FirstTech Podcast - podcast cover

FirstTech Podcast

A podcast series for financial advisers looking at the latest technical issues and advice strategies that may impact investors and super fund members. Join Craig Day and members of the Colonial First State ‘FirstTech’ team as they discuss a broad range of advice issues, from superannuation and SMSFs, to social security rules and aged care. -Please note - these podcasts are designed for authorised financial advisers. If you are not an authorised financial adviser it is important you understand the content of the podcasts may be difficult to follow as it assumes you have the necessary training, qualifications and experience to understand the concepts discussed as well as the technical language used. If you still decide to listen please understand the information contained in this recording is general information only and does not take into account any of your personal circumstances, needs or objectives. Any scenarios considered during this podcast are purely hypothetical and are for illustrative purposes only and do not constitute a recommendation to purchase, hold or sell any financial products or take any other course of action. You should read the relevant product disclosure statement before making an investment decision and consider talking to a financial adviser. While all care has been taken in the preparation of this podcast, using sources we believe to be reliable and accurate, no person including Colonial First State Investments Limited or the Commonwealth Bank group of companies, accepts responsibility for any loss suffered by any person arising from reliance on this information.

Hosted on Acast. See acast.com/privacy for more information.

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Episodes

Salary sacrifice considerations for 2024/25

Craig Day, Tim Sanderson and Linda Bruce discuss some key considerations when planning salary sacrifice contributions in 2024/25. Hosted on Acast. See acast.com/privacy for more information.

Jul 01, 202424 minSeason 1Ep. 138

Division 296 tax with Peter Burgess

Craig Day interviews Peter Burgess (CEO of the SMSF Association), about the implications of the proposed new Division 296 tax. Hosted on Acast. See acast.com/privacy for more information.

Jul 01, 202451 minSeason 1Ep. 137

Latest News - June 2024

Craig Day, Tim Sanderson, Linda Bruce and Kim Guest discuss the latest technical news Hosted on Acast. See acast.com/privacy for more information.

Jul 01, 202421 minSeason 1Ep. 136

Things to do before 30 June

Craig Day, Linda Bruce and Kim Guest discuss a range of superannuation, tax and compliance issues to consider before 30 June. Hosted on Acast. See acast.com/privacy for more information.

May 31, 202432 minSeason 1Ep. 135

Latest News - May 2024

Craig Day, Richard Chen and Kim Guest discuss the latest technical news for May 2024. Hosted on Acast. See acast.com/privacy for more information.

May 31, 202419 minSeason 1Ep. 134

The impact of super rollovers on financial planning strategies

Craig Day and Linda Bruce discuss the impact of super rollovers on eligible service periods, and how that can impact the tax treatment of a lump sum disability benefit or death benefit payment. Hosted on Acast. See acast.com/privacy for more information.

Apr 30, 202425 minSeason 1Ep. 133

Death benefit vs member benefit

Craig Day and Kim Guest discuss the tax treatment when a client requests a super lump sum withdrawal but then dies before the payment is made. Hosted on Acast. See acast.com/privacy for more information.

Apr 30, 202421 minSeason 1Ep. 132

Latest News - April 2024

Craig Day, Linda Bruce, Kim Guest and Tim Sanderson discuss the latest technical news. Hosted on Acast. See acast.com/privacy for more information.

Apr 30, 202436 minSeason 1Ep. 131

End of financial year superannuation strategies

Craig Day and Linda Bruce discuss super strategies to implement towards the end of 2023-24, and to prepare for 2024-25. Hosted on Acast. See acast.com/privacy for more information.

Mar 28, 202437 minSeason 1Ep. 130

Who is a spouse for tax and super purposes?

Craig Day and Alex Denham discuss how to determine whether the beneficiary of a super death benefit is a spouse for super and tax purposes. Hosted on Acast. See acast.com/privacy for more information.

Mar 28, 202424 minSeason 1Ep. 129

Latest News - March 2024

Kim Guest and Linda Bruce discuss the latest technical news for March 2024. Hosted on Acast. See acast.com/privacy for more information.

Mar 28, 202422 minSeason 1Ep. 128

Latest News - February 2024

Craig Day, Tim Sanderson, Linda Bruce and Kim Guest discuss the latest technical news. For more information see ATO PBR 1052187560814 Subject: Superannuation death benefits dependent Date: 8 Dec 2023 Hosted on Acast. See acast.com/privacy for more information.

