On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing affordability, existing home sales, Gen Z and whether we are now in a recession. Related to this episode: Housing inventory still near record lows HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our industry. 202...
Apr 24, 2023•34 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about a security breach at the CFPB and a bill looking to ban the use of trigger leads for mortgage customers. Related to this episode: CFPB staffer sent 250,000 consumers’ data to personal email account NAMB welcomes legislative proposal to ban use of trigger leads HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presi...
Apr 21, 2023•32 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory, housing starts and the effects of mortgage volatility on the market. Related to this episode: Housing Market Tracker: Inventory falls even lower HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next in our indu...
Apr 20, 2023•36 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the important role of independent mortgage banks (IMBs) in serving FHA borrowers, as well as the newest IMB to jump into joint ventures —New American Funding. Related to this episode: Opinion: The incredible value of IMBs in the market New American Funding enters the joint ventures space HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residen...
Apr 19, 2023•35 min
On today’s episode, Editor in Chief Sarah Wheeler talks with reporter Brooklee Han about title insurance alternatives, including attorney opinion letters (AOLs) and how those are being received by the industry. The two also discuss the fight over water from the Colorado River and how that is affecting housing. Related to this episode: Fannie Mae purchased 45 loans with AOLs in 2022 Biden administration looks to cut water allotments from Colorado River in migration hotspots HousingWire’s YouTube ...
Apr 18, 2023•27 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about rates, inventory and how the Fed is engineering a recession. Related to this episode: Better inflation data won’t sway the Fed Wage growth downtrend kills 1970s inflation fear HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace for what's next...
Apr 17, 2023•32 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about Homepoint shutting down, and the misinformation that went viral recently about 40-year mortgages. Related to this episode: Homepoint to shut down originations biz, sell assets to The Loan Store Misinformation about FHA mortgage modification spreads on TikTok HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Preside...
Apr 14, 2023•34 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about how the Federal Reserve is interpreting the latest inflation data. The two also discuss purchase apps and housing inventory. Related to this episode: Inflation cooled further in March, but shelter costs are still high HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow,...
Apr 13, 2023•33 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about the latest actions taken by the Consumer Financial Protection Bureau, including guidance for other regulators that outlines standards for abusive conduct by financial institutions. The two also discuss a new lender joining the reverse space. Related to this episode: CFPB outlines abusive conduct standards in financial markets MBA asks CFPB to withdraw proposed nonbank registry rule PrimeLending enters the revers...
Apr 12, 2023•29 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Brena Nath, director of HW+ and events, about what industry leaders have identified as the most important topics for the success of their businesses this year, and how HW is incorporating that into its events. Related to this episode: Gary Keller to speak at Gathering of Eagles 2023 Logan Mohtashami to speak at Gathering of Eagles 2023 HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's...
Apr 11, 2023•34 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about jobs, rates, the Fed and the news about Homepoint shutting down. The two also look back at the America’s Back recovery model which was published three years ago. Related to this episode: Homepoint to shut down originations biz, sell assets to The Loan Store 5 indicators that will show when the housing market is rebounding from COVID-19 HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eag...
Apr 10, 2023•37 min
On today’s episode, Managing Editor James Kleimann talks with Senior Reporter Bill Conroy about a couple of big-ticket items happening in the housing space right now, including bank failures, where mortgage rates are expected to move and the health of the independent mortgage banks. Related to this episode: Go bust vs. resurgence for IMBs HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level...
Apr 07, 2023•25 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates falling, home prices rising for the first time in eight months and a Fed that seems to want to break things. Related to this episode: Housing Market Tracker: Still no spring inventory lift Home prices increase for the first time in eight months: Black Knight HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate...
Apr 06, 2023•34 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Tracey Velt, senior director of content and data, about the RealTrends 500 rankings and which brokerages are now on top. The two also discuss the latest on agent commission lawsuits. Related to this episode: eXp, Fathom and The Agency are top movers by sides in 2023 RealTrends 500 Prepare for potential commission lawsuit outcomes HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top r...
Apr 05, 2023•29 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Chris Clow, editor of Reverse Mortgage Daily, about the latest actions of the Consumer Financial Protection Bureau and whether they will still be around after the Supreme Court meets in October. Related to this episode: CFPB issues its final rule on small business lending ICBA, affiliates urge CFPB to improve construction loan disclosures CFPB funding is constitutional, Second Circuit court rules HousingWire’s YouTube Channel Enjoy the...
Apr 04, 2023•36 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about Fed tough talk and what will happen to housing in the next recession. The two also discuss the strength of the U.S. dollar and the risk to banks from commercial loans. Related to this episode: What will housing credit look like in next recession? HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Le...
