Oh so you rent...we've all heard it before, when people look down on those who rent. BUT is it all that bad? We take a look at some of the positives of rent and how people often TRAP themselves in a mortgage but don't know they do until they lose their freedom and can't make changes to their life because of their mortgage. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthe...
Jul 08, 2021•13 min
How a property developer can turn one section into two and make money selling both properties. Tune in to find out how it can be done. Be sure to look at the weekly email for a real photo of this process. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share th...
Jul 07, 2021•8 min
A quick check in after buying more cryptocurrency. The trap of chasing 'the best'. Don't let this thought process be the thing that stops you from taking action. Too many people get stuck at researching 'the best' instead of doing what they need to do. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literac...
Jul 06, 2021•8 min
560,000 Kiwis owe $1.9billion dollars to the Ministry Of Social Development. How is this even possible? We take a look under the carpet and see what we can find. Is it getting worse or better out there? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this...
Jul 05, 2021•17 min
Just kidding, it went huge! We dig into the two hour webinar around side hustles and how you can find some resources to help you understand how a side hustle works and the mistakes to avoid before going on that journey.. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social me...
Jul 04, 2021•10 min
A new financial year. Us accountants get pretty excited at that time of the year. We look at tracking your net worth and why year end / month end is a great time to think about finances. We also look at an upcoming webinar to help you think about making more money. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and fina...
Jul 02, 2021•14 min
How does debt end up in the system and what if it's not 'real'. How the hell does that work. We take a look at a person being out bid at an auction for a property....but then winning the auction and ending up with another $30k of debt due to the other bidders parents stepping in to help. Is that debt real or not? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co....
Jun 30, 2021•12 min
Dividends. Imputation credits. Withholding Tax. You name it, we break it down so that you can understand. A simple explanation of how dividends work and why you need to be aware it is income that will end up in your tax return. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on so...
Jun 29, 2021•10 min
Ok so we made it on Seven Sharp for 4 seconds after using the $100 gift technique we learnt about many lessons ago. We touch on the TV debut and then look to understand Dollar Cost Averaging some more when it comes to buying shares. Remember all platforms have different costs. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on mo...
Jun 28, 2021•10 min
Ever wanted to be an influencer? What's it like? Who knows so instead we get geeky and look at something more important for you - Dollar Cost Averaging. Learn what DCA is in this episode. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone t...
Jun 27, 2021•9 min
A look at an amazing letter from a sporting legend who wrote to his 17 year old self about the down fall of being so giving to his family. A real tear-jerker. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content wi...
Jun 26, 2021•9 min
Compounding. What is it and why is it so important? Often described as the eighth wonder of the world. We take a look at how we can use the magic of compounding to help us achieve goals faster. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with som...
Jun 25, 2021•13 min
We are back talking Bitcoin as Elon throws $1.5bil of Tesla's funds at it. We have a look at why he might have done something like this when it is said to be so volatile. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think thi...
Jun 24, 2021•11 min
To sell of hold? This week we look at trading vs investing and ways to think about investing if you are just getting started. You don't need to get caught up in all the hype, stick to what works for you and your financial goals. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on s...
Jun 23, 2021•11 min
Clue - it isn't a stock on the stock market. This investment is often overlooked by the masses but not by those who really know how to get a huge return. Check this lesson out and see what it is Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with so...
Jun 22, 2021•12 min
Back at it with 'double tax' and explaining that there is no such thing.Tune in for a simple reminder of how secondary tax won't destroy your second jobs wages. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content ...
Jun 21, 2021•7 min
Us humans love to complicate things and make them more complicated than they need to be. Like assigning value to money. How does it work and is money really the root of all evil? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you t...
Jun 20, 2021•9 min
We look at an article about how highly paid CEO's should have potenitally not been paid during the tough year that COVID brought us. What good can come of hating on those who earn more than us? Time to explore. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and sh...
Jun 19, 2021•13 min
Take action...of course. This was a lesson from a new calendar year. We talk about making a financial resolution for the new year and how taking action is so so important. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think th...
Jun 18, 2021•7 min
Couldn't help but wish everyone a Merry Christmas so we took the opportunity to look at being grateful and thinking about the things that we do HAVE at Christmas time rather than comparing lives to others on social media or in the neighbourhood. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay...
Jun 17, 2021•11 min
Living paycheck to paycheck. How does it happen, why do so many people do it and how can we break the cycle? We take a look at the theory of saving first, not last in order to build a new habit. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with so...
Jun 16, 2021•13 min
Can you give $100 to a complete stranger? How would that make you feel. This is the challenge (it doesn't have to be $100) that a number of readers and listeners have taken to give back to those around them. We look at why you might want to do this. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. ...
Jun 15, 2021•12 min
Gifts, gifts and more gifts. Do people really need them? We take a look at different practical ways to re-think Christmas time and how we approach it. 25% of Kiwis end up anxious about the amount they spent on Christmas. How can we avoid falling into the same trap? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and fina...
Jun 14, 2021•10 min
Working huh. Maybe we continue to work once we get to the age that people think retirement kicks in. Today we do some math and explore what income streams we might have to spend when we are retired. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this wit...
Jun 13, 2021•10 min
Let's be honest we don't know when we will retire and what it will look like when we get there do we so it's hard to know exactly what we'll need. BUT todays lesson is about starting to think about retirement and how we can fund the retirement we want. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literac...
Jun 11, 2021•13 min
A framework that successful people use to get plenty done. There is no reason why you can't copy it and use the exact same framework. If you are stuck in a rut then this is for you. There is a challenge to use this framework for something finance related too - get stuck in and get it done. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly...
Jun 11, 2021•10 min
Lessons from starting a business where 85% of our customers were female. Our money backgrounds are all completely different so we should expect differences in how we deal with money in our day-to-day lives. We discuss some stats and how we can get on the same page with our partners. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson...
Jun 08, 2021•13 min
Housing Boom...we look at the housing market going absolutely nuts and stop to think about whether this is something we really want ourselves? What are our goals and what do we care about? Who keeps telling us to buy houses, is it something we really want? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial lit...
Jun 07, 2021•14 min
Bitcoin. The big B word. In this episode we look at money following attention (again) and how last week's episode tied into this. We touch on how and why this might be happen and give you a resource to listen to if you want to learn more about cryptocurrencies. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financia...
Jun 03, 2021•18 min
The title is clickbait of course but it is somewhat true. People with large amounts of attention can influence how much money flows toward something. Think influencers? They work right? We talk about how if you can spot this, you may be able to use this to your advantage. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money a...
Jun 02, 2021•13 min