Feb 29, 202426 minSeason 1Ep. 126

Personal deductible contributions and Division 293 tax

Craig Day and Peter Wheatland discuss how making a personal deductible contribution affects a client's Division 293 tax liability. Hosted on Acast. See acast.com/privacy for more information.

Feb 29, 202410 minSeason 1Ep. 125

Latest News - What's in store for 2024?

In this edition of latest news, we discuss the changes to super, tax, social security and aged care that are expected in 2024. Hosted on Acast. See acast.com/privacy for more information.

Dec 08, 202326 minSeason 1Ep. 124

Principal home sale proceeds exemption

Craig Day and Kim Guest discuss how the social security - principal home sale proceeds exemption works. Hosted on Acast. See acast.com/privacy for more information.

Dec 08, 202319 minSeason 1Ep. 123

Division 293 - comparing payment options

Craig Day, Linda Bruce and Tim Sanderson discuss an adviser question - should Division 293 tax be paid from super or personally? Hosted on Acast. See acast.com/privacy for more information.

Dec 08, 202316 minSeason 1Ep. 122

Winding up an SMSF

Craig Day and Kim Guest discuss a range of advice issues to consider before winding up an SMSF. Hosted on Acast. See acast.com/privacy for more information.

Nov 01, 202327 minSeason 1Ep. 121

Draft legislation for the new Division 296 tax

Craig Day and Tim Sanderson discuss draft legislation which applies an additional 15% tax on super earnings that correspond to a member's total super balance over $3 million from 2025-26. Hosted on Acast. See acast.com/privacy for more information.

Nov 01, 202322 minSeason 1Ep. 120

Increased flexibility for the First Home Super Saver Scheme

Craig Day and Tim Sanderson discuss changes to the FHSS scheme that are designed to improve flexibility. Subsequent to the recording of this podcast, legislation implementing the changes received royal assent on 20 Sept 2023. However the start date of the changes is still to be announced. Hosted on Acast. See acast.com/privacy for more information.

Sep 29, 202319 minSeason 1Ep. 118

Advice implications of the stage 3 tax cuts

Craig Day and Linda Bruce discuss the advice implications of the stage 3 tax cuts, which are legislated to commence 1 July 2024. Hosted on Acast. See acast.com/privacy for more information.

Sep 29, 202326 minSeason 1Ep. 117

Latest News - Sept 2023

Craig Day, Richard Chen, Alex Denham and Tim Sanderson discuss the latest technical news. Hosted on Acast. See acast.com/privacy for more information.

Sep 29, 202318 minSeason 1Ep. 116

Centrelink payment for carers

Craig Day and Kim Guest discuss Centrelink payments for carers - Carer Payment, Carer Allowance and Carer Supplement. Hosted on Acast. See acast.com/privacy for more information.

Sep 01, 202323 minSeason 1Ep. 114

TBC event based reporting changes for SMSFs

Craig Day and Mark Ellem discuss the implications of a recent legislative change requiring all SMSFs to report TBC events on a quarterly basis from 1 July 2023. Hosted on Acast. See acast.com/privacy for more information.

Jul 31, 202325 minSeason 1Ep. 112

Important tax return issues relating to financial planning strategies

Craig Day and Linda Bruce discuss a number of important issues to be aware of when clients are lodging tax returns, that may impact the effectiveness of financial planning strategies. Hosted on Acast. See acast.com/privacy for more information.

Jul 31, 202322 minSeason 1Ep. 111

Mortgage stress - is super the answer?

Craig Day, Linda Bruce and Alex Denham discuss whether clients can access their super if they are experiencing mortgage stress. Hosted on Acast. See acast.com/privacy for more information.

Jun 27, 202332 minSeason 1Ep. 109

Personal deductible contributions - tips and traps

Craig Day and Linda Bruce discuss some common traps when making personal deductible contributions and how to avoid them. Hosted on Acast. See acast.com/privacy for more information.

Jun 27, 202339 minSeason 1Ep. 107

Super, social security and terminal illness

Craig Day, Linda Bruce and Kim Guest discuss a range of super and social security issues to consider when a client is diagnosed with a terminal illness. Hosted on Acast. See acast.com/privacy for more information.

May 31, 202335 minSeason 1Ep. 104

Should you rollover a grandfathered account based pension?

Craig Day and Kim Guest discuss a number of issues that need to be considered when rolling over a grandfathered account based pension. Hosted on Acast. See acast.com/privacy for more information.

May 02, 202320 minSeason 1Ep. 102
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