Your Earning Capacity

Or , if you are a woman in Islam and you already have a good income stream , then how to optimize your income and think about it in a way where it's more mentally healthy . You are capable of earning as much as your mind allows you to , and your mind's capacity to offer value and earn income is unlimited . This is going to be the focus of this podcast .

An objection I get is all provisions are from Allah and , yes , I do agree with that and I believe in that . But your capacity to earn comes from your ability to create value . That is the vehicle that Allah has allowed for you .

The provision is , of course , written for you , but if you are not optimizing your ability to receive it , you will continue to limit it just because of your mind , Not because Allah has not written it for you . You are capable of earning higher and higher provisions just through the capacity of your mind .

So we limit our capacity to earn by believing a lot of limiting beliefs about ourselves , about money and about our capabilities . And then we say that all provisions are from Allah , all risk is from Allah . Like we know what this risk is . They are . All risk is from Allah . But not for a second should you pretend to even know what those provisions are .

You have no idea what is written for you . Some other objections that I get is but what about physical limitations ? Okay , but if you have a petite physique , you may not make it as an Olympic level runner . But the beautiful part is that you are generally attracted to do things where you have had a positive feedback all of your life .

So if you are born with a petite height , your positive feedback from your life is not going to come from having run a marathon . Your positive feedback is going to come from your creativity , your art painting , your business or math aptitude or solving people's problems .

And when growing up , you receive these positive feedbacks , your natural interests will grow in these fields .

If you are an introvert , you are not going to have natural inclinations of being a public speaker , an outspoken activist in the spotlight , but you might have inclinations towards maths or becoming masterful at computer sciences or becoming an activist , that does not gain a lot of spotlight .

Your value capacity has the maximizing potential in areas where you have natural interests and physical abilities and what we call natural interests developed by the subconscious , positive feedback from humans close to us , and that we are able to see our internal strengths and we reflect them in their voices .

Your value capacity is what you can offer the world with your skills and talents in exchange of money , and this value capacity strictly comes from your mind . It does not come from anything external . And this value capacity is directly correlated to your earning capability , which never comes from the world .

It does not come from certifications , it does not come from connections or the lack thereof . It comes from your mind . Another common objection I get in this case is that people don't want to believe they can earn more than the amount of hours they can work , meaning if you have maximized the amount of hours , that's the only amount of money you can make .

Or you can tell me you already worked so many hours . You pay your employees and you might not have anything left to pay yourself , and that's how the business is being run . And all of this is because of low quality thoughts about your employee job or about your business . None of these sentences are factual .

Your earning capacity is limiting itself in these cases because your mind's capacity to think outside of the box is limited . Because of these low quality thoughts , you can remain an under-earner in any industry and you're endangering yourself of remaining at the lower end of the spectrum of the value capacity that you can potentially offer the world .

Your value capacity is independent of generational wealth . It is independent of your current net worth . Just to be clear , if it's not already , when I say value capacity , I mean your ability to contribute to the world in a way where people will exchange their money with you for what you have to offer them .

And I want you to set aside any facts about your income or any debt that you might be in , because when you worry about your income being low or you're dealing with debt , then you cloud your judgment about your value capacity , about what you can offer the world .

In that case , you don't think clearly about how much value you have the potential of offering the world , because then you are in fear and scarcity about how much you don't have , how much you don't earn and how much you owe the bank or your friends .

The cleanest way to tap into your value capacity is to come to it with a mindset of exploration and curiosity . What do I have to offer the world ? What have I kept myself from exploring ? That is my strength . What is it that I'm limiting myself in ? How am I limiting it ? Who's limiting thoughts am I internalizing ?

For a lot of working Muslim women , they're internalizing other men's opinions Opinions like a woman's role is only in the house or she shouldn't out-earn her husband . And , believe it or not , I was always internalizing other people's beliefs about me , but with mind management and conscious thinking about my brain .

