There is no one size fits all method for getting out of debt. In this episode we explore the Shred Method. If you are looking at different options to help you get out of debt, this episode is for you! Snowball, avalanche… you probably have heard of these methods of getting out of debt and today you will learn about one more! In this episode, I want to introduce you to the "Shred Method", created by our guest Adam Carroll, which helped him pay for his house in record time and is now sharing it wi...
Jan 19, 2023•32 min•Season 16Ep. 336
When you think about one of the money mistakes you have made, what would you like to have known as a teen? If you want to help a teen in your life from making the money mistakes you made, don’t skip on this episode! One of the most popular New Year's resolutions is to manage our finances well. You realize that you start enthusiastic and then as the months go by it diminishes. What if you had a simple financial checklist to keep the momentum going throughout the year? In this episode, I share my ...
Jan 12, 2023•25 min•Season 16Ep. 335
If you are determined that this is going to be your year financially but you don’t know what to do if it starts to fizzle off in a few weeks, then this episode is for you! One of the most popular New Year's resolutions is to manage our finances well. You realize that you start enthusiastic and then as the months go by it diminishes. What if you had a simple financial checklist to keep the momentum going throughout the year? In this episode, I share my simple financial checklist with only 5 items...
Jan 05, 2023•15 min•Season 16Ep. 334
Minimizing those limiting money beliefs is necessary if you want to grow financially. Are you tired of feeling stuck and not fully understanding why that is? When you carry limiting beliefs about money you are holding yourself back in your financial life. It is important to know what limiting beliefs you have invading your mind so you can do something about it. Fortunately on this replay, we will be focusing on just this! For a quick recap of this episode go to: https://jenhemphill.com/225 Also,...
Dec 29, 2022•18 min•Season 15Ep. 335
Do you consider money hard to manage, or maybe the thought of it is overwhelming? No matter what you have tried, don’t miss this replay because I share with you three exclusive areas that actually simplify managing your money. (And they aren’t hard to implement!) For a quick recap of this episode go to: https://jenhemphill.com/233 Also, don’t forget to join our free community: jenhemphill.com/community Want to get social? Let’s connect more on Instagram @jenhemphill Grab your copy of My Daily Di...
Dec 22, 2022•27 min•Season 15Ep. 334
We can all agree that navigating the U.S. financial system as an immigrant is not easy. This can be due to two main reasons: because it is a completely different system from our origin countries and the lack of accessible resources in our native language. Fortunately for us and our community, there are people like Carolina Weber and Natalia Duarte who are working together to change this and helping our community navigate the financial system. In this episode, Natalia and Carolina share their mon...
Dec 15, 2022•39 min•Season 15Ep. 333
Latina Equal Pay Day (LEPD) is later this year than it has been in the past, why is that? In 2021 LEPD fell on October 21st, this year it’s December 8th, that’s more than 30 days later. What is different in 2022 from 2021? In this solo episode, I share my thoughts about this and more. If you have been wondering why this year Latina Equal Pay Day falls later like me, this episode is for you. You will also hear the following in today’s episode: How calculating Equal Pay has evolved Tools and resou...
Dec 08, 2022•21 min•Season 15Ep. 332
Being proud of where you come from and passing it on to your kids is part of keeping your legacy alive. It doesn’t matter where you are or where you live, it’s about celebrating your roots. In this episode, Janny Perez is here to share how you can be creating a legacy your abuela can be proud of. Janny Perez is the founder of Mi Legasi, an online blog, platform, and community for these parents. She is also the host of The Latina Mom Legacy podcast and has been featured in Oprah Daily, Hip Latina...
Dec 01, 2022•34 min•Season 15Ep. 331
Special announcement!! We now have a community on Facebook. If you have been wanting to have conversations beyond the podcast with other listeners, join us! Plus, I really want to connect with you. Use this link to join: https://jenhemphill.com/community See you there! Abrazos + Much Love, Jen
Nov 29, 2022•3 min•Season 15Ep. 332
Are you aligning your actions with the goals that you really want or the goals that you think you should want? In this replay you will hear why you may be focusing on the wrong types of goals. You will also learn the two critical steps to make your vision a reality and seven ways you can start living it right now. For a quick recap of this episode go to: https://jenhemphill.com/268 Also, don’t forget to join our free community: jenhemphill.com/community Want to get social? Let’s connect more on ...
