Aren’t Wills for Old People? #042

also to your rights. Over your right shoulder is our refrigerator, and uh, over my left shoulder is our kitchen, kind of lovely instant pot on on a makeshift table with like a children's desk underneath it, Yeah, dude, and a larger children's desk to the side of it. It's it's you two children's desk that we've picked up for free at yard sales over the years. That that mash perfectly. So. Your kitchen has been moved into your dining room, and that is because of the renovation taking place in the

back of your house exactly. I can't remember if we've told folks this, but so we've broken ground. We were adding some a couple of rooms onto the back of our house. Uh, and we're also going to be finishing out the Airbnb space underneath, so that's actually happening. We haven't done a full episode dedicated to that, but that's happening, and we certainly will keep you posted as that progresses.

But what that means, dude, is that for the next our contractors told us maybe for the next month before the drywall is up, at which point then we can kind of move back, you know, get back in there and kind of get settled in again in our kitchen. We're not getting a new kitchen, we're just kind of adding onto the space beyond that. But yeah, we can still use our dishwasher and some of the our appliances back there, but it's just a mess, and certainly we

don't want to have the girls back there. And if you notice, over my right shoulder there's our giant bus, our bussing tray or bust hub, and we dump all of our plates in there and I take it back there and do the dishes at night. It's not terrible. You guys are really good about finding like a system

no matter what condition. You're in. The system has gotta work, yes, and so you you set up this really great system, because I gotta tell you, if it was our family that was renovating, it might be a little more of a cluster. We wouldn't float nearly as well. So I do appreciate the way you guys set up a system. Uh, and it seems like it's working well. You're kitchen dining room combo. You know. While not ideal for the long haul, it works out for the short term. Dude. It's actually

kind of nice. It makes me feel like we're in New York or something like that, where it's just like, oh, I need some more catch up. Let me just literally I can reach over and open the fridge from my seat. That's pretty sweet. That's pretty sweet. It's the it's not too bad, but we certainly are looking forward to getting back into our into our space and our new sort of expanded space. You know, this is something that Kate,

now we we've talked about for a while. We see ourselves in this house, you know, potentially for forever with this small edition. And then we're also we're kind of cheating, but we're justifying it by using the space below you know, to to put up on Airbnb, and the you know what we're gonna be able to generate from that is gonna earn us if you run the numbers, like over

ten percent on our money. We get to increase the amount of utility that we have to use for ourselves, provide sweet little service or folks through the Airbnb, and then all the while make uh make over ten percent on our money. It's it's not too bad. Yeah, that's pretty sweet, dude. You know, we actually talked about doing

an entire episode on construction. Maybe we gotta do that soon. Yeah, like finding a contractor making sure that you can get reliable help, just just all the things that just all the steps that people go through and and they're just like, how does this even work for folks that are maybe considering an addition or maybe just a small renovation. I'm not totally sure at what point will be, but we've done some work like this before down on this house, but on others, and so yeah, that might be fun

to talk about. Oh man, we had a listener right in a few episodes ago. I think i'd kind of bashed donating plasmas. Yeah, yeah, we're gonna mentioned the plasma guy. Yeah, so I donated plasma a little bit in college and made some sweet money and it worked alls in college, and I think, you know, I kind of made fun of it that now at this point in my life,

I wouldn't do it. And listener Ryan wrote in and talked about how he still donates plasma and kind of why he does it and how much money he makes, like he does it on the rag and brings in some serious money, which I was completely impressed with his system and kind of, you know, the way we set up our kitchen and like the processes, that's the way

he sets up his left arm. Yeah, it's gonna be his left because he's on his phone with the right exactly, listening to podcasts and reading books and stuff like that, which I love. I love his his approach to it. So he said he makes almost like a year from

donating plasmas. So if you stick to the schedule and you go twice a week, that usually you know, the payout increases if you're able to go twice a week, and then if you go regularly almost every day that month, you're going to get an additional bonus on top of that. So the more you donate in every single month, you're going to get more money for donate in your plasma. And you can will put a link maybe to what it means to donate your plasma in the show notes.

