Honest Money - podcast cover

Honest Money

Warren Ingramhonestmoney.co.za
Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.

Episodes

Where Do I Go to Get Impartial Financial Advice? Are Global Equity Funds Overheated? (Q&A With Warren Ingram)

Warren answers the following two questions from the listeners with the help of Katlego Mei (Para Planner at Galileo Capital): Questions: Where is the best place to get impartial advice to help me invest an amount of roughly R100k? Are Global Equity Funds overheated (too expensive) or not? Send us your Voice Note question on WhatsApp to (+27) 72 934 4218 and you could be featured in an upcoming episode with Warren. Follow us on twitter for more Financial Freedom content: https://twitter.com/Hones...

Mar 01, 202115 min

Budget Speech 2021: Warren Ingram Shares His Thoughts

In this episode Warren Ingram offers a reaction to the 2021 Budget Speech made by Minister of Finance Tito Mboweni. Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod...

Feb 25, 202112 min

Warren Ingram Interviews the Co-Founder of WeBuyCars, Faan Van Der Walt.

Faan Van Der Walt is the co-founder and executive director of WeBuyCars, one of SA's leading car sales brands. Faan shares his entrepreneurial story of him and his team built the company over 20+ years. He also gives his personal advice on how you can get the best value for money when buying a car in SA. Follow us on twitter for more Financial Freedom content: https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through...

Feb 22, 202129 min

How to Invest Offshore; Earning Passive Income From a Lump Sum of Capital; Benefitting From Compound Interest (Q&A With Warren Ingram)

Warren answers 3 important questions from the listeners with the help of Katlego Mei, who is a Para Planner at Galileo Capital. Questions/topics: As a farmer with most of my assets tied up in land and livestock in SA, how do I diversify my portfolio and invest offshore? What is the best way to preserve a large amount of capital for passive income? Where can I invest if I want to benefit from compound interest? Send us your Voice Note question on WhatsApp to (+27) 72 934 4218 and you could be fea...

Feb 15, 202121 min

Managing Your Money With a Mobile App

Warren interviews Jikku Joseph, Managing Director at 22seven, to find out how South Africans can manage their money more effectively using their mobile app. Follow Honest Money on twitter for more Financial Freedom content: www.twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTub...

Feb 07, 202125 min

2021: Important Personal Finance and Investing Advice

Warren speaks to Katlego Mei, Para Planner at Galileo Capital, about the most important things you should be thinking about going into 2021. Topics of discussion: 2021 Emergency funds Budgeting Updating your Will Discretionary investments Diversification of assets Offshore portfolio Join us on twitter for more #FinancialFreedom content: https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79...

Feb 01, 202112 min

7-Minutes to Kickstart Your 2021

Some of the best pieces of advice shared by Warren Ingram and the Honest Money guests in 2020. Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @Hones...

Jan 18, 20217 min

How to Tell if You're on Track to Achieving Financial Freedom

In this episode Warren answers two important questions from the Honest Money listeners: How do I navigate a lump sum investing in current market conditions? How can I tell whether I'm on the right track to achieving financial freedom or not? Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you c...

Nov 30, 202011 min

Can I Use My Access Bond as an Emergency Fund?

An access bond is a type of home loan that allows borrowers who have paid extra money into their bond to withdraw the extra money should they need it. In this episode Warren answers questions from the listeners and shares advice on investing in property funds vs. global equities as well as how you can use an access bond as an emergency fund. Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod https://twitter.com/HonestMoneyPod Send us a text Have a question for Warren? Don&a...

Nov 22, 202011 min

Retirement Annuities: What You Need to Know

A retirement annuity (RA) is a suitable long-term investment vehicle for almost anyone wanting to save for a comfortable retirement. In this episode Warren answers two important questions about RAs from our listeners. Follow Honest Money on twitter for more #FinancialFreedom content: @HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on ...

Nov 16, 20208 min

Turning Adversity Into Opportunity: Airline Pilot Starts Multiple Businesses During Lockdown

As humans, we have a natural desire to avoid adversity. From ignoring criticism to fleeing pay rise discussions with our superiors, we subconsciously seek comfort and pleasure, not hardship and stress. Adversity is, however, critical to understanding our own fears and hopes. It's also essential to our social, mental, and professional growth. And this growth ultimately helps us achieve more. In this episode Warren speaks to Alex MacPhail, an international airline pilot, high performance team...

