Hospitalisation and critical illness insurance are vital, but beware of being upsold or paying too much for premiums. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. What do young people need to know when buying their first insurance package? Insurance is an essential part of “adulting”, but it can be daunting when choosing from a wide range of products on a tight budget. Some can also find that insurance agents pre...
Jul 06, 2025•29 min•Season 1Ep. 40
Listen to our news commentary podcasts on the go every week. Podcasts have become part of the global media landscape these days. The audio-on-demand format allows many listeners to often do other chores or hobbies, while hearing the shows in the background over headphones or bluetooth speakers Almost every weekday, check out our discussions on Singapore current affairs and social issues, geopolitics through an Asian lens, health, climate change, personal finance and career. Follow our shows on y...
Jun 19, 2025•3 min•Season 1Ep. 1
Find out how developing crucial career skills can help you triumph over times of turmoil. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Developing a vibrant, resilient career in this age will require consistent effort to make deeper and more frequent changes. Mastering what we do in the here and now, does not suffice. Instead, we need to cast an eye towards what our jobs may become and even consider entirely new o...
Jun 15, 2025•29 min•Season 2Ep. 20
Gaining exposure, cultural conflictions and intergenerational discussions are all part of the road to inheriting a family business. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Family businesses have been in the spotlight, after the CDL saga that saw father and son in a tussle for control over one of Singapore’s largest companies. But whether it is about inheriting family businesses or family wealth, the process ...
Jun 01, 2025•29 min•Season 2Ep. 19
An entrepreneur shares his hard-earned lessons on working with one’s hands. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. For much of human history, manual work and the skilled trades have been the default way to earn your keep. Even in a small, advanced economy such as Singapore, there remains a need for this work to be done, that requires a mix of hard graft and mindfulness. To piece together how to be successfu...
May 18, 2025•27 min•Season 2Ep. 18
Three students in their early 20s tell us how they're approaching this. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Retirement used to be a word for middle-aged workers, perhaps as they started to think of how to lay up enough savings to enjoy their twilight years. But with movements like Fire - also known as financial independence, retire early - younger workers are starting to talk about retirement and prepare...
May 04, 2025•34 min•Season 2Ep. 17
Recent high-profile office return mandates belie a broader availability of flexi-work options from more firms. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Those of us who are humming along at a comfortable rhythm with hybrid work might have watched with worry recent developments of major firms insisting on five days in office a week by default. After all, it seemed like an equilibrium was reached in the years fo...
Apr 20, 2025•27 min•Season 2Ep. 16
A master's can help you get ahead in your career, but consider the expenses involved carefully too. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. It’s a question that comes up in our 20s and 30s - if we need additional educational qualifications to give us a leg up in our careers. But how do you decide whether to pursue a master’s degree? How do you go about choosing courses, and most crucially, how do you finance...
Apr 06, 2025•30 min•Season 2Ep. 15
Major shifts in the job market and employer practices make for more options but tougher decisions too. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Singapore’s tertiary education system has been shaken up in recent years, with polytechnics and universities among those seeing major changes. These include apprenticeships, structured talent programmes, industry attachments, longer-duration internships and even globa...
Mar 16, 2025•21 min•Season 2Ep. 14
CDC vouchers are welcome, but young people also want more housing, jobs and childcare help. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Budget 2025 has come and gone - the time we Singaporeans look for some free money and vouchers. This year, a big theme was around helping to alleviate the cost of living especially with inflation in the last few years. But exactly how much did the Budget have for us young people...
Mar 02, 2025•31 min•Season 2Ep. 13
An expert shows how fresh entrants to the workforce can gain the prior experience employers increasingly seek. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. It seems paradoxical for prospective employers to seek prior experience even for entry-level roles. This reflects the rising bar expected of fresh entrants to the job market. However, employers are becoming more open-minded towards what constitutes relevant pr...
Feb 16, 2025•19 min•Season 2Ep. 12
Do your homework and hold for the long term - these are among expert tips for stock picking. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. There are so many different methods to invest these days - from buying roboportfolios, to exchange traded funds or index funds benchmarked to certain indices. But there are also investors who wish to pick their own stocks because they are convinced of their increasing value. Th...
Feb 02, 2025•36 min•Season 2Ep. 11
Conditions such as ADHD, autism and dyslexia, as well as the ways one lives with these conditions, can provide fresh ways of thinking. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Neurodivergence: A big word, but one imbued with the simple promise of progress. It means to recognise that brains may be wired differently between different people, causing perceptible differences in information processing and social r...
Jan 19, 2025•30 min•Season 2Ep. 10
A young start-up founder talks about quitting his job to take the path less trodden, and discuss with DBS the ingredients for success. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Gen Zs are embracing the entrepreneurial life. Instead of working for someone, they want to start their own companies, sometimes fresh out of school. There are also more entrepreneurial programmes for them even in secondary schools. Onl...
Jan 05, 2025•37 min•Season 2Ep. 9
Good leadership that inspires confidence cuts across age. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. It isn’t possible to draw lines along age, tenure, skill and leadership in the working world as neatly as previously. The image of top leaders has expanded beyond the notion of someone assuming their position after a long-drawn process. This is a convention upended, perhaps most prominently, by the heady prolife...
Dec 15, 2024•25 min•Season 2Ep. 8
Two avid travellers reveal their top hacks, where to sit on the plane and how to cut the budget while having fun. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Singaporeans love to travel. In a survey, people said one overseas trip a year is essential. But how do we travel well while still maintaining our budgets? Would you travel to Europe but eat cup noodles to save money? In this episode, ST business correspond...
