LFP218 – The Role of a Chief Legal Officer/General Counsel in Tech Firms w/Harj Gill GC at the LiiV Group
So yet another fresh topic we haven’t covered so far
Dec 21, 2022•43 min
London Fintech Podcast
Interviews with key players in the London FinTech Scene. It really is a Golden Age of Innovation in Financial Services. Perhaps even larger than the last wave of innovation starting around Big Bang time in the 1980s.
It is a once in a lifetime epochal shift. Who will be the Financial Services equivalents of amazon, google, facebook? Whoever they will be they will have captured a huge territory and will become the new, difficult to dislodge incumbents. How will this affect banking, insurance and the rest of Financial Services? Who are the people raiding the citadel? What are their stories?
Last refreshed: ⓘ
Follow this podcast in the Metacast mobile app to refresh it and see new episodes.
Podcasts are better in Metacast mobile app
Don't just listen to podcasts. Learn from them with transcripts, summaries, and chapters for every episode. Skim, search, and bookmark insights. Learn more
Episodes
LFP217 – Fintech in Central and South America w/Ricardo Josua CEO Pismo
Ricardo is a Brazilian serial entrepreneur who joins us in this show to give us an overview of the key features of Fintech in Central/Southern (aka Latin) America. The region includes the worlds highest valued neo-bank which has reached an astonishing 65 million client base in less than a decade – most of whom never had a bank account before, so amazing things are happening down there.Which are the major players out of the nigh on three dozen countries? What are the trends. What historical and g...
Dec 08, 2022•44 min
LFP216 – A Guide to Due Diligence: Overview & Looking Good When It Happens To You w/Barr Blanton CEO of Crosslake Technologies
What actually is due diligence? How does it work and how should you if you find yourselves approaching one best prepare for it? Barr Blanton CEO of Crosslake Technologies , whose strapline is “private equity and management teams trusted advisor for technology”, and half of whose business is doing due dil joins us to outline what due diligence is and how to handle it best for both buyer and seller (or in the case of VC raises when raising). Crosslake advise 500 Private Equity firms worldwide and ...
Nov 24, 2022•43 min
LFP215 – Plugging The Holes In Security Systems With Adaptive AI w/Martin Rehak CEO Resistant.AI
All sane Fintechs will have a security system to try and keep out as many attacks and fraudulent would be clients. However the nature of the attacks and frauds is getting ever-more hardcore. As Martin says in the show back in the day to rob a bank you would have to take significant personal risk when getting into and out of a bank with your shotgun and a high risk of capture by the authorities. These days the risk:return is way lower (and one reason for much higher levels of fraud) as one can si...
Nov 10, 2022•48 min
LFP214 – Improving the “Dating and Mating” Process Between Fintechs and Incumbent FS w/Katka Letzing CEO Kickstart Innovation
Swiss Kickstart Innovation are highly active in enabling deals between Fintechs and incumbent FS – when we recorded the podcast for example they had facilitated an extraordinary 300 negotiations in the prior 10 days. As we haven’t dived for many years into the whole challenge of young Fintechs managing to close deals with incumbents whose heartbeat, whose pace of change is radically different from the newcomers, it is rather overdue a visit? What has empirical evidence found in the meantime? Aft...
Oct 27, 2022•39 min
LFP213 – A Deep Dive Into Payment Orchestration, Saving & Generating Money w/Kristian Gjerding CEO Cellpoint Digital
Payments orchestration is all the rage. But what is it, and amidst all the hype is it all it’s cracked up to be? Good questions and who better to ask than serial entrepreneur Kristian who founded Cellpoint Digital back in 2007 to do precisely what became known today as payments orchestration and indeed their website says they are the global leader in it. Thus Cellpoint have the claim to not only be the first to do orchestration but to do it before it existed and to chart the convergence and conf...
Oct 13, 2022•40 min
LFP212 – Fintech in Africa, A Tour D’Horizon w/Gbenga Ajayi Partner QED Investors
Africa in general narratives is all too often treated – like many matters – as a super-low-res jpeg, more as if it were a place, one which is complex and widely misunderstood, or not even understood. Africa is, of course, in reality it is a vast continent of a billion people, over 50 countries and countless different languages and peoples. Africa has fractal complexity. Zoom in at any level and you find even more complexity – whether geography, peoples, languages, history, governance, developmen...
