Surely this many people aren’t leaving? Apparently 1/3 businesses don’t think they’ll see the year out too. What’s going on for people to think like this? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will he...
Jul 12, 2022•30 min
We take a look at the controversy that popped up when alcohol stores decided it’s a good idea to offer BNPL. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the f...
Jul 10, 2022•14 min
We are now 6 months into the year and we have a very different year than last year. We are going to look at a few things we are hearing out there BUT then we are going to start reminding ourselves of how important it is to have HOPE and things to look forward to. Lets dig in. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on mone...
Jul 09, 2022•22 min
This year I wing my way down to Wellington. I was speaking to 250 Year 11 lads at Wellington college regarding finance and life lessons. I thought I would try and summarise my hour-long presentation into bullet points for you. This will give you an idea of what I will be covering. Here goes: Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekl...
Jul 06, 2022•34 min
Mikey got sucked into a J Lo Documentary... let's talk about what he learnt and what valuable lessons he took away from J Lo as well as others who have inspiring stories. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this...
Jul 02, 2022•28 min
Luke and Mikey sit down to discuss whether or not you can still get a mortgage in the current climate (June 2022). Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve...
Jun 29, 2022•29 min
New research conducted on behalf of the Retirement Commission found that Kiwisaver withdrawals had a massive impact on future balances for young Kiwis. Research suggested that Kiwisaver balances are only a third of what they could be for people who had withdrawn to buy a house or failed to contribute consistently. The average KiwiSaver balance is $29,022. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re sub...
Jun 23, 2022•13 min
There is a lot of chat these days about taxing the poor and calling people privileged, or talking down your success in fear of others having a go at you. Why do we feel so bad about doing well? We dig into this tricky topic. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social...
Jun 21, 2022•30 min
Mikey takes us through lessons from a recent webinar he attended (we can get you a replay if you like) around going through the recession and a downturn. It is not a time to be wasted. Tune in and see what you learn. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media a...
Jun 20, 2022•29 min
Mikey and Luke venture to the Craig’s investment roadshow and report back to you with a few of their key lessons from the night. Nothing ground breaking but some insight into where you can get free advice from people who are paid hundreds of thousands of dollars to research it. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on mo...
Jun 18, 2022•18 min
Credit card interest rates are increasing and the need for a credit card is too. This is a story about how you can avoid that and get on top of your credit card debt. A tale of a KTC Night School graduate who cleared 4 credit cards. Practical tips for you. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial lite...
Jun 16, 2022•30 min
Is ‘buy the dip’ too simple and too burnt into our brains? Perhaps we should think about taking profits too? Mikey and Luke sit down to explore this crashing market and think about some of the sayings we hear and whether we should hold hold hold and buy the dip? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financia...
Jun 16, 2022•28 min
A recession, a slow down, a down turn, you can call it what you will but things are getting weird out there. We take you through a quick exercise to help you think about how you may want to show up during and after an economic downturn. Let’s make the most of this! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and finan...
Jun 15, 2022•45 min
It has been a long time since we looked at the average Kiwi income, so this week I thought we would do that. With the minimum wage rising year after year, inflation baked in for 12 months now and people asking for pay rises, we’ve seen an increase in the average income in New Zealand. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesso...
Jun 12, 2022•28 min
Tune in to Mikey and Luke to unpack why you might want to consider starting a side hustle or business. They discuss increasing your income, the tax advantages and what you learn about yourself. Rip into it! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share t...
Jun 05, 2022•1 hr 7 min
Remember from last week that the inflation target in New Zealand is between 1-3%. In the June quarter of 2021 it was 3.3%. Then to September 2021 it was 4.9% and, to December 2021 it was 5.9%. So whats up with blaming it on the war and international issues? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial lit...
Jun 04, 2022•31 min
Mikey is in the studio to teach us whether people are still able to get a mortgage with all of the madness out there. We ask what people should be thinking about when assessing their own ability to service a mortgage and he gives us a simple calculation to think about. Listen and learn. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly les...
May 31, 2022•19 min
Mikey and Luke chew the fat for over an hour on what’s happening in the world and how that impacts finances. They get a little deep on some of the things they do to help protect themselves during tough times. There might be some gems in there for you as they both think harder times are coming. Get ready! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to rece...
May 28, 2022•1 hr 12 min
This week, the Reserve Bank raised the Official Cash Rate by .5% to 2%. This is now a 6 year high for the OCR. We take a look at what it all means and get warned that this won't be the last increase we see in the OCR. Get learning how this impacts all of us. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial li...
May 28, 2022•26 min
There is something in here for over 2 million Kiwis directly as this is the number of people estimated to be eligible for the $350 cost of living payment. Let's take a look at how this works and whether it's that exciting given higher taxes and inflation. Dig in! "Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financ...
May 19, 2022•29 min
When I put together the 30 in 30 podcast series, one of the most mentioned podcasts was around investing in yourself. Investing in businesses and deals seems complicated. It is something that not all of us are familiar with, but I like to remind people to keep it simple. Start by investing in yourself. Hey, thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to recei...
May 12, 2022•28 min
Last week we learnt that in the United States their GDP growth for the first quarter was actually a drop of 1.4%. This wasn’t expected and the anticipation was that there would be 1% growth. People don’t like to see drops in quarterly GDP growth. It gets people talking about the R word. Recession! What about here in NZ? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechan...
May 07, 2022•25 min
Whatever you invested your wealth in over the last couple of years, we are all in for a bumpy ole ride. A bumpy ride usually means we lose the odd person to car sickness, but together we make it to the other side. This is a chance to learn and to learn about ourselves. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and f...
May 07, 2022•28 min
Lotto aye...the great gamble kiwis love to dabble in every week. So what are the chances of winning Powerball and is it better to guarantee we become a millionaire vs. hoping that a yellow ticket does the job for us? Let's have a fun look at Lotto. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. S...
Apr 24, 2022•35 min
I was reading up about Kāinga Ora’s first home partner programme. To summarise it really quickly for you, Kāinga Ora (a govt department) have a first home partner offering that help you get into your first home. They do this by purchasing a percentage of the house you want to buy and you finance the rest with the bank. Let's learn how it works and where we can find more info. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer!...
Apr 14, 2022•19 min
Tune in to hear my thoughts about what to do when you're feeling stuck and how to find ideas. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial liter...
Apr 13, 2022•33 min
By now you have probably realised I consume a lot of content. Tune in to find out what mind blowing experts I listen to for education, inspiration and motivation. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this conten...
Apr 12, 2022•37 min
Listen in to find out about important books around financial literacy that could help you further educate yourself. These books have really helped my life i hope you get a lot out of them too. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with some...
Apr 11, 2022•26 min
Part 2 - Thinking differently about your new financial year. Tune in to find out why if you only think about paying down debt you may still end up in debt. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will ...
Apr 10, 2022•18 min
How can we achieve more than ever before? This starts by changing our thinking. Tune in to see how people are about to get pounded by things they can't control that will mean they focus on contracting rather than growing. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social m...
Apr 08, 2022•29 min