Nov 09, 202027 min

Around the World & Back Again: SA Couple Saves up and Spends Two Years Travelling

In this exciting episode Warren interviews Mikaeel Adam who, together with his wife, saved up and spent two years travelling the world on an incredible adventure. They visited over 20 countries and created memories that will last forever. Mikaeel's travel page on IG: @mytravelrules Follow Honest Money on twitter for more #FinancialFreedom content: @HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 80...

Nov 01, 202033 min

One of the Simplest Ways to Invest for Your Future

Warren speaks to Grant Locke, Head of OUTvest, about the future of investing and how skilled human advisors will work hand-in-hand with powerful AI systems to make great financial advice more accessible to everyone. Grant and his team at OUTvest are at the cutting-edge of investment technology and they've built an incredible platform to help you manage your investments easily and even pay up to 90% less in fees. To find out more about OUTvest: Visit www.outvest.co.za or call 0860 688 837 to...

Oct 26, 202023 min

The Keys to Physical & Financial Health (with Samuel Hlonyana)

Warren speaks to Samuel Hlonyana, founder of 90 Day Movement and author of "Life After Dieting," about how we can create the right habits for a healthy life, both physically and financially. Follow us on twitter for more Financial Freedom content: @HonestMoneyPod Samuel Hlonyana: Twitter: @MohauHlonyana www.90daymovement.com Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured i...

Oct 16, 202023 min

Estate Planning: What Happens When You Don't Have a Will?

Did you know that over 70% of the South African population does not have a Will? A Will provides you with a way to look after your loved ones when you are no longer alive. It expresses your wishes and gives direction to an executor regarding how your estate should devolve. By not having a Will, you may cause unintended difficulty for the very ones you want to look after. In this episode, Warren speaks to George Robertson, Chief Executive Officer at Galileo Advisory Services, about why it's ...

Oct 12, 202020 min

South Africa's Property Market in 2020

Warren has an in-depth conversation with property expert, Paul-Roux De Kock, about the current state of SA's property market and the impact that COVID-19 has had on prices. Paul-Roux is the Analytics Director at Lightstone. Follow us on twitter for more Financial Freedom content: @HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on...

Oct 05, 202028 min

How to Protect Your Pets Without Breaking the Bank

Many of us view our pets as part of the family and we'll do whatever we can to give them the best possible quality of life. Unfortunately pets, like us, are prone to injury and illness, and taking them to the vet for medical procedures can be a really expensive ordeal. So, if we can buy medical aid to cover ourselves, what can we do for our furry friends? In this episode Warren chats to Carla Benade, Head of Product for OUTsurance Pet Insurance, about what the offering is and how we can buy...

Sep 27, 202019 min

Financial Freedom Begins With This Strategy (ft. Stealthy Wealth)

Warren speaks to well-known personal finance blogger, Stealthy Wealth, about the real road to Financial Freedom. The two successful investors share important advice from their personal journeys on the following topics: Achieving financial freedom by creating the right plan Using debt: whether to take the risk or steer clear Trading CFDs The future of cryptocurrency How to managing your money Follow Honest Money for more #FinancialFreedom content: Twitter: @HonesMoneyPod www.honestmoney.co.za Ste...

Sep 21, 202023 min

Living Off the Capital We Accumulate (4% Rule Explained)

Once we achieve our Financial Freedom goal, how do we go about drawing an income from our investments? In this episode Warren Ingram and Yolande Botha, from Galileo Capital, explain how you should approach this. Warren shares an important "4% - 5% Rule" that you can use. The following topics are also discussed: Diversification of assets (shares, property, cash, bonds etc) Geographic diversification (investing offshore) Follow us on twitter for more #FinancialFreedom content: @HonestMon...

Sep 14, 202017 min

Can I Use Debt to Buy Shares?

An honest conversation with The Finance Ghost about the true cost of raising a child, the difference between good debt and bad debt, and knowing when to buy individual equities. Twitter: @HonestMoneyPod The Finance Ghost: www.thefinanceghost.com Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel...