I don't want to kind of go into all the specifics now, um, but you're fine, like like an instructibles, but like how to donate your own plasma yourself at home? Yeah no, probably not, you don't want to do that, but just like the Wikipedia for what it actually means, because some people might be like it might be a foreign concept. I've never donated plasma. Is that like donating blood? And I don't want to answer all those questions right here, but the fact that Ryan's doing it, it's really cool.

And I just thought of this because on the way to one of my rental houses today, I passed a plasma donation center and I just honestly didn't even know where the one nearest to me was, and so I don't know, maybe I'll consider it. And Ryan had mentioned that the reason that he donates plasma kind of what

he uses it for. Well, he said, first off, I'm making money for listening to podcasts and reading blogs and stuff like that, right, so he's just on his phone downtime and he's able to listen to the show or whatever other podcasts he's digging right now. Um. And then on top of that, he uses all that extra money to fund his vacations. And so I love that he's kind of get this goal, this this reason for doing it right. It's like, Okay, this is extra play money,

and I'm gonna use it to fund my travel. And so that was super cool. I kind of like this philosophy behind it. I like that he's doing it and you know what, all right, I'm gonna lay off few plasma donators. And I love that he put in there too that it only takes them about two hours a week, Like that's about he goes in twice a week, takes them about two hours, and so I mean you can actually see the numbers there right, like two hours a week making about a year. Like that's not too bad.

It's not too bad. It's awesome. I love it. Way to go, Ryan. Alright, Matt, So the beer we're drinking on the show tonight, you picked it up for us. Yeah, man, This is by Cherry Street Brewing. This is a small batch that they've put out and it's called Sweet l Lonnie, which is a barrel age stoubts. Yeah, quickly, I wanted to say this beer gets an amazing rating on untapped, And if you don't follow Matt and I on on tapped, you can do that. It's kind of social media for

beer drinkers. And you can find our untapped handles on our website. All right, Joel, let's talk about wills. But aren't wills for old people? No way, man, Um. The fact is is that over half of Americans don't have a will, man, And this is terrible news because what that means is your assets aren't protected, well specifically, you don't have control over where they go. More sort of personal, and even more important to us is that you don't even necessarily have say over who's going to be your

children's guardian. Man. That is insane to think of the different families who don't have wills, where something you know, could happen tomorrow and the state gets essentially decide, you know, where your kids go. That's that's crazy. Yeah, man, And first I think we need to clear up to the fact that you know, we aren't lawyers, were certainly not experts on this. But what we want to convey more than anything, is it. Setting up a will is easy,

it's quick, and it can be free. And so we're gonna go kind of go through all those things and the reasons to like why you should have a will and you need to because you could totally get like final destinations tomorrow, yes, impaled through the skull or I don't foot, I don't know, whatever it could, whatever it takes, you know, there's all these random ways you can die, hit by a bus, disc golf, disc to the head.

There's just the possibilities are endless. If you're gonna get a final destination, they would totally be getting disc golf to the head, right, Like if you're gonna go out, like, how would you like to go out? Probably that way, yeah, like on the course, like out in nature. Like it doesn't remind me of the first time I took my family out to play disc golf. I've never taken the

girls out. And uh, I was walking with my I think at that point they were two and four and my wife, my wife throws her disk and she just she never plays disc golf, and she hit our four year old in the back of the head's like directly beamed or right in the back of the head. So my little disc golf teaching lesson ended really quickly and we headed home. I think everybody was crying, right like for sure. Yeah, so yeah, not a good day on the disc golf course. But that's yeah, that's probably the

way I'd like to go. But yeah, we're all gonna go. And it's important to have a will because if you have any money in your name, or if you have young kids and a spouse, assets, whatever, you need to have a will. And we're not legal experts, but we can say with certainty that you want to make sure that in the event of your eventual death right it's

gonna happen. It's inevitable for all of us. We just don't know when right that that that that you're not leaving a burden to your family or arguments to be made amongst the court systems and the people that have a vested interest in the outcome of where your possessions

or your minor children go. You want to make sure that your will spells those things out so that you're not leaving it up to kind of chance and the whims of family arguments or the state right exactly if you die without a will, you know, the state is to decide who gets your kids and how your money is divided. This is called you know, dying intest states, which is a fun word kind of sounds like intestine. I wish I had a small intestate and a large intestate.

