Rich People Only? Declan & Bailey’s 3% Down Victory INTERVIEW - 312

Worried that an appraisal issue or a non-traditional career path (like still being a grad student) makes homeownership impossible? In this episode, David Sidoni chats with Declan and Bailey—new homeowners who once believed buying was “only for the rich”—to reveal how down payment assistance, flexible financing options, and the right support team can help first-time buyers find stability faster than they ever imagined .

Quote:

“I always thought buying a home was only for the super-rich, but here we are—homeowners with just 3% down!” - Bailey

Highlights:

• What if you face an appraisal gap? Discover how Declan and Bailey kept their deal alive.
• Could you buy a home while juggling grad school and a new job? Hear how they made it work.
• Is it possible to qualify for down payment assistance without a huge nest egg?
• What if your “perfect home” appears before your lease is up? Learn to manage the overlap.
• Could you overcome the fear of surprise expenses? Find out how these first-timers budgeted wisely.
• Is this really “just for rich people”? Listen as Declan and Bailey prove otherwise.

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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.

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