IRA expert Ed Slott, author of Ed Slott’s 2016 Retirement Decisions Guide , presents options of what you should do with your IRA (Individual Retirement Account) when you move to Israel. When living and saving for retirement in Israel, Americans need to take taxes, service, and performance into consideration before participating in Israeli saving and investment programs. Douglas Goldstein, CFP®, cross-border financial expert and licensed advisor in Israel and America, details the factors you need...
Sep 05, 2019•22 min
Planning for a happy retirement is not only a question of money. There are many other factors to consider. Wes Moss, financial planner, podcaster, and author of You Can Retire Sooner Than You Think , talks about what makes a happy retirement. Retirement is not only about leaving the daily grind of going to work--it should be a time for doing what you have always dreamed of, but were unable to do during your working years. A happy retirement takes into consideration factors other than the size of...
Aug 29, 2019•21 min
Do you have more job security as an employee or as an entrepreneur? Taylor Pearson, author of The End of Jobs , explains why becoming an entrepreneur does not mean giving up the security of having a job, why jobs are becoming a thing of the past, and how entrepreneurial skills can help you write your life script. What does the future hold for traditional jobs, and what are the growing industries that today’s university graduates should be focusing on? Should you be concerned about a drop in the ...
Aug 22, 2019•20 min
Do financial laws make U.S. citizenship a burden for American expats? Curtis Poe, a writer on U.S. expat issues, explains why many banks don’t want U.S. citizens as clients and describes the difficulties American expats may face in getting jobs. Get a link to a free resource specially geared to American expats about opening a U.S. brokerage account from Israel. Does the discrimination that American citizens face abroad make it worthwhile for expats to renounce their U.S. citizenship? What are th...
Aug 15, 2019•20 min
To become a top investor, you need to develop certain personal qualities. Award-winning speaker and author Corey Poirier explains why personal passion and knowing your goals are necessary for financial success. Find out why learning how to deal with failure is important to success. For more information about Corey Poirier’s public speaking course, click here . Follow Corey Poirier’s other work at - http://thepassioncure.com/ and on Twitter @thatspeakerguy. Today’s show features financial advisor...
Aug 08, 2019•25 min
Thinking of early retirement? Darrow Kirkpatrick, author of Can I Retire Yet? and Retiring Sooner , shares how he retired early (age 50) and discusses the investing strategies to make early retirement possible. Find out how to estimate how much money you’ll need in retirement. If you retire early, consider when your pension payments will begin. Should you apply to claim Social Security early (age 62) or wait until you later (age 70), when the benefits are greater? Listen to the show to find out ...
Jul 25, 2019•20 min
Many investors find the idea of socially responsible investing (SRI), appealing. What makes a company socially responsible? How can you solve ethical dilemmas that can arise in business? Rabbi Shaya Karlinsky, head of Darche Noam institutions, explains how Jewish thought can answer some of the most difficult moral questions in the investment world today. Should you invest in a self-driving car company that pre-programs its cars to kill pedestrians? Is it appropriate to invest in a tobacco compan...
Jul 18, 2019•30 min
Do the government’s inflation and unemployment figures really give an accurate picture of the economy? Economist John Williams defines inflation and unemployment statistics and explains what these figures reveal about living standards. How do inflation and unemployment statistics affect investors, especially if those investing in TIPS (Treasury Inflation Protected Securities)? Follow John Williams at www.shadowstats.com and on Twitter @shadowstats. Also, in this financial podcast, find out how t...
Jul 04, 2019•26 min
One of the biggest problems facing young adults today is student loan debt and the cost of higher education. David Carlson, founder of the millennial personal finance blog Young Adult Money and author of Hustle Away Debt , discusses whether debts incurred by tuition fees are really worth it. Find out how to get out of debt, what “side hustles” are, and how they can help you improve your financial situation. Follow David Carlson at: www.youngadultmoney.com and on Twitter: @davidcarlson1 Taking on...
Jun 27, 2019•28 min
Are you looking to avoid making investment mistakes? Then, this week’s episode is for you. The first thing to do if you want to avoid investment mistakes is to understand your financial portfolio and clarify your financial goals. Every investment should be understood as simply one part of the financial picture. Coordinate your investments and make sure that you are diversified. Download the free resource Watch out for this investment mistake to help you avoid making common investing mistakes. Wa...
