Mortgage Brokers have been impacted by market conditions more so than any other group. So what does the future hold for brokers? On this broadcast, our special guest will be Robert England, author & financial journalist, who just published an article in the Mortgage Banking magazine titled, "Brokers - Down, But Not Out". DON'T MISS THIS BROADCAST as we will be discussing some interesting developments regarding the "Wholesale Production Channel". Brokers and borker LO's, this is a MUST LISTEN...
Oct 22, 2012•1 hr
Phil Hall is the editor of MortgageOrb.com and the editor of the monthly magazines Secondary Marketing Executive and Servicing Management. Given that Halloween is around the corner, it is apropo that Phil is also a horror movie actor, and his new movie "Rudyard Kipling's Mark of the Beast" (see photo) will debut on DVD on October 23 on the MVD Visual label. Tune in and listen to Phil's thoughts and perspective as we get ready to elect our nations next President and what it will mean for the mort...
Oct 15, 2012•1 hr
The future of the GSE's (PART II), Fannie & Freddie, as well as the future liquidity of our secondary markets will no doubt be decided by the upcoming election. What will our indusry look like if we have another 4-years of an Obama presidency vs Romney presidency? Tune in & listen to today's informative broadcast with our special guest is Jay Brinkmann, Chief Economist & SVP of Research & Education for the Mortgage Bankers Association of American. We will be discussing the MBA's ...
Oct 08, 2012•57 min
The future of the GSE's, Fannie & Freddie, as well as the future liquidity of our secondary markets will no doubt be decided by the upcoming election. What will our indusry look like if we have another 4-years of an Obama presidency vs Romney presidency? Tune in & listen to today's informative broadcast with our special guest is Jay Brinkmann, Chief Economist & SVP of Research & Education for the Mortgage Bankers Association of American. We will be discussing the MBA's white pape...
Oct 01, 2012•1 hr
The upcoming election will very likely determine the future of the secondary markets and therefore our industry. On today's broadcast, we will attempt to answer questions like, "What is the vision of each presidential candidate for replacing Fannie or Freddie?" "Which candidate's plan will result in private capital returning to the secondary market?" The future of the secondary markets may be the biggest single "linchpin" issue related to a mortgages, housing and an economic recovery. Today's sp...
Sep 24, 2012•1 hr
The September issue of the MBA's Mortgage Banking magazine, a must read issue, focused on the upcoming ELECTION and had two very well written articles by Robert England, a well known author and journalist. The two articles "The Next Administration" and "Q&A With Richard Cordray" are so important for every mortgage professional to read! I asked Robert to come on the radio program to discuss these two articles. We recommend you download and listen to this broadcast as well as read the articles...
Sep 17, 2012•1 hr
Both Democrats and Republicans seem intent on getting rid of Fannie and Freddie. The US Treasury recently annouced it's intent to "accelerate the winding-down of Fannie & Freddie". What plan does each candidate have for strengthening and improving the mortgage and housing industries? Which candidate is most likely going to cause private investors to return to investing in mortgage instruments? What is this all mean for loan servicing? Our special guests are DAVID STEPHENS and AUSTIN TILGHMAN...
Sep 10, 2012•1 hr
THIS IS A MUST LISTEN TO BROADCAST.... My special guests on today's broadcast was JERRY ALT of LOGS. Jerry and I discussed valuable "foundational" information for you as we look forward to the political debate over the next 64 days (from today 9-3-12) when we go to the polls and vote. On today's broadcast, you will get to know this industry leader and hear him share his thoughts about... where we are at as an industry, when we will see a housing recovery, his recommendations for how to work thro...
Sep 03, 2012•52 min
Today's broadcast kicks off a series of broadcasts that will run until the November election and focuses on the two candidates and what each represents to the future of our country and our industry. Also, on today's broadcast we discuss the movie “2016: Obama's America”... a movie that is gaining a lot of attention and interest. It is well worth seeing. Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, D...
Aug 27, 2012•1 hr
Today's special guest is MITCH KIDER of Weiner Brodsky Sidman Kider. Mitch is no stranger to this radio program and is a recognized industry leader. TODAY, on the broadcast, Mitch will be "sounding the alarm" about where things are headed IF we don't act. The future of out industry is at stake with this election. Joe Farr heard Mitch speak at the recent Lenders One conference and said, "Mitch has a message the industry MUST hear." So tune in and listen to this important update. Created BY mortga...
