A Will is one of the single most important documents a person can have; yet, so many of us put off dealing with it for far too long. In this episode Warren Ingram speaks to expert, George Robertson, the CEO of Galileo Advisory Services, about the following: What is a Will? Who needs a Will? What are the costs involved? How is it managed? Do I have to establish a trust? If you need a will please visit https://www.galileowills.co.za/ Send us a text Have a question for Warren? Don't forget to voice...
Mar 29, 2021•15 min
Warren Ingram shares advice on buying into retirement/provident funds vs. other discretionary investments, as well as on buying property during the current market conditions. Questions/topics: Should I max out my provident fund contribution for the year or should I make it a 12% - 15% contribution and then put the remaining savings into an ETF to gain global exposure? Is it a good time to upgrade your smaller property and/or buy a bigger property? Send us your Voice Note question on WhatsApp to ...
Mar 23, 2021•10 min
Warren Ingram shares advice on diversification and how to build a more robust portfolio during turbulent times. He also answers a question about paying tax when withdrawing money from a TFSA (Tax Free Savings Account), if the investments are held in offshore assets like the S&P500. Questions/topics: How do investors construct a portfolio that is more robust during difficult times? Will I be liable to pay tax when I withdraw money from my TFSA (Tax Free Savings Account) if my investments are ...
Mar 15, 2021•10 min
For most of us the financial year-end is in February and in this episode Warren and Katlego Mei discuss the best investment decisions to consider during this period. Send us your Voice Note question on WhatsApp to (+27) 72 934 4218 and you could be featured in an upcoming episode with Warren. Follow us on twitter for more Financial Freedom content: https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on ...
Mar 08, 2021•12 min
Warren answers the following two questions from the listeners with the help of Katlego Mei (Para Planner at Galileo Capital): Questions: Where is the best place to get impartial advice to help me invest an amount of roughly R100k? Are Global Equity Funds overheated (too expensive) or not? Send us your Voice Note question on WhatsApp to (+27) 72 934 4218 and you could be featured in an upcoming episode with Warren. Follow us on twitter for more Financial Freedom content: https://twitter.com/Hones...
Mar 01, 2021•15 min
In this episode Warren Ingram offers a reaction to the 2021 Budget Speech made by Minister of Finance Tito Mboweni. Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod...
Feb 25, 2021•12 min
Faan Van Der Walt is the co-founder and executive director of WeBuyCars, one of SA's leading car sales brands. Faan shares his entrepreneurial story of him and his team built the company over 20+ years. He also gives his personal advice on how you can get the best value for money when buying a car in SA. Follow us on twitter for more Financial Freedom content: https://twitter.com/HonestMoneyPod Send us a text Real Talk About Marketing An Acxiom podcast where we discuss marketing made better, bri...
Feb 22, 2021•29 min
Warren answers 3 important questions from the listeners with the help of Katlego Mei, who is a Para Planner at Galileo Capital. Questions/topics: As a farmer with most of my assets tied up in land and livestock in SA, how do I diversify my portfolio and invest offshore? What is the best way to preserve a large amount of capital for passive income? Where can I invest if I want to benefit from compound interest? Send us your Voice Note question on WhatsApp to (+27) 72 934 4218 and you could be fea...
Feb 15, 2021•21 min
Warren interviews Jikku Joseph, Managing Director at 22seven, to find out how South Africans can manage their money more effectively using their mobile app. Follow Honest Money on twitter for more Financial Freedom content: www.twitter.com/HonestMoneyPod Send us a text Real Talk About Marketing An Acxiom podcast where we discuss marketing made better, bringing you real... Listen on: Apple Podcasts Spotify Have a question for Warren? Don't forget to voice note your questions through our WhatsApp ...
Feb 07, 2021•26 min
Warren speaks to Katlego Mei, Para Planner at Galileo Capital, about the most important things you should be thinking about going into 2021. Topics of discussion: 2021 Emergency funds Budgeting Updating your Will Discretionary investments Diversification of assets Offshore portfolio Join us on twitter for more #FinancialFreedom content: https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 ...
Feb 01, 2021•12 min
Some of the best pieces of advice shared by Warren Ingram and the Honest Money guests in 2020. Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMone...
Jan 18, 2021•7 min
In this episode Warren answers two important questions from the Honest Money listeners: How do I navigate a lump sum investing in current market conditions? How can I tell whether I'm on the right track to achieving financial freedom or not? Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be fe...
Nov 30, 2020•11 min
An access bond is a type of home loan that allows borrowers who have paid extra money into their bond to withdraw the extra money should they need it. In this episode Warren answers questions from the listeners and shares advice on investing in property funds vs. global equities as well as how you can use an access bond as an emergency fund. Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't...
Nov 22, 2020•11 min
A retirement annuity (RA) is a suitable long-term investment vehicle for almost anyone wanting to save for a comfortable retirement. In this episode Warren answers two important questions about RAs from our listeners. Follow Honest Money on twitter for more #FinancialFreedom content: @HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitt...
Nov 16, 2020•8 min
As humans, we have a natural desire to avoid adversity. From ignoring criticism to fleeing pay rise discussions with our superiors, we subconsciously seek comfort and pleasure, not hardship and stress. Adversity is, however, critical to understanding our own fears and hopes. It's also essential to our social, mental, and professional growth. And this growth ultimately helps us achieve more. In this episode Warren speaks to Alex MacPhail, an international airline pilot, high performance team coac...
Nov 09, 2020•28 min
In this exciting episode Warren interviews Mikaeel Adam who, together with his wife, saved up and spent two years travelling the world on an incredible adventure. They visited over 20 countries and created memories that will last forever. Mikaeel's travel page on IG: @mytravelrules Follow Honest Money on twitter for more #FinancialFreedom content: @HonestMoneyPod Send us a text Real Talk About Marketing An Acxiom podcast where we discuss marketing made better, bringing you real... Listen on: App...
