About this episode: Host Kate Moody, Customer Strategy Director at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast this week include: Checkout takes a bold step into U.S. banking with its new charter license - but what does that really mean in practice? We dig into the implications. Yapily joins us to discuss their new account verification servic...
Oct 13, 2025•1 hr 3 min
About this episode: Stablecoins Yep, we’re talking about those again - but this time, the story’s changed. The market has jumped to $270B, transaction volumes are rivalling SWIFT, and - finally - stablecoins are making real money. In this episode of Fintech Insider Insights, in partnership with Fireblocks , David Barton-Grimley is joined by an expert panel to get practical on how to actually operationalise stablecoin payments: from architecture and compliance to KPIs and common pitfalls. No more...
Oct 09, 2025•55 min•Ep. 1004
About this episode: Host Benjamin Ensor, Director of Research and Strategy, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast this week include: This week: SWIFT joins forces with global banks in a major blockchain overhaul - we break down what it means. The UK mandates digital ID checks for the right to work, but what’s the impact on fintech innovation? ...
Oct 07, 2025•1 hr 2 min•Ep. 1003
About this episode: In this episode, in partnership with Enfuce, host Benjamin Ensor dives into the real state of banking transformation in today’s digital-first world. It’s no longer just legacy banks versus neobanks; it’s about who can truly meet rising customer expectations, master regulatory complexity, and scale quickly without breaking what already works. Are the big banks finally pulling ahead, or are nimble neobanks still leading the charge? We unpack what modernisation really means—from...
Oct 02, 2025•47 min•Ep. 1002
About this episode: On this episode of Fintech Insider, host David M. Brear sits down with Derek White, a leader who’s helped shape the future of finance from the inside across global banks, cutting-edge tech giants, and now, as CEO of Galileo. We dive into: Derek’s unique career journey: from traditional banking to transformational innovation How his experience is shaping the next phase of financial infrastructure at Galileo The trends, technologies, and opportunities defining the future of emb...
Oct 01, 2025•55 min
About this episode: Our expert hosts Ross Gallagher and Kate Moody present Fintech Insider News live from Village Underground in London, along with some great guests to discuss the biggest fintech and financial services news this week. Stories covered on the podcast this week include: Starling unveils a bold new rebrand and a scheme aimed at helping the UK get 'better with money'. We dive into fresh data suggesting Gen Z are saving more than any other generation, and our panellists share their t...
Sep 29, 2025•59 min•Ep. 1001
About this episode: It's here! We did it! Our 1,000th show is now yours. 🎉 That’s right - 1,000 episodes of diving deep into the trends, challenges, and characters that make fintech one of the most exciting industries on the planet. From our very first recording back in 2016 to now, it's been an incredible journey - and we couldn’t have done it without our amazing community. To mark this milestone, Fintech Insiders David M. Brear, Laura Watkins, Kate Moody, and David Barton-Grimley come togethe...
Sep 25, 2025•1 hr 34 min•Ep. 1000
About this episode: Host Kate Moody, Customer Strategy Director at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. This week's guests: Ahmad Yaacoub - VP MENA and Country Head for Saudi Arabia at Thunes Mei Lim - Group CFO and Managing Partner at Anthemis and CommonAI Board Director Dave Morris - CEO of FoundryOS Also featuring a voice note from Jason Mikula, Publisher at Fint...
Sep 22, 2025•1 hr 15 min•Ep. 999
About this episode: In this episode of Fintech Insider Insights by 11:FS, recorded in partnership with AdalFi and live at the very first Money20/20 Middle East in Saudi Arabia, host David Barton-Grimley explores a critical and fast-evolving frontier in financial services: the future of underwriting. As SMEs sit at the intersection of consumers and banks, the lines between who serves whom—and how—are blurring. It is no longer enough to rely on static risk models. In today’s digital economy, real-...
Sep 18, 2025•49 min•Ep. 998
About this episode: Host Benjamin Ensor, Director of Research & Strategy, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. This week's guests: Luke Voiles - CEO of Pipe Amee Parbhoo - Managing Partner at Accion Ventures Uneesa Zaman - Founder of Ayda Invest Stories covered on the podcast: On this week’s episode, we look at Accion Ventures raising over $60 million to fund fintechs ...
Sep 15, 2025•1 hr 4 min•Ep. 997
About this episode: Money is moving faster than ever - across borders, between people, even between machines. Real-time payments and account-to-account (A2A) technology are quietly transforming the payments landscape, challenging legacy systems and reshaping how we move money. In the UK, change is on the horizon as the government sets out plans to modernise payment infrastructure. But can the system keep up? In this episode - in partnership with Mastercard - host Benjamin Ensor is joined by indu...