Aug 20, 2012•59 min
Mortgage industry veteran, David Lykken, along with frequent guests Joe Farr and Andy Schell (Alice was on vacation) providing an up-to-the-minute information on interest rates, loan programs and "hot" industry news related to the mortgage industry. E-mail me topic you would like discussed on the program to DLykken@MortgageBankingSolutions.com Mortgage industry veteran, David Lykken, along with frequent guests Joe Farr and Andy Schell (Alice was on vacation) providing an up-to-the-minute informa...
Aug 13, 2012•1 hr
On today's broadcast, we discuss an innovative alternative to writing-down "underwater" loans. With an unprecedented number of homes below market value, how do you keep homeowners motivated to keep their mortgage current? Today's guest, Frank Pallotta of the Loan Value Group, shares an innovative idea on how to do just that... and it is working. It is a refreshing "free market" alternative to what the Obama Adminisgtration is doing by pressuring FHFA to allow Fannie and Freddie to do. Mortgage i...
Aug 06, 2012•44 min
On today's broadcast, we discussed INDUSTRY HEADLINES dominating the news from Wells Fargo shutting down Wholesale, to the Obama Administration pressuring Ed DeMarco at FHFA to allow Fannie and Freddie to "write down" underwater loans and much more. Mortgage industry veteran, David Lykken, along with frequent guests, Alice Alvey and Joe Farr provide up-to-the-minute information on interest rates, loan programs and "hot" industry news related to the mortgage industry. E-mail me topic you would li...
Jul 30, 2012•1 hr
Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Alice Alvey providing a LEGISLATIVE UPDATE, Joe Farr with a MARKET UPDATE, Andy Schell (a/k/a "The Profit Doctor") providing valuable info on FINANCIAL MANAGEMENT and ROB KATZ of DMD, Inc. with the "THINGS YOU SHOULD KNOW ABOUT" report and TONY GARRITANO providing a TECHNOLOGY UPDATE. Created BY mortgage prof...
Jul 23, 2012•59 min
Weekly Mortgage Market UpdateWeekly Mortgage Market Update
Jul 16, 2012•1 hr
Our guest today is Michael Fratantoni, VP of the MBA. Michael has a PhD in economics and is responsible for industry surveys, economic and mortgage origination forecasts for the MBA as well as industry technology efforts. On today's broadcast we will be discussing the major issues facing lenders today. Below is just a few of the topics will be discussing on today's broadcast: The ever changing regulatory environment Ongoing repurchase demands Tighter underwriting standards including conservative...
Jul 09, 2012•1 hr
Today's broadcast is about "rising above adversity". Many mortgage lenders are experiencing more and more adversity as a result of increased regulatory risk. Today's special guest, Joanne Misuraca, the Executive Director of the Michigan Mortgage Lenders Association (MMLA) knows something about responding to adversity. On today's broadcast, Joanne shares how she turned a horrific family adversity into a amazing success story that will make a difference for generations to come. Mortgage industry v...
Jul 02, 2012•59 min
Today's special guests will be Mitch Kider of the law firm Weiner, Brodsky, Sidman & Kider who will be giving our listeners an update and status of... The QM rule & if it poses Fair Lending issues Other new regulations & approximate timelines CFPB examinations Fair Lending... the emphasis it is receiving and what to watch out for False Claims Act liability on Gov't type of loans Also, we will have Mike Fratantoni from the MBA talking about The major issues facing lenders today? What ...
Jun 25, 2012•1 hr
On today's broadcast, David Lykken, along with frequent guests, Alice Alvey, Andy Schell and Joe Farr provided up-to-the-minute information on interest rates, loan programs and "hot" industry news related to the mortgage industry. This week we specifically focused on what is going on with Greece & Spain and the impact all that could have our industry. Also, we also discussed CFPB's LO flat-fee proposal and what YOU can do to make a difference. You have more influence than you might otherwise...
Jun 18, 2012•1 hr
On today's broadcast, we discussed the consequences of all these new regulations on loan originations. Every loan originator out there should listen to this broadcast to learn about what adjustments they need to make in their business approach to be successful and stay out of trouble in the challenging days ahead. There is a major cultural shift taking place in loan origination's. Tune in and learn all about it. Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a ...