It's like I'm going in from my intestate exam. But the estate at that point enter is probate. And that can be terrible because it can be really expensive. It can cost way more than a will, especially because wills

can be free. Yeah, and I can also just take a long time and be a pretty stressful time when in the aftermath of your death, when your family is already incredibly emotional, there's a lot going on in preparing for the arrangements of your burial or cremation or whatever it may be, and adding on at probate court and the decisions that come along with determining where your assets end up, and the bickering that can happen even amongst

families that care for one another and have a loving relationship, you know, during a post death scenario, it's it's just terrible, and so a will can just alleviate all these things. It's not so much for you. Right, you're dead, you're gone, but it's for your family members, the people that you care about. And doing that now, making sure that you get that will created now just gives you some peace of mind knowing that your family is taken care of

when that stressful time eventually presents itself. Yeah, and I love what you said, which is that it's not for you. Like, that's what's so important about a will, is that it's it's for the people that you love. And I think, honestly that's the biggest reason why it gets pushed off. People think that, oh, I've got more time to do this. I can always do this tomorrow. This is something, This is a can I can just kick further down the road and I'll just delay. I'm not really gonna die,

I mean, am I right? But fact is, anybody that dies without a will in test dates. Uh, that is what they think. That's the thought process that's going through their head. I get that. But at the same time, it's something that you need to take care of. And the good news is that it's quick and painless. And so after the break, we're gonna talk about the biggest reasons why you should have a will, and we'll talk

about the costs associated with that. Hint is cheap. All right, Joe, let's talk about the big reasons why you've got to have a will and why it's not just for old people. Uh. First, I mean we kind of touched on this, right, but this is a crappy topic. This is sort of like we did the listener question not too long ago about life insurance, which is it's kind of crappy, similarly crappy topic.

And I think maybe that's why we're kind of joking more about it, because we realize that it's not something that's really fun to talk about. It's just one of the things that you gotta do, and we've done it, and we're here to talk to you about it, and then I help you understand why you need to do it as well, and we'll just keep incorporating weird death

jokes into this episode. And So the first reason you need to have a will is because with a will that you get to decide how your estate is distributed. And what that means is that you know, any of your assets, you get to decide, All right, do I want all this to go to my spouse? Do I want to go to my spouse, and twenty five to go to each one of my two kids. It's up to you. You can decide and shoot, maybe I want to have one of it to go towards this this

charity or this nonprofit that you're a part of. Uh and for you that may not have happened were you to not have set up a will. These are all the different reasons why you want to have a will to decide where you want your assets to go. Joel, if you were to die, would you will me? Uh? Your folk art? You get my boom box. I've already decided on that. Like John Cusack sty album box on the shoulders, that's what you get, Bunny. You know, when I was younger, someone told me once that I reminded

her of John Cusack. Really, what do you think about that? M Can you see it? Nope? She's like she's like like a blend between Richard Greer or gear. Why do

you look like old people? I don't know. I mean even I was like twenty three at the time, too said definitely didn't make sense since then, but yeah, John Cusack and Richard I was like, I don't know how to take that, but we'll post a picture of you on the show notes and people can decide whether who you look more like, or maybe we won't post any pictures of me on the show notes and maybe instead you can just check out the countless selfies that Joel and I post. I did want to say, you didn't