Nov 24, 2022•32 min•Season 15Ep. 331
When you think of financial freedom, what comes to mind? Overcoming debt and achieving financial freedom is within the reach of our Latino community. Nevertheless, there are some in our community who do not think it is possible because of our family history or actual circumstances. In this episode, our guest Cindy Zuniga-Sanchez who considers herself a financial translator for the Latino community shares with us why it is possible for the Latino community to overcome debt and achieve financial f...
Nov 17, 2022•38 min•Season 15Ep. 330
Have you had a family financial planning conversation? The type of conversation where you discuss the things we don’t want to think about or shy away from talking about. This can include from making decisions on how do we want to be cared for if we become incapacitated to how can we invest more in real estate as a family? Money can be a difficult subject to talk about with your family even in our Latino community. Today, our community is betting on a future where we want to be more financially p...
Nov 10, 2022•34 min•Season 15Ep. 329
Have you thought about talking about money with your family but didn't know how to even start? In general, as a Latino community, we tend to avoid talking about money unless it is necessary or an emergency. In this solo episode, I share with you the benefits of having this type of discussion and some tips to help you have the money talk with your family with ease. You will also hear the following in today’s episode: Why as a Latino community we shy away from talking money The real benefits of ha...
Nov 03, 2022•21 min•Season 15Ep. 328
Have you ever shared how much you earn at work with family or friends? Imagine posting it on social media. That feels scary, right? Well, our guest today did. Pabel Martinez shares with us why he did it, the benefits (and drawbacks) of his pay transparency and what happened as a result. Pabel Martinez is a New York native, storyteller, and former tech executive. His mission in life became to redefine professionalism by empowering authenticity. In 2020, he launched Plurawl to bring this mission t...
Oct 27, 2022•35 min•Season 15Ep. 327
Does your work environment practice diversity, equity and inclusion? To talk more about this, I can't imagine two better people for this: Guylaine Saint Juste and Matthew Coons, who are here for this episode recorded at XeroCon, where we take a deep dive into this topic and how practicing it can help our community. Guylaine Saint Juste serves as President and Chief Executive Officer of the National Association of Black Accountants, Inc. (NABA), a nonprofit membership association that represents ...
Oct 20, 2022•51 min•Season 15Ep. 326
Do you want to go into accounting or business or have a child who does? Today's episode is a behind the scenes conversation I had with Jackie Velez, recorded at XeroCon, where we talk about the scholarship’s opportunities for our community and learn more about Xero. Jackeline Velez is Director, Partner & US Hispanic at Xero, where she oversees the US Hispanic vertical and partner growth across Xero’s central and west-coast regions. In 2020, she spearheaded Xero's expansion into the US Hispan...
Oct 13, 2022•31 min•Season 15Ep. 325
Do you feel guilt because you bring in less than your significant other? Or maybe you aren’t sure if you should use a balance transfer to pay a credit card debt? Today, in this solo episode, I am going to answer these two questions in depth so you can make the best decision for you and your household. Enjoy this episode! Don't hesitate to ask me and I’ll be more than happy to answer your financial questions here, in one of the episodes of the Her Dinero Matters podcast. You will also hear the fo...
Oct 06, 2022•32 min•Season 15Ep. 324
When it comes to financial stability or financial freedom, we all deserve to have the tools to achieve it, regardless of gender, age, sexual preference, or race. But the reality is that each group or community has its own challenges in achieving financial equality. This financial inequality also contributes to hidden and higher costs for them. Today our special guest, Ana Zamora, helps us understand the hidden (and higher) cost of being LGBTQ+. In this episode, Ana Zamora, a bisexual financial a...
Sep 28, 2022•35 min•Season 15Ep. 323
Are you a small business owner who has been feeling overwhelmed when it comes to payroll? If you do, this is definitely the episode for you. There is a payroll solution that can help you from your phone and within minutes. And as if that were not enough, it provides assistance 24/7 in English and Spanish. This app is called “Roll by ADP”, and our guest Charles J. Arrindell is here to give us more information about how it can simplify our lives as small business owners. Charles is focused on maxi...
Sep 26, 2022•26 min•Season 15Ep. 323
Never underestimate the power of thoughts, because your mind is the one that can encourage you to take action or stay still and this can affect or help in all aspects of your life. Working on your mindset and healing your money wounds will get you where you want to be. Today's guest, Gigi Diaz, is here to expand on these topics further and help you heal your relationship with money. Gigi shares why she felt money was tricky and how mindset can help you see things from a different perspective. Sh...
