Need money for a franchise or other business? Listen! For many years I provided SBA loans to franchises nationwide. I had relationships with Franchisors and they referred Franchisees to me and I would get them SBA loans to start or acquire a franchise. I did millions and millions in funding. I did over 65 a year. Sometimes people got frustrated and were limited due to their situation. Then Lehman Bros came and 2008/2009 rolled in and things changed a lot. Now it is much harder for these franchis...
Oct 08, 2013•22 min
Thinking from the end - picturing life as if you already have it, as if you have already arrived - is highly recommended by many. Here is one of mine to share with you - maybe it can help you and others to think from your own end. ENJOY!
Mar 31, 2012•23 min
Do you know how the Health Care Reform act will affect you as a consumers? What about as an employer? This will summarize some of the basic questions for employees and employers. Jim Frey jim@doughforthedream.com
Jun 07, 2010•15 min
There are lots of ways to organically generate interest or traffic in your product, service, philosophy, whatever. Whether you're trying to promote something, sell something, or save the world, you need people to see the message, right? Over the next few podcasts, I'll share ways you can use free or very low cost methods to generate organic traffic and get people coming to you without spam. THIS ONE IS ABOUT BLOGS, AUTOBLOGS, AND RELATED ITEMS If you're interested in this, let me know. If you ha...
May 23, 2010•15 min
There are lots of ways to organically generate interest or traffic in your product, service, philosophy, whatever. Whether you're trying to promote something, sell something, or save the world, you need people to see the message, right? Over the next few podcasts, I'll share ways you can use free or very low cost methods to generate organic traffic and get people coming to you without spam. If you're interested in this, let me know. If you have related interests and want more, let me know also! ...
May 22, 2010•10 min
Make your own luck - In this quick podcast I reference a May 2010 article in Psychology Today about stats, studies, and stories about lucky people and ways we can be luckier, perhaps. Jim Frey doughforthedream.com jim@doughforthedream.com
May 22, 2010•7 min
Did you ever do the “Rocking Chair Test”? When I was in college, I first heard about the rocking chair test. I use it often to avoid situations I don’t want to be part of, or to take action for things I want to do, and to make choices in business and life. Frankly, I don’t even recall where I read or heard it. It has just become a part of my psyche. What is the rocking chair test? Simply put, you ask yourself that, when you’re older and you’re one a porch or in your living room – sitting on your...
May 19, 2010•13 min
Sometimes it is great to hear from people that have "already been there" and "done that". I was at a great event over the weekend where I heard and learned from many successful business people and philanthropists. Great people. At the event I learned lots of things and I got to hug a billionaire. I spoke to him and others for a while. Really cool to hang with like-minded people. Jim Frey jim@doughforthedream.com
May 10, 2010•16 min
Marketing, PR, Advertising has changed - and I think changed for the better - small and medium business can now compete - even do better - than larger corporations. You can provide information and value and react quicker than bigger companies. This is a quick podcast about how you can use free or low cost methods to bring in clients, help others, and generate business. Forget the yellow pages. It doesn't matter your industry. Listen to a few examples. JIM FREY doughforthedream.com jim@doughforth...
May 04, 2010•16 min
Here is a very quick overview how you can use blogs, podcasts, articles and other means to drive organic, free traffic to your website. Then what? Give them a free ebook? Video? Then what? Sell them something? Provide a service? Some quick ideas to help the entrepreneur. JIM FREY jim@doughforthedream.com 724.238.9799 doughforthedream.com/store
May 03, 2010•7 min
Sometimes any entrepreneur gets delayed or procrastinates when going for funding for any type of project because they don't want to write a full business plan, complete an application, etc. I sometimes tell them to create a quick, easy executive summary and send it to the key lenders to see if they "have an appetite" for the deal to begin with, therefore, spend a little more time upfront and then you can address some questions or issues before you've spent too much time or resources. Alternative...