make my will in one area? No way. Please tell me you're the executor of my will, my friend, Yes you are. So I just want to let people know too that when you're creating a will, why did I not think of making you my executor? Uh? Probably because you chose someone that was smarter and probably better that suited to handle the job. Makes me a worse friend though, No, no, I don't want to be the exact That's a lot of work, dude, I set you up for a lot

of work. Well, but you're not gonna die. Well that's probably true. Ever, yeah, I can agree with that. So to let people know the executor or executive tricks of a will is the person that will handle dispersing your assets and making sure that your final wishes are carried out in the manner that you wanted them to be carried out. And so you know, choosing the right person

to handle that is great. You want someone that you know is kind of gonna be up for the paperwork and the relationship hassles of handling your estate after you passed. Do you know I love relationship conflict. I know. That's why I chose you. Detail orientation. I see now why you chose me. It's it's a match made in heaven. So you're my executor. So choose an executive or that you trust. I trust Matt. Choose either your podcast partner or your best friend. And you know what, it's even

better if it's both. Ideally both I'm about that man. I like it. Also, another huge reason why you want to have a will is that we can We touched on this earlier, but you decide who gets to take care of your kids. So Joel mentioned the executor of the estates. What we're talking about now is the guardian. So if you have kids, you want to make sure that you've got somebody taking care of your kids that

you want taking care of your kids. This is somebody too that you need to have talked to, unlike having it sprung on them at the last second of oh hey, by the way, you're the executor. Uh. Guardianship is who would do that. Um, hey, I accept guardianship though it's a I mean, it's a completely different thing, right, I mean, you're raising children, You're you're taking these these children on and you're loving them basically as as your own. And that's you know, that can be a really really tall

order for folks. So that's a conversation that needs to be had. But as the parents, I knew that that's an opinion that I would have as to who raised our girls. And and so that's you know, that's a huge benefit of having a will set up. Yeah, you just don't want to leave that to chance, especially if you have kids. Right, Like your assets, like that's a big deal, but your kids, man, that's an even bigger deal. And so you just don't want to leave that to

family arguments over who wants to take the kids. You want to be the person kind of writing that out, spelling out your wishes and making sure that once you die, that's what's carried out, right, And that's kind of that's a big position to be in. And so yeah, that's just something you need to think about, especially if you have young children. And so a lot of folks might be one and Joel, how expensive, is it? Don't I need a lawyer? Um? And you know, in some cases

we would say, yeah, you do. You know, there's a lot of sort of more complicated situations that would call for a lawyer. You know, if you own property in other states, or if you have your own business, if they're severe medical issues. These are all sort of situations where you know, you deaf only want to involve lawyers. Or if you're like Matt and you've just got an enormous amount of assets, Yeah, exactly. Yeah, if you're me,

then you definitely want to get the lawyers involved. Also, if you've got a pre nup that you created before you got married, if you have a spouse or a child with a disability, or that you believe that your will maybe contested a bunch of kids that argue, is that what you're saying? That, That's exactly what I'm saying. So you're you're gonna want to make sure you have a will laid out ahead of time. Yeah. Man. Basically, if you have a complicated financial or family situation or

manners going on, you should consult a lawyer then. But oftentimes you do not need a lawyer if you have a simple boring family or a you know, pretty regular money situation looking at you, boring lawyers, guard family. Then for you, like those free will options or the you know, inexpensive will templates that are out there might be a great option for you, and we're going to talk about that right after this break. All right, Matt, we'll back

to the break. We talked about how sometimes you don't need a lawyer to create a will, you can just do the free ones right in so many circumstances. Here's the problem. There are a lot of lawyers out there who will probably be emailing us after this episode is posted saying we're way off base, and then you need a lawyer to create a basic will, a basic document.

But the problem is lawyer friends out there that that if there is this barrier to entry to creating a will, and most of us are never going to create any document at all if we have to go see a lawyer and pay the kind of sums that it takes

in order to get that will created. And so while it might be the best case scenario to have an actual lawyer help you create this will, a lawyer that specializes in wills the States and trusts, well, it's kind of like how people actually ride an ee by versus letting their regular bike sit looking at myself in the mirror.