Now I'm extremely selective about what beliefs I internalize , and these selections nowadays is from what made other people successful , regardless of if they're men or women , muslim or non-Muslim . Being selective about what you internalize about yourself is a success strategy .

I'm always putting other people's opinions through an extremely refined filter of does this serve me or not ? Somebody else's opinion of you can only affect you if you allow it . So then the next question becomes how do you know if you are at your value capacity or what it even is ?

The answer is you're never at your full level of value capacity , because if that had a ceiling , then you would stop growing , and you actually never stop growing . Maybe your value capacity is optimized in domestic duties and it could be optimized in crafting .

Or maybe it's optimized in working outside , in the home , and you have grown enough in your professional life , but it can be optimized within the home . There's always room for improvement in what value you give to the world , because chances are , at any given moment you're playing multiple roles . Maybe you need to refocus on your marriage .

Maybe your value capacity needs to be revamped in your friendship or when it comes to memorizing and studying the Quran . The beautiful thing about optimizing your value capacity in different roles is that you become a better person .

All of this is work for you to become the most refined , efficient and upgraded version of yourself , because this has to happen before you can offer value to somebody else in the world . In that regard , limiting your value capacity comes from you not having advanced yourself .

With some restructuring , re-engineering , upgrading yourself , comes maximization of the value you can provide the world . It brings you to your best potential . It increases your value capacity .

Because if you don't do that , if you don't advance yourself , if you don't work on time management , stress management , relationship connections , then you will have a tendency to have a limiting value capacity .

And that's the space where I find most people are at when they're seeking coaching with me and , unfortunately , the mindset is that all risk is from Allah and I can't change anything . My capacity of earning money , which correlates with my capacity to offer value to the world , is unlimited .

Since value comes from my brain and since I don't know what risk is written for me , what you offer the world is unlimited and , by extension , the amount of money you can make is unlimited .

And since you don't know how much risk or provision is actually written for you , the amount of risk or provisions you can create through the power of your mind is also unlimited . Sometimes , when I say this and your mind goes to hustle , that's actually not what I mean .

Maximizing your value capacity does not mean that you're always hustling , stressing , always stretching yourself thin in the name of resilience and hard work . That is not what I mean here at all .

I absolutely refuse to hustle , I refuse to work with high stress energy , but I produce at a very high level , alhamdulillah , and I'm always trying to optimize my value capacity . This is where the creativity of an open heart and an open mind lies .

You innovate in a way where you stay away from hustle culture and optimize your value that comes from your brain and you offer it to the world without sacrificing your peace of mind . Maximizing your value capacity has a lot to do with aligning yourself with the people who need that value .

If you have a master's in computer science or a high degree in IT and you're trying to earn a living in food industry , they will never be able to match your value . They will never understand what you have is truly remarkable and they will never be able to match it with the money they pay you .

Or if you have certifications in coding languages and you apply for a new job as a front desk person in an office , they will never be able to match with their money the value you can offer them , simply because of the fact that there is a mismatch .

But let's say you're an extrovert and you have a special way of remembering people and making people feel special , then you're a perfect match to work as a front desk staff for an office and they will see that value of how much people love interacting with you , how much customers , clients , patients feel understood , how much they feel heard and valued .

The management , the employment will see your value as a staff member . The employer will see how valuable you are to their company and will give you money that matches that value that you offer , because they have the maximum understanding of the value you're giving them while at the same time you're maximizing your value capacity based on your skills and talents .

So I was teaching this concept to my son recently . He had no idea what value he could offer the world . It turns out that he loves solving Rubik's cube and I asked him if he'd be willing to teach other people how to do that . His first subjection was that nobody wants to learn how to solve a Rubik's cube . And I asked him what proof do you have ?

And he answered with that whenever he solved a Rubik's cube in front of his friends , they were very excited , but they never wanted to learn . So I said , okay , maybe they're not the right people , maybe they don't understand the value you're offering them because they are not interested in learning how to solve it .

