This is the audio from a recent YouTube video that you might find interesting. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zeal...
Nov 23, 2024•7 min
This is the audio from a recent YouTube video that you might find interesting. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zeal...
Nov 21, 2024•11 min
The man calling out the councils pops into the studio to fill us in on the backlash from questioning the price of some of these projects around the country. David Baker has been in the construction industry for nearly a decade and now runs RapidQS which helps builders price jobs more accurately. He started with an apprenticeship and was always destined to have a crack on his own. He’s built and busted but kept going. David and his team and using savvy social media strategies to grow his reach an...
Nov 20, 2024•1 hr 12 min
Ever met someone who seems to know everything about a subject but takes no action? Ahh analysis paralysis. It can hurt us all! We gather all of the data but never do anything with it. What is that all about? Maybe these people are really in fear mode or scared? And now it’s double hard because they have all of the info so think they know better so end up being even more scared to take action. Let's figure this out! Hey thanks for listening! Please take some form of action from this content, don’...
Nov 18, 2024•38 min
This is a re-release of an earlier podcast that other listeners have found very useful. They say that there's always an opportunity in a recession, so what is it? We sit down for an hour to discuss all of the opportunities that you may not be thinking about and try to teach you to start tuning your mind towards seeing each of these. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail v...
Nov 17, 2024•59 min
This is the audio from a recent YouTube video that you might find interesting. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zeal...
Nov 16, 2024•13 min
This is the audio from a recent YouTube video that you might find interesting. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New Zeal...
Nov 14, 2024•12 min
The challenge was to come up with 3 skills that have seriously changed our life once we started implementing them. These will get you thinking and hopefully you will be able to apply some to them to your life. We go through different skills and why they are our key 3. There is some good cross over and some examples of how we’ve used these in our lives. A lot of this wasn’t learnt at school and you learn as you grow. Enjoy! Generate are supporting my vision to improve the financial literacy of 10...
Nov 13, 2024•46 min
Why you haven’t started investing? You don’t know how...You live in 2024, with 5g internet, thousands of resources, and somehow you believe that you ‘don’t know how’ to invest. A reminder - people have been investing since the 1700’s. Let’s be real: you just haven’t learned how…yet. I’m not letting you off the hook that easily! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Ke...
Nov 11, 2024•28 min
This is a re-release of an earlier podcast that other listeners have found very useful. Wrap your ears around this one as we get insights from one of over 1,000 financial mentors in New Zealand who help out people to improve their financial situation. Many of these same principles can be applied to our own finances. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange....
Nov 10, 2024•1 hr 32 min
Well, a lot of markets are roaring after the change in President in America. I decided to go back and see how much some of my investments have increased over the last week and then give you some thoughts on whether this really matters or not? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay cl...
Nov 10, 2024•28 min
Paul is back in the hot seat to get us thinking about what New Zealand will look like in the future. We’ve gone from record immigration to 80,000 NZ citizens leaving and people not wanting to come here. What is behind this? We explore the ageing demographic and what that will mean for the makeup of the country and the economy. It is very important that you understand this. Will it be a completely different New Zealand in 20 years time? Yes! So get ready now. I believe 100,000 kiwi with better fi...
Nov 06, 2024•1 hr 19 min
Many of us are still sitting here asking ‘is it a good idea to invest?’. I think this actually means ‘I am scared to invest because I don’t want to lose money’. That makes more sense to me. But...by not investing, in some way, you are already watching your money go backwards in terms of what it can buy. Let's rip into this objection to investing. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed t...
Nov 04, 2024•30 min
This is a re-release of an earlier podcast that other listeners have found very useful. 30 lessons in 30 days from my life so far. Join me to find out what I learnt from some of my best and worst life choices. See how things that have happened for me have shaped the way I think today. Enjoy and go well. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to rece...
Nov 03, 2024•35 min
I sat down with Jake Mickleson who is a KiwiSaver advisor with Generate KiwiSaver Scheme and we ran through some of the balances of different age ranges of KiwiSaver contributors across New Zealand AND then compared these across the Generate KiwiSaver Scheme members. Where do you sit? We also look at a recent retirement study that tells us how much is needed for retirement. This will be eye opening for a lot of you. Get stuck in. I have a goal to help 100,000 Kiwis improve their financial litera...
Oct 30, 2024•51 min
Recently, I asked people IF THEY WANTED TO INVEST BUT HAVEN’T YET, how come. Sorry I had to yell and use bold so that you read that question properly. Before I summarise what I think the key 3 are, know this: You have TO WANT TO invest and that will help get you started. You’re on your own, but the guard rails are up so high that you’re so unlikely to hit a gutter ball long term. Stop aiming for a strike and bowl ya ball! Let's explore! Hey thanks for listening! Please take some form of action f...
Oct 28, 2024•26 min
Well, it has nearly been a good two years since the Reserve Bank of New Zealand told us that they were going to be engineering a recession so we thought that two years into this recession it was time to take a look and see what people were saying two years ago. Now that we are deep in it, what should we expect from here? What’s happening with business confidence? Will house prices continue to rise? When will rates slide further? Will they print money again? This one won’t be as optimistic as you...