Sep 21, 2022•40 min•Season 15Ep. 322
Credit cards sound so alluring and innocent, and they can actually be of great help, but only if you manage to pay off the full amount month after month. If you don't pay it off in full, that's where your finances will start to shake. Today's guest is familiar with this, Maribel Quezada is here to share with us what tradeoff she made with her mom (which involved signing a contract) that taught her how to use a credit card responsibly. Maribel Quezada is a video and podcast producer, with over 16...
Sep 14, 2022•37 min•Season 15Ep. 321
Have you ever had to break a financial rule? This was the case for our special guest for this episode, Sandra Camponogara, who had to break a financial rule, which was a good decision for her and her family at the time. She also shares the three things that helped her deal with this financial crisis and the one thing that allowed Sandra to experience her version of financial independence. Sandra immigrated to the United States in 1988 from her native Argentina with big dreams and no savings. Aft...
Sep 08, 2022•32 min•Season 15Ep. 320
Have you been witnessing how your money is not going as far as before? We live in a time where there has been a significant rise in inflation. The prices of gasoline and many of the things we normally buy or need are getting higher. In this solo episode, I'm going to share with you what exactly you can do to make navigating your finances easier if you are feeling the strain of inflation. You will also hear the following in today’s episode: The three main causes of inflation What your household i...
Sep 01, 2022•27 min•Season 15Ep. 319
Having a financial voice is essential because that is how we speak up for ourselves financially, make financial decisions and have a say so with money. Unfortunately people in toxic, abusive relationships find themselves without a financial voice. In this episode, Debbie O’Hara, a proud bilingual money coach, shares with us what “financial voice” means to her and the hardest thing that she learned from her experience of not having one. She also shares some examples on how money can be used as a ...
Aug 25, 2022•32 min•Season 15Ep. 318
When we think about life insurance, it can be overwhelming because there is so much information and all the options that are written in complex legal terms. That is why for this episode I have invited a special guest, Jessica Nelson, to shed light on this important matter. Jessica Nelson is on a 20 year mission to educate minorities on the importance of obtaining and sustaining a healthy financial lifestyle. She is deeply committed to sharing the importance of saving, investing, and spending sys...
Aug 18, 2022•38 min•Season 15Ep. 317
There is no doubt that finances have changed over recent times. If you go back 7 or even 10 years ago you would see a ton of blogs talking about frugality and how to save more money. Over time you started hearing about the Financial Independence Movement (FI/FIRE), more people started doing side hustles and now we have crypto, NFTs, etc. When I got started I was able to count on one hand the number of Latinos talking about money online: Brittney Castro happens to be one of these people. In this ...
Aug 11, 2022•35 min•Season 15Ep. 316
Inflation is at an all time high with rising prices in all aspects of our lives. One of these is the rise of car prices. If you are considering purchasing a car consider the true cost of car ownership before making this decision to help better plan this significant purchase. In this solo episode I share with you the story of how this topic came about and my own personal struggle with car purchases and ownership. What you'll learn about in today's episode: The latest stats on the average cost of ...
Aug 04, 2022•22 min•Season 15Ep. 315
What is the one decision you made that you continue to question to this day? We have all been in that position facing hardship where we act on emotion or out of desperation. In this episode, Mayra Rocha, founder of El Dinero Si Importa, an Emmy Award-winning journalist who covers business stories for Univision networks, shares what this one thing is you must do when facing hardship. We also learn how living on the US-Mexico border impacted her money journey and how she navigates the different pe...
Jul 28, 2022•29 min•Season 15Ep. 314
As Latinos, we tend to believe that it is not feasible to generate wealth, due our own experience which sets our own standard of what is achievable. One key factor is acknowledging how far we have come which helps to change our mentality from scarcity to one of abundance.The other key factor is knowing your worth, which is fundamental to improving your financial situation. Knowing your worth allows you to value yourself more and in turn not be afraid of asking for more pay at the negotiation tab...
Jul 21, 2022•33 min•Season 15Ep. 313
Generational poverty is very real and changing this cycle can start with you! When we come from a money journey where there is not much or the scarcity mindset abounds, it is easy to follow that same course, because “we are supposed to” and we believe that “it is all we got”. However, we can change this and our guest in this episode is a big testament to this. In this episode, Rebecca Contreras, author of the book “Lost Girl – From the Hood to the White House to Millionaire Entrepreneur” and a s...
Jul 14, 2022•28 min•Season 15Ep. 312