Then you have to match your offer to people who want to learn and who want to take the value you have to give . After this mutual understanding , we approached our local library and we offered a course on how to solve a 3x3 Rubik's cube to kids ages 8 and above , and it was a hit .

Kids loved how to be able to solve one of the most complex puzzles , and my son was finally able to see that he does have value to give .

The other hurdle his mind had to cross from the experience of the library is that he didn't get paid for this . So in his mind , the objection was that he can never make money because he had not made money so far offering this value . So then my job as a coach parent was to show him that the return on investment is not always money .

Maybe he starts with making a name for himself , maybe he refines the teaching method , maybe he condenses it , maybe he adds an FAQ session , maybe he can offer a different class for advanced students and a simpler class for younger students .

And all of these ideas intrigued him because he just thought that he has no value to offer because nobody has given him money for it so far , and this was severely limiting his growth . But what I helped him understand was that you have to offer value to the right people at the right time who need exactly what you're offering .

Then , when all of this is correctly aligned , then they will offer you money for it . And in this day of social media and internet , this search and alignment process is a lot easier than before . And this , I see , is the way to do it in the most halal and spiritual and uplifted way .

What you do is you offer pure value and people see it , and if they don't see it , then you keep offering value to others until there is an alignment . Other people's rejection of your value has no bearing on your skills or your value capacity . It just means that you have to offer your talent to others .

Now I want to tell you about my experience and how I was in an extreme amount of pain , even while I was one of the top earners as a category as a physician in internal medicine . Physicians are compensated at a very competitive rate , but I was not at my value capacity .

So the questions I was coming up against was why aren't I grateful for what I have in my life ? Why am I not feeling fulfilled , having worked so hard , having respect from colleagues , family members , having a great work environment ? Why am I not happy with what I have ?

And the answer came to me in terms of value capacity , I love offering the maximum amount of value I can offer in any of my roles and identities .

So I started optimizing it as a parent , as a daughter , as a Musa , as a mindset coach , as a volunteer , and my life has never been more fulfilling , alhamdulillah , even with all of these roles , my efficiency as a physician increased . Reaching value capacity has nothing to do with the amount of money you might be already making .

It has to do with living a life of Ihsan , a life of growth , contribution , a life of always improving , learning , focusing on advancing and enhancing yourself and always being mindful of the watchful eye of Allah swt . Reaching value capacity does not mean hustling and not resting .

Some of you might be making money , some of you might have inherited money , some of you might have husbands or families and other income streams that you depend on and are well provided for . It does not mean that you've reached your value capacity , because that is always expanding and that is only dependent on your mind's ability to expand .

If you apply the right mindset and you refuse to drop into hustle energy , you will create a life far more fulfilling than you ever envisioned . Since your value capacity is always expanding , your money making capacity is also always expanding .

I pray that you find this message helpful and then you apply it in your life and you filter through your ideas and see where you're under , serving either yourself or others .

The mind's inefficiency will show up as your limitations of value contribution , which will show up as financial scarcity , which sadly gets labeled as the risk or provision that is assigned to you by Allah . May Allah's upon all our protect us from such limitations of our mind . With that , I pray to Allah .

O Allah , I seek your guidance and blessings as I strive to maximize my earning potential . I ask that you help me and all of us to achieve financial freedom without hustle or stress .

I pray that you guide me in utilizing strengths and skills to contribute value in the world and earn a livelihood that brings me financial stability and abundance . I ask for your help in creating a mindset of Irsana , o Allah , the most merciful . I trust in your divine plan , your provisions , the risk that you've written for me .

I pray that you expand it through my mind and I pray that you bless me with financial success and abundance in a way that aligns with your will . I ask for your mercy and guidance as I strive to fulfill my purpose on this earth and live a life of gratitude and generosity .

I thank you , o Allah , for all of the blessings that you've already given me , and I ask that you continue to bless me with your grace and mercy . Ameen Ya Rabul Alameen , please keep me in your dharas . I will talk to you guys next time .