On today’s episode, HW Media editor Chris Clow talks with Lead Analyst Logan Mohtashami about data that indicates that America is rejecting the Fed's housing policy, purchase application data, and differing attitudes between generations toward homebuying in the current climate. Related to this episode: Existing homes sales market falls again, market lacks sellers Where are mortgage rates headed? HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from acros...
Aug 24, 2023•30 min
On today’s podcast, HW Media editor Chris Clow sits down with managing editor James Kleimann to talk about a recent enforcement action by the CFPB against a mortgage lender and how the average independent mortgage bank faired in Q2 compared to Q1. Related to this episode: CFPB fines Freedom Mortgage and Realty Connect nearly $2 million for illegal kickbacks The average IMB lost $534 per loan in Q2, a big improvement from Q1 HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is w...
Aug 23, 2023•30 min
On today’s podcast, Editor in Chief Sarah Wheeler talks with Ted Tozer, former president and CEO of Ginnie Mae and a non-resident fellow at Urban Institute, about liquidity issues, expanding down payment assistance programs, and how Ginnie Mae can help IMBs weather the next recession. Related to this episode: Ted Tozer - Urban Institute Alanna McCargo: Nonbank liquidity issues must be addressed HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across...
Aug 22, 2023•35 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about NAR raising the red flag on the possibility of 8% mortgage rates, and what economic indicators we should be watching to determine if that will happen. Related to this episode: The first real test of mortgage rates: will they hit 8%? We are dealing with ‘a very savagely unhealthy’ housing market, says HousingWire’s Logan Mohtashami HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is...
Aug 21, 2023•32 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about how climate change is impacting housing markets in Arizona, Hawaii and Florida. Related to this episode: Phoenix building restrictions squeeze construction firms and agents As government relief enters Maui, the insurance landscape could change HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategie...
Aug 18, 2023•33 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what the Fed doesn’t seem to understand about housing, as well as housing starts, builder sentiment and more. Related to this episode: Inflation data laying groundwork for the Fed to pivot HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss be...
Aug 17, 2023•30 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, President of Altos Research, about inventory and home prices in different housing markets across the country, and what to expect from the housing market this fall. Related to this episode: Data points to a cooling in the housing market this fall HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, d...
Aug 16, 2023•40 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Nima Ghamsari, cofounder and CEO of Blend, about what lenders are doing to grow in this market, and what homebuying will look like for Gen Z. Related to this episode: Connect with Nima on LinkedIn Blend Inside Blend’s high stakes transformation HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new tech...
Aug 15, 2023•34 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Analyst Logan Mohtashami about mortgage rates and what we should expect after the inflation data and bond auctions last week. Related to this episode: Mortgage rates rise again, but look poised to drop in the fall Inflation data laying groundwork for the Fed to pivot HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive busi...
Aug 14, 2023•29 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the state of the jumbo market, which the HousingWire newsroom covered in a two-part, data-driven series this week. Related to this episode: The jumbo market’s turning point (Part I) The jumbo market is up for grabs (Part II) HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, ...
Aug 11, 2023•26 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about inflation and whether the Fed is about to pivot. The two also discuss housing inventory. Related to this episode: Housing inventory stalls: Less than 3K homes added HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet i...
Aug 10, 2023•27 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Matthew VanFossen, CEO of Absolute Home Mortgage and a board member of the Community Home Lenders of America, to talk about pressing issues for lenders in this environment and the CHLA’s consumer mortgage bill of rights. Related to this episode: Connect with Matthew on LinkedIn CHLA releases ‘Consumer Mortgage Bill of Rights’ HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the hous...
Aug 09, 2023•37 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about appraisal bias, Pittsburgh as a model city for aging in place and how the state of Nevada is spurring affordable housing. Related to this episode: HUD partners with NAREB to address appraisal bias To spur affordable housing, the federal government is selling land for dirt cheap Pittsburgh is an age-in-place case study HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from...
Aug 08, 2023•34 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about jobs data and how the latest report is going to affect the 10-year yield and mortgage rates. Related to this episode: The labor market showed signs of modest cooling in July HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, a...