Jun 20, 2019•12 min
How should you manage your retirement nest egg? Managing your retirement portfolio is complex and it’s different for every retiree. Every investor wants to keep their nest egg safe. What is the best way to protect your nest egg from breaking? How should you manage your money at each stage of your retirement? Listen to the podcast to discover the three things you can do to stop your retirement nest egg from breaking. Download the free resource 3 Steps to Stop Your Retirement Nest Egg from Breakin...
Jun 13, 2019•14 min
American tax laws originally enacted to combat money laundering and terrorism adversely affect the millions of American citizens living abroad. Colleen Graffy, a former United States Deputy Assistant Secretary of State for Public Diplomacy and Professor of International Law at Pepperdine University, explains why FATCA (Foreign Account Tax Compliance Act) restrictions are unfair to law-abiding U.S. expats. Did FATCA lower the value of U.S. citizenship? Follow Colleen Graffy on Twitter @Colleen_Gr...
Jun 06, 2019•21 min
When was the last time you thought about your investment goals? Every investor has a different reason for investing. The three primary reasons for investing are growth supplementing your income divestment Once you know why you are investing, it is easy to find the most appropriate investments to meet your goals. The free resource Three Goals of Investing – Which One is Yours is a comprehensive overview of the primary reasons behind investment portfolios and how investors can shape their portfoli...
May 30, 2019•22 min
Are you a cross-border investor living a multi-currency lifestyle? Specifically, do you live in Israel but your money lives in America? Living a multi-currency lifestyle comes with its own series of complications. You need to convert currencies, be concerned about volatility in different markets, and keep in mind economic shifts and investments in different countries. The Goldstein on Gelt Show was created for Americans living in Israel. In a regulated financial world, an investor needs to reall...
May 23, 2019•14 min
Have you ever made an investment mistake? Investors make mistakes without even realizing it. Take a moment to think about how you coordinate your investments, and what motivates your financial decisions. For instance, how do you decide to design your portfolio or diversify your accounts? Are you a DIY investor or do you prefer to use a money manager? Hopefully, by becoming a strategic investor you can learn to avoid investment mistakes. The free resource Watch Out for this Investment Mistake is ...
Apr 11, 2019•15 min
Should you buy stocks now? Are today’s market conditions conducive to buying stocks? The truth is the market is unpredictable. There is no perfect time to buy stocks. No one really knows how the market will move, and there’s no guarantee of returns. So why should you invest in the stock market? There is one over-arching reason someone should invest in the market: if you think tomorrow’s financial future will be better than today. If you’re an optimist and think the best is yet to come, then perh...
Mar 14, 2019•13 min
Are mutual funds safe investments? The word on the street is that mutual funds are “safe” because they are a diversified investment, but is that really true? Can mutual funds have risk? In other words, can you lose money with mutual funds? Listen to today’s show to learn more about mutual funds and the risk they have. What makes a fund conservative, moderate, or aggressive? How do smart investors use mutual funds to diversify their portfolio and minimize risk? It’s important to understand the de...
Mar 07, 2019•15 min
Are you interested in increasing your retirement income? After retirement, retirees typically support themselves on their work pension, government pension, and investments. Unfortunately for most retirees the sum isn’t enough, and they need ways to increase their retirement income. Are you receiving enough income from your investment portfolio? There are ways to organize your investments in order to increase income. For investors who are looking to increase their retirement income, Doug outlines...
Jan 17, 2019•15 min
Do you keep money in the bank and not the stock market? Having money in the bank can offer investors a sense of security. But, leaving money in the bank can impact your long-term financial plan. There are times when it’s appropriate to keep the bulk of your savings in the bank, and other times when investing in the market may be a better alternative. The right answer as to what you should do with money in the bank depends on your financial goals, your risk tolerance, and your time frame. Doug cr...
Jan 10, 2019•14 min
One of the characteristics of bonds is that they are predictable. That means, when you buy a bond you generally know how much income you will get and when. However, there are a series of unexpected risks associated with bonds. There are no guarantees in the world of investing. Before you begin to invest in bonds you should understand the possible risks involved. Doug created a free resource titled Risks of bond investing . The resource highlights different risks associated with bonds including i...