Apr 28, 2010•16 min
If you're a small-business owner who provides health insurance, you could save thousands of dollars next year because of tax credits written into the new healthcare law. Listen here for more! Jim Frey jim@doughforthedream.com doughforthedream.com
Apr 25, 2010•6 min
What if there was a method to re-classify business assets that could increase your cashflow? Cost segregation is the IRS approved method of re-classifying components and improvements of your commercial building from real property to personal property. This process allows the assets to be depreciated on a 5, 7, or 15-year schedule instead of the traditional 27.5 or 39-year depreciation schedule of real property. Thus your current taxable income will be greatly reduced and your cash flow will incr...
Apr 23, 2010•6 min
An audio introduction to the ULOR or Uniform Limited Offering Registration, ... an easy way to get cash for your small corporation or investment property. The hassles and headaches of regular bank loans are eliminated. You get a more streamlined financing method that's quick, clear and professional! Here are a few of the highlights: * Get up to $1-million of no-repay money every year * You can fund nearly any business or real estate activity* * The ULOR form is already set up for you * You “fill...
Apr 21, 2010•23 min
In this economy, we hear a lot about bank failures, lost jobs, and business troubles. Things often sound grim for the business world. The media doesn't discuss the small business realm much. I am often asked; "How do small businesses play into the mix?" The latest statistics from the Small Business Administration show that "two-thirds of new employer establishments survive at lease two years, and 44 percent survive at least four years." This is a big difference from the previous long-held belief...
Apr 19, 2010•11 min
Thus far this year, the U.S. Government has waived the SBA fees and improved the SBA loan guaranty. This was an effort to further stimulate the economy and help business owners find financing. The was set to expire on April 30, 2010. The Senate voted 59-38 to extend the provisions that eliminated borrower fees for small businesses looking to grow their companies until May 31, 2010. This is good news for anyone applying for a SBA loan! The banks are generally more willing and able to take a risk ...
Apr 16, 2010•4 min
Are you an existing business owner and you need some more money? Maybe you're growing so fast and you need money to grow, that's nice problem. Maybe you're not growing very well and things are slow, or tight, or stagnant. Perhaps you need some money just for payroll, just to keep things moving, ...for some breathing room. On this podcast I discuss ways you can get "breathing room dough" for different situations: 1. Past due with suppliers/vendors? Specialty Financing, negotiations, modifications...
Apr 14, 2010•19 min
The media and other sources can lead us all to believe that businesses aren't being financed. There are still loans being financed and banks are loosing up. In addition, new ways of lending money have come about. There are new websites, new firms, and new methods of connecting you the borrower with a lender or investor. There are websites that can define the credit type, flavor, and overview of your project and automatically present it to banks and non-bank lenders quickly and efficiently. No mo...
Apr 13, 2010•7 min
In today's economy, the media doesn't always provide the best or most upbeat news. Often the news is very negative and highlights weaknesses or things that aren't working. Here are some sites that I found that seem to supply positive news and things that are working. I don't endorse these, nor am I any kind of affiliate, just a FYI! www.horatioalger.com www.happynews.com www.only-positive-news.com www.goodnewsnetwork.org www.positivenewsus.org www.positivenews.net www.dailygood.org www.selfgrowt...
Apr 13, 2010•11 min
This quick DoughfortheDream Update is about a few ways people can find financing for a startup business or franchise. Signature lines, SBA, 401k IRA rollovers, home equity, etc. Also a quick update on the economic reports. Want to hear about another financial item? Ask Jim jim@doughforthedream.com One of Jim's goals is show these alternatives to business owners so they can fund the business, make it happen and accomplish their dream - to find dough for the dream! www.doughforthedream.com www.dou...
Apr 09, 2010•8 min
We've all made choices about a job or career for lots of different reasons. Maybe we stumbled upon the job, maybe we just needed money and it was the job available, maybe it is a career that you love and that you're passionate about. Ask yourself this question: "Are you where you want - or where someone else wants? Where you felt society pushed you? Was it a case that you following in someone's footsteps just because? A family business? Where you thought your were 'supposed' to be? Or where is i...