Sep 06, 202018 min

When to Avoid Sitting on Cash

Warren answers questions from the listeners about sitting on cash, investing in a fixed deposit or buying shares/ETFs. Send us a voice note on WhatsApp to (+27) 072 934 4218 with your question and you could be featured in the podcast. Twitter: @HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our Y...

Aug 31, 202011 min

Master the Side Hustle

Valuable advice from Warren Ingram and The Finance Ghost for anyone looking to earn extra income through starting a business. Follow Honest Money on twitter for more #FinancialFreedom content: @HonestMoneyPod The Finance Ghost: www.thefinanceghost.com Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube c...

Aug 22, 202021 min

Offshore Investing: an Important Guide for South Africans

Looking to diversify your portfolio and invest your capital abroad? In this episode Warren will guide you through your three main options: Feeder Funds, Dollar-denominated Unit trusts and opening a stock-broking account to buy individual shares or ETFs. Warren also explains why it's critical to avoid investing smaller monthly amounts, and why you should pay close attention to the offshore tax regulations. Guest: Yolande Botha (Director, www.galileocapital.co.za) Find us on twitter for more ...

Aug 16, 202014 min

The South African Economy: Where Are We Heading?

Warren shares his current views on the state of SA's economy and the R70-billion IMF loan. Co-hosted by Yolande Botha, Director at Galileo Capital. Honest Money Twitter: @HonestMoneyPod Galileo Capital: www.galileocapital.co.za Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter , LinkedIn and subscribe to our YouTube channel for more Fin...

Aug 09, 202018 min

Protect your Business: Important Advice for Entrepreneurs in SA

Whether you're freelancing to make extra money, bootstrapping your small business, or expanding your company with new employees, you can benefit from business insurance. In this episode Warren has an in-depth conversation with Riyaad Loonat, Chief Operating Officer (Business OUTsurance) about how business insurance can help cover the costs associated with property damage, liability claims and so on. Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod Get a quote for you...

Aug 02, 202025 min

What High Net-Worth Individuals Do Differently

In this episode Warren chats to Avhaathu Ntsho, also known as "Accountant In The Kitchen," about the following topics: Starting a side-hustle to fund your investment journey Understanding what high-net worth individuals do differently Good debt vs. bad debt "Black tax" ETFs vs. Individual Shares Follow us on twitter for more #FinancialFreedom Content: @HonestMoneyPod Avhaathu Ntsho: @avhaathu http://accountantinthekitchen.co.za Send us a text Have a question for Warren? Don&a...

Jul 26, 202033 min

Is Saving 15% of My Monthly Income Enough?

In this episode Warren Ingram answers the following 3 questions from the listeners: Q1: Should I take money out of my retirement fund to pay off my debt? Q2: How can young professionals begin their journey to financial freedom? Q3: Is saving 15% of my income every month enough? Send us a Voice Note question on WhatsApp to (+27) 72 934 4218 and you could be featured in an upcoming podcast. Follow Honest Money on twitter for more #Financial#Freedom content: @HonestMoneyPod Send us a text Have a qu...

Jul 20, 202012 min

Financial Freedom is Choice: a Conversation with Bruce Whitfield

Bruce is an award-winning financial journalist and the author of "The Upside of Down: How Chaos and Uncertainty Breed Opportunity in South Africa." In this episode Warren finds out more about Bruce's personal journey with money and what financial freedom means as a father and successful businessperson. Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsA...

Jul 12, 202041 min

Warren Ingram's Preferred ETF Portfolio

Warren reveals his favourite three ETFs, as well as explaining why you should be careful of "over-investing" in too many different ETFs. Send us a Voice Note question on WhatsApp to (+27) 72 934 4218 and you could be featured in an upcoming podcast. Follow us on twitter for more #FinancialFreedom content: @HonestMoneyPod Send us a text Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in on...

Jul 06, 202011 min

Yes, You Probably Need Life Insurance And Here's Why

Life insurance isn't sexy. We don't like talking about it, however, buying life insurance is an important element of good financial planning. There are some serious benefits to buying insurance early on, especially if you have debt, are married or planning on marriage, have or are planning on starting a family, or you are a business owner. In this episode Warren speaks to one of South Africa's foremost experts on the topic, OUTsurance Life's COO, Paul Myeza. Follow us on twit...

Jun 28, 202043 min
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