This is a re-release of an earlier podcast that other listeners have found very useful. Reminder: Have you been doing your month-end process? Today's bonus episode is around month end and what you should do to set yourself up for success. This is extremely important as we embark on the silly season as we know this can be a stressful time of year for kiwis. You can access our "Financial Position" template through the link below: https://drive.google.com/drive/u/1/folders/1djmETm-76k4gEwb9EupQ_Hx0...
Feb 11, 2024•13 min
You’ve heard me tell you this before, but you can’t hear it enough. Money exchanges hands when value exceeds price. Unfortunately, most kiwis don’t realise how valuable they are. They can’t see that they have valuable skills. So here is a story about an everyday Kiwi who took the bull by the horns and proved it to us. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechang...
Feb 11, 2024•23 min
Ever wondered how all the KTC podcasts and content ends up on your screen or in your speakers? Well, introducing Jade! She does it all. She’s recently made a big decision and had to do it quickly. This led to a lot of action and a lot of lessons. Jade jumps on the podcast for us to unpack some of those lessons and how we can apply them to our lives. Go well Jade! Enjoy. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make ...
Feb 07, 2024•23 min
This is a re-release of an earlier podcast that other listeners have found very useful. How to get people thinking about the age old question of where you see yourself in five years time and actually building a vision for your life. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us ...
Feb 04, 2024•41 min
What can we learn from people who others want to cancel but can’t be? What are they doing that might help us think about how we live our lives? What if we did so much good that when we finally do something bad our friends or workmates stick up for us? Let’s explore. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and fin...
Jan 31, 2024•37 min
This year, I have already heard too many times that 2024 will be better because: We have more certainty with a change in government. There will be a change in interest rates (decrease). There is a change in tax rates (decrease). But guess what, you and I aren’t making any of those 3 changes. They are being made for us. Think about what you can change in 2024 to have a better year than 2023. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, bec...
Jan 29, 2024•24 min
This is a re-release of an earlier podcast that other listeners have found very useful. Hey 👋🏻 these are some practical things you can use to help you achieve your goals in 2022. I’ve tested these myself and can vouch for them. I hope they help you smash 2022, Luke! tthis is a re-release of an earlier podcast that other listeners have found very useful. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re sub...
Jan 28, 2024•56 min
James Fuller is back in the studio to tell all of us kiwis what it's really like building one of NZ’s fastest growing start-ups. What does it do to your work/life balance, your family, your health, your view of the world, your network. Is it like the instagram / YouTube reels of glamour or is the grind worth it? This is real life insight to the realities of turning an idea into an industry disruptor that now has over 100,000 customers and over 100 staff members. This is a true success story of N...
Jan 24, 2024•56 min
Ilse Wolfe is back in the hot seat to show us how get the best return for effort when investing in property. Tricks from years in the trade that you can steal and implement through your journey. We look at buying the right buy-and-hold properties to add value to, (off the tools) in a way that builds your ideal portfolio in the fastest way. How equity works and what the banks are looking at when financing your deal. This is a look behind the curtain at the strategies Ilse has used her self and he...
Jan 22, 2024•47 min
Do you know how to answer that? I often hear people say ‘that’s a lot of money’ and I wonder where that came from? How do we decide what a lot of money is? I thought I would ask some of the KTC followers on Instagram. Here is a summary of what they said... Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial lit...
Jan 21, 2024•20 min
This is a re-release of an earlier podcast that other listeners have found very useful. Clue - it isn't a stock on the stock market. This investment is often overlooked by the masses but not by those who really know how to get a huge return. Check this lesson out and see what it is. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson...
Jan 21, 2024•13 min
What happens when the best looking (and most arrogant?) accountant in NZ and the biggest accountant in NZ walk into a studio at the same time? We find out! This is a sit down with James Fuller, the CEO and co-founder of Hnry. Hnry have revolutionised the accounting industry and put the power back in the sole traders hands by simplifying the boring and scary area of tax. We ask your questions and see how a start up went from nothing to NZ’s biggest accountant in only 6 years. Hey thanks for liste...
Jan 17, 2024•55 min
Luke recently read a book discussing how to be successful and the laws around this so takes Mikey through some of the key points. You will be blown away by how accurate and relevant they are considering this book was written 100 years ago. Some great summertime reading for you off the back of this podcast. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to r...
Jan 15, 2024•23 min
Luke did some thinking on the plane on his way back from his trip and has some things already that he is going to be mindful of the 2023. See what you believe and see what might help you as well. This is a re-release of an earlier podcast that other listeners have found very useful. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson...
Jan 14, 2024•39 min
When I first built the Keep The Change website over 3.5 years ago, I wrote this in the ‘About me’ section: Not a millionaire (yet), but am on the path and think we all can be too. I wasn’t a millionaire when I wrote that, nowhere near. But I am today, depending on the defitinion you use. Was this a good goal or too small? Let's explore because regardless, I used 'the goal stack' to achieve this. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer...