I guess um, people actually do that, right, And so I think an action that people are actually going to take is better than not taking any action at all and and creating a will on your own without the help of a lawyer, because it's way cheaper and you're actually just gonna do it sitting at your computer for five minutes. Man, go for that route as opposed to just not having one created. Dude. I completely agree with that and love that. Honestly reminds me of Seth Godin.

He always talks about delivering, like whatever it is that you're working on and you're creating, whether it be like an art or a book or an episode or a blog post. It's something he says is that perfection is the biggest enemy to delivering. And that's the case with this. If you feel that you have to get it exactly rights, dude, you're never gonna actually do it. Uh. I think that's the truth For the vast majority of folks out there. They think that, oh, it's got to be perfect, and yeah,

like you said, it's that. I mean that alone right there, is going to keep people from creating a will and from getting that ball rolling all together. So let's talk about a few of the options that are out there for people. If you know what, you're realizing, I've got kids and I've never created a will, or holy crap, I've got six million dollars in the bank and I've never created a will. You're you're gonna want to get

started on that right away. If if that's the case for you, if you're single, you live alone, there's you don't have many assets. Will is not nearly as important that you might want to consider it anyway, because it's free, and whatever you do have, you you want to make sure that it's going to the proper people. Your assets are going where you want them to go, you know, upon your eventual demise. But it's not nearly as important. But if you do have kids, if you have that

large estate, like we talked about, it is important. So let's talk about the options. Will Maker is a software that's available. Prices on Amazon change constantly, but it's like fifty six bucks last time we checked, so that is kind of actually, in our opinion, the more expensive options you should consider, which sounds ridiculous to say that, like, oh, it's a lot of money, but big picture, when it comes to estates and wills and that sort of thing,

it's it's really not that big of a deal. Yeah, completely, But so our first free option here is going to be free will dot Com. Which side note, you totally thought of Free Willy, right, like the movie from the nineties. No, that's funny. I'm just like a theology nerd at time. So I was thinking of the free will versus determinism. Okay, so my mind went to Disney and terrible, terrible movies from the nineties of like Free Willy and Cool Runnings

and whatever other movie came out in that time period. Anyway, tangents free will dot com. That is where Joel and I have created our will. You know, so you had one before and I set mine up for the first time on there. How did you actually denote which one is? I guess up to date for you because you said you had one before this because I didn't have a I didn't have a will set up before before I did the one here at free will dot com. Yeah, so what you do at the end of creating your

will printing it out. The great thing is free Will sends you a PDF and you print it out and they give you the step by step instructions of how to make sure that your will is valid. And so you take your old will and you rip it up, you toss it in the fire however you want to do it, however dramatic. You want to be really right, and so to validate the will, to make sure that it is actually legal in your state, you're going to need to get it signed by two witnesses. That's super easy.

They just have to be over the age of eighteen and not involved in receiving assets from your will. So if you do, design to use free will dot Com and will link to them in the show notes as your source for creating your free will, which we would highly recommend. It's a really great service. They make it

super easy. It literally takes less than five minutes to create your will, and then they give you all the steps in order to make sure that your will is totally valid, and they tell you how to make sure that you tell the proper people like your executor, which I told you on this episode. You can't say you didn't know. Everyone knows you knew, and it just makes sure that you have your proper ucks in a row. Start the domino effect of making sure that your assets

go to the proper place in the event of your death. So, speaking of assets, would you would you will me like the craft beers that you've got in your seller, I'll give you my craft beer seller, because who else would I give it to. I don't know. I feel like there's somebody else. You might be like, hey, you want these beers? No way, man, of course, it's got to be my craft beer podcast. Buddy, Yeah, homie, No, wait, man, you know I gotta leave it to my podcast. And Buddy, well,

that means a lot, man, I appreciate it all right. Man. That leads us to our second free option, and that comes from a website called meet fabric dot com. Specifically, uh, meet fabric dot com forward slash wills. What I love about this site is that it seems like they're kind of geared more towards the ladies, uh specifically like mom bloggers.

