In today’s episode of Get Rich Slow Club , we explore the differences between Exchange Traded Funds (ETFs) and Managed Funds, addressing the common confusion surrounding these investment options. Are they the same? Which one is better for your goals? We break it all down, helping you understand when and why you might choose one over the other. We discuss what ETFs and Managed Funds are, outlining their management styles, trading processes, fees, and performance. You’ll learn how ETFs are often p...
Dec 09, 2024•16 min
This week, we chat with Rob from Tribe FI Australia about his inspiring journey from employee to business owner, taking an 18-month break to travel, and the lessons learned along the way. He shares how pursuing Financial Independence (FI) isn’t just about the money—it’s about freedom, purpose, and connection. We delve into Rob’s experience running a FIRE event with no prior expertise, emphasising the power of stepping outside your comfort zone. He also highlights the importance of building a sup...
Dec 04, 2024•42 min
In this episode, we dive into the question: Can a steady 5.5% savings rate beat the uncertainty of chasing 7% in shares? With Owen Rask, we debate the risk-reward trade-off and the purpose of investing when returns aren’t guaranteed. Is it worth taking the plunge, or should we play it safe? We explore fears of total market collapse and the impact of slowing population growth, with lessons from Japan’s stagnation. Can markets keep growing, or are we heading for long-term flat returns? How can inv...
Dec 02, 2024•33 min
In this episode, we chat with Peta Serras about her entrepreneurial journey. Peta shares the highs and lows of starting and running her business, the key lessons she’s learned along the way, and how she balances the demands of entrepreneurship with her personal life. It’s not always about doing more work, sometimes it’s about being more strategic with what you’re doing! Peta’s inspiring story will leave you with actionable insights, whether you're a seasoned entrepreneur or just starting out. Co...
Nov 27, 2024•49 min
In this episode, we dive into the popular Vanguard ETFs, VAS (Vanguard Australian Shares Index ETF) and VDHG (Vanguard Diversified High Growth ETF). We break down their key differences, what they offer investors, and whether combining the two is a good idea. Learn about their holdings, historical returns, and how they fit into a diversified portfolio. We also share our personal wins and challenges with subscriptions, tax time, and outsourcing tasks like bookkeeping. Plus, we reflect on the impor...
Nov 25, 2024•17 min
Career coach Nabila Farhat shares her insights on strategic career growth and job searching. With over a decade of recruitment experience, Nabila explains her approach of helping clients clarify their career goals and build personalised roadmaps that align with their passions and values. Throughout the episode, Nabila provides actionable advice for job seekers, focusing on clarity and tailored applications. She stresses the importance of standing out in a competitive job market, offering practic...
Nov 20, 2024•45 min
At The Get Rich Slow Club , we’re always looking to bring you actionable insights on investing. This episode, we’re taking a closer look at two high-growth ETFs that could be key to building a secure and prosperous future: Vanguard’s VDHG and BetaShares' DHHF. These two funds offer compelling options for different investor types, from those seeking a bit more stability to those going all-in on growth. On one side, we have VDHG, with a small bond allocation for a touch of security. On the other h...
Nov 18, 2024•14 min
At the Get Rich Slow Club, we often talk about investing and financial literacy in aspirational terms. We showcase people who have retired early after investing in shares, or built their way towards property empires. However, there’s another, deeper reality at play: sometimes, investing can make the difference between stability and disaster. Perhaps no-one better exemplifies this than Marion Mays – money EQ and IQ coach, and founder of Money Strong . Following the birth of her first child, Mario...
Nov 13, 2024•58 min
This podcast has spoken about ETFs – or exchange-traded funds – on many occasions. A kind of all-in-one investment, ETFs seek to track a particular index, commodity, sector, or basket of assets. In recent years, they’ve become popular with long-term investors who wish to diversify in one buy. Okay, ETFs – we get those. But what about LICs, or Listed Investment Companies? If you read about both, they can seem quite similar; in fact, many people refer to both LICs and ETFs as baskets of assets. In...
Nov 11, 2024•20 min
Anyone who has spent time on TikTok, Instagram, or even Facebook will be familiar with the Comparison Trap. We log on, scroll for a while, and we find a peer who’s living a seemingly perfect life. It doesn’t make sense: the poster is your age, and earns around your wage. How can they afford to live a life of luxury when you feel like you’re struggling to get ahead? Recently, a TikTok reel by @jen.rothwell touched on this very topic. And in this session, @tashinvests and Olivia from Her Money’s W...
