Your Pet Caused a Car Accident | Is It Covered?
Apr 22, 2025•6 min•Season 1Ep. 119
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Episode description
A lazy Sunday turns chaotic when your pet bolts into the street—and a driver swerves, crashes, and suddenly you might be on the hook.
In this episode of Is It Covered?, Bruce and Brian Chapman tackle a real-life claims scenario that gets to the heart of liability, auto, and homeowners coverage when animals cause accidents.
✓ What’s covered under collision vs. comprehensive
✓ How homeowners liability kicks in when it’s your pet’s fault
✓ Why agents should remind clients: pets can trigger real claims
Whether you're an insurance pro or just wondering how your policy holds up when chaos meets fur, this one’s for you.
🎧 Listen now and laugh a little—because yes, even this might be covered.
Interested in talking with Bruce or Brian about your insurance needs? Reach out!
📧 Bruce@jdchapmaninc.com | 📧 Brian@jdchapmaninc.com | ☎ 315-986-4062
#InsuranceClaim #LiabilityCoverage #HomeInsuranceTips #AutoInsuranceExplained #RealInsuranceQuestions
In this episode of Is It Covered?, Bruce and Brian Chapman tackle a real-life claims scenario that gets to the heart of liability, auto, and homeowners coverage when animals cause accidents.
✓ What’s covered under collision vs. comprehensive
✓ How homeowners liability kicks in when it’s your pet’s fault
✓ Why agents should remind clients: pets can trigger real claims
Whether you're an insurance pro or just wondering how your policy holds up when chaos meets fur, this one’s for you.
🎧 Listen now and laugh a little—because yes, even this might be covered.
Interested in talking with Bruce or Brian about your insurance needs? Reach out!
📧 Bruce@jdchapmaninc.com | 📧 Brian@jdchapmaninc.com | ☎ 315-986-4062
#InsuranceClaim #LiabilityCoverage #HomeInsuranceTips #AutoInsuranceExplained #RealInsuranceQuestions
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