Just kind of the way it's set up. I kind of clicked around something and I saw that they sell life insurance as well, and so you know, they're kind of finding their niche in the market, but they're making it really easy to use this very you know, non technical, because that's what you think of, right when you think of wills, you think of lawyers, and it's nis you think of a very bureaucratic and sort of state run process. And the way they had it set up on the

website was just very approachable, and I loved it. I thought it was an awesome site. I love how both of these sites are able to use different models to sustain themselves and to offer a great product for free, you know, Fabric essentially trying to hopefully get you to my term life insurance at some point, and free will

dot com. The way that they're able to offer their product for free is when you're finishing your will, they offer you the option of donating a certain percentage of your assets to nonprofit organizations, and those nonprofit organizations essentially pay Free Will to be on their website, to be in front of your face when you're choosing where you want your money to go, you know, when you die, and obviously you don't have to choose to donate your money to any of them, but I just kind of

love that they both found a model for creating this ability for you to create a will for free, because in my mind, for me, the two biggest barriers to entry to create a will before I did it for the first time were money and time. I didn't want to spend any money to create a will because when you're in your thirties, you know, early thirties, you don't think you're ever gonna die. And I still don't think

I'm going to, but I realized there's a chance. And then you also just don't want to spend any money on it, right you there's so many other places you want your money to go. That's spending, you know, even fifty six dollars on a will that you buy, you know, on Amazon. It just feels like this barrier to entry that you're not going to cross. And so these two

websites will link to them in the show notes. They just make it an actual reality for most of us that if we're you know, in our twenties or thirties, we might actually do it because it's only gonna take five minutes and it's not going to cost us a dime. Yeah, man,

that's good stuff. And so after you have that will set up, you want to review it with life changes and what that means is that if you have kids, or you know you might get married or even divorced, or if you have an increase in assets, do you want to review the will because at those points in time things have changed and at that point you might want your money to go to someone else or to instead go to this person or not this person, you know, I don't know whatever it might be for for your

specific situation. Yeah, and if you have another child, you want to make sure that that child is named in your will exactly. Yeah, you want them included. Yeah, that newborn goes to the people that you desire your kids to go to. Or if you have a falling out with someone that is named in your will as a beneficiary and you want to change that, make sure you want you're on top of that. I know, I just

thought of that. Like what if you you know, you had like a nasty divorce and you forgot to take that person out of your will and then you were to die and then they get all your money, right, or if you found a new podcasting partner and like that would be so brutal, man, that would be bad. And so obviously that's if something major happens in your life. But even if nothing major does happen, that's something you want to review annually. And so it's just sort of

good to think. Maybe a lot people do this at the beginning of the year. They're looking ahead, setting goals. You think, Okay, what's is there something I want to change? Is there something that's maybe changed for me that I didn't you know, naturally think of. It's a good time to think of it fairly regularly of how might I want to, you know, change my asset allocation of you know,

where my money would go after the fact. Yeah, And the great thing is you can always create a new one for free in a very short amount of time, and you can destroy your old will super quickly. Uh. The thing is, like we said, the barrier to entry is incredibly small, very small amount of time that you need to commit to creating this will and no money, and then you just have to find two witnesses that are over eighteen that will sign the will acknowledging that

these are your final wishes, right, and you're done. Is it two witnesses for every state? Yeah? I think they do. At least free will dot Com offers you the ability to to add a third witness, you know, just in case something would have happen to one of your other witnesses. But it pretty much uch. In most dates, it's two witnesses. And I think there's another misconception that you have to have your will notarized, and that's just not true. You

have to have two witnesses in most dates and no notary. Yes, you can have like two of your friends come over, have a beer, they'll sign your will, and uh yeah, it's pretty simple transaction. Yeah, super easy, super simple. I love it. All right, Matt, let's get back to the beer. It's from this awesome brewery that's just about an hour outside of Atlanta called Cherry Street Brewing Company, and this is a small batch, barrel aged stout called Sweet Leilanie.

