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Wo wo wo what is this podcast about? Luke starts with a story of a helicopter owner and guesses how he got it. Then, what can we learn from the growth in fake boobs? How can we apply this to ourselves & other industries?. Let's explore. Hosted on Acast. See acast.com/privacy for more information.
We are talking tax! How my headphones became taxable? Why are landlords claiming interest again? There are a lot of high level tax lessons in here so strap yourself in for some tangents and highly educational content. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media...
This is a re-release of an earlier podcast that other listeners have found very useful. Simon Phillips from The Magnitude Group stops by to give us insights into scaling up a million dollar ecom business. He also gives us insight into his journey along the way and chats about the training course he created for anyone to be able to improve their e-commerce and digital marketing knowledge. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become...
We are being told that inflation is coming down and will soon be ‘over’. But what if they have it wrong just like when it was ‘a global problem’ or ‘transitory’? What if we have high inflation for some time? Let’s look at how that could happen and then explore what NZ looks like. Hosted on Acast. See acast.com/privacy for more information.
This is a re-release of an earlier podcast that other listeners have found very useful. The three stages that everyone will go through. You can use this to help figure out where you're at and we will be expanding on this by providing more content over time. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial lit...
It's getting very tricky to pay back debt at the moment. Higher interest rates, higher cost of living and higher taxes. Say what? Yes, a lot of our living costs are soaked up by the lower tax brackets and then our incomes above $48,000 are taxed at 30%+. This means you have to make even more to then pay the tax and then clear the debt. Let's explore how the tax brackets not moving since 2010 has set things up to be very tricky when it comes to repaying debt! Hey thanks for listening! Please take...
In this episode we sit down with @HealthyKelsii (social name) to learn about her healthy but unconventional life. We are always trying to find kiwis that are living life a different way and Kelsi certainly does that. Kelsi started food blogging in 2020 and didn’t stop. Today she has hundreds of thousands of followers and people from all over the world who lean on her for healthy recipes. So how does she make money and what’s it like having over 340,000 followers? Let’s find out! Hosted on Acast....
Last week we looked at the brutal reality of the economy slowing down. This week we had GDP data announced at -0.1%. Recession confirmed. But we don’t need to go down that path again. Old news. Let’s turn to a more positive. There are many options compared to the last major economic downturn. Remember the one that we labeled as the GFC back in 2006 to 2009? Well, life looks very different these days. There’s a beautiful thing called the internet. Hey thanks for listening! Please take some form o...
At nextAdvisory we are on the hunt for a senior accountant or even a good quality intermediate accountant with review experience and we need your help to find this person. We want the right person for this role so in this podcast we explain who this might b. We would love it if you could pass this on to somebody you know who might be appropriate for this role. We will reward you if we have success in finding the right person. Thanks! Hey thanks for listening! Please take some form of action from...
This is a re-release of an earlier podcast that other listeners have found very useful. Let's explore how we can make more money in 2022. How can we get back in control of our income when costs are creeping up on us? Check out the more money template https://docs.google.com/document/d/1HP2cjvCzaf8s2YMhbfBAAZNtzs-ULww52c3P4oX3k_8/edit Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail ...
Bitcoin. It’s at all time highs and it’s all the rage AGAIN! Mikey and Luke invite Darcy Ungaro from Ungaro & Co which Is a Registered Financial Service Provider to discuss this internet coin, thing?! Darcy also hosts ‘The Everyday Investor’ podcast. This conversation turns into a 2 hour conversation around bitcoin and what the hell it’s all about. We go down many roads: is money broken? Is it an inflation hedge? Are people ‘short’ the NZ dollar? Do home owners understand this but not buy it...
On the 21st of March 2024 we get to find out whether we have been in a receesion since the 1st of July 2023. I think we are and I will explain why. I could be wrong but I doubt it. Unfortunately, the March quarter feels even trickier. But data is what counts, not what I feel so who knows maybe i've got it all wrong. Regardless, it's tricky out there economically and we can still zoom out to get ourselves ready for the next summer as we embrace this economic winter. Hey thanks for listening! Plea...
This is a re-release of an earlier podcast that other listeners have found very useful. Luke sits down with Izzy Whitley from Aotearoa Labour Hire to discuss his six years in business and his goal to turn over $100 million a year. Tune into this inspiring hour of his lessons. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on mon...
We are asked so many questions about peoples complicated scenarios and it is very clear that the answer is to make more money. So why do we pussy foot around this conversation in NZ? Why are we lying to people and not telling them the truth that they need to earn more? What if we looked at making more money as a new language? Let’s dig in. This podcast features Mikey Smith of https://guardiansmith.co.nz I have a goal to help 100,000 Kiwis improve their financial literacy. Generate KiwiSaver Sche...
We are at week 200 of Money Mail. Where did those weeks go. We take a look at the on word that has helped me produce 200 of these lessons for everyday kiwis and how you can use it to your advantage because many people simply can't do it. So what is that one word? Let's find out! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on ...
