HerMoney with Jean Chatzky - podcast cover

HerMoney with Jean Chatzky

Jean Chatzky Her Moneywww.hermoney.com
Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!
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Episodes

Ep 267: The Menopause Manifesto

Dr. Jen Gunter, “Twitter’s resident OB/GYN,” and author of the bestseller, “The Vagina Bible,” joins us for a candid discussion about what it really means to go through menopause — not just to survive it, but to move through it in a better, more empowered way. She discusses takeaways from her new book, “The Menopause Manifesto,” and we dispel some misconceptions surrounding menopause and women’s health. In Mailbag, we tackle questions on retirement savings benchmarks and home buying in this hot ...

May 26, 202152 minEp. 267

Ep 266: Weddings In 2021

Are nuptials in your future? Whether you're a bride, a bridesmaid or a guest, things look different this year. Many brides are hosting “minimonies" with smaller crowds, getting married in private homes, and spending less on everything, including dresses. Enter Grace Lee and Monica Ashauer, co-founders of Birdy Grey, bridesmaid attire company, known for its $99 dresses. (Yes, they're all $99!) They talk about what's new in weddings for 2021, and how to cut costs. In Mailbag, we hear from a bride ...

May 19, 202149 minEp. 266

Bonus Mailbag #26: The Ultimate Guide To IRAs

There’s so much to unpack with IRAs — individual retirement accounts — that we did a dedicated Mailbag episode to tackle your most pressing questions. Jean joins expert Ed Slott, CPA and author of The New Retirement Savings Time Bomb to answer listener questions on SEP IRAs, Roth IRAs, IRA rollovers, IRA contributions, IRAs vs. 401(k)s and so much more. (If you have a question for Jean to tackle on an upcoming episode, please drop us a line here !) Learn more about your ad choices. Visit megapho...

May 12, 202132 min

Ep 265: IRAs: Everything You Need To Know

This week we’re tackling all things IRAs — individual retirement accounts — because there is SO much there: traditional IRAs, Roth IRAs, IRA conversions, SEP IRAs, spousal IRAs, backdoor contributions and more. Jean sits down with Ed Slott, CPA and author of "The New Retirement Savings Time Bomb" to take a deep dive into all things IRAs, and what they can do for you and your financial future. Our mailbag for this show is a special episode of its own, Bonus Mailbag #26: The Ultimate Guide To IRAs...

May 12, 202143 minEp. 265

Ep 264: The Financial Checkup You Need Now

Our families are a big reason why so many women stepped out of the workforce during COVID. But after putting others first for over a year now, it's time to get back on track with a real financial check-up. Sangeeta Moorjani, Executive Leader for Workplace Investing at Fidelity, breaks down the main building blocks to a solid financial plan and tells us how to get started. In Mailbag, saving for children and how pensions factor into retirement planning. In Thrive, rebuilding savings. Learn more a...

May 05, 202148 minEp. 264

Ep 263: The Best Investing Tips For Moms (And Everyone Else!)

The majority of women — 77% — say they see money in terms of what it can do for their families. And while family = life, your money is the tool that’s going to get you where YOU want to go. Chelsea Brennan, founder of Smart Money Mamas, talks about the new investing rules for 2021 and beyond. We also talk career breaks + budgeting for life events. In Mailbag, we tackle paying for college and best practices with old retirement accounts. And in Thrive, why 1 In 3 women of color are planning on lea...

Apr 28, 202155 minEp. 263

Ep 262: Get Good With Money

More than 85% of women are stressed about their finances, but it doesn’t have to be that way. Tiffany Aliche, The Budgetnista, tells us all how to “get good” with our money, how to take control of our finances, and get a handle on exactly where we’re headed. Tiffany takes us step-by-step through some important ways we can attain financial security + peace of mind. In Mailbag, we talk about investing vs. paying down credit card debt, how a woman living overseas can invest for the future, and how ...