Nov 01, 2020•34 min
Warren speaks to Grant Locke, Head of OUTvest, about the future of investing and how skilled human advisors will work hand-in-hand with powerful AI systems to make great financial advice more accessible to everyone. Grant and his team at OUTvest are at the cutting-edge of investment technology and they've built an incredible platform to help you manage your investments easily and even pay up to 90% less in fees. To find out more about OUTvest: Visit www.outvest.co.za or call 0860 688 837 to get ...
Oct 26, 2020•23 min
Warren speaks to Samuel Hlonyana, founder of 90 Day Movement and author of "Life After Dieting," about how we can create the right habits for a healthy life, both physically and financially. Follow us on twitter for more Financial Freedom content: @HonestMoneyPod Samuel Hlonyana: Twitter: @MohauHlonyana www.90daymovement.com Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our ep...
Oct 16, 2020•23 min
Did you know that over 70% of the South African population does not have a Will? A Will provides you with a way to look after your loved ones when you are no longer alive. It expresses your wishes and gives direction to an executor regarding how your estate should devolve. By not having a Will, you may cause unintended difficulty for the very ones you want to look after. In this episode, Warren speaks to George Robertson, Chief Executive Officer at Galileo Advisory Services, about why it's so im...
Oct 12, 2020•20 min
Warren has an in-depth conversation with property expert, Paul-Roux De Kock, about the current state of SA's property market and the impact that COVID-19 has had on prices. Paul-Roux is the Analytics Director at Lightstone. Follow us on twitter for more Financial Freedom content: @HonestMoneyPod Send us a text Real Talk About Marketing An Acxiom podcast where we discuss marketing made better, bringing you real... Listen on: Apple Podcasts Spotify Have a question for Warren? Don't forget to voice...
Oct 05, 2020•29 min
Many of us view our pets as part of the family and we'll do whatever we can to give them the best possible quality of life. Unfortunately pets, like us, are prone to injury and illness, and taking them to the vet for medical procedures can be a really expensive ordeal. So, if we can buy medical aid to cover ourselves, what can we do for our furry friends? In this episode Warren chats to Carla Benade, Head of Product for OUTsurance Pet Insurance, about what the offering is and how we can buy it a...
Sep 27, 2020•19 min
Warren speaks to well-known personal finance blogger, Stealthy Wealth, about the real road to Financial Freedom. The two successful investors share important advice from their personal journeys on the following topics: Achieving financial freedom by creating the right plan Using debt: whether to take the risk or steer clear Trading CFDs The future of cryptocurrency How to managing your money Follow Honest Money for more #FinancialFreedom content: Twitter: @HonesMoneyPod www.honestmoney.co.za Ste...
Sep 21, 2020•24 min
Once we achieve our Financial Freedom goal, how do we go about drawing an income from our investments? In this episode Warren Ingram and Yolande Botha, from Galileo Capital, explain how you should approach this. Warren shares an important "4% - 5% Rule" that you can use. The following topics are also discussed: Diversification of assets (shares, property, cash, bonds etc) Geographic diversification (investing offshore) Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod Send...
Sep 14, 2020•17 min
An honest conversation with The Finance Ghost about the true cost of raising a child, the difference between good debt and bad debt, and knowing when to buy individual equities. Twitter: @HonestMoneyPod The Finance Ghost: www.thefinanceghost.com Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for ...
Sep 06, 2020•18 min
Warren answers questions from the listeners about sitting on cash, investing in a fixed deposit or buying shares/ETFs. Send us a voice note on WhatsApp to (+27) 072 934 4218 with your question and you could be featured in the podcast. Twitter: @HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTub...
Aug 31, 2020•11 min
Valuable advice from Warren Ingram and The Finance Ghost for anyone looking to earn extra income through starting a business. Follow Honest Money on twitter for more #FinancialFreedom content: @HonestMoneyPod The Finance Ghost: www.thefinanceghost.com Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channe...
Aug 22, 2020•21 min
Looking to diversify your portfolio and invest your capital abroad? In this episode Warren will guide you through your three main options: Feeder Funds, Dollar-denominated Unit trusts and opening a stock-broking account to buy individual shares or ETFs. Warren also explains why it's critical to avoid investing smaller monthly amounts, and why you should pay close attention to the offshore tax regulations. Guest: Yolande Botha (Director, www.galileocapital.co.za) Find us on twitter for more #Fina...
Aug 16, 2020•14 min
Warren shares his current views on the state of SA's economy and the R70-billion IMF loan. Co-hosted by Yolande Botha, Director at Galileo Capital. Honest Money Twitter: @HonestMoneyPod Galileo Capital: www.galileocapital.co.za Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Fre...
Aug 09, 2020•18 min
Whether you're freelancing to make extra money, bootstrapping your small business, or expanding your company with new employees, you can benefit from business insurance. In this episode Warren has an in-depth conversation with Riyaad Loonat, Chief Operating Officer (Business OUTsurance) about how business insurance can help cover the costs associated with property damage, liability claims and so on. Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod Get a quote for your bus...
Aug 02, 2020•26 min
In this episode Warren chats to Avhaathu Ntsho, also known as "Accountant In The Kitchen," about the following topics: Starting a side-hustle to fund your investment journey Understanding what high-net worth individuals do differently Good debt vs. bad debt "Black tax" ETFs vs. Individual Shares Follow us on twitter for more #FinancialFreedom Content: @HonestMoneyPod Avhaathu Ntsho: @avhaathu http://accountantinthekitchen.co.za Send us a text Real Talk About Marketing An Acxiom podcast where we ...
Jul 26, 2020•34 min
