Attracting the next generation of clients is vital for the financial advice industry. But what's an effective way to do it? Thinking about technology seems a good starting point... In this week's podcast FT Adviser senior reporter Alina Khan is joined by Ben Barratt from First Sentinel Wealth and Benchmark's Gillian Hepburn to discuss the great wealth transfer. The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the ...
Feb 09, 2024•26 min
Mortgage brokers and financial advisers have hopped onto social media and are increasingly doing live streams on the platforms such as TikTok to answer any questions people may have about their finances. But this raises the question of does this blend advice and guidance? Amy Austin, news editor at FTAdviser speaks to financial coach Philly Ponniah and Stephen Perkins at YellowBrick Mortgages about the emergence of advisers on social media and what this could mean for the advice/guidance boundar...
Feb 02, 2024•22 min
Late last year the Financial Conduct Authority announced it would be forming a working group to look at how its SDR rules on greenwashing would affect advisers rather than publishing rules on the issue. In this week's podcast FT Adviser deputy editor Damian Fantato is joined by Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute, and Luke Murray, consultant at Bovill, to discuss what the rules on ESG are for advisers at the moment, what gaps there are in t...
Jan 26, 2024•17 min
In this episode of the FT Adviser In Focus podcast, we look at the year ahead for investments. We speak to three fund managers about their views on inflationary pressures, geopolitical uncertainty and the effect any upcoming elections might have on equity and bond markets. Hosted on Acast. See acast.com/privacy for more information.
Jan 22, 2024•18 min
The latest eposide of the FT Adviser podcast brings together a trio of fixed income investors to discuss the outlook for bonds in 2024 and beyond. After two volatile years, will the bulk of the returns come from income or capital growth in this part of the investment universe, and what role do government bonds have in balanced portfolios as yields rise, but volatility remains high? The guests on this edition of the FT Adviser podcast are Lloyd Harris, head of fixed income at Premier Miton; Guill...
Jan 19, 2024•30 min
2023 saw plenty of upheaval in the financial advice sector, with consolidation continuing and with regulatory changes from the consumer duty to simplified advice. It was also a year of rising interest rates. This week FT Adviser deputy editor Damian Fantato is joined by news editor Amy Austin, deputy news editor Sonia Rach and reporter Tara O'Conner to reflect on the year which has just ended and discuss what 2024 might have in store. They discuss the looming lifetime allowance changes, how the ...
Jan 12, 2024•26 min
Earlier this month the FCA published proposals aimed at widening access to financial advice. They included plans for "targeted support" and a new form of simplified advice. This week, in the final FT Adviser podcast of 2023, deputy editor Damian Fantato is joined by Rachel Vahey, head of public policy at AJ Bell, to discuss the proposals. They explore whether the proposals will advantage larger firms, what smaller firms should do if they want to take advantage and whether this could lead to the ...
Dec 22, 2023•21 min
In a world that is experiencing sudden shifts between different economic scenarios, building an investment portfolio has arguably become more challenging. And even for those multi-asset investors, whose strategies are meant to offer flexibility to meet investment goals with broad options for investing across sectors, and more diversification than other investment strategies, can they really rely on how they have always done things? With the 60/40 approach having worked in the decades leading up ...
Dec 20, 2023•30 min
The past year has seen an AI-driven tech surge and rising bond yields as markets grapple with rising rates, high inflation and geopolitics. This week David Thorpe, investment editor on FTAdviser, is joined by Richard Saldanha, global equity fund manager at Aviva Investors, Mark Preskett, portfolio manager at Morningstar, and Guy Foster, chief strategist at Brewin Dolphin, to reflect on the past year in markets and look forward to 2024. They discuss the concentration of the US stock market around...
Dec 15, 2023•33 min
Looking after a client's mental wellbeing is as much part of a financial adviser's job as making sure staff and they themselves are happy and content. In this episode of the FTAdviser In Focus podcast we hear from three advisers about working with vulnerability both in the workplace and with clients. Hosted on Acast. See acast.com/privacy for more information.