Nov 06, 2024•32 min
Do you know what the word “mortgage” actually means? It was originally a French term which – quite literally – translated to “death pledge”. In other words, it was envisaged as a debt which can follow you to the grave. These days, it doesn’t even stop there – mortgages often transfer to next of kin upon a mortgagee’s death. But do mortgages really need to haunt every inch of our mortal coal, latching onto our loved ones when we leave the realm of the living? No. No they don’t. And in this episod...
Nov 04, 2024•17 min
The term “ Financial Independence Retire Early ” is bandied around a lot in the investing community. But how do you reach it? And what does it involve on a day-to-day basis? To find out, Tash and Ana spent a week with 50 FIRE-seekers from Tribe FI . In this episode, the Get Rich Slow Club co-hosts share their findings from their seven days of FI immersion. Whether you’re working towards early retirement yourself, or simply curious about the lifestyle, you won’t want to miss this. @tashinvests @a...
Oct 30, 2024•32 min
Let’s say you could travel back in time to the early ‘90s. If you were to ask a thirtysomething Boomer which decision is smarter – buying a home or renting – they’d likely laugh in your face. Sure, interest rates were higher (as older Aussies often bring up), but prices were lower compared to the average income. Like, much lower. In the face of these figures, one choice stood out as the more sensible option. But these days? It’s not so cut and dry. There are an array of factors which can influen...
Oct 28, 2024•19 min
The expression “[INSERT RELATABLE PERSON] is all of us” came and went a few years ago. In this episode, though, we’d like to temporarily bring it back. For Olivia Fitzpatrick – money coach and mastermind behind @hermoneysworth – truly is ALL OF US. Join the Get Rich Slow Club as they chat with Olivia about her money journey to date. Throughout the session, Olivia shares her experiences with investing, buying a first property, leaving teaching to make more money, and navigating finances with her ...
Oct 23, 2024•36 min
Back in episode 29 , we covered some of the key ways that parents or family members can invest for kids. This time, the Get Rich Slow Club is going much deeper, and comparing some of the most popular kids’ investing apps in Australia. Of course, we recognise that families take an array of different shapes. Some people may want to invest for their children (either current or future); some might have friends’ or families’ kids for whom they would like to invest; and some people don’t want or aren’...
Oct 21, 2024•19 min
Teaching kids about responsibility can be a challenge. Teaching adults about money can also be hard. It’s understandable, then, that many people believe that teaching kids about money is an enormous hill to climb. By contrast, we believe that talking to kids about money is a lot like long-term investing: the best time to start is today. That’s why, in this session, the Get Rich Slow Club focus on teaching kids about money and investing. For this endeavour, they’re joined by Pearler CEO and co-fo...
Oct 16, 2024•40 min
You read that right: the Get Rich Slow Club has officially released 100 episodes! It’s been a wild ride, and we couldn’t have done it without you. (Seriously – without any listeners, Tash and Ana would be talking to themselves). Many of our listeners have been with us since the first episode, and we love you for your support. However, for all the amazing humans who tuned in later, we get that listening through 100 episodes might feel daunting. That’s why Tash and Ana have seized this opportunity...
Oct 14, 2024•24 min
Smashed avo on toast incurs a lot of blame for the wealth divide, but there’s another pursuit that attracts even more criticism: travel. “No wonder young people can’t afford a home,” a lot of headlines decry. “They’re spending all of their money on trips overseas!” It likely won’t surprise you to hear this, but we’ll say it anyway: getting rich slow doesn’t prohibit travelling. Sure, depending on your timeline, you might need to make some compromises. But provided you apply some budgetary discip...
Oct 09, 2024•19 min
Recently, a Get Rich Slow Club listener sent Tash and Ana an interesting question: “I’ve been investing into low-cost ETFs for almost a year now. Everything is going really well; I’ve automated all of the payments, so I don’t have to lift a finger. “The only problem is that it’s really boring. Everyone says it’s how investing should be, but I really think I need a way to spice things up and stay interested. Any suggestions?” Firstly, thanks for asking the question. Secondly, congratulations! The...
Oct 07, 2024•18 min
We love questions at the Get Rich Slow Club. And since launching, one question has appeared frequently from our community. People have used different wording, but it pretty much boils down to: “How did @Tashinvests become @Tashinvests?” Sure enough, her transformation from Natasha Etschmann the support worker into @Tashinvests the content creator didn’t happen overnight. It also isn’t something we could summarise in a sentence. HOWEVER, someone MIGHT be able to summarise it in a podcast episode....