And holy crap, dude, this was really good. Yeah, fantastic stout. It'scott just amazing everything. Like I don't know how it is to describe it, Like, as we're pouring it, it just had that thick motor oil darkness to it. It didn't pour super viscous and so it wasn't like overly sticky. It had a good amount of uh what effervescence like bubbles, so you're drinking it, and it feels pretty light in

your mouth, but it's just got all that flavor. It's got like the roasted chocolate, it's got like the dark lookiness that you want out of a stout. This is a fantastic beer. And honestly, this kind of gets me jazzed up for the fall, as like that we're about to have some more colder, colder days ahead of us, and having some nicer stouts like this gets me excited for the winter. Yeah, seriously, I know you and I are both kind of advocates of drinking beer in the season.

They're supposed to be drunk or at least like we don't even care if other people do, I guess, but you and I both like to do that. Yeah, and yeah, a stout feels like inappropriate in July. It just feels weird, right, and and so it's nice to be kind of getting towards the season where a stout like this feels right stout season. You know what we're not going to have on the show, pumpkin spice beers. Don't get me started on pumpkin beers. So many of the pumpkin beers, the

vast majority are just complete crap. It might be they're pretty terrible. Yeah, I mean, I'm just thinking of like pumpkin spice latte season because we're talking about drinking with the seasons and all that kind of stuff. So yeah, we don't adhere to that, like it's you know, the law, but it is nice having an appropriate uh season will beer. Yeah, and this uh sweet Leilannie from Cherry Street was an appropriate seasonal beer. This was so freaking good man, I

really enjoyed it. So thanks for picking that up for me, man, glad I could all right, jel, it's time for us to do our final thoughts. But aren't wheels for old people, Maddie, No, they're not. Basically, if you have money, you know, if you have any assets to your name, or if you have kids, or if you have a spouse, if you can say yes to any of those three things, then you need to have a will. Most folks don't have a will because they feel they can put it off.

They can put it off to another day. This is something that they don't have to address now. This is something that you do need to get to now. Yeah, and I completely understand that lazy approach, except for the fact that it's super quick, painless, and free, so it's not expensive and you don't need a lawyer in most cases. That's right, man. For the vast majority of situations out there, you can go with one of the free are just really cheap options out there. We're talking about free will

dot com or meat fabric dot com. But if you want to pay for the software, you know there's willmaker as well. Will link to all three of those options in our show notes. Yeah, I mean, Matt, Ultimately we're all gonna die. Maybe that's in a zoo Lander style free gasoline fight accident. Who knows, it could be you're an airplane exactly exactly. It could be, you know, an airplane spontaneously combusting. There are so many ways that you could die, and you know, obviously it's a sad it's

a sad thing. We don't want to leave our family and friends behind, but especially you don't want to leave them behind not taking care of And that's why it's important to create a will, especially when it's this easy. It makes me think of the analogy said earlier about like the e bikes versus regular bikes. You know, like if you've got a regular bike and you're just probably not going to ride it because you've got too many

hills between you and your work. Well, you know, an e bike will get you moving, and you know getting on that at all is better than not being on a bike gets you out of the car. Yeah, exactly gets you out of the car. And you know, some of these free wheels online may not be the best or bulletproof solutions, but they are one hundred times better than not having one at all, which is why we recommend them. Yeah, something is better than nothing, and good

is better than perfect. That's never gonna happen, that never gets delivered. That's right, all right, everyone, thanks for listening. Our home on the web is how to money dot com. We will have shown us up for this episode with all the appropriate links. That's right. And if you like what you hear and have found this episode helpful, please let us know. You can give us a review on Apple Podcasts. We would love to hear from you. While you're there, be sure to subscribe until next time. Man,

best friends out, Best friends out? Mm hmmmmmm. Executed upon your execution