Apr 07, 2010•11 min
Hello. Here is a quick update for the first week of April 2010. www.doughforthedream.com free ebook about financing alternatives www.doughforthedream.com/store/ - useful books, CD, about ways to finance your commercial project or business. www.doughforthedreamblog.com - free blog about business financing www.doughforthedream.podomatic.com - the website for podcasts just like this one! email me at jim@doughforthedream.com
Apr 06, 2010•5 min
Accounts receivable credit lines work by you pledging to sell your invoices or receivables to a “factor” or a bank at a small discount, the invoices to your customers for accounts receivable can then be exchanged into a type of “credit line” for immediate cash usage. This is very handy for businesses that need working capital and don’t have the time to wait for their paying customers to pay their net term invoices. In addition, you are offered flexibility since you’re only borrowing what you onl...
Apr 05, 2010•9 min
For the past two or three years, banks and lenders have said they are unsure of the market and uncertain about the stability of small business. This has not been a good thing for small business lending. Experian announced today that they are rolling out a new Scoring System that allows them to better evaluate Small Business Credit Risk. The program is call Small Business Credit Share(SM) financial acquisition score. Hopefully it will relax bank and lenders by taking away the uncertainty and free...
Apr 05, 2010•5 min
Jim discusses a few examples of loan projects that, even in this economy and even though they aren't favorites of most lenders, are still getting financed! These examples are mostly in the hotel industry but they show you, the entrepreneur, how any deal can be funded using different strategies. In this podcast he shows how Hard Money, Bridge Loans, Mezzanine Lenders, Hedge Funds, and the SBA loan 504 program can help finance hotels - or other "tough" deals. There are ways to still finance your p...
Mar 31, 2010•3 min
Breaking News! NAGGL reports 7(a) and 504 Fee Reductions/Waivers and the 90% 7(a) guaranty will be extended to April 30th. The House and Senate passed the extension yesterday. "NAGGL expects President Obama to quickly sign the legislation into law." That means SBA borrowers will pay less in fees (roughly $13,500 on a $500,000 SBA 7a loan) It also means that banks will have a larger guaranty (typically 75%, now 90%) so banks hopefully will be able and willing to take a bigger risk on loans of all...
Mar 26, 2010•1 min
People ask me if I sell anything - I try to give away lots of good information here on Podomatic and on my blog and I'm told they want more. I am adding information and products to my "store" all the time. Feel free to visit. Do you want to see a specific product or service not shown? Let me know ! jim@doughforthedream.com http://www.doughforthedream.com/store/
Mar 26, 2010•2 min
Did you have a bad day recently? Maybe even today? Maybe it was something on the news, something at work, the weather, etc. etc. We all have bad days to different degrees. Our goal is to have much less of them. Here are some ways to think, act, and hopefully reduce the number of bad days, and even the 'badness' of today. I hope you have a good day today! www.doughforthedreamblog.com - more good articles www.doughforthedream.com - no charge ebook http://www.doughforthedream.com/store/ - products ...
Mar 23, 2010•16 min
Hello. I am here to find you tools and strategies about how I can make your life easier, how you can get some money to finance your dream of owning or improving your own business, and giving you alternatives to financing..... ...this podcast is a simple yet powerful way for you to finance purchases like your next car, or payoff your credit card debt, or earn interest income by lending money to others. There is a method and structure to set up a certain type of policy which allows you to become y...
Mar 08, 2010•34 min
Most of my blogs at www.doughforthedreamblog.com and my ebook at doughforthedream.com is about getting financing for your business and making the dream happen. But I want to talk about using your dough for some other good stuff too. While America is all about making the dream of owning your own business happen and being successful (dough for your dream!), America is also about people being charitable, helping others, helping other countries, and being a leader. With that in mind, I wanted to pau...
Mar 04, 2010•27 min