Jun 11, 2012•1 hr
On TODAY'S broadcast, we discuss the reality of CFPB's onslaught of new reguations directed at the mortgage industry and the impact it could have on our industry. If the CFPB fulfill their mandate, they will be releasing a regulation a day... and possibly two-a-day until this fall. Does "a regulation a day make everything okay"? Crazy?? How do you respond? Tune into this broadcast to learn what YOU can do. Created BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly...
Jun 04, 2012•1 hr
On today's special Memorial Day broadcast, David Lykken, talks about the profound experience he had while attending a 2 1/2 day LEASDERHIP DEVELOPMENT event organized by the MBA and put on by Steven Wiley & THE LINCOLN LEADERSHIP INSTITUDE at GETTYSBURG which took place this past week, May 23rd -25th. As David shares, "This event is life changing" and explains why this event is a "must attend" for every professional in the mortgage industry. Gettysburg is so much more significant than just a...
May 28, 2012•1 hr
LO Compensation changing again?!? The CFPB has written a 37-page "outline" of a proposal that is (in their words) "trying to bring greater transparency to the market so consumer can clearly see their options and choose the loan that is right for them." As reported in the National Mortgage News, this is causing "Anger and Confusion". On this broadcast, David Lykken and Alice Alvey discussed what is known and how you can learn more. Your voice needs to be heard and this broadcast will help you res...
May 21, 2012•1 hr
David Lykken, host of this program, was at the MBA Secondary Marketing Conference and will be reporting what he heard and learned with our listeners. While there, he interviewed a number of top secondary marketing executives and will be sharing those interviews on today's broadcast. Whether or not you were at this conference, you will want to listen to gain insights to where our secondary markets are headed. Mortgage industry veteran, David Lykken, along with frequent guests, Alice Alvey and Joe...
May 14, 2012•1 hr
On today's show (May 7th, 2012), we had two special guest interviews... Carl White, founder of The Marketing Animals & Lester Dominick, President of MortgageFlex. Carl shared proven social media strategies that, if implimented, have the potential of dramatically expanding your market presence and position so that you can get more business than you ever thought possible all the while helping others achieve their goals... PLUS A FREE GIFT... At the end of Carl's interview, he gives FREE to our...
May 07, 2012•1 hr
While at the MBA Technology Conference April 23rd & 24th (last week) in Phoenix, David Lykken interviewed Steve Wiley of The Lincoln Leadership Institute on LEADERSHIP, Mike Fratantoni Economist with the MBA on TECHNOLOGY & THE ECONOMY and Randy Schmidt, President of Data-Vision, about the FUTURE OF TECHNOLOGY. All three interviews are "must listen" interviews for every mortgage professional wanting to (1) be a better leader, (2) have the latest economic insights and (3) learn where tech...
Apr 30, 2012•1 hr
Broadcasting "live" from the MBA Technology Conference in Phoenix, David Lykken interviews top mortgage technology executives. From these interviews, you will learn the latest trends and developments in mortgage technology. Also, we will be announcing the winner of the Progress In Lending "Innovation Award". Mortgage industry veteran, David Lykken, along with frequent guests, Alice Alvey and Joe Farr provide up-to-the-minute information on interest rates, loan programs and "hot" industry news re...
Apr 23, 2012•57 min
Greetings Listeners, Technology is amazing... when it works, it's wonderful... when it doesn't, it can be so frustrating. The audio on today's broadcast was good for the first 30 minutes or so and I encourage you to listen to Joe Farr's rate update, Alice Alvey's legislative/regulatory update, Andy Schell's "Profit Doctor" segment as well as to Tony Garritano talking about what you should be looking for in an LOS. Shortly after I introduced our special guest, Jack Guttentag, we inexplicably star...
Apr 16, 2012•55 min
The upcoming election is arguably the most important election in our country's history. As this election season heats up, we can expect our industry to be the focal-point of a heated debate on how to stimulate the economy. There is an ideological battle before us with those on one side believing in a “bigger government" solution and those on the other side that believe that “smaller government” is the solution. The outcome of this debate and the resulting election will have far-reaching conseque...
Apr 09, 2012•1 hr
With Bank of America and Ally Bank pulling out of the secondary correspondent markets and rumors of others doing the same, it is encouraging to see new correspondent entrants. Our special guest on this program was Kevin Stitt, President of Gateway Mortgage Group based out of Tulsa. As reported on March 5th in the Origination News, it was encouraging to read that Gateway Mortgage Group have entered the correspondent lending arena purchasing funded closed loans. In this broadcast, Kevin answered q...
Apr 02, 2012•1 hr
