Nearly 70 percent of people were deceived into buying a counterfeit product online at least once last year, according to research from Michigan State University. And buying knockoff versions of products can be dangerous. Kari Kammel, the director at the Center for Anti Counterfeiting and Product Protection at Michigan State University, shares tips for how to avoid counterfeit and unsafe products, especially online. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privac...
Oct 22, 2024•22 min
Mortgage rates have dropped significantly in recent months, and that means one thing for those who bought a home in the last couple years: It might be time to refinance. You might save hundreds of dollars a month depending on how much you owe. Here's how to get the process started. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Oct 08, 2024•17 min
It's never too early to start putting away money for retirement. In this episode, Washington Post personal finance columnist Michelle Singletary explains how to start building your nest egg by setting savings goals and contributing funds to your retirement plan. This episode originally aired on October 5, 2020. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Sep 24, 2024•15 min
This week, the Federal Reserve cut interest rates by half a point. NPR's Laurel Wamsley breaks down how it may affect your financial plans. High-yield savings accounts won't yield quite so much. And for recent homebuyers, it might also be time to think about refinancing. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Sep 19, 2024•5 min
Even if you use a credit card all the time, it can be difficult to understand the ins and outs of how they work. Whether you're a new credit card owner or just want to make sure you're getting the most out of your card, this episode will walk through the fundamentals of the credit card game. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Aug 29, 2024•19 min•Ep. 849
If you're struggling to save for long-term goals, find yourself lost in a sea of clutter or are concerned about consumerism and climate change, there are ways to curb your shopping habits. This episode, journalist Stacey Vanek Smith talks to writers, influencers and activists in the sustainable fashion industry about how to reign in overconsumption, rethink our power as consumers and challenge ourselves to buy less. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Priva...
Aug 20, 2024•21 min
Prenups aren't just for the rich and famous. Family law attorney Theresa Viera explains how to talk about it with your partner and decide whether it's right for you. This episode originally published August 31, 2023. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Aug 19, 2024•18 min
Financial educator Yanely Espinal shares her don'ts when it comes to money. Don't co-sign loans. Don't make hype-driven investments. Don't spend money you don't have. If you've been making these missteps, don't worry — Espinal has advice on how to create a path forward. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Aug 06, 2024•20 min
New, sophisticated scams are popping up all the time. Experts explain how to safeguard your data and money from being exploited or stolen by fraudsters. This episode originally published on November 11, 2023. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Jul 22, 2024•19 min
Just because you're renting your home doesn't mean you can't make it your own. Three home décor experts share their tips to make your rental homey for the long term. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Jul 16, 2024•21 min
Dining out with a large group and not sure how to handle the check? In this episode, chef and food writer Kiki Aranita walks us through common dining scenarios to ensure the bill is handled fairly and smoothly. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Jul 02, 2024•13 min
Should you merge your finances with a significant other? Keep them separate? Or something in between? Financial therapist Lindsay Bryan Podvin breaks down different ways to handle your finances with a partner and how to keep communication open and honest no matter what financial plan you pick. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Jun 17, 2024•26 min
Ideas on how to have fun this summer without breaking the bank. Go on a "penny date." Throw a movie marathon party. Swap houses with a friend. With a little imagination, you can bring delight and joy — at a low cost — into your sunny days ahead. This episode originally published August 1, 2023. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
May 27, 2024•13 min
If a close friend or family member is in need of money, your first impulse might be to help out. But what if they don't pay you back? What if they need more than you can provide? How do you ensure your financial agreement doesn't harm your relationship? There are no hard and fast rules around lending money. Expectations may depend on culture, financial status or even your marital status. Advice on when to give — and how to say no. Learn more about sponsor message choices: podcastchoices.com/adch...
May 07, 2024•24 min
There are options beyond living solo or with roommates — and one of them is called 'communal living.' In this arrangement, people don't just simply live together, but share resources and create community. In this episode, co-living enthusiasts explain how it works and how to decide whether it's right for you. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Apr 16, 2024•23 min
There are things we're supposed to do routinely for our health: brush our teeth, shower and exercise. There's a version of that for financial health too. We'll talk about those tasks — and go beyond the number-crunching to explore how our mental health affects our finances. This episode originally published August 15, 2023. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Apr 02, 2024•16 min
Tipping requests are on the rise. Businesses that never seemed to ask for a tip, like fast food joints, are now asking for one. Here's how to deal with unexpected requests and more. A previous version of this story incorrectly said the company Square takes a "chunk of your tip." A representative from Square says while they charge a fee based on the whole transaction, including tip, the worker still gets the full amount of their tip. Learn more about sponsor message choices: podcastchoices.com/ad...
Mar 26, 2024•13 min
Credit scores determine whether you can get a mortgage, credit card, auto loan and more. So if your score is subprime, how do you bump it up to above a 700? In this episode, find out how to read your credit report, navigate collections and negotiate payments. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Mar 12, 2024•24 min
You don't need to be an expert to grow a nest egg. We'll cover how to build your portfolio, when to sell (or not sell) stocks and how to avoid fees. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Feb 19, 2024•25 min
Just about every major streaming service has raised its subscription fees. At the same time, there are more programming bundles, membership deals, ad-supported subscriptions and streaming services overall. NPR TV critic and media analyst Eric Deggans shares a streaming strategy to help you get the most bang for your buck. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Feb 12, 2024•19 min
Meeting a big financial goal can feel daunting and confusing. How do you make an effective plan when life gets in the way? Credit counselor and financial expert Monique White shares tips to help you buy a laptop, a car, or even a house. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Jan 18, 2024•17 min
The new year is a great time to update your budget, say financial experts. Here's what you can do to curb your spending, save for emergencies and keep your investments on track. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Jan 02, 2024•15 min
Happy New Year! If you want to make a resolution that sticks, the key to success is creating what's known as a SMART goal. This episode outlines how SMART goals work and how they can help you use your time for the things that matter most. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Jan 01, 2024•18 min
Not sure which cause to support or how much to give? Kevin Scally of Charity Navigator has some advice to help you make the right decisions. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Nov 27, 2023•18 min
Scams can happen to anyone. Experts explain how to safeguard your data and money from being exploited or stolen by fraudsters. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Nov 07, 2023•19 min
Prenuptial agreements lay out how couples deal with money both during marriage and after divorce. That includes whether you'll have a joint bank account or pay off your loans together. Here's what you should know — and how to start the conversation with your partner. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Aug 31, 2023•18 min
The three-year federal pause on student loans is expiring soon. If your financial circumstances have changed, or you just need an explanation of the many payment plans out there, here's a refresher course on how to pay off your student debt. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Aug 29, 2023•14 min
There are things we're supposed to do routinely for our health — brush our teeth, shower and exercise. There's a version of that for financial health, too. We'll talk about what those tasks are — and also go beyond the number crunching to talk about mental health and finances. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Aug 15, 2023•16 min•Ep. 681
You don't need to spend a lot of money to have fun. Have you done a chocolate bar taste test? Hosted a themed hangout? Gone to a surprise movie night? Here are some ideas to help you save money and maximize entertainment. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Aug 01, 2023•13 min
It's time to get your MBA — the easy way. We're sharing an episode from Planet Money's Summer School. In this lesson: Everyone has a million dollar business idea (e.g., "Shazam but for movies"), but not everyone has what it takes to be an entrepreneur. You'll hear two case studies with founders who learned the hard way what goes into starting a small business and a biz school professor who chimes in to explain the fundamentals. Learn more about sponsor message choices: podcastchoices.com/adchoic...
Jul 29, 2023•32 min