Dec 11, 2023•36 min
The Office for Budget Responsibility has predicted that in 2024 house prices will go down by about 5 per cent, with transactions falling by 7 per cent. On this week's podcast FTAdviser reporter Tom Dunstan talks to Martin Stewart, director of London Money, and Tony Hall, head of business development at Saffron for Intermediaries, about what effect this might have. They discuss whether the forecasts should be taken as gospel, how mortgage brokers can "keep the lights on" during a slower year and ...
Dec 08, 2023•20 min
After a 2-year post-pandemic inflation surge, the global economy eases from extensive fiscal and monetary interventions. Central banks reassess recession risks, signalling potential investment opportunities as volatility reawakens. This content was paid for by PIMCO and produced in partnership with the Financial Times Commercial department. Hosted on Acast. See acast.com/privacy for more information.
Dec 06, 2023•20 min
At the Autumn Statement the government confirmed that it would be scrapping the lifetime allowance from early April, ignoring pleas from the industry for more time to prepare. So what do advisers, pension providers and platforms have to do now to prepare? This week FTAdviser news editor Amy Austin is joined by Andrew Tully, technical services director at Nucleus, and Jon Greer, head of retirement policy at Quilter, to find out. As well as plans for preparing for the change they discuss the conse...
Dec 01, 2023•26 min
In this podcast, sponsored by Columbia Threadneedle Investments, FTAdviser's investment editor David Thorpe talks to Tammie Tang, the lead manager of the CT UK Social Bond fund. They discuss how a bond fund manager can deliver an impact, and why Tang takes a regional and a demographic focus. Tang also explains why she thinks the "greenium" - or green premium - is often small or non-existent and why it's better to focus on market sentiment. Hosted on Acast. See acast.com/privacy for more informat...
Nov 29, 2023•20 min
Jeremy Hunt touted this week's Autumn Statement, which included a 2 percentage point cut in national insurance contributions, as the beginning of his plans to cut taxes for businesses and individuals and as a return to growth. But did the chancellor of exchequer's actions match his words? This week FTAdviser deputy editor Damian Fantato is joined by Matt Todd, associate director at RSM, Ian Cook, chartered financial planner at Quilter Cheviot, and Claire Trott, director at Technical Connection, ...
Nov 24, 2023•25 min
One of the rumours which has swirled around about next week's Autumn Statement is that Jeremy Hunt will use it to reform and simplify the Isa regime. There have been rumours he will allow savers to put money into multiple Isas in the same year, but there have also been reports he is considering a "British Isa" to encourage investment into UK companies. This week Damian Fantato, deputy editor of FTAdviser, is joined by Tom Selby, head of retirement policy at AJ Bell, and Tim Morris, IFA at Russel...
Nov 17, 2023•24 min
The market turbulence across a variety of assets over the past year or so has raised the question of where investors should go to seek shelter from the storm. This week FTAdviser's investment editor David Thorpe is joined by Ian Barnes, chief investment officer at Netwealth, David Jane, multi-asset fund manager at Premier Miton, and Ben Gutteridge, director of the model portfolio service at Invesco, to find out. They discuss the role of government bonds in general and gilts in particular given r...
Nov 10, 2023•29 min
Research into dementia is at a breakthrough point, signalling the moment in history that people will look back on and say that "this is the moment when everything changed". This was the positive message delivered by Dr Richard Oakley, associate director of research at Alzheimer's Society, speaking to editor Simoney Kyriakou on the latest FTAdviser podcast. He was joined by guests Yvonne Braun, director, long-term savings, health and protection, at the Association of British Insurers; and Rose St...
Nov 03, 2023•30 min
Last week, St James’s Place announced it was scrapping exit fees for the vast majority of new investment bonds and pensions as part of an overhaul of its charging structure. The firm said there would be a revised charging structure for new investment bonds and pensions which will operate with an initial charge and ongoing charges but without any early withdrawal charges. In addition, charges across all its wrappers, which have historically been disclosed primarily on an all-inclusive basis, will...
Oct 27, 2023•22 min
The ESG fixed income market has seen impressive growth since its establishment more than a decade ago, but more recently performance has been lacking. In this CPD podcast we speak to fund managers Kris Atkinson and Stuart Chilvers, and adviser Minesh Patel about how they navigate the current market and where the future opportunities lie. Hosted on Acast. See acast.com/privacy for more information.