Oct 02, 2024•31 min
Last episode, the Get Rich Slow Club explored micro-investing – the idea of creating an investment portfolio with as little as $5. In that chat, they covered what it’s all about, and how it stacks up against other investing strategies. This time around, Ana is chatting to Hayden Smith from Pearler and they are taking it even deeper. Join the Get Rich Slow Club’s co-hosts as they compare some of Australia’s most popular micro-investing platforms. They also share their own experiences with micro-i...
Sep 30, 2024•15 min
Investing can feel daunting – especially when you hear stories of seven-figure shares portfolios. However, you don’t need to part with the bulk of your monthly income to become an investor. In fact, with micro-investing platforms, you can create an investment portfolio with as little as $5. In this session, Tash and Ana explore micro-investing, and discuss its pros and cons. They also compare it to other styles of investing, and detail how you could get started with it. Vote for the Get Rich Slo...
Sep 25, 2024•17 min
There are certain inalienable truths you learn when you become an adult. Groceries always cost more than you think they will. “Don’t bring anything” never really means “don’t bring anything”. And weddings can be surprise sources of drama. In this episode, Tash and Ana discuss some live case studies in which wedding drama and personal finance intersect. From “Should I pay for my friend’s laptop after spilling a drink on it at a wedding?”, to “Can I invoice a friend for leaving my wedding early?”,...
Sep 23, 2024•23 min
A phrase you’ll often hear on this podcast is: “When in doubt, speak to a financial adviser”. The key reason we suggest this is because financial advisers can offer personalised advice, which is obviously something that no podcast can do. Beyond that, though, financial advisers are licensed to comment on financial matters. And, when you find a good one, they can frame things in a light you may never have considered before. That’s why Tash is thrilled to host financial adviser and founder of Pivo...
Sep 18, 2024•32 min
The international bestselling book “Atomic Habits” has inspired people around the world. Regardless of their goals or lifestyles, readers have used the book’s principles to set more positive habits for themselves. And while many of the concepts are applicable to any walk of life, they’re especially useful for personal finance. In this episode, Tash and Ana break down how to apply Atomic Habits to get rich slow. The ideas range from creating hurdles to accessing your money online; to implementing...
Sep 16, 2024•23 min
Online news publications are awash with headlines like: “This student bought a $4 million house at age 21” or “By her 24th birthday, she owned four properties”. But for all their clickbaity-ness, these articles often provide few lessons, and ample fuel for our insecurities. Tash and Ana wanted to change this reality – which is why they’re so excited for this episode. Harry Wallace is a buyers advocate at home buyers advocacy firm Wallace Advocates. He also, as the episode title suggests, bought ...
Sep 11, 2024•44 min
There are countless TED Talks, LinkedIn posts, and subreddits dedicated to career hacks. But for all the content-friendly ideas out there, one hack seldom rates a mention: personal branding. While it may seem unrelated, building your personal brand can supercharge your career. For starters, it automatically expands your network – and therefore your opportunities. Beyond that, it also gives you leverage when negotiating your salary, and can empower you to launch a side hustle. In short, it’s a us...
Sep 09, 2024•25 min
We had a lot of fun running a personal finance edition of AITA a few episodes back. More importantly, our listeners seemed to enjoy it as well – which is why we’ve chosen to run it again. This time, the dilemmas are juicer than ever. For the first dilemma, we tackle an inheritance-based quandary, in which a poster asks: “ AITA for not sharing the money I made selling the stocks I inherited when my sister made a lot less selling the stocks she inherited? ” Next, we discuss an issue in a share hou...
Sep 04, 2024•15 min
Knowing where to begin as a first home buyer can be a challenge. Alien terms abound – from “ home loan pre-approval ” to “stamp duty”. One such term is “mortgage broker”, which manages to sound both vague and specific at the same time. Fortunately, mortgage brokers don’t need to be another source of confusion. In fact, they can shed light on many of the mysteries surrounding first time home ownership. What’s more, they can help you navigate the sometimes labyrinthine mortgage application process...
Sep 02, 2024•34 min
You may have met someone who relocated for work. You may have done it yourself. Whether it’s for a higher-paying role, cheaper real estate, or simply a tree change, it can be an appealing thought. But when you weigh up all of the competing financial factors, is relocating for work worth it? This obviously isn’t a question anyone can answer with a simple “yes” or “no”. There are a range of factors which can influence the outcome, from the location to the job opportunity. Even so, when considering...
Aug 28, 2024•27 min
