In this episode John Pidgeon explains step-by-step what to expect from the house buying process, touching on:👉getting finance - how useful mortgage brokers are👉🏿what pre-approval means and the documents they'll need from you in order to get it👉🏽how you start making offers on properties once you get pre-approval👉🏻the checks you'll want to do before locking in a house👉🏼what a cooling off period is and what you can do during that time👉🏾what settlement is - how many days it is, some of th...
Mar 07, 2021•24 min•Season 3Ep. 9
Just because property CAN be a good investment, it doesn't mean everyone SHOULD buy property right this very second. Sometimes it's not the right time or choice for your situation. In this episode Azaria shares her thoughts on this idea, touching on:👉🏾not all property goes up in value👉sometimes it's ok to focus on gaining experiences out in the world rather than settling into a property - go live!👉🏻going crazy hard to save for property might not suit your circumstances - especially if you'r...
Feb 28, 2021•24 min•Season 3Ep. 8
First home buyer grants and concessions can be confusing, but never fear, John Pidgeon is here! John is the co-host of my millennial money and my millennial property and has been a property investor himself for almost 20 years. In this episode he joined Azaria to help demystify the grants and concessions available for first home buyers. The chat touches on:👉First Home Buyer Assistance scheme (FHBAS)👉🏻First Home Owner's Grant (New Homes) scheme (FHOG)👉🏿First Home Loan Deposit Scheme👉🏾HomeB...
Feb 21, 2021•19 min•Season 3Ep. 7
Co-host of my millennial property, Emily Wallace, joins Azaria to kick off a fun series about property! In this episode the convo touches on:👉🏻the work Emily does as a Buyers Advocate👉🏾the factors that make or break a great property investment👉🏼how to find the perfect location for you - the key things to assess👉figuring out if you want to live in what you buy, or rent it out as an investment👉🏾what's the difference between buying a old vs new place? (check out the my millennial property ...
Feb 14, 2021•26 min•Season 3Ep. 6
Buying secondhand cars can be a really great way to get great value for money - buying new cars can be soooo exxy. Azaria has just bought a new secondhand car so she debriefed how she went about it, touching on:👉🏼determining your budget - including the cost of the car, insurances, registration, fuel and servicing costs👉🏾narrowing down your preferred make and model of car👉assessing how many kilometres potential cars have driven👉🏿the age of potential cars👉🏽ensuring the car you have is saf...
Feb 07, 2021•14 min•Season 3Ep. 5
Glen (host of my millennial money) jumps on the show with Azaria to share some tips for how to prepare for buying a home, chatting about:👉🏻sorting your cashflow and money management👉🏿the kinds of transactions in your account that banks or lenders will look at👉saving a deposit vs organising a parental guarantor👉🏽some of the schemes out there to assist first home buyers👉🏿tips for making sure your repayments aren't sending you into mortgage stress👉🏻when you go to a mortgage broker and th...
Jan 31, 2021•37 min•Season 3Ep. 4
Queenie is a YouTuber who loves all things personal finance, but particularly investing! In this episode she joins Azaria to chat about:👉how she began investing, and some other ways you can start dabbling as well👉🏽starting to determine your risk tolerance👉🏾finding a community of people who also love investing to keep you inspired and on track with your investing goals👉🏿some really easy tips to help you keep investing👉🏻focusing on being consistent with how and when you invest👉🏽some pla...
Jan 24, 2021•16 min•Season 3Ep. 3
New year = new money goals! Azaria shares her golden tips to sort your money out in 2021, touching on:👉🏼reviewing your budget👉🏽tracking your spending each month👉🏿figuring out your net worth👉🏻download the net worth tracker to figure out your net worth➡➡➡Excel version: https://www.sortyourmoneyout.com/s/m3-my-net-worth.xlsx ➡➡➡Numbers version (MAC): https://www.sortyourmoneyout.com/s/m3-my-net-worth.numbers ➡➡➡watch this video to help you use the net worth spreadsheet: https://www.youtube....
Jan 17, 2021•7 min•Season 3Ep. 2
There's some pretty unique perks and challenges to living on your own so Kevin joins Azaria to chat about:👉🏽what his living alone situation is like👉🏻the costs involved👉some tips he's discovered to help you manage and enjoy the experience👉🏾what moving out of his parents place was like Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: https://link.up.com.au/GENZMONEY . Product & offer T&Cs @ up.com.au/terms . Up accounts issuer Bendigo &...
Jan 10, 2021•22 min•Season 3Ep. 1
When you're a uni grad you want to stand out to get a job! You don't learn all the skills you need for your future job in your subjects - a lot of those skills you can be building right now, so Azaria and Emily unpack this, chatting about:👉🏽how important and useful networking and networking skills can be in getting you a job/getting you on your desired career track👉🏻how important LinkedIn can be - go set it up!👉🏿attending student organisation and society events👉building good relationships...