Jan 11, 2024•36 min
I have taken you through my methodology both through the podcast and Instagram on how I stacked $100,000 and why I did this. I have recently challenged myself to do this again and wanted to share with you the insights of how the second time differed from the first time and hope you can learn something from this too. Please take inspiration from this and remember that everybody has their own goals. Hey thanks for listening! Please take some form of action from this content, don’t just be a consum...
Jan 10, 2024•32 min
Instead of just getting ready for another tricky year, why not decide to make this YOUR year?Start by deciding that it’s your farking year. Decide today, to act like the version of yourself you need to be that achieves these goals. You’ll need this simple stack... Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and finan...
Jan 09, 2024•23 min
A recent question from the community around whether leaving money in the bank was a smart or safe thing to do and whilst there are no certainties in life we dig into some of the things to think about when it comes to bank accounts, inflation, and these other financial entities popping us suggesting that you could save your money with them. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money...
Jan 08, 2024•20 min
The podcast had 600,000 downloads in 2024. There are now over 450 episodes to learn from. All Money Mail lessons (Friday emails) are read as podcasts too, and I am able to go a bit deeper into some of the context of the email. Here is a list of the 15 most listened to podcasts of the last 12 months. I guarantee you that there is a summertime gem in there for you to learn from. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer...
Jan 08, 2024•19 min
Happy New Year! Here we are again, another bright new year to get stuck into. In this episode, Mikey and Luke sit down to get mostly Luke's thoughts on how to DESTROY 2024 and make sure this is your best year yet. Get stuck into this one and tell us what actions you will take to ensure this is the best year of your life. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthech...
Jan 07, 2024•1 hr 20 min
11% of kiwis earn over $100,000. That’s according to the 2022 IRD taxable income data that I spent time running some calculations on one weekend. Let's explore who gets paid what and what %. Remember comparison is the theif of joy so use this data wisely. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial lite...
Jan 06, 2024•24 min
Can the pie get bigger without someone losing? This is the question that Mikey answers in this podcast. We explore the pie fallacy and zero sum versus fixed sum. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content...
Jan 03, 2024•40 min
If you still think that making money is hard and you cant do it then this could be the podcast for you. 'Caleb' comes in to tell us about how he has sold $50,000 worth of goods on the internet and how he has learned this from social media. There are heaps of business lessons in here and selling fundamentals and it is mind-blowing to see what the younger generation is picking up and having a crack at that we still think isn't possible. Hey thanks for listening! Please take some form of action fro...
Jan 01, 2024•51 min
They say that getting into your first home can be one of the hardest projects of your life. In this podcast we break down the exact methodology you need to implement to save a deposit for your first home. This is the ultimate guide from Keep The Change and Guardian Smith. Good Luck! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson...
Dec 27, 2023•52 min
Up down, sideways? Who knows? Tama might because he eats, sleeps, dreams and flips property every day. We sit down to talk about what we will see in the 2024 year when it comes to property. You also get your questions from instagram answered. Tips for buying in 2024 and the common mistakes that Tama sees people make. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange...
Dec 25, 2023•42 min
Is congratulations you made it to the end of the year. In this podcast we take a look back at what we noticed throughout this year and how it's been for us. We also dive into the OCR, unemployment, recession, migration, and inflation. It wouldn't be a review without a quick look at what the next year may bring as well so get stuck in. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail...
Dec 20, 2023•55 min
We’ve got a weapon in the building. Someone who is juggling a lot including kids, tenants, investments and clients. Ilse Wolfe from Wolfe Property Coaching helps people get started on their property journey and wants to re-teach some of the lessons (and help others avoid her mistakes) she has picked up throughout her property investment career. We dig into why this is important to her and how she got from a 9-5 role to one of the largest property owners in NZ. Hey thanks for listening! Please ta...
Dec 18, 2023•45 min
Luke was recently on a panel in the accounting world about what personal branding is and what it leads to. Is it even worth it? Luke and another accountant explain the pros, cons and how to get started. This podcast won’t be for everyone but it will help some of you who may be thinking about increasing your own brand in a venture or as an individual. There are some powerful principles in here so tune in and learn. Hey thanks for listening! Please take some form of action from this content, don’t...
Dec 18, 2023•59 min
Recently somebody asked me whether it’s a good idea to pay off their $2.5k student loan if you have $2.5k saved. Only they know that answer. But it got me thinking about the levels of money and the versions of ourselves. So I asked the old version of myself what they would do, then I asked the new version of me. Don't have a student loan? This is just as relevant to you! Get stuck in Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a p...
Dec 15, 2023•29 min
Luke features on The High Frequency Club podcast to discuss paying off your debt, combating the rising costs of living and help alleviate your current and future money stresses. Check them out here: https://open.spotify.com/show/0wCq6F8txKy9skzoENG2fr?si=0f53784b9c3c4c60 Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money an...
Dec 13, 2023•1 hr 9 min
