Even if you use a credit card all the time, it can be difficult to understand the ins and outs of how they work. Whether you're a new credit card owner or just want to make sure you're getting the most out of your card, this episode will walk through the fundamentals of the credit card game. This episode originally published August 29, 2024. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Groceries aren't cheap, but there are ways beyond just looking for sales to make budget meals. To help cut down your grocery bill, we have practical tips for saving money on the food you cook at home. This episode original published May 30, 2023. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
With stock market volatility and fears of price increases driven by the new tariffs, you may be worried about your finances. In this episode, certified financial planner Lauryn Williams explains how to handle your spending, savings and retirement accounts in times of economic instability. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Buying a home can feel out of reach for many. But if you're an aspiring homeowner, there are ways to make it a reality. In this episode, mortgage reporter Molly Grace explains how to know if you're financially ready, what costs to budget for and how to find a home that works for you. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Bartering can help you mind your budget and build relationships with your community. In this episode, we cover how to suggest bartering as an option and make the exchange feel fair. We'll also share stories of successful trades. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
There are things we're supposed to do routinely for our health: brush our teeth, shower and exercise. There's a version of that for financial health too. We'll talk about those tasks — and go beyond the number-crunching to explore how our mental health affects our finances. This episode originally published August 15, 2023. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
About 60% of Americans have some money in the stock market — and the markets are not doing great. Your knee-jerk reaction might be to sell. But experts explain why that's not a good idea. This episode originally published October 3, 2022. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Tax attorneys Hana Boruchov and Leo Gabovich answer questions from our audience about the 2025 tax season. They explain whether or not to get an accountant, what to do if you can't pay your tax bill, and how to handle taxes when you work remotely. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Klarna, Afterpay, Affirm — maybe you've noticed these platforms when shopping online. They allow you to break up large payments into smaller installments that you can pay over time, and are a popular alternative to credit cards. In this episode, we'll cover the pros and cons of these loans and how to use them responsibly. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
How financially compatible are you with your partner? Is your partner a spender while you're a saver? Are you on the same page about saving for retirement? Financial therapist Shay Harris-Pierre explains how couples can examine their spending habits, work through money conflicts and align their financial goals. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Scams can happen to anyone. Experts explain how to safeguard your data and money from being exploited or stolen by fraudsters. This episode originally published November 7, 2023. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
There are ways to travel on a budget without completely draining your bank account — but you might have to let go of the over-the-top luxury travel images you see on Instagram. In this episode, we'll help you travel with intention, save ahead and maximize travel tools to get the best deals and savings on the trips you want to take. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
You want to support your loved one on their special day — but that can come with a steep financial cost. How do you choose between the three destination weddings? How do you say no to a friend's big event without damaging your relationship? In this episode, Life Kit reporter Andee Tagle breaks down the cost of being there: how much big celebrations like a bachelorette trip or baby shower might cost you and what to do if you're worried about your budget. Learn more about sponsor message choices: ...
As we say goodbye to 2024, let's also bid farewell to some less than ideal money habits — like unnecessary impulse purchases, credit card debt getting out of hand and the trap of lifestyle creep. This episode will give helpful tips on how to start the new year on good financial footing. Sign up for Life Kit's Guide to Dry January, our special newsletter series: http://npr.org/dryjanuary Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Sometimes we buy things that we later regret spending on: a new sweater that's already falling apart, or a thrifted "vintage" vase that turns out to be a mass-produced dupe. In the moment, it's difficult to resist the temptation of making a purchase. But with a few pointed questions, you can make sure you've done your due diligence and buy something guilt-free. This episode, financial experts offer a framework to help you decide whether or not something is worth buying. Learn more about sponsor ...
As we enter a period of high personal spending, here are 5 tips from past Life Kit experts on how to save money during the holidays and year-round. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Nearly 70 percent of people were deceived into buying a counterfeit product online at least once last year, according to research from Michigan State University. And buying knockoff versions of products can be dangerous. Kari Kammel, the director at the Center for Anti Counterfeiting and Product Protection at Michigan State University, shares tips for how to avoid counterfeit and unsafe products, especially online. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privac...
Mortgage rates have dropped significantly in recent months, and that means one thing for those who bought a home in the last couple years: It might be time to refinance. You might save hundreds of dollars a month depending on how much you owe. Here's how to get the process started. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
It's never too early to start putting away money for retirement. In this episode, Washington Post personal finance columnist Michelle Singletary explains how to start building your nest egg by setting savings goals and contributing funds to your retirement plan. This episode originally aired on October 5, 2020. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
This week, the Federal Reserve cut interest rates by half a point. NPR's Laurel Wamsley breaks down how it may affect your financial plans. High-yield savings accounts won't yield quite so much. And for recent homebuyers, it might also be time to think about refinancing. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Even if you use a credit card all the time, it can be difficult to understand the ins and outs of how they work. Whether you're a new credit card owner or just want to make sure you're getting the most out of your card, this episode will walk through the fundamentals of the credit card game. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
If you're struggling to save for long-term goals, find yourself lost in a sea of clutter or are concerned about consumerism and climate change, there are ways to curb your shopping habits. This episode, journalist Stacey Vanek Smith talks to writers, influencers and activists in the sustainable fashion industry about how to reign in overconsumption, rethink our power as consumers and challenge ourselves to buy less. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Priva...
Prenups aren't just for the rich and famous. Family law attorney Theresa Viera explains how to talk about it with your partner and decide whether it's right for you. This episode originally published August 31, 2023. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Financial educator Yanely Espinal shares her don'ts when it comes to money. Don't co-sign loans. Don't make hype-driven investments. Don't spend money you don't have. If you've been making these missteps, don't worry — Espinal has advice on how to create a path forward. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
New, sophisticated scams are popping up all the time. Experts explain how to safeguard your data and money from being exploited or stolen by fraudsters. This episode originally published on November 11, 2023. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Just because you're renting your home doesn't mean you can't make it your own. Three home décor experts share their tips to make your rental homey for the long term. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Dining out with a large group and not sure how to handle the check? In this episode, chef and food writer Kiki Aranita walks us through common dining scenarios to ensure the bill is handled fairly and smoothly. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
Should you merge your finances with a significant other? Keep them separate? Or something in between? Financial therapist Lindsay Bryan Podvin breaks down different ways to handle your finances with a partner and how to keep communication open and honest no matter what financial plan you pick. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
Ideas on how to have fun this summer without breaking the bank. Go on a "penny date." Throw a movie marathon party. Swap houses with a friend. With a little imagination, you can bring delight and joy — at a low cost — into your sunny days ahead. This episode originally published August 1, 2023. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy...
If a close friend or family member is in need of money, your first impulse might be to help out. But what if they don't pay you back? What if they need more than you can provide? How do you ensure your financial agreement doesn't harm your relationship? There are no hard and fast rules around lending money. Expectations may depend on culture, financial status or even your marital status. Advice on when to give — and how to say no. Learn more about sponsor message choices: podcastchoices.com/adch...
