-election transition. We will be talking about FHA premiums, FHA's programs and if we can anticipate any changes to the existing programs. You won't want to miss this important update. As normal, the first half of the program will fea...
Apr 25, 2016•59 min
This past week, oral arguments were made on the first ever lawsuit that effectively challenges the constitutinoality of the Consumer Financial Protection Bureau (CFPB) authority. These arguments were made in the case of PHH Corp. v. CFPB that was heard in the U.S. Appeals Court for the District of Columbia. The outcome of this case could have far reaching implications. Our guest on today's program is MITCH KIDER, Chairman & Managing Partner at Weiner, Brodsky, Kider, PC who has been the atto...
Apr 18, 2016•1 hr 1 min
With the increasing digitalization, a great many businesses and industries are being disrupted not just from the technology itself, but more significantly from new business models made possible through the Internet. Quicken's "Rocket Mortgage" is just one example. For almost a decade Peter Froberg has helped both startups and incumbents relate to this ever-changing reality and continuously search for the best solution for maximum impact and profit. He is a thought leader in the area of business ...
Apr 11, 2016•1 hr 3 min
We will be broadcasting "LIVE" from D+H's Booth at the MBA's National Mortgage Technology Conference and Expo in Los Angeles with special guest Diane Bili, Vice Presiden of Lending for D+H. In addition, we will be interviewing other technology executives and getting their insights on the following topics: Reviewing some of announcements being made at the conference. What is the state of innovation in the mortgage industry today? What are some of the latest trends in mortgage technology? What are...
Apr 04, 2016•1 hr
Have you ever wonder how some companies are able to close more loans "better, faster and cheaper" than you can? There's no question that with all the new rules and regulations, it is taking most companies longer to close loans AND it is costing them a lot more money to do so. Yet, in spite of all this, some companies are finding ways to out perform the competition. One of those companies is Radius Financial Group headquartered in the Boston area. I am very grateful that KEITH POLASKI, Principal ...
Mar 28, 2016•1 hr 1 min
Our guest on on the March 21, 2016 "Hot Topic" segment was DON LAMPE of the law firm Morrison & Foerster. Don is a leading mortgage industry attorney with a special focus of advising the industries top technology companies in the mortgage lending space. Don will be sharing what he sees as CFPB's priorities in 2016 and beyond for mortgage lending and mortgage servicing. Here are just some of the topics we discussed in this segment: How to approach the new mortgage rules, including TRID and if...
Mar 26, 2016•29 min
Our guest today is DON LAMPE of the law firm Morrison & Foerster. Don is a leading mortgage industry attorney with a special focus of advising the industries top technology companies in the mortgage lending space. Don will be sharing what he sees as CFPB's priorities in 2016 and beyond for mortgage lending and mortgage servicing. Here are just some of the topics we will be discussing on today's program: How to approach the new mortgage rules, including TRID and if we can expect guidance from...
Mar 21, 2016•1 hr 1 min
The key to our economy, as well as to our industry, is having sustainable and long-term healthy homeownership in America. For most Americans, owning a home is thee American Dream. But until now, there hasn't been an organization who's sole purpose was to be an advocate for America's homeowners. Our special guest, Phil Bracken, recognized this need and formed America's Homeowner Alliance (AHA). The mission of this new organization is to protecting and promoting sustainable homeownership for all s...
Mar 14, 2016•1 hr
On Today's program, we have invited Jess Lederman & Jeff Lebowitz to join us on the program to talk about the first comprehensive multi-volume resource for mortgage professionals since the meltdown. This multi-volume resource is titled The Mortgage Professionals Handbook covers every aspect of the mortgage business; for anyone involved in production, secondary marketing, operations, compliance, technology & finance. It is written for mortgage bankers, mortgage brokers, and those in mortg...
Mar 07, 2016•1 hr 1 min
This program is a re-broadcast of Monday's (2-29-16) "Hot Topic" segment about Home Mortgage Disclosure Act (HMDA) with Alice Alvey. As most of you are aware, the Consumer Financial Protection Bureau (CFPB) finalized the Home Mortgage Disclosure Act (HMDA) rule in October 2015. With all the focus on TRID, many are not aware that the new HMDA rule adds 25 new data points and modifies 14 others in addition to the existing 9 data fields that were already required. Additionally, lenders now must beg...
Mar 02, 2016•28 min
As most of you are aware, the Consumer Financial Protection Bureau (CFPB) finalized the Home Mortgage Disclosure Act (HMDA) rule in October 2015. With all the focus on TRID, many are not aware that the new HMDA rule adds 25 new data points and modifies 14 others in addition to the existing 9 data fields that were already required. Additionally, lenders now must begin to start reporting data on other types of loans such as reverse mortgages and home equity lines of credit. To help us sort out all...
Feb 29, 2016•1 hr 2 min
Since the housing market meltdown in 2008, the introduction of new regulations and the impact of technological innovation have completely changed “business as usual” for mortgage lenders. Recent economic jitters have some wondering about the long-term health of housing and the implications for loan originators. On this program, I had a very interesting interview with David Gansberg, President and Chief Executive Officer of Arch Mortgage Insurance. Through an acquisition, Arch MI is both a legacy...
Feb 25, 2016•28 min
Since the housing market meltdown in 2008, the introduction of new regulations and the impact of technological innovation have completely changed “business as usual” for mortgage lenders. Recent economic jitters have some wondering about the long-term health of housing and the implications for loan originators. Today I’ll be talking with David Gansberg, President and Chief Executive Officer of Arch Mortgage Insurance. Through an acquisition, Arch MI is both a legacy provider and a relatively new...
Feb 22, 2016•1 hr 1 min
NOTE TO LISTENERS: This is a rebroadcast of just the "Hot Topic" segment from this past Monday's program with NANCY ALLEY, VP of Strategic Planning for Simplifile This program is the second in a two program series dealing with issues that lenders are facing since TRID went into force. One of this issues we briefly touched on last week was the interaction with settlement agents. On today’s program, we are going to focus on what you can do to work more collaboratively with settlement agents as wel...
Feb 17, 2016•25 min