Sep 29, 2022•43 min
LFP211 – The Thinking Behind Being A Challenger Bank for SME Lending w/Conrad Ford Chief Product&Strategy Officer Allica Bank
Incumbent banks – as Fintech has found in the past decade are rather safer from having huge slices of their business nicked than many Fintechs have imagined. However Allica Bank, established by some pretty experienced individuals have a plan. In this episode we dive into that plan along with quizzing Conrad, who was last on the show as Founder/CEO of Funding Options on what the pros and cons of being a past Founder/CEO are – a little discussed topic. We also take a look at the SME market and its...
Sep 15, 2022•41 min
LFP210 – West Africa’s First Digital Savings and Micro-Investment Fintech w/Odun Eweniyi co-founder PiggyVest
Africa is one of the lynchpins of Fintech’s origins – key origins being Zopa’s invention of P2P borrowing/lending in 2005 and mPesa’s mobile money+ in 2007. In this episode we take a look at more recent innovation in Nigeria, Africa’s largest country with a population of over 200 million. Piggyvest who launched in 2016 and whose only round to date was a $1.8m seed now have an amazing 4 million customers saving and investing via their app. In 2021 alone, the platform paid out over $582 million to...
Sep 01, 2022•45 min
LFP209 – Making Chargebacks Work For You Whether Consumer, Retailer or Bank/Fintech w/Monica Eaton CEO Chargebacks911
Chargebacks – the ability to retrieve your money from your bank spent when spent via a card in case of dissatisfaction after a purchase and an inability to resolve the situation with the seller – are one of those rare items that affects everyone from consumer through to merchant and including naturally the financial system in between. As we shall here they are super-complicated in reality. Monica Eaton first came across the challenge of chargebacks way back in 2008 when she had an online retail ...
Aug 18, 2022•45 min
LFP208 – Managing the Growth Curve, Funding and Phases w/Dileep Thazhmon CEO Jeeves
Many founders establish businesses and only later realise they are hard to fund. Others aim to create “fundable businesses” yet lack the passion for a long journey. Somewhere along the spectrum is a happy medium which must be balanced along the growth curve as phases change and different types of funders come and go. In this episode serial entrepreneur Dileep Thazhmon, fresh from raising a $180m C round navigates us through this territory and describes how the balance is always changing. Jeeves ...
Aug 04, 2022•50 min
LFP207 – Intrapreneurship & How Fintech is Revolutionising Retail Financial Markets w/Nicky Maan CEO Spectrum Markets
The Fintech wave spreads ever wider – and in the case of retail financial markets as Nicky puts it if you can buy a book at midnight why can’t you buy a share? It’s a good example of how the digital paradigm has changed customer expectations and oldskool ideas about limited “market hours” – there of course for the convenience of the suppliers not the customer – carry little weight. Equally becoming a marketplace is no trivial task, which is why we have seen so few Fintechs attempt it. Spectrum M...
Jul 21, 2022•52 min
LFP206 – Rearchitecting Trust: FS, Crypto and CBDCs w/Omid Malekan
Financial services – whether mainstream or alternative – depend entirely on Trust – trust that the pieces of paper and coins in your pocket will be taken in exchange for goods (no longer 100% true), trust that a piece of plastic in your wallet will “tap and pay”, trust that you do “own” those securities a website says you do etc etc. However Trust is at a real premium right now and indeed ever since 2008. Who can you trust with your wealth? The State? Central Banks? Banks? The dollar? Sterling? ...
Jul 07, 2022•59 min
LFP205 – Fintech and FX Hedging for SMEs w/Seth Phillips CEO Bound
Over time the Fintech wave reaches ever more complex topics. FX per se was one of the earlier low-hanging fruits to be digitised – a simple, near immediate transaction that everyone understands as they do it all the time when going on holidays. However its taken much longer – a decade or perhaps two – for Fintech to touch the more challenging topic of hedging. Hedging is far more challenging as it is one that even FX professionals find challenging to decide upon/recommend. I think this angle is ...
Jun 23, 2022•44 min
LFP204 – What Can We Learn From Nearly Twenty Years Of The P2P Experiment? w/Jaidev Janardana CEO Zopa
“P2P”, invented by Zopa in 2005, was one of the main unique business models that was at the core of the early success of Fintech businesses in disintermediating banks and offering better/cheaper/faster experiences to both lenders and borrowers. Over the past nearly two decades P2Ps have had many fates – variously succeeding, going bust, committing fraud, listing, being sold and transforming into banks . In this episode we dive into the lessons learned from this history with Jaidev Zopa’s CEO who...