Aug 07, 2023•27 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about who’s winning the purchase market this year and how homebuilders fit into the mix. Related to this episode: What happened to the summer housing market? Logan Mohtashami on CNBC: Why existing home sales are so low HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new...
Aug 04, 2023•33 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about jobs data, inventory and what the credit rating downgrade could mean for mortgage rates. Related to this episode: What happened to the summer housing market? Logan Mohtashami on CNBC: Why existing home sales are so low HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discove...
Aug 03, 2023•29 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Kirk Willison, vice president of government and industry relations for Arch MI, about regulators’ priorities and how the housing industry is effectively lobbying for some changes while hitting a roadblock on others. Related to this episode: Rumored Basel changes could hit big bank mortgage lending: Bloomberg FHFA rescinds controversial DTI LLPA HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community f...
Aug 02, 2023•32 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Tim Anderson, president of the e-mortgage division at Evolve Mortgage Services, about the FHFA’s very first Velocity tech sprint. Related to this episode: FHFA’s Jason Cave on mortgage tech adoption and what needs to happen next HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discus...
Aug 01, 2023•29 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the soft landing in the larger economy and what that means for mortgage rates. Related to this episode: The good news? The Fed doesn’t expect a recession. The bad news? Housing. HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practice...
Jul 31, 2023•30 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Pavan Agarwal, the CEO of Sun West Mortgage Company and Celligence, about how real estate agents and loan officers are using AI to create opportunities in this market. Related to this episode: Connect with Pavan on LinkedIn 2023 HW Finance Leader: Pavan Agarwal How AI implementation could impact the mortgage industry HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosy...
Jul 28, 2023•34 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the latest Fed rate hike and what Chairman Powell’s remarks mean for future rate hikes. The two also discuss widening spreads and new home sales. Related to this episode: Fed hikes rates amid general wave of optimism HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover ...
Jul 27, 2023•41 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Selma Hepp, chief economist at CoreLogic, about rising home prices and how those are being affected by migration patterns away from big coastal cities. Related to this episode: Home prices jump for a fourth straight month in May HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discus...
Jul 26, 2023•25 min
On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Eric Wrobel, product management executive at Corelogic, about the pre-built solutions for lenders offered by the CoreLogic Discovery Platform. Related to this episode: Connect with Eric on LinkedIn CoreLogic's Discovery Platform HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologi...
Jul 25, 2023•31 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales and mortgage rates and what they tell us about this savagely unhealthy housing market. Related to this episode: The existing home market is still savagely unhealthy HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best p...
Jul 24, 2023•24 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the mortgage M&A landscape, who’s going to survive this cycle and the possible federal regulation that could deal even more pain to the housing industry. Related to this episode: Many mortgage lenders are like frogs in a slow boil Cost-cutting remains the top priority for lenders: Fannie Mae HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across th...
Jul 21, 2023•32 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about homebuilder sentiment, existing home sales and the much-debated mortgage rate lockdown. Related to this episode: Homebuilders are still smiling (and cutting down on sales incentives) HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best pra...
Jul 20, 2023•30 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, senior director of content and data, about RealTrends’ Broker and Agent Pulse surveys and how each group is feeling about the housing market outlook, their AI adoption and the biggest challenges they’re facing right now. Related to this episode: BrokerPulse 25 books real estate leaders are reading today HousingWire’s YouTube Channel Enjoy the episode! HousingWire Annual is where the community from across the housing ecosys...
Jul 19, 2023•22 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about the effects of racist housing policies in Seattle, the number of people helped by the Homeowners Assistance Fund, and the latest Consumer Financial Protection Bureau actions. Related to this episode: Seattle-area residents lost tens of billions in wealth due to racist housing policies: report HAF funds have kept 300,000 people in their homes: U.S. Treasury CFPB files amicus brief in support of Maine mortgage bor...
Jul 18, 2023•29 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the strength of the U.S. housing market and what to look for in Spring 2024. Related to this podcast: Will labor data send mortgage rates to 8%? Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Our agenda is power packed with c...
Jul 17, 2023•29 min
On this episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the mortgage and real estate professionals with very low volume and whether they help or hurt consumers and the larger industry. Related to this podcast: DataDigest: There are too many real estate agents and LOs. It’s a problem Enjoy the episode! HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, dis...
Jul 14, 2023•30 min