5 RRSP MISTAKES TO AVOID IN CANADA Are you saving money? Better yet, are you investing money for your future? If you are, and if you’re investing in Canada, then you should absolutely be using an account called an RRSP. This investing 101 episode will walk you through what an RRSP is, why you should use an RRSP to save for retirement and be investing for your future, how an RRSP works, how to use an RRSP, and most importantly the 5 most common RRSP mistakes people make. Tune in to the full episo...
Oct 18, 2021•12 min•Ep. 35
HOW TO RE-EVALUATE AND SET NEW GOALS AFTER THE PANDEMIC The Covid 19 pandemic changed many of our lives, and it’s understandable that many of use are feeling nervous, overwhelmed, or lost now that we’re getting back to our normal lives. It’s perfectly normal if you’re now finding that you have different values, wants, and needs from your life! My life changed drastically during the pandemic, and I realized I had to let go of some old goals that weren’t serving me any longer, and that it was time...
Oct 11, 2021•9 min•Ep. 34
5 MONEY GOALS TO ACHIEVE THIS YEAR Do you need help setting money goals, and then achieving your goals? Then I’ve made this video just for you boo! Together we’ll look at some of the top money goals to achieve, as well as an exercise that will help you start setting your own money goals AND working towards achieving them! The goal is to have at least started on these 5 financial goals by 30, but if you’re over 30 never fear! It’s never too late to start goal setting, and getting on top of your p...
Oct 04, 2021•14 min•Ep. 33
The mainstream media version of self care drives me crazy. It revolves around instant gratification and ‘spoiling yourself’ to feel good. This may be nice in the moment, but overtime people are actually using this guideline and developing poor self care practices! Financial self care is often something that suffers in the name of ‘self care culture’ these days. Just like real self care, financial self care requires patience, having a long term vision, and having the discipline to stick to your g...
Sep 27, 2021•18 min•Ep. 32
Feeling lost in your 20’s is completely normal, so is feeling behind in life when you’re in your 20’s. This is something that everybody experiences at some point during this decade of life, but very few people talk about, or actively share strategies to stop feeling lost in life, and to stop feeling behind in your 20’s. I turned 29 this year. I’m almost through this decade of life, and thought I would share 3 things that I discovered could help when you’re feeling a little lost, and that will pi...
Sep 20, 2021•20 min•Ep. 31
Switching to this type of bank account could make you 100x more money! High Interest Savings Accounts are one of the few things in life that aren’t actually too good to be true, even though they sound like they must be! Chances are, your bank account is probably earning you somewhere around 0.01% interest. High Interest Savings Accounts can earn you anywhere between 1% - 1.5% interest in 2021! Change accounts like your emergency fund over to a high interest savings account today, and your money ...
Sep 06, 2021•9 min•Ep. 30
If you struggle with spending too much money OR feeling guilty every time you spend money, then this episode is for you! The guilt free three is a money mindset tool that will help you save money, stick to a budget, and enjoy the money that you do spend. If you want to practice more minimalist, better financial habits, and learn how to stop spending so much money on things you don’t even like, then this money saving tip will definitely help turn your spending habits around, and help you develop ...
Aug 30, 2021•14 min•Ep. 29
Do you have an emergency fund? If not, don’t feel bad, tonnes of people don’t have their emergency funds set up yet or properly funded, and I’ve got you covered! Today’s episode is all about how to save an emergency fund, and most importantly, how to decide how much you want to have saved in your emergency fund. We also talk about why you need an emergency fund, and the best place to keep your emergency fund (hint: in a high interest savings account!). Creating your own emergency fund is the fir...
Aug 23, 2021•16 min•Ep. 28
You are a badass at making money is by far the best money mindset book I’ve ever read, and I’ve read a lot of personal finance books and money mindset books! Jen Sincero is a master at making money mindset accessible to everyone, in a up to date, modern day format without any of the ‘ick’ factor associate with Think and Grow Rich, Napoleon Hills’ book that is often touted as a money mindset classic. Want to learn about personal finance and money mindset to start saving money, improving your rela...
Aug 16, 2021•11 min•Ep. 27
You’ve heard the term being thrown around on the news: revenge spending, or yolo spending. The world is starting to get back to normal after the covid-19 pandemic, and retailers are seeing record spending as people come out of hibernation and start ‘revenge spending’ their money. I’m all for celebrating and living life after the pandemic, but definitely don’t believe in yolo spending instead of saving money and building a financial safety net! This video talks about what revenge spending or yolo...