Jun 09, 2022•41 min
LFP203 – Fintech in Scandinavia/Nordics – Deep Origins and Reasons for Success w/Erik Bennerhult, CEO Naktergal
Scandinavia (Sweden/Norway/Denmark) and the Nordics as a whole (Scandinavia +Finland +Iceland) have massively outperformed most parts of the world in Tech and Fintech when considered compared to the relatively small sizes of the populations. Why is this and where is it all going? In this episode Erik who was part of cresting the world’s first online mortgage bank in the late 90s, has been a CTO of many leading regional banks and is now founder and CEO of Naktergal discusses not just where the re...
May 26, 2022•43 min
LFP202 – Fintech Corporate Finance w/Aman Behzad Managing Partner Royal Park Partners
The fact that today we are talking to Aman, the co-founder of specialist Fintech Corporate Finance boutique Royal Park Partners which has done over 30 transactions is a great sign of the maturation of the Fintech market. In this episode we discuss the origins of Fintech Corporate Finance in Europe – not that long ago it didn’t exist as A Thing and how it is similar to MegaBank CorpFin and how it differs. I was fascinated to see that whilst Fintech is one of the hottest, newest, trendiest sectors...
May 12, 2022•40 min
LFP201 – Rethinking Investment Risk & Deep Dive Into Investing in VC w/Alan Vaksman co-founder Digital Horizon
Investment risk has changed radically from what regulators and the media propound. A prime example is that with negative real interest rates and at the end of a secular 40 yr bond bull market the idea of bonds being “low risk investments” is nuts yet widely followed in asset allocation. Furthermore as we touched on in LFP197 on the dollar, hyperinflation and much more and LFP199 on Gold the trend to invest in real assets is growing. As we haven’t yet covered VC from a “how to invest in it” we al...
Apr 28, 2022•48 min
LFP200! The Philosophy of Technology & Technique & their Existential Impact on People, Society and Civilisation w/Oswald Spengler & Jacques Ellul
Technology pervades our world more than ever and conditions us and our existence ever more. But I believe it is not well-understood at a philosophical level, nor are its impacts at an existential level. Two great thinkers about technology and its impact on man, society and civilisation in the 20thC were Oswald Spengler and Jacques Ellul. The whole panoply of problems we face now from depression to global governance would not have surprised these gentlemen in the slightest. Indeed despite writing...
Apr 14, 2022•1 hr 10 min
LFP199 – Gold, Have a Personal Gold Standard & Pay in Gold #Fintech #GoldTech w/Jason Cozens CEO Glint
Gold has been much in the news recently with Russia putting a Gold-floor under its currency to spectacular effect (almost as if desire for infinitely printed fiat paper is wearing off…) and offering to accept payment for exports in Gold the US sanctions/de-SWIFTing/and theft of Central Bank Assets (never happened in history) has spectacularly backfired. But what if you too could have your own personal Gold Standard, backing your cash with what has been real money for millennia? What if you could...
Apr 01, 2022•54 min
LFP198 – Tech/Fintech in Central and Eastern Europe w/Adam Niewinski co-founder OTB Ventures
There are at least 70 cities in Europe which have at least one unicorn in them – a very different pattern from the US/UK ecosystems. Over 20 of these cities are in Central and Eastern Europe (CEE). There is thus far more to CEE than a place to near-offshore your tech or dev team. In this episode Adam gives us both a tour de force et tour d’horizon of the vast region that is CEE – – I was certainly impressed with my lack of knowledge of the tech landscape in the region which has developed super-f...
Mar 10, 2022•40 min
LFP197 – Money in the 21stC: Ballooning Printing of Fiat/QE/”MMT”/Govt Debt, CBDCs, Crypto, Dedollarisation, Hyperinflation, Gold w/Mario Innecco (@maneco64)
Where money in major economies is and where it is going is very concerning right now – look at the list of issues in the episode title, let alone the impact of the ongoing globalist putsch and UN Agendas 21 and 2030. This is a topic that will affect not just FS but the lives of everyone we all know we are more than overdue a dive into this essential topic. In particular we end with practical investment/monetary strategies to survive and thrive in an age of – inter alia – serious monetary risk. I...