Nov 22, 2018•18 min
Even though a bond is considered a loan to a corporation/government/municipality, different types of bonds function differently. In fact, there is a difference between U.S. and Israeli bonds. The difference between U.S. and Israeli bonds is specifically in municipal bonds. Municipal bonds are a specific kind of bond that are free from local, state, and federal tax. In an effort to get investors to support municipal bonds, they are frequently tax-free in America. However, these bonds are not reco...
Nov 15, 2018•22 min
Are you considering buying a bond? When investing in bonds there are a lot of components an investor should consider: What is unique to the specific bond you want to buy? What is its maturity? Yield to maturity is a defining feature of a bond because it determines an investor’s return of investment and interest. Make sure you understand what you are getting into before investing in bonds. Bonds are complex The Goldstein on Gelt Show has created a free resource titled What You Need to Look at Whe...
Nov 08, 2018•18 min
Bonds aren’t only for retirees. Most investors at every stage of life have bonds in their portfolio. Should you include bonds in your investment portfolio? Why should an investor have bonds? At what time in an investor’s life are bonds important? Bonds are popular since they give current income on a predictable schedule. This type of investment is fundamentally different than stocks. Bonds come with different risks and different rewards. Trying to understand the world of investing? Join a free w...
Nov 01, 2018•19 min
How to Make Money in the Stock Market Month is coming to a close. Today’s show will be a recap of what The Goldstein on Gelt Show covered about the stock market during the month and what subscribers can expect next month. If you subscribed to The Goldstein on Gelt newsletter, Doug has sent you an invite to today’s webinar. If you did not have the opportunity to attend the free webinar, but want to watch, email me and I’ll send you a link to the replay. In the past month, Doug unpackaged a series...
Aug 29, 2018•6 min
Are you considering stock trading as a way to make money? Don’t! While stock trading may pump up your adrenalin, it hasn’t necessarily been proven to drive up your market returns. If you’re wondering why stock trading isn’t as great as it is cracked up to be, download Doug’s free resource that explains why. The resource uncovers why stock trading is a bad investment strategy. Doug explains why stock traders don’t do well and what investment strategies do work. Download free resource: Here’s Why ...
Aug 23, 2018•15 min
How do you protect your investments? Doug created a free resource containing ten steps to help you protect your investments from hackers. These ten steps are effortless and practical. Download Protect Your Investments from Hackers with These 10 Easy Steps . Keep all of your investments secure before investing. Download free resource: Protect Your Investments from Hackers with These 10 Easy Steps Do you want to become a better investor? Doug recently announced that he is creating an online financ...
Jul 19, 2018•18 min
Did you get a “Dear John” letter from your U.S. brokerage account informing you that your account will be closed? A Goldstein on Gelt Show listener recently received a letter from their U.S. brokerage firm dropping them as a client. The listener wants to know if there is an easy way to open a U.S. brokerage account from Israel. And there is! There are U.S. brokerage firms that work with cross-border investors every day. Profile Investment Services, Ltd. is a Jerusalem based investing firm that w...
Jul 12, 2018•14 min
Do you and your spouse have a financially stable marriage? In honor of his 26th wedding anniversary (BatSheva - looking forwards to many more!!!), Doug created a free resource to help you make sure you and your spouse are mindful of how money affects your marriage. You can build a financially stable marriage in different ways: you can jointly review your financial statements regularly, stay away from debt, or go shopping together. Download a series of practical tips for a financially happy marri...
Jul 05, 2018•19 min
Do PFICs (Passive Foreign Investment Companies) deserve a bad rap? Why do Doug and his guests tell listeners “don’t invest in PFICs.” Today’s guest, Stacy Collier, will explain exactly why an investor should avoid PFICs, otherwise known as offshore mutual funds. Stacy Collier, a U.S. based CPA, specializes in helping U.S. citizens manage their money from abroad. Stacy outlines the good, the bad, and the ugly about PFICs. She explains how the IRS. deals with PFICs and describes the red tape that ...
Apr 17, 2018•24 min
Would you trust a computer to make your stock trades? Well, that’s exactly what algorithmic trading does. Bert Mouler, founder and CIO of Profluent Capital, develops artificial intelligence that creates an algorithm for optimal trading. Bert explains what algorithmic trading is and how it differs from robo-advisors. He explains why algorithmic trading is efficient, and assures investors that the computer is simply a tool, not the advisor. Is this investment strategy right for you? Get to know yo...
Mar 01, 2018•20 min