Apr 21, 202157 minEp. 262

Ep 261: Make Your Space Work With HGTV’s Tiffany Brooks

70% of us are planning to redecorate our homes this year. Are you one of them? Tiffany Brooks, host of HGTV’s “Smart Home” and “Rock The Block" shares some of her favorite design touches and walks us room-by-room through a home. She shares the most impactful changes we can make, particularly if we’re on a budget. In Mailbag, we tackle questions on the best vehicles for retirement investing, how to set up a secure account for a minor, and how best to invest stimulus money for your children. In Th...

Apr 14, 202146 minEp. 261

Ep 260: Get Paid What You’re Worth

What should we be doing now to earn more? To not only know our worth but be paid our worth? Claire Wasserman, founder of Ladies Get Paid, tells us how women can get recognized and rewarded at work and get paid what we deserve. We talk about networking during COVID, and networking internally once we’re hired, in a remote work environment. In Mailbag, we talk career transitions and pay cuts, and protecting our retirement earnings from a tax hit. In Thrive, spring cleaning your finances. Learn more...

Apr 07, 202146 minEp. 260

Ep 259: Find Your Confidence

The gender confidence gap is real. So, what can we do? Katty Kay and Claire Shipman, authors of the book, “Living The Confidence Code” are here to empower the next generation of young women to make a difference in the world. The pair discuss the importance of role models who are real , and the pivotal cultural moment we’re in now for women’s leadership and representation. We talk about some of the best ways we can all give ourselves (and the women around us) a boost. In Mailbag, how to prevent i...

Mar 31, 202145 minEp. 259

Ep 258: Reinvent Your Career

Are you rethinking what you want out of your working life, or looking for a new job? Almost half of us make a major career change at some point, but where do we start? Lindsey Pollak, author of, “Recalculating: Navigate Your Career Through the Changing World of Work” walks us through how to recalculate our careers with new networking techniques, rockstar applications, social media and more. Which of your skills are translatable? Reinvention is easier than you may think. In Mailbag and in Thrive,...

Mar 24, 202147 minEp. 258

Ep 257: How Women Over 50 Can Reclaim Workplace Power And Confidence

While the future is definitely still female, the truth is, we lost far more women than men from the workforce this past year with COVID, many of them women over 50. How can older women reclaim their workplace power and confidence, and go boldly into this next stage of their careers? Bonnie Marcus, former CEO and author of the new book “Not Done Yet!” tells us how. She breaks down the most common ageist assumptions in the workplace, the “myth of meritocracy,” and how to check our own self-limitin...

Mar 17, 202137 minEp. 257

Ep 256: How To Land A Job In A Tough Market

Despite the down economy and record unemployment, thousands of companies ARE hiring. If you lost your job or if you know that it’s time for a change, this show is for you. Dorianne St Fleur, founder and CEO of Your Career Girl, a career development agency for women of color, walks us through the best strategies for landing a new job and getting promoted, even in an uncertain remote work world. In Mailbag, we tackle listener questions on financial literacy for children and buying a vacation prope...

Mar 10, 202148 minEp. 256

Ep 255: Tame Stress And Cure Your Busy Brain

Are you distracted? Stressed? Unable to focus or sleep without thoughts racing? Us, too. Thankfully, neurologist and integrative medicine specialist Dr. Romie Mushtaq is here to help us cure our “busy brain,” minimize stress, and prevent burnout. She walks us through a mini meditation and offers concrete steps for finding calm. In Mailbag, we advise a recent college grad on where to put her savings, and we dive into mortgage refinancing and charitable giving. In Thrive, Jean breaks down five way...

Mar 03, 20211 hr 1 min

Ep 254: College Costs: Navigating, Negotiating, and Knowing How Much To Spend

These days, it’s easy to spend $300,000 on four years of education. But what’s really “worth it”? How much should you be spending and where should you be negotiating? Ron Lieber, author of The Price You Pay For College breaks it all down for us . He tells us why college really costs so much, how to navigate the complexities of the financial aid system, and breaks down the best savings strategies. In Mailbag, we tackle questions on paying for college, establishing Roth IRAs for college students, ...