Dec 01, 2024•41 min•Season 1Ep. 7
The move may be difficult, but can be rewarding for both personal and professional development. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Talents with overseas exposure are coveted for their ability to help companies realise their global aspirations. There is also robust appetite among Singapore talents to work abroad. However, employers frequently find it challenging to convince talents here to take up overse...
Nov 17, 2024•41 min•Season 2Ep. 6
DBS’ sustainability chief reveals ways to get into sustainability and why sustainable finance matters. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. The warmer the weather, the more we feel the impact of human activities on climate change. But how do we make a difference? Should we find jobs that work on sustainability, particularly on the environment front? Or invest in more meaningful asset classes in the sustai...
Nov 03, 2024•30 min•Season 2Ep. 5
Observing with empathy, asking the right questions and listening will go a long way to charting out how to give meaningful support. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Diversity, equity and inclusion are aspirational ideals that have permeated conversations of work life and good employment. Yet, there is still room for improvement when it comes to putting these aspirations into practice, if a survey on d...
Oct 20, 2024•32 min•Season 2Ep. 4
We don’t all have to live frugally and retire by 40 years old, but we need to be financially disciplined so we can retire meaningfully. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. FIRE in this context, stands for financial independence, retire early - a movement that points to the desire to retire earlier than the usual age range of 65 to 70, through a regime of aggressive investing, saving and frugality during ...
Oct 06, 2024•34 min•Season 2Ep. 3
Salaries need to be structured more flexibly to reflect broader aspirations. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Views on pay issues vary widely among young workers depending on their professional and life goals. This was borne out in a survey of 1,000 young people commissioned by The Straits Times, carried out in May by market research firm Kantar and released in August. In this episode, ST journalist T...
Sep 15, 2024•28 min•Season 2Ep. 2
Start early, compound your wealth, and try not to beat the market. Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Finance literacy experts always tell us to “start young” so we can make full use of the effect of compounding and grow our wealth from a young age. But how early is early enough for first-time, young investors? Can an undergraduate without a full-time job start investing? Crucially, if someone has just ...
Sep 01, 2024•32 min•Season 2Ep. 1
New episodes from our rebranded podcast channel will drop here: https://str.sg/wB2m Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times. Our previous Money and Career podcast channel is now rebranded Headstart on Record, taking on a fresher and sharper approach on how to chase your aspirations and grow your money. Hosts Sue-Ann Tan and Tay Hong Yi will speak with guests on how to navigate jobs and finances in a daunting,...
Aug 29, 2024•2 min•Season 1Ep. 1
A well-written job description helps employers and jobseekers find the right fit. Synopsis: Every second Monday of the month, The Straits Times helps you put your career on the right footing from the outset. The job search is never easy, with limited time and lots of ground to cover. This means it is important to be able to suss out, with confidence, the likelihood a job opportunity is the right one to put your chips into, starting from understanding what job advertisements are saying. Host Tay ...
Aug 11, 2024•30 min•Season 1Ep. 17
Can mid-lifers breathe new life into stale careers with social media? Synopsis: Every first Monday of the month, listen to the Work Talk podcast to help you work smarter, think deeper and get ahead in your work life. Will a leap into social media rain new work opportunities for a stale middle-age career? Will being on TikTok, YouTube, Facebook, Instagram and more show the boss that mid-lifers are still in tune with technology and on-trend? Join me and my special co-host, senior transport corresp...
Aug 04, 2024•21 min•Season 1Ep. 32
What are the strengths and weaknesses as of today, since the Catalist board was set up in 2007? Synopsis: Senior columnist Ven Sreenivasan offers you an extra edge in managing your hard-earned money. In this episode, Ven hosts Ong Hwee Li, the chief executive officer of SAC Capital. SAC specialises in areas like investment banking, corporate mergers and acquisitions, initial public offerings and equities research. They look at the profile of a segment of the Singapore market, Catalist. Sometimes...
Jul 14, 2024•13 min•Season 1Ep. 26
Long internships are just one form of the many talent schemes that are accepted by employers. Synopsis: Every second Monday of the month, The Straits Times helps you put your career on the right footing from the outset. The job search is getting increasingly complex as the range of options broaden. Employers are also placing increasing focus on grooming talent in a more structured way to let them learn more and perform better. Host Tay Hong Yi speaks with his guests on the bevy of talent schemes...
Jul 07, 2024•28 min•Season 1Ep. 16
The iron rice bowl is still sturdy, but demands on Singapore's public service have changed. Synopsis: Every first Monday of the month, listen to the Work Talk podcast to help you work smarter, think deeper and get ahead in your work life. With 152,000 employees across 16 ministries and more than 40 agencies, the public service is the biggest department in town. It reports to the government, but has a higher boss - Singaporeans who scrutinise its performance and spending. Why would somebody want ...
Jun 30, 2024•25 min•Season 1Ep. 31
How is the government's $1.3 billion budget working for SMEs so far? We invite them on the show. Synopsis: Every first Monday of the month, listen to the Work Talk podcast to help you work smarter, think deeper and get ahead in your work life. It is June, the mid-point of 2024. Join Krist Boo and her co-host Timothy Goh on Work Talk to hear how Singapore's Budget 2024 measures are affecting small and medium enterprises (SMEs). Joining them are Mr Ang Yuit, president of the Association of SMEs, a...
Jun 24, 2024•22 min•Season 1Ep. 30
"Why invest in Singapore, when you can invest in the US?" Our guest expert counters this argument with facts and his opinion. Synopsis: Every third Monday of the month, senior columnist Ven Sreenivasan offers you an extra edge in managing your hard-earned money. In this episode, Ven hosts Thilan Wickramesinghe - regional head of research at Maybank Securities - to look at the investment outlook from our vantage point in Singapore, at the halfway mark of June, in 2024. This also comes against the...
Jun 16, 2024•20 min•Season 1Ep. 25
