Today, we have is our special guest Eileen O'Grady who is a "multi-decade" industry veteran and an expert in on the secondary markets and well qualified to share with our listeners about what she learned last week at the Asset-Backed Security Conference in Las Vegas (ABS West Conference). The primary question will be answering on today's broadcast is examining the "potential" comeback of private label residential mortgage-backed securities (RMBS) as well as trends she sees across the industry. C...
Feb 16, 2015•1 hr 8 min
On today's broadcast, Andy Schell of MBS will be discussing The Federal Housing Finance Agency's recently proposal of new minimum financial requirements for nonbank mortgage sellers and servicers. Andy will be explaining how the impact of how under FHFA’s new proposal, all seller and servicers are required to have a minimum net worth base of $2.5 million plus 25 basis points of the total unpaid principal balance for the loans each nonbank services. This is a MUST LISTEN to broadcast for anyone w...
Feb 09, 2015•1 hr 5 min
Is YOUR company going to be ready in August for the TILA-RESPA Integrated Disclosure (TRID) rule? If your company is counting on your LOS technology vendor to have you ready, you may be in for a surprise. This week’s program we have as our special guest Jason Roth, Co-Founder & Senior Vice President, Product Development & Engineering of ComplianceEase. Alice Alvey, CMB will be guiding the discussion with Jason to find out how TRID will impact state laws and regulations? Is there technolo...
Feb 02, 2015•1 hr 1 min
This is a continuation of our discussion last week where Les Parker was discussing his 2015 Forecast. It was a VERY fascinating discussion, so much so that many of you who heard the broadcast asked if Les would come back to discuss his 2015 Forecast further. Here's a link to Les' 2015 Forecast... http://hosted.verticalresponse.com/698982/0a6bace355/1492585527/72e65aec14/? Les is an industry veteran, CMB and one of the nation's leading capital markets/hedging experts. You won't want to miss this ...
Jan 26, 2015•1 hr
Les Parker will be our special guest today and will be discussing he 2015 Forecast which he is releasing today. Les is an industry veteran, CMB and one of the nation's leading capital markets/hedging experts. You won't want to miss this broadcast as we discuss what we can expect in this New Year. Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr wit...
Jan 19, 2015•1 hr 1 min
On today's broadcast, we continue last week's discussion on what 2015 has in store for those of us in the mortgage industry. Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") pr...
Jan 12, 2015•1 hr
On today's broadcast, we discussed the issues facing the industry in 2015. Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garr...
Jan 05, 2015•1 hr 1 min
As we get ready to head into the 2015, we do our best to plan for the New Year ahead and do so based upon economic forecasts from leading economists and those that study the markets looking for signals of change. Today, we have as our special guest, Logan Mohtashami, a mortgage professional who has earned a national reputation as someone who has, with amazing accuracy, predicted the housing market. On today's broadcast, Logan will be share his 2015 Forecast for Housing. Created BY mortgage profe...
Dec 29, 2014•1 hr 1 min
On today's Broadcast, we had one of our regular listeners as a guest talking about loan origination strategies for the New Year. Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor"...
Dec 22, 2014•1 hr 1 min
Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE. This is followed by the HOT TOPIC segm...
Dec 15, 2014•1 hr 1 min
Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE. This is followed by the HOT TOPIC segm...
Dec 01, 2014•1 hr
Process improvement is certainly not a new topic but we often need to be reminded of the impact it can have on our companies. Today's guest, David T. Lord, helps a company identify the processes that need improvement, then, shows how to make the improvements a reality. David’s particular area of expertise is visual management for enhancing communication and accelerating project completion. His method and tools show companies how to develop business cultures that continuously improve while being ...
Nov 24, 2014•59 min
Staying on top of compliance today is a challenging task, even for the largest companies. However, the Mortgage Bankers Association (MBA) has made it a bit easier through the MBA's Educational Department when the published "Compliance Essentials™". The MBA Compliance Essentials™ Resource Guides have been developed in collaboration with expert legal counsel from leading firms serving the real estate finance industry. You get the benefit of the most in-demand attorneys focused on real estate finan...
Nov 17, 2014•1 hr 1 min
On this broadcast, we look at the latest trends in the Mortgage Broker/Wholesale business channel. Many have written mortgage brokers off as going the way of the dinosaur but why is it that at the recent NAMB convention had the largest attendance in 10 years?!?!? Are we seeing the National Association of Nortgage Brokers (NAMB), now known as "The Association of Mortgage Professionals", making a comeback? If so, what are the reason for this resurgence? Will it last? The answers may surprise you. ...
Nov 10, 2014•1 hr 1 min
Every election is significant, but the election on November 4th that could have significant ramifications to the future of our industry, our economy and our nation. Tune into this broadcast with BILL KILLMER, Senior Vice President for Legislative and Political Affairs for the Mortgage Bankers Association of America as he talks about how this election will impact the mortgage industry, housing and our economy. Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a wee...
Nov 03, 2014•1 hr
On today's broadcast, we have as our special guest Michael Fratantoni, the MBA's Chief Economist. Michael will be sharing with our listening audience MBA’s analysis of current economic, housing market, and mortgage market trends, including a focus on lender profitability and other business metrics, along with the latest forecast for the industry. In this broadcast, you the opportunity to understand the various forces impacting the market and what they might mean as you develop your business stra...