Apr 03, 2023•32 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the FHFA’s expansion of payment deferrals and what that means for servicers, home equity finding its moment, and the new Rocket credit card. Related to this episode: FHFA to expand payment deferrals for borrowers facing hardships Home-equity niche will benefit from a private-label lift HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residenti...
Mar 31, 2023•34 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Federal Reserve’s willingness to let housing stay in recession while bailing out other sectors of the economy. The two also discuss mortgage rates, housing inventory and purchase apps. Related to this episode: Mortgage demand gets a boost as rates decline for three straight weeks February pending home sales disappoint, but maybe we’re turning a corner? HousingWire’s YouTube Channel Enjoy the epis...
Mar 30, 2023•33 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Brian Zitin, CEO of Reggora, to talk about the appraisal changes announced by Fannie Mae several weeks ago. Related to this episode: Connect with Brian on LinkedIn Reggora Fannie Mae: Appraisals are no longer the default option HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, and set the pace...
Mar 29, 2023•33 min
On today’s episode, Editor in Chief Sarah Wheeler talks with George Gallagher, principal of ESG and Climate Change, Natural Hazard and Spatial Solutions at CoreLogic , about climate risk and its impact on housing. The two also discuss the Federal Reserve Board’s pilot Climate Scenario Analysis exercise with six of the biggest banks in the U.S. Related to this episode: Connect with George on LinkedIn CoreLogic: Climate Risk Analytics helps predict the future of physical risk CoreLogic data expert...
Mar 28, 2023•35 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the 10-year yield and how likely we are to get to 5% mortgage rates. The two also discuss the Federal Reserve and the banking crisis. Related to this episode: Why industry watchers expect mortgage rates to fluctuate in coming weeks Fed delivers a 25 bps rate hike amid bank failures HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential re...
Mar 27, 2023•34 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the FHFA’s timeline for replacing the classic FICO credit score model. The two also discuss the latest news on appraisal bias. Related to this episode: FHFA announces timeline to sunset FICO Classic credit model CFPB and DOJ: Lenders are liable for appraisal discrimination HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estat...
Mar 24, 2023•34 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the Fed meeting this week and what it means for mortgage rates. The two also discuss purchase applications and existing home sales. Related to this episode: Fed delivers a 25 bps rate hike amid bank failures HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leadership teams to grow, network, ...
Mar 23, 2023•35 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Alex Toth, general manager of homebuilder partnerships at Opendoor, about the latest homebuilder sentiment, which was positive, and the advantages builders have in this market. Related to this episode: With little competition, homebuilders are feeling better Connect with Alex on LinkedIn HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, an...
Mar 22, 2023•35 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Managing Editor James Kleimann about the rising cost to originate a mortgage loan and the FHFA’s decision to delay the controversial upfront fee for borrowers with higher debt-to-income ratios. Related to this episode: Average IMB lost $2,812 per origination in Q4 The mortgage industry doesn’t want the DTI LLPA fee delayed. They want it killed HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the ...
Mar 21, 2023•34 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the banking crisis and whether it will lead to lower mortgage rates. The two also discuss purchase applications and builder confidence. Related to this episode: Mortgage rates declined amid banks failures. What’s next? Latest housing starts data is good for mortgage rates HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate ...
Mar 20, 2023•36 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Gary Acosta, co-Founder and CEO of the National Association of Hispanic Real Estate Professionals about the newly released 2022 State of Hispanic Homeownership Report. Related to this episode: Hispanic homeownership rate rose to 48.6% in 2022 Connect with Gary on LinkedIn HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residential real estate CEOs, Presidents, and C-Level leader...
Mar 17, 2023•29 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the banking chaos of the last week and what uncertainty is doing to bond yields and mortgage rates. The two also discuss purchase apps and inventory. Related to this episode: Housing Market Tracker: Mortgage rates fall after SVB failure Is inflation or recession driving mortgage rates now? HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top reside...
Mar 16, 2023•35 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Mike Simonsen, the founder and CEO of Altos Research, about housing inventory ahead of the spring home-buying season. Related to this episode: Altos: Demand for homes continues to outpace inventory Housing Market Tracker: Mortgage rates fall after SVB failure Register for An Early Look at the Spring Housing Market Webinar HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring together the nation's top residenti...
Mar 15, 2023•31 min
On today’s episode, Editor in Chief Sarah Wheeler talks with Editor Chris Clow about the rising popularity of accessory dwelling units (ADUs) as cities try to tackle a lack of housing. The two also discuss the bill that passed the Washington state house that would ban single-family zoning. Related to this episode: ADUs are gaining popularity on the West Coast WA House passes bill that would ban single-family zoning HousingWire’s YouTube Channel Enjoy the episode! Gathering of Eagles will bring t...
Mar 14, 2023•31 min