This is a re-release of an earlier podcast that other listeners have found very useful. Listen in to find out about important books around financial literacy that could help you further educate yourself. These books have really helped my life i hope you get a lot out of them too. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on...
Hear from someone who left NZ at 19 to go and learn to code in San Fransisco. Living just a block from Mark Zuckerberg, Aaron has an awesome story to tell. He built and sold a business that saw him freehold by 26. He’s now building Keyhook the property management technology looking to change the way rental property is managed. In this episode we explore thinking bigger and following your interests. How do Americans take so much risk whilst we are so conservative? Strap yourself in! Hosted on Aca...
Franchising is another vehicle or pathway for all of us to consider because we don’t learn about these things growing up. Have you ever wondered about owning a franchise? How does it work? Who’s it for? Who’s it not for? How can you get the most out of it? What do we need to look out for? In this episode we sit down with Reon Paterson from SmithAndSons.co.nz who oversees 27 Smith And Sons franchise owners across New Zealand. He’s the master franchisee so knows a bit about franchising. We pick hi...
Following your interests can open many doors. It can build many doors too. In this episode we sit down with Reon Paterson from SmithAndSons.co.nz who is on a mission to turn builders into business owners and make sure Smith And Sons is a household name in New Zealand. He started on the tools himself and has spent 3 decades in the industry. Today he oversees 27 Smith And Sons franchise owners and plays a big role in ensuring they have what they need to be successful. Hey thanks for listening! Ple...
Recently, I sat down with a 15yo who had sold over $50,000 of goods on the internet. Self-taught, all the whilst managing the usual school life and demands of a social life. I recorded the conversation so that you could listen to it and learn from it too. It will either inspire you or it'll have you ignoring how simple the advice is. You'll learn something though so find it and tune in. Here are my key takeaways from the interview. Hey thanks for listening! Please take some form of action from t...
This is a re-release of an earlier podcast that other listeners have found very useful. Hamish Taylor from Yachties Of NZ sits down to tell us about a different way to live abroad. Hear some tales from his travels as well as HOW to get into the industry. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial liter...
It’s hard out there and it’s going to get harder. If interest rates stay higher for longer, there will be even more people seeking assistance from their bank. Last year we saw record KiwiSaver hardship requests and this year it’s probably going to be the banks turn. I ask Mikey how things have changed for his team at GuardianSmith.co.nz and if their phone is ringing with people with mortgages asking for help. You won’t want to miss this episode! Hosted on Acast. See acast.com/privacy for more in...
$100,000, the magical figure. Where did it come from? Perhaps I had heard the late Charlie Munger (one of the worlds great investors) who once said your first $100K is the toughest to earn — but most crucial for building wealth. “The first $100,000 is a b*tch, but you gotta do it. I don’t care what you have to do — if it means walking everywhere and not eating anything that wasn’t purchased with a coupon, find a way to get your hands on $100,000. After that, you can ease off the gas a little bit...
This is a re-release of an earlier podcast that other listeners have found very useful. In this episode we are busting some tax myths! If you have ever turned down work because you're scared of secondary tax then this one is for you. Spoiler - there is no such thing as double tax. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson o...
There has been a lot of chat recently about Debt To Income ratios changing and people have been freaking out. I sit down with Mikey from GuardianSmith.co.nz to ask what the hell these are. Does it really mean it’ll be harder to buy a house? How can we prepare if we are going to buy? As always, Mikey has all the answers and we share them with you. Hosted on Acast. See acast.com/privacy for more information....
If you’re an employee, by the time you get paid there is a high chance you will have already spent a chunk of your pay. The govt take from us, then the bank, then the big corporates and then we have whats left over to play with. So why do they do this and how can we use these tactics toward achieving our goals? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz...
Mikey and Luke try to unpack for you the theory that you just need to start and figure it out as you go. You have what you need to start, you become the person you need to be to achieve what it is you want to achieve. Just start!!! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us o...
Join us for an exciting episode with Olivia McGann (Head of Operations - NZ) from Xero as we discuss one of the softwares that changed my life as an accountant and a business owner. 2024 is a leap year so we get an extra day! Xero is empowering sole traders to take control of their financial affairs by calling the 29th of February - Sole Trader Thursday, as the day for completing their financial admin. To help Sole Traders confidently approach navigating their finances Xero has developed some he...
Ever made more than your goal but not felt the satisfaction? Mikey takes us through his 3 subcategories of goals exercise and then works backwards on how to obtain them. We look at whether money is a good goal or whether there is way more to it than setting random figures as goals. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson ...
On 1 April 2024, inimum wage is increasing by 2%. The last minimum wage increase lower than 2% we could spot was in 2013 when it moved to $13.75 from $13.50 the year before. Does this set the standard of pay increases that employees can expect this year? Part of the flow on effect is not only the minimum wage that increases, but those earning within the increase and slightly above. Let's explore Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer...