Feb 24, 202152 minEp. 254

Ep 253: How To Find And Choose A Financial Planner

Today we answer the two questions that Jean gets asked most often: When do I need a financial advisor, and how do I find one? Pam Krueger, founder and CEO of Wealthramp and host of Money Track, breaks it all down for us. We talk types of advisors, what a “fiduciary” does, and the steps to take if you’re ready to work with someone. In Mailbag, advice for a listener who came into a sizable inheritance but has no other savings, and questions on whole life insurance, retirement catch-up contribution...

Feb 17, 202149 minEp. 253

Ep 252: Why Modern Dating Is In Crisis

Are you swiping right on potential new partners? A majority of women say their dating lives aren’t going well, but apps are more popular than ever. What’s going on? Author Jon Birger says modern dating is in crisis, but he has a solution. In his new book Make Your Move: The New Science of Dating and Why Women Are in Charge , he tells us how we can take charge of our dating lives. In Mailbag, we tackle questions on using Medicaid when our savings run out, and hiring a bill negotiator. In Thrive, ...

Feb 10, 202152 min

Ep 251: Short Selling, GameStop, and What’s Really Happening On Wall Street

For the thoughtful, long-haul investor, the news this past week has been frustrating and confusing. What happened with GameStop? What is a “short sale” and how did the whole thing get started on Reddit? Karen Finerman, President of Metropolitan Capital Advisors, breaks it all down for us, and talks about what it means to invest with confidence. In Mailbag, we talk about saving in a HYSA vs. saving in the stock market, and whether to maximize a retirement account or put money somewhere else. In T...

Feb 03, 202146 minEp. 251

Ep 250: How To Turn Your Art Into An Income Stream

From selling greeting cards at a local gift shop to $1 billion in lifetime sales — that’s the incredible path of artist Mary Engelbreit, who tells us how we can turn our art and creations into a valuable income stream. We talk about selling your products on Etsy vs. exhibiting in galleries, promoting yourself, and the journey from artist to entrepreneur. In Mailbag, what to do with our investment dividends, taking a pension vs. cashing it out, and being prepared for a layoff in the face of job u...

Jan 27, 202143 minEp. 250

Ep 249: How To Earn 7 Figures

Are you looking to make a change with a new job, career growth or a raise? Then listen to everything Rachel Rodgers, CEO of Hello Seven, has to tell us this week! Rachel dishes on how to ask for more money, and what makes her say “yes” when one of her employees asks for a raise. She talks about how we can find roles that don’t just provide us with a paycheck, but also profit sharing, equity, commission and more. In Mailbag, we talk about switching 401(k) contributions from a ROTH to a traditiona...

Jan 20, 202147 minEp. 249

Ep 248: How To Budget (Even If You’ve Never Budgeted Before)

Where are you spending? Where are you saving? Are you making truly meaningful decisions about your money? Are you making progress towards your bigger goals? Where do you want to be in 12 months? What about 12 years? Peter Polson, CEO of Tiller Money, walks us through budgeting basics, budgeting technologies, and a step-by-step guide to getting started. In Mailbag, we talk about donating to those who need it most, buying a new home for a nervous buyer who overcame homelessness, and getting pre-ap...

Jan 13, 202149 minEp. 248

Ep 247: How To Talk To Your Parents About Their Money

When the time comes for us to support an elderly family member, finances are a big piece of the puzzle. But what does this mean for you, as a potential caregiver? You’ve got to start having discussions around money, retirement assets, and wills now — as in, today. We sit down with Cameron Huddleston, author of “Mom and Dad, We Need to Talk” for a step-by-step guide to the conversations we need to have. In Mailbag, we tackle questions on home sales, financially supporting our parents, and how bes...

Jan 06, 202151 minEp. 247

Bonus Mailbag #25: Career Changes And Salary Loss

These last few months have turned our working lives upside down. Jean dives in to tackle your most pressing career-related challenges. We talk about making the transition from a high paying field into childhood education, how to save for retirement after a layoff, and how to prep your resume when you’ve been working for yourself for over a decade. We also hear from a listener who took on debt while she was out of work for three years and is unsure how to move forward, and we check in with a rece...