Dec 20, 2020•29 min•Season 2Ep. 20
Chelsea is living in a van on the road at the moment, so she jumped on the show to share how she does it! The chat touches on:👉🏼how she saved up for the trip👉🏿where she's travelled and how much further she's gone than originally intended👉🏻the practical things like showering, laundry, cooking and staying safe👉how she's financially supporting herself along the way Check out her jewellery business here: https://www.instagram.com/yalang_a_lang/ Check out her startup business here: https://www...
Dec 13, 2020•17 min•Season 2Ep. 19
Are you new to personal insurances? In this episode financial adviser, Phil Thompson, joins Azaria to talk through:👉🏼what personal insurances are available👉🏾what each type of insurance generally covers and when they apply👉🏻some of the ins and outs of how they work and why you might want to consider insurances for your situation👉the benefits in seeing a financial adviser If you're looking to connect with Phil, get in touch with us: https://www.sortyourmoneyout.com/reach-out Need a way to m...
Dec 06, 2020•26 min•Season 2Ep. 18
Jordi jumped on the show with Azaria to share her debt story, touching on:👉how much debt she had, and how it had come about👉🏿when she realised things needed to change👉🏾how she tackled the debts - choosing which one to start with and how she set up repayments👉🏼the podcasts she's listened to to get educated around money stuff👉the freedom she has now that debt is gone! Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “ge...
Nov 29, 2020•14 min•Season 2Ep. 17
Your 20s are a sweet time to take risks, build positive money habits and start figuring out the things you love! Azaria's friend, Ryan, jumped on the show to brainstorm some killer money goals for your 20s including:👉🏿dodging consumer debt (credit cards, personal loans, financing cars etc)👉🏼good debt vs bad debt (and where HECS falls)👉🏾starting to understand your superannuation and how it works👉🏻getting in control of your cashflow👉🏾looking into personal insurances👉aiming for financial...
Nov 22, 2020•29 min•Season 2Ep. 16
Tash has a net worth of $141k! So in this episode Azaria chatted with Tash about how she achieved this. The chat touches on:👉how her understanding on money was shaped by her family👉🏿the study and work she's been doing and the balance between the 2👉🏽the ways she's learnt about investing👉🏻her strategy and the assets and investments involved👉🏾her love of the F.I.R.E. movement and how she applies it to her life, dreams and goals You can follow Tash on Instagram @tashinvests: https://www.ins...
Nov 15, 2020•15 min•Season 2Ep. 15
When you get your first full-time/"real" job, what's the best way to manage your new salary? In this episode Azaria chats with Courtney about how she started managing the cash from her first full-time gig, touching on:👉🏽figuring out how much to save and put aside for all your expenses👉the unexpected costs to be ready for👉🏿superannuation and the option to salary sacrifice (https://www.ato.gov.au/general/fringe-benefits-tax-(fbt)/in-detail/employees/salary-sacrifice-arrangements-for-employees...
Nov 08, 2020•25 min•Season 2Ep. 14
An emergency fund is a super helpful thing for when the unexpected strikes. Here's Azaria's tips for how to build one fast, including:👉🏻reducing expenses and increasing income👉🏿picking up a second job/side hustle👉🏽using your tax refund👉🏿selling stuff around the house Need a way to manage your cash? Check out Glen’s online course using the link below - get $20 off when you use the code “genz”: For podcast resources, links to our stuff, disclaimers & warnings about this episode + more....
Nov 01, 2020•6 min•Season 2Ep. 13
Today Azaria chats with Glen to demystify credit scores, touching on:👉🏼how credit scores are created👉🏿what a credit profile is and who manages them👉🏻who looks at them or uses them to assess you and your finances👉🏾if its worth pursuing a "good" credit score👉🏻how you can change or improve your credit score👉what creditsmart.org.a u is Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop vi...
Oct 25, 2020•20 min•Season 2Ep. 12
Alex spent 12 months in the UK (so gewd) so she came on the show to share her experience, talking about:👉🏽how she set things up before she left👉how to budget for it👉🏿making sure you can enjoy it without stress👉🏻travelling with intention👉🏾experiencing life!!! Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn in...
Oct 18, 2020•15 min•Season 2Ep. 11
Azaria shares her thoughts on how to think about how your HECS debt. Tune in as she touches on:👉🏿how you can set up repayments with your employer👉🏻if it's worthwhile paying off your HECS debt faster👉🏽how you can figure out how much HECS debt will come out of your salary: https://www.studyassist.gov.au/paying-back-your-loan/loan-repayment Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop v...
Oct 11, 2020•11 min•Season 2Ep. 10
Side hustles are a sweet way to make extra cash. Hayley shares deets about her side hustle with Glen talking about:👉🏿how she got into photography👉how useful experience is👉🏽building up a list of clients👉🏻setting up an ABN (go her e: abr.gov .au)👉🏾the cash side of things👉🏻her plan for it moving forward Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brand...