Feb 24, 2022•1 hr 4 min
LFP196 – Making Combatting Online Fraud a Truly Digital Experience w/Bence Jendruszak co-founder SEON
Fraud is sadly as old as humanity. However the digital age has created a huge arms race – on the one hand a massive increase in fraudulent attempts, on the other ever-stronger defences. Traditionally anti-fraud was a complex B2B sale but in the digital age where b2b and b2B sales outnumber by far B2B sales (SME/BigCo respectively) this all needs to change. SEON , despite being founded in only 2018 are making great inroads into this market already having signed up some 5,000 customers including F...
Feb 10, 2022•45 min
LFP195 – How The Changing World (esp. Tech) Is Changing The Nature of Boards w/Patrick Dunne, Four-Time Board Author
In this show Patrick Dunne joins us to discuss how Boards changed in the 80s/90s/00s as a prelude to the significant shifts in Boards happening, and needing to happen, today. As the world changes massively and as tech changes only-ever accelerate how does this change what Boards are required to do, how they do it and what kind of people you now need on Boards. Patrick has written four books on aspects of the Board over the past 30years and in 2021 the second edition of his magnum opus (426pp): “...
Jan 27, 2022•46 min
2022 New Year Special: How The World Is Governed – An Exploration Of The Nature Of Globalism, The Ne Plus Ultra Issue Of Our Time
Civilisation I believe is at a crossroads. The globalists’ road has a stench that we can smell from the crossroads. Their dystopian future has been designed for far longer and in far more detail than anyone who has not researched it would ever imagine. It is no secret, no paranoia, and is documented in the public writings of the UN, the WEF and many more NGOs and private clubs of oligarchs. It is already impacting the lives of billions of citizens. It has long been designed in plain, documentabl...
Jan 13, 2022•1 hr 30 min
LFP194 – Do We Need a Radically Decentralised Approach to Identity & is Tim Berners-Lee Right? w/Kirill Slavin CEO Reputation Transfer
With the long-planned centralised ID (via pretext of “medical passports”) juggernaut bowling down the road towards us and ushering in a Western version of the Chinese Social Credit Score where your Human Rights, rather than being God-given, become a function of your obedience to ever-more politician-decided criteria it seems a great occasion to discuss what an alternative might look like. No less than Tim Berners-Lee has an alternate vision with his Solid project – “Solid is a technology for org...
Dec 16, 2021•42 min
LFP193 – GovernanceTech: Changing Companies for the Better w/Antoine Argouges CEO Tulipshare
In the hundreds of incoming requests to be on the LFP there are few that truly stand out as something fresh and innovative that I haven’t heard of countless times before. Tulipshare is one such rara avis being the first on the show who do GovernanceTech. They are a broker-dealer through which you can buy shares – so far so normal – but with one important twist. They also have campaigns to change companies that you can buy shares in to support and hopefully make them change for the better. In thi...
Dec 02, 2021•44 min
LFP192 – From Startup To Global Without Raising Equity w/Ben Richmond CEO CUBE
Creating a global firm without raising equity is rare but possible and an important route with many advantages for certain types of business. which many young entrepreneurs are relatively unfamiliar with. Ben Richmond founder and CEO of RegTech CUBE certainly knows this path intimately and shares with us his insiders experiences having built CUBE from inception in 2011 to today a global business with offices around the world, clients using their products in 150 countries, some 250 staff and seve...
Nov 18, 2021•46 min
LFP191 – Serving Microbusinesses Payment Needs with Fintech w/Ravi Jakhodia CEO Coupay
Serving the sole trader or microcompany is super-important right now as economies and indeed societies continue to try and build themselves back from the ground up after widespread government actions in 2019 which massively favoured MegaCo and governments never-ending pork-barreling monetary printing presses at the expense of the little guy. In this context we define […]
Nov 04, 2021•35 min
LFP190 – The US Pension Market: Past Century, Present & Future w/Jodan Ledford CEO Smart USA
In this episode we cover the super-big picture from the fascinating origins of the US pension market which is barely a century old through the complexities of the current market with some 40 million Americans having no access to a retirement plan and looking into the future how official advice over so-called “low risk investments” […]
Oct 21, 2021•42 min
For the best experience, listen in Metacast app for iOS or Android