Dec 31, 202030 min

Ep 246: Gabby Bernstein On How To Make 2021 Your Most Powerful Year Yet

Gabby Bernstein tells us how we can successfully move into 2021 with open minds, open hearts, and a healthy dose of optimism. As a lifestyle guru, a fixture on Oprah’s Supersoul Sunday, and #1 New York Times bestseller, Gabby has spent the last 15 years teaching meditation and changing lives. She offers her best tips for getting rid of our fears, de-stressing, and starting our New Year off in a positive place. In Mailbag, we tackle investing in real estate, how 1099 workers can save for retireme...

Dec 30, 202045 minEp. 246

Bonus Mailbag #24: Life Insurance, Wills & Dependents

In this Mailbag-only episode, Jean dives into questions about life insurance (and how much of it we really need) and Dependent Care FSAs. Jean also advises a listener who's considering setting up a will or living trust, and counsels another woman who is curious about the “5 year lookback” that we’ve all heard about for Medicaid. Lastly, Jean advises a woman who's considering getting a will even though she's only 24. If you have a question you'd like Jean to answer, write us at mailbag@hermoney.c...

Dec 28, 202022 min

Ep 245: Wealth And Why Women Need To Talk About It

This week’s guest, Jennifer Risher, has invited the world to talk about money and what it means to have too much of it, with her memoir, "We Need To Talk: A Memoir About Wealth.” Jennifer shares some of her personal experiences having awkward money conversations, and walks us through five steps to take when diving into discussions with friends and family. (Hint: Listen first. Then ask questions.) Jennifer also shares her best advice for people looking to give back to those in need. In Mailbag, w...

Dec 23, 202047 minEp. 245

Ep 244: Karamo On Finding Fulfillment In A Crazy Year

A crazy year is coming to a close, and we’re looking to channel holiday spirit in any way we can, despite not being able to gather with friends and family. Emmy-nominated host and culture expert on Netflix’s hit series ‘Queer Eye,’ Karamo, is here to help us find nuggets of cheer and optimism this year, even when we’re stuck in our bubbles at home. The pair talk about giving back this year, the best gifts we can give, and how to take care of ourselves during stressful times. In Mailbag, we talk ...

Dec 16, 202049 minEp. 244

Ep 243: OK, Boomer: How Millennials Got Left Behind (And What To Do About It)

You’re probably familiar with the “OK, Boomer” meme… But it’s not just a sarcastic dismissal — it’s a recognition that millennials are in crisis, says this week’s guest Jill Filipovic, author of "OK, Boomer, Let's Talk: How My Generation Got Left Behind.” Jill highlights some of the policy changes and economic structures that have held millennials back, and walks us through concrete suggestions to improve our lives. In Mailbag, we tackle listener questions on loaning money to family, what to do ...

Dec 09, 202049 minEp. 243

Ep 242: How To ‘Adult’ Without Burnout

Although by now we’ve all found our new ‘COVID routines,’ we’ve also found our COVID ruts, with more drudgery and ‘adulting.’ Katina Mountanos, mindset coach and author of ‘On Adulting’ breaks down how we can all embrace our responsibilities without letting go of the joy in our lives. She offers formulas for getting off the hamster wheel of work-gym-sleep, and she shares some of her favorite ‘perspective shifts’ to make it through stressful times. In Mailbag, we talk about reinvesting after losi...

Dec 02, 202046 minEp. 242

Bonus Mailbag #23: Real Estate And Refinancing

Home sales are up, and you have real estate questions! We’re diving into all of them. First, we hear from a listener who is unsure whether or not to sell her condo, even though she’s losing money every month. We also tackle a question from a listener who was outbid on a home, but then the sellers came back to her and offered her the chance to buy the house. Another listener writes in with a question on doing IVF vs. building an addition onto her home, and one woman is seeking guidance on the dif...

Nov 26, 202025 min
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