Oct 25, 2023•32 min
Amy Austin, news editor at FTAdviser speaks to Ben Hammond, consulting director at the Lang Cat and Verona Kenny, Managing Director of Intermediary at 7IM, about the FCA's letter to platform CEOs. They discuss the FCA's issues around fees, unstable technology and long transfer times. The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted o...
Oct 20, 2023•21 min
Earlier this year the Department for Work and Pensions said it will work to encourage consolidation to solve the problem of small pension pots. But pensions minister Laura Trott said the longer-term solution to this issue would be to move to an Australian-style "pot for life" system. Amy Austin, news editor at FTAdviser speaks to Tom Selby, head of retirement policy at AJ Bell and Kate Smith, head of pensions at Aegon, about the small pots issue, what government could do to resolve it and whethe...
Oct 13, 2023•22 min
On this episode of the FTAdviser In Focus podcast we speak to mortgage advisers about whether or not it makes sense to invest in green home improvements. They all agree the idea of greener homes is a great one but there are various issues in the way they are currently funded that raise concerns. Hosted on Acast. See acast.com/privacy for more information.
Oct 09, 2023•34 min
Over the previous years and during lockdown, we saw a flurry of activity and a surge in the number of start-up consolidators popping up, as well as a lot of private equity deals. But this last year it has felt like a bit more of a slow down. This week, FTAdviser's deputy news editor Sonia Rach talks to Louise Jeffreys, managing director at Gunner and Co and Paul Morrish, founder at Succession Wealth, on the state of the seller market. They discuss everything from what has been driving the busine...
Oct 06, 2023•24 min
FTAdviser speaks to Brendan Frazier, founder of Wired Planning, psychologist Dr Moira Somers, and Kusal Ariyawansa, adviser at Appleton Gerrard, about the best way to hold client discovery meetings, after their panel discussion at today's CISI conference. Hosted on Acast. See acast.com/privacy for more information.
Oct 04, 2023•23 min
FTAdviser speaks to Josh Butten, director of financial planning firm Boosst, and Jon Doyle, founder of Juniper Wealth Management, about the future of adviser technology, straight after their session with Ian McKenna at today's CISI conference. Hosted on Acast. See acast.com/privacy for more information.
Oct 04, 2023•19 min
Earlier this month the Financial Conduct Authority published the results of its review into lifetime mortgage advice, concluding it was "disappointed" by what it found. One of the overarching conclusions the FCA reached is that there were many examples of advisers steering outcomes in favour of a lifetime mortgage and failing to discuss alternatives. In short, if you went to an adviser to ask about a lifetime mortgage, you were likely to end up being recommended a lifetime mortgage regardless of...
Sep 29, 2023•24 min
It has been argued that financial planning and financial advice could be split so that planning on its own could allow financial planners to focus on less wealthy and younger clients who are happy to DIY invest. Amy Austin, news editor at FTAdviser speaks to Steve Conley, founder of the Academy of Life Planning and Sam Tate, co-founder & director of New World Financial Group about the pros and cons of doing so. Hosted on Acast. See acast.com/privacy for more information....
Sep 22, 2023•27 min
Last month, Tenet announced it will close its network, with its appointed representatives moving to The Openwork Partnership as part of an exclusive agreement with the company. The agreement will provide Tenet's firms and advisers the choice of retaining their independent status through Openwork's IFA business 2plan Wealth Management or becoming part of the restricted Openwork proposition. This came as the Financial Conduct Authority’s annual report and accounts for 2022-23 revealed that there h...
Sep 15, 2023•24 min
The mortgage market has been on a rollercoaster ride over the past year. Since former Prime Minister Liz Truss’ disastrous mini-budget in 2022, combined with rampant inflation and subsequent base rate rises, lenders, brokers and would-be borrowers alike have been trying to keep up with the fast-paced changes to products. How are we to make sense of what is happening in the mortgage market right now? In this latest FTAdviser podcast, editor Simoney Kyriakou is joined by Mike Cook, chief mortgage ...
Sep 08, 2023•26 min