Aug 10, 2021•14 min•Ep. 26
Have you ever done this when you’re using your online banking to pay your bills? Have you ever looked at the ‘pay minimum balance’ option when you’re about to pay your credit card, and decided that paying the minimum balance is a great option because it keeps money in your pocket for longer? If this is how you pay your credit card, then you’re falling into the most dangerous trap that credit card companies set for consumers, and you NEED to stop doing that! Watch this episode to learn why it’s n...
Jul 26, 2021•18 min•Ep. 24
If you’re like many of us and were never offered an education in personal finance, but are interested in topics like how to save money, how to invest money, money habits etc, you probably turn to the first resource many of us have, our own personal networks. The problem is, for many of us, our personal networks probably never received a financial education either! This is where misunderstandings like ‘investing in the stock market is only for the rich’ or ‘investing is just gambling’ start to ha...
Jul 19, 2021•13 min•Ep. 23
If you’ve been thinking that it’s time to start investing, and you’re ready to start using the stock market to your advantage to plan for your future, this stock market for beginners lesson is for you! Learn the basics of investing 101, how the stock market works, and 3 mistakes beginners in the stock market make that you can learn how to avoid!
Jul 12, 2021•19 min•Ep. 22
This episode is all about stock market investing for beginners. I mean like really beginners, don’t even feel like you’ve got a handle on your personal finances yet? That’s okay because this lesson isn’t even about how to invest in stocks yet, it’s an investing 101 guide that will teach you the basic principles and theories behind saving money, saving for retirement, saving for your future, and how the stock market and investing in stocks will eventually play an important role in helping you rea...
Jul 05, 2021•20 min•Ep. 21
This episode will show you an easy to follow, step by step framework to start managing your personal finance. No idea how to manage money? That’s okay! Everyone has to start learning somewhere, and this beginner friendly finance lesson will walk you through an easy money management process to take every month that will over time help you learn how to save money, how to budget money, and how to set long term money goals. I use this easy 10 step process once a month to review my finances, pay bill...
Jun 28, 2021•16 min•Ep. 20
This personal finance episode is all about how to manage your money, without giving up on spending money altogether. I walk you through 5 steps to stop impulse buying, control your emotional spending, cure your ‘retail therapy’ habit, and how to stop shopping for sh*t you don’t actually even want. If you want to start saving money, but somehow end up blowing through your budget every month because you’re prone to emotional spending, and love the feeling that comes with spending money on new thin...
Jun 21, 2021•22 min•Ep. 19
Do you dream of financial freedom, but aren’t quite sure about how to save money, and need some good financial tips? Managing your money well start in your 20’s, but it’s never too late to start! This personal finance episode walks you through an easy to follow and easy to implement money tip that will set on you the path to success as soon as you start. Just follow this 7 step process every time you get paid, and before you know if you’ll be managing your money, budgeting, and saving money like...
Jun 14, 2021•21 min•Ep. 18
If you’re looking to improve your financial education, financial literacy, and personal finance, I have some amazing personal finance books for you to read! I learned so much of what I know about managing money from reading tonnes of books about money, and have created a curated list of the best personal finance books of all time to help you get your financial sh*t together. Have you heard of books like rich dad poor dad, or think and grow rich? While these personal finance books are classics, t...
Jun 06, 2021•20 min•Ep. 17
Having a fully funded emergency fund saved my butt when the pandemic hit and shut down my first business, now I’m SO passionate about helping other people make sure they have an emergency fund to protect themselves during hard times! This personal finance episode will walk you through how to start an emergency fund, guidelines for saving more money, the right savings account for your fund, and why emergency funds are important. Also, the hardest part about creating an emergency fund is making en...
May 30, 2021•31 min•Ep. 16
Do you know how to manage your money in your 20’s and 30’s? Have you been taught money management skills like how to budget and how to save, or are you just guessing about how to manage your finances because you never received a real financial education? Let me tell you, you’re not alone! A changing job market combined with a lack of financial literacy in canada has left millions of young people not sure how to save money in canada, let along how to start investing, how to pay off debt, how to b...