Oct 04, 2020•20 min•Season 2Ep. 9
Azaria shares what she thought about when first moving out of home, including:👉🏿finding a good place to rent👉knowing what kind of housemates you might want👉🏾how much rent you should pay👉🏻figuring out your expenses like bills👉🏽factoring in expenses you already have👉factoring in furniture and other expensive house items👉🏾having an emergency fund👉🏻how to save whilst paying for everything else👉🏾paying down your debt before you move Today's episode was brought to you by ShopBack. If y...
Sep 27, 2020•12 min•Season 2Ep. 8
Some of the most successful plans come with big trade offs somewhere along the line. Alex joined Glen to chat about the trade offs she's made to achieve the dreams she wanted to achieve:👉🏿what Alex sacrificed to stay on target👉staying focused to get where you want to go👉🏽being real about what might need to go on the backburner👉🏼transitioning from high school to uni or work or travel👉🏾some options if high school has burnt you out👉🏻starting strong👉🏽how to choose what to do next Today'...
Sep 20, 2020•15 min•Season 2Ep. 7
Guest host Azaria returns to share her tips on how to curb your spending addiction - she talks about:👉sidestepping fast fashion and products (saving you $ and protecting the workers who make it)👉🏾setting goals to keep your money targeted👉dodging buy-now-pay-later services👉🏿taking stock of what you REALLY need to buy👉🏻tips to start cutting back without going cold turkey 🦃👉🏽setting up amounts of cash you can spend for fun👉🏾learning the true cost of consumerism👉researching before you ...
Sep 13, 2020•15 min•Season 2Ep. 6
Got the bling so now to sort the ca$h! Glen gave newly engaged couple Caleb and Hayley a quick couples challenge to see how much they know about each other and their money habits. They chat about: 👉🏿being a spender vs saver 👉making sure you enjoy your money👉🏽who's the bargain hunter👉🏾who's more likely to lead managing money👉🏻some tips for getting a money system nailed👉🏽setting up a money strategy together Today's episode was brought to you by ShopBack. If you haven't heard of them, yo...
Sep 06, 2020•30 min•Season 2Ep. 5
Special guest host Azaria jumps in to share her top 5 tips to become a better saver. She talks about: 👉🏻calculating your net worth 👉🏿setting goals 👉🏽treating savings like a bill 👉🏻opening a separate bank account for savings 👉letting yourself splurge Today's episode was brought to you by ShopBack. If you haven't heard of them, you're missing out on extra savings on your online shopping! When you shop via ShopBack at 1300+ online brands, you get cash back that can be withdrawn into your P...
Aug 30, 2020•11 min•Season 2Ep. 4
Sarah chats with Glen about getting set up in the investing game. Their chat touches on:👉🏽what you might wanna sort out before you start investing👉how much you choose to invest👉🏿where you can start investing👉🏻is it worth investing in the middle of COVID?👉🏼how investing can work into your future goals👉🏽can you travel and invest at the same time?👉how to wrangle your budgeting so you can be investing Watch this episode on YouTube: https://www.youtube.com/watch?v=G9Ry8z5vbs8 Today's epis...
Aug 23, 2020•23 min•Season 2Ep. 3
Joined by Anastasia Santoreneos from yahoo! finance Australia. 👇👇👇👇👇👇👇👇 ➡ Check out Glen's online money course here: https://www.sortyourmoneyout.com/online-course/ (use coupon code "genz" to get the course for under $50) ➡ Insta http://bit.ly/2ui5cZ3 🛑This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You...
May 16, 2020•18 min•Season 2Ep. 2
You do not have to do things the "ordinary way"... try something. If that doesn't work - try something else. It's OK! Lilly will tell her story how she didn't love what she was doing - so she pressed pause and changed. 👇👇👇👇👇👇👇👇 ➡Check out Glen's online money course here: https://www.sortyourmoneyout.com/online-course/ (use coupon code "genz" to get the course for under $50) ➡Insta https://www.instagram.com/genz.money/ Hosted on Acast. See acast.com/privacy for more information....
Jan 15, 2020•27 min•Season 2Ep. 1
Big week for many young Australians. Let this encourage you! Who do you need to share this with for encouragement? 👇👇👇👇👇👇👇👇 ➡Check out Glen's online money course here: https://www.sortyourmoneyout.com/online-course/ (use coupon code "genz" to get the course for under $50) ➡Insta https://www.instagram.com/genz.money/ 🛑Please read and acknowledge the following before listening to this episode.This podcast is for entertainment purposes only and does not constitute financial advice or finan...
Dec 17, 2019•14 min•Season 1Ep. 13
