Mary Wisniewski, Cornerstone Advisors

Join us on Fintech at IU as we sit down with Mary Wisniewski, Editor-at-Large at Cornerstone Advisors. Dive into co-innovation in banking, AI's impact on cryptocurrency, and insights from Mary's journey in the fintech landscape. Discover the past, present, and future of finance and technology in this insightful episode.  00:00-00:01: Podcast Welcome and Introduction  00:01-00:02: Co-innovation Impact on Banking  00:02-00:03: Memorable Stories and Favorite Features  00:03-00:04: Morning Motivation and Life Crisis  00:04-00:05: Money 1033, AI Domains, and Funding  00:05-00:06: Crypto Scandal and Industry Impact  00:06-00:07: Trial Coverage and Cryptocurrency Setback  00:07-00:08: Crypto Hype, Scandals, and Industry Perception  00:08-00:09: AI, Crypto, and Changing Public Image  00:09-00:10: US Economy Uncertainty and Surprises  00:10-00:11: Federal Pressure on Banks and Interchange  00:11-00:12: Credit Cards vs. Debit Cards  00:12-00:13: Banks' Resilience During Recessions  00:13-00:14: Rhetoric vs. Reality in Changing Banking  00:14-00:15: Fintech Products and Their Similarities  00:15-00:16: BNPL and Impulsive Decisions  00:16-00:17: Saving vs. Debt with BNPL  00:17-00:18: Future of Fintech and Large Banks  00:18-00:19: Financial Discipline and Impulsive Decisions  00:19-00:20: Cash Back vs. Overdraft Fees  00:20-00:21: Wells Fargo Scandal and Customer Loyalty  00:21-00:22: City's Fine and Account Practices  00:22-00:23: Banking with Large Organizations  00:23-00:24: Branches During the Pandemic  00:24-00:25: Fintech vs. Traditional Banks and Regulations  00:25-00:26: Government Regulations and Fintech Challenges  00:26-00:27: AI-Generated Voices and Deep Fakes  00:27-00:28: Tech Replacing Human Aspects  00:28-00:29: Traditional Banks' Government Advantage  00:29-00:30: Advice: Insert Yourself into Opportunities