Oct 27, 2014•1 hr 2 min
Today's broadcast is an interview with DAVID STEVENS, President & CEO of the Mortgage Bankers Association of America. In this interview, David talks about this year's line-up of speakers at the MBA's Annual Convention in Las Vegas... speakers such as Michael Lewis the author of "The Big Short", the Honorable Julian Castro, Secretary of HUD, the Honorable Melvin Watt, Director of FHFA, Donald Layton, CEO of Freddie Mac, Timothy Mayopoulos, President & CEO of Fannie Mae and many other indu...
Oct 20, 2014•57 min
In response to the CFPB’s Policy Guidance concerning mini-correspondent lending, the law firm Gregg & Valby, has written a series of articles providing Policy Guidance to the mortgage industry. On today's broadcast, we will be discussing the content of these Policy Guidance, which can be divided into the following four groups of questions: Questions relating to the majority of the mortgage loan origination activities performed by a lender in originating a covered transaction;Questions design...
Oct 13, 2014•1 hr 3 min
In light of the this week's WSJ headline "Flagstar Bancorp in $37.5 Million Settlement Over Mortgages" (http://online.wsj.com/articles/flagstar-bancorp-in-37-5-million-settlement-over-mortgages-1412011344) what is the future of third-party outsourcing? Discussing this matter, we have as our special guest, Rajan Nair, President of Indecomm Global Services, sharing his insights on this topic with our listening audience. Even if you are currently not offshoring any of your processes, you will not w...
Oct 06, 2014•1 hr
Getting every qualified loan funded is always important, but this is especially true as loan volumes fall. Every loan counts, which is the topic of today's broadcast. We have invited Tyler Sherman, CEO of Motivity Solutions, to come on the broadcast. Tyler says, "The first step to understanding pull-through is to measure it." He goes on to say, "Even though pull-through is considered critical, surprisingly few firms are able to effectively pinpoint causes and effects. Without clear indications o...
Sep 29, 2014•1 hr 1 min
Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE. This is followed by the HOT TOPIC segm...
Sep 22, 2014•1 hr 1 min
Were you aware that United Guaranty will be introducing their new Master Policy on October 1st? They also will be rolling out a new product suite called SecureCert at the same time. SecureCert is a suite of five options that allow lenders to choose the maximum rescission relief available in the MI industry—at no added cost! Explaining all of this, we are fortunate to have as our special guests on this broadcast, Bea Bartolome is Senior Vice President-Product Development and Ben Brittingham, Prod...
Sep 15, 2014•59 min
You have thousands of potential customers at your fingertips, how many opportunities are you missing? It's no secret volume is down and regulations are more aggressive than ever but some companies continue to thrive despite these challenges.Brent Emler from Velma.com will talk about several marketing tools and share what he learned while writing an article on the topic of Mortgage Advertising. * Database marketing. It's a goldmine. * How integrated software solutions can dramatically improve you...
Sep 08, 2014•1 hr
On this LABOR DAY HOLIDAY, David Lykken shares his thoughts and commentary about the mortgage industry. Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINAN...
Sep 01, 2014•34 min
MBA’s Chairman ELECT, Bill Cosgrove shares his thoughts on the Next Generation of Home Buyers and the Current Regulatory Environment. Bill will share his views on the next generation of homebuyers and the current regulatory environment. Homebuyer topics: Homebuyer demographics, near future outlook and what’s driving decisions.Credit Availability OutlookWhere are all the First Time Homebuyers?What is the one thing that nobody is talking about, but should be paying attention to, in the industry? R...
Aug 25, 2014•1 hr
Are you aware that in 2012 CFPB issued a bulletin requiring all mortgage banks to monitor their relationships with vendors? If not, you are not alone. Even if you are aware of this, you will want to listen to today's broadcast, where we have as our guests two experts, Andy & Theresa Schell. They will be providing information about how to implement a program to comply with the new requirements for the Management of Service Providers. The new CFPB rules aren’t necessarily as vigorous the OCC a...
Aug 18, 2014•1 hr 1 min
There are critical things that every loan originator needs to know about secondary marketing to be successful in today's market. Our special guest, Julie Messina of CNN Mortgage, is going to help loan originators understand the secondary markets and how to work with their secondary marketing department in a way that allows them to close more loans. We will be discussing such topics as... What every LO’s needs to know to work successfully with Secondary Marketing… i.e. the “do’s and don’ts”.What ...
Aug 11, 2014•1 hr
What do these companies LinkedIn, Facebook, Dropbox and Hulu all have in common? All of them give something of premium value services for free. This is call "Freemium". Can this concept that has worked for technology companies work for mortgage lenders? On today’s broadcast Peter Froberg founder of Freemium.org will explain how the Freemium business model can help you grow your business. He will share with you how you can dramatically change the culture of your organization and the interactions ...
Aug 04, 2014•1 hr 2 min
Today's special guest is Mitch Kider of Weiner Brodsky Kider located in Washington DC. Here are the topics we will be covering on today's broadcast: What are some of the do’s and don’ts of branch manager compensation? What is the difference between a producing branch manager and a non-producing branch managerWhat are some other recent regulatory issues? CFPB’s proposed rule on internet anonymous complaints Large banks stating that they are going to exit or substantially reduce their FHA business...
Jul 28, 2014•1 hr 1 min
On today’s broadcast we have as our special guest, Marcia Davies, MBA’s Chief of Staff talking about keys to developing a powerful PARTNERSHIPS between key executives within an organization. It can make the difference between success, mediocrity or, worse yet, failure! When you examine the anatomy of strong LEADERSHIP, you find powerful PARTNERSHIPS. No better example of this than our own trade association, the Mortgage Bankers Association (MBA). Anyone the least bit familiar with the MBA is wel...
Jul 21, 2014•1 hr 1 min