Oct 23, 2024•1 hr 14 min
In the past, earning a six-figure income was a significant milestone, some sort of marker of financial success. But with rising costs and inflation, the purchasing power of $100,000 has decreased. So, setting an arbitrary income goal like "$100,000" might not be the right target anymore. It is believed that about 16% of working Kiwis now earn $100,000 or more. That number will continue to increase. In 2001, that was under 2% of wage and salary earners. Hey thanks for listening! Please take some ...
Oct 21, 2024•27 min
This is a re-release of an earlier podcast that other listeners have found very useful. We're really sorry to let you know that you have been lied to on a number of fronts. We think it is becoming increasingly evident by all of you that everything is not what it seems. So what can we do about all of this? We dig in to figure out why more people are feeling uneasy about trying to get a head in New Zealand. Hey thanks for listening! Please take some form of action from this content, don’t just be ...
Oct 20, 2024•52 min
This pyramid holds the answers to so many of life’s questions. Are you currently at survival status, freedom, or purpose? And more importantly where would you like to be when it comes to your financial situation?. This was eye-opening from our trip to the United States and we sat down to reflect on what it means to us and what we’ve learned from it. We also asked the KTC audience where they are aiming for and where they currently sit on the pyramid. The answers are insightful. We explore questio...
Oct 16, 2024•1 hr 18 min
I was playing with the word hope whilst writing. I had been thinking about how it seems many people have lost a form of hope and that’s a sad place to be. That brings me to the word HOPE. Help Other People Exist If you look at a lot of successful people, they do exactly this. BUT…to help others, first, you yourself have to become helpful! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money ...
Oct 14, 2024•50 min
This is a re-release of an earlier podcast that other listeners have found very useful. 5 years ago, my business partner and I sat in Fiji tipping over a couple of Fiji golds, scheming how to build a $1,000,000 business. At the time, we had no clients, no revenue, but we did have a relentless desire to make it happen. We are now 5 years on, tune in to hear how it went. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make s...
Oct 13, 2024•40 min
What a whirlwind trip to the United States of America that was. We’ve had a few weeks to unpack and reflect on the trip to the USA and it’s now time to gather all of those and give you our key takeaways and see how they may be able to help you in your life as well. We also dive into some of the different ways we will now think and act off of the back of the information that we’ve picked up in our time in the States. We talk about scale, the future being bright, Mikey's massive investment, where ...
Oct 09, 2024•1 hr 1 min
Goals. Love em or hate em it’s nearly goal season - the 1st of January. BUT we still have a whole quarter of 2024 to go. And realistically, sometimes we don’t need a new year or big new sexy goals in our life. Why not focus on our current goal and achieving it faster? Let's look at someone doing exactly this and what we can learn. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via...
Oct 07, 2024•23 min
This is a re-release of an earlier podcast that other listeners have found very useful. Mikey is one of the best mortgage advisors in the country and has numerous awards. He sits down to tell us the exact process he takes his clients through when it comes to getting a mortgage. This will help you if this is something that you are looking to do in the following 24 months. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make...
Oct 06, 2024•35 min
Money Sweetspot is here to help reverse that debt spiral and support New Zealanders to regain control of their finances. I sit down with CEO Sasha Lockley to ask her about the impressive debt consolidation social enterprise that is Money Sweetspot. It only started becoming public facing in March 2023 and since then it has helped 600 people with their debt. They do this via ‘debt resets’ that give people a chance to have high interest debt rolled into a cheaper rate, with a single, manageable pay...
Oct 02, 2024•1 hr 1 min
Not everyone aspires to be in business and that is fine, but I feel like we can all do with understanding a bit more about how the numbers in a business work. Businesses are constantly tracking a ‘Profit and loss’ statement whichs track their income, their expenses and, therefore, their profit. You might think that reading a profit and loss (P&L) statement is like reading another language? Don’t worry, you’re not alone. We’re about to break it down in a way that’s simple and clear. Hey thank...
Sep 30, 2024•31 min
There is always a lot of chat in society around all of us finding our purpose but this can be really, really, really hard to do. In this episode, I'm going to take you through some of the ways that I have thought about purpose in my life and how I have been able to break the back of it and how I see it as an ever-changing journey. If you're stuck with purpose and think it is what you need to be aiming for this will be a huge help for you. Hey thanks for listening! Please take some form of action...
Sep 29, 2024•32 min
This is a re-release of an earlier podcast that other listeners have found very useful. We dig into an article that asked the question is being wealthy just a matter of mindset? We go through what the article explains and challenge some of the thoughts in there and try and take some lessons from it also. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to rec...
Sep 29, 2024•37 min
The cost of insurance has been climbing and many people are thinking about self-insuring themselves - i.e. not having insurance but thinking they will stack money aside to cover eventual issues. But how realistic is this and can it work? I sit down with Johny Winstone who has over 6,000 clients and we discuss all things insurance. I promise it isn’t boring and you will learn something. We explore things like: What are the most common things people insure? Are people ignoring insurance? What we d...
Sep 25, 2024•1 hr 1 min