May 23, 2021•27 min•Ep. 15
YOUR CREDIT CARD EXPLAINED - FOR BEGINNERS Do you use credit cards but feel like nobody ever taught you a lesson in ‘credit cards 101’? Do you know how your credit card affects your overall credit and your credit score? This episode will walk you through credit card basics and credit card lessons for beginners so you can take these credit card tips and learn how to use credit cards to build your credit score responsibly, and intentionally, as well as how to avoid credit card debt or pay off cred...
May 16, 2021•28 min•Ep. 14
Do you try to adopt healthy habits and get your life organized, but inevitably life gets in the way and you just forget what you’re working towards? This simple organization hack helps you organize your life, reset your life and your goals every week, and develop habits to change your life. Join me in this episode of the how to adult show to learn how to plan properly using this organizational habit, and plan with me to set yourself up for success this week, and the next, and the next. Pick up a...
Apr 18, 2021•24 min•Ep. 13
Are you working your dream job? If the answer is no, don’t worry! In this video we set out to bust the myth of the ‘dream job’ that we were raised with, and help you reframe how you think about your work life so that you can intentionally choose a career path that will help you feel more happy with your work, achieve greater career fulfillment, and and not end up feeling stuck on a job or stuck in a career that you trained for, but don’t really love. Watch the episode for 5 ways to reframe the w...
Apr 04, 2021•28 min•Ep. 11
Do you know if you’re taking advantage of all the tax write offs that are available when you file your canadian taxes? Are you minimizing your tax burden with tax deductions wherever possible? Do you understand how to properly write off business expenses, life expenses, education expenses etc. to your advantage? This finance 101 lesson is all about giving you the best canadian financial advice, and explaining the canadian tax system and tax write offs available for employees as well as touching ...
Mar 28, 2021•29 min•Ep. 10
I’ve always been an entrepreneur, and while it’s not the life for everyone I seriously believe we should all be taught about entrepreneurship as kids so we can consider it for ourselves! If you’re asking yourself should I quit my job, what are my 9-5 job alternatives, and where can I find entrepreneurship ideas, then this episode is for you! I walk through my career path as an entrepreneur so far, and teach you 4 questions to ask yourself before quitting your job to start your own business. Down...
Mar 10, 2021•23 min•Ep. 7
Do you have an emergency savings account? Do you know how to get started saving an emergency fund? Do you know how much money an emergency fund should have? The Dave Ramsey emergency fund system is outdated these days, and you need to have a properly funded emergency fund account to be truly in control of your own life! This video will teach you about how to start an emergency fund, why you need one, and where you should save your emergency fund in Canada. Join the free 7 day mini course that wi...
Mar 10, 2021•28 min•Ep. 6
Did you know that YOU are the one who gets to design your dream life? Do you know how to decide what you want? How to start setting AND achieving your goals? This episode will walk you through the goal setting activity I’ve used for years that has helped me with setting goals that matter, goal setting motivation, and setting goals and sticking to them. Scroll down to download the free goal setting worksheet template I use personally, and tune in to this episode of the How To Adult Show with me, ...
Feb 23, 2021•28 min•Ep. 5
Are you working from home and starting to feel it take its’ toll? Working from home can be hard on your mental health, physical fitness, productivity, and motivation. Most of us are used to working from an office environment, and have never been taught about the importance of taking care of your mental health while working from home. Mental health awareness is so much more than just a hot topic right now, and is something we should all learn how to manage in our work lives. For productivity tips...
Feb 23, 2021•25 min•Ep. 4
Do you want to start a business? Are you not sure how to start a business without money? Do you have a business idea, and dream of being an entrepreneur, but need real entrepreneur advice to get started without any start up capital? Then this episode of the How To Adult Show is for you! In Episode #3 we cover 5 tips to start a business with no money. This episode contains easy ideas and actionable steps to stop dreaming and start making it happen, PLUS get the link to the guide to finding and wi...
Feb 23, 2021•20 min•Ep. 3
How To Start Budgeting For Beginners (Without Hating It!) Do you know how to budget? Does the thought of budgeting make you want to run away? Do you feel like you’re starting from zero when it comes to how to manage your money, save money, or make a budget? Then this budgeting for beginners lesson is for you! This episode will walk you through the first three steps you need to take to start creating a working budget for yourself, and the best part? We won’t ever ask you to actually make a budget...
Feb 20, 2021•25 min•Ep. 2