Sep 11, 2025•55 min•Ep. 996
About this episode: Host Laura Watkins, Director of Media and Marketing is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. This week's guests: Jamie Campbell, Deputy CEO at 11:FS Holdings Matt Cooper, Co CEO at Crowdcube Mike Curtis, Co-founder and CTO at Multiply ai Also featuring voice notes from : Diya Jolly, Chief Product and Technology Officer at Xero Sarah Kocianski, former CEO of...
Sep 08, 2025•1 hr 20 min•Ep. 995
About this episode: We’re all looking for the perfect partner- whether in life or business. And in today’s fast-moving fintech world, the right partnership can make or break your product. In 2025, digital innovation is reshaping how companies collaborate. According to Deloitte, over 70% of fintech product launches now involve a strategic partner and cross-company collaboration has doubled in just three years. Partnerships aren’t optional anymore, they’re essential. From scaling faster to innovat...
Sep 04, 2025•48 min•Ep. 994
About this episode: Content warning: This episode includes discussions of suicide, which some listeners may find distressing. Please take care while listening Host Kate Moody, Fintech Strategy Director is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. This week's guests: Megan Caywood, CEO at Caywood Grant Evans, VP of WorldPay Oliver Smith, Head of Content @ Money20/20 Europe Stories ...
Sep 01, 2025•1 hr 2 min•Ep. 993
About this episode: As a long, hot summer in fintech rumbles on, we thought we’d take a closer look at what’s heating up the industry right now - stablecoins. Once a niche corner of crypto, stablecoins are now reshaping everything from cross-border payments and corporate treasury to on-chain finance and consumer savings. With an estimated $230–$270 billion in circulation and growing adoption from major players - Stripe, in 2025, launched stablecoin-powered accounts in over 100 countries; PayPal ...
Aug 28, 2025•50 min•Ep. 992
About this episode: Host David Barton Grimley, Director of Startegy and Head of Product at 11:FS is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. This week's guests: Anine de Kock, Head of Partnerships at Peach Payments Jason Saltzman, Head of Insights at CB Insights Chantal Swainston, Founder of The Heard Also featuring a voice note from Joe Colchester, Head of Product at 11:FS Pulse...
Aug 25, 2025•59 min•Ep. 991
About this episode: AI has already delivered impressive gains - from streamlining back-office operations to powering conversational assistants. But Agentic AI represents an entirely new frontier. These systems don’t just respond - they act. They make decisions, take initiative, and operate on behalf of users with a level of autonomy that could fundamentally reshape how banks and financial institutions serve their customers. So, what’s still missing? What barriers are holding us back? And most im...
Aug 21, 2025•52 min•Ep. 990
About this episode: Join host Benjamin Ensor from 11:FS as he teams up with an expert panel to explore the week’s biggest stories across fintech, banking, and the broader financial services landscape. This week's guests: Aaron Carpenter, CEO at Transact Pay Bruno Diniz, Managing Partner at Spiralem Theodora Lau, Founder of Unconventional Ventures Also featuring a voice note from Daniel Kornitzer, VP of Global Partnerships at EBANX Stories covered on the podcast: This week, there's major payments...
Aug 18, 2025•1 hr 4 min•Ep. 989
About this episode: London was the fintech capital. Smart regulation. Absurd levels of talent. Mountains of capital. All crammed inside the M25 like a pressure cooker. And for years, it worked. We weren’t just on the map. We were the map - the bloody compass, even. But fast forward to today, and it doesn’t feel like we’re top dog anymore. London’s not punching like it used to. So… what happened? More importantly - what now? In this episode, host David M. Brear and a panel of knowledgeable guests...
Aug 14, 2025•58 min•Ep. 988
Fintech Insider is about to hit 1000 episodes! We’re celebrating this epic milestone with a very special Fintech Insider: After Dark. Join fellow fintech fans for an evening of food, drinks, and good vibes as we bring you a live edition of our news podcast featuring your fave Fintech Insiders. Tickets are free and available right now at 11fs.com/afterdark When: Wednesday 24th September from 6pm Where: Village Underground, London Our panel so far: 🎙️ David M. Brear - Group CEO at 11:FS 🎙️ Ross ...
Aug 13, 2025•59 sec
About this episode: Join host Ross Gallagher from 11:FS as he teams up with an expert panel to explore the week’s biggest stories across fintech, banking, and the broader financial services landscape. This week's guests: Brian Spurling - Head of EMEA at Cogo Jasper Sneff Nanni - Managing Principal at FS Vector Ruth Foxe Blader - Managing Partner, Foxe Capital Stories covered on the podcast: This week, we delve into Revolut’s bid for a U.S. banking licence, examining it in the context of its prol...
Aug 11, 2025•1 hr 6 min•Ep. 987
About this episode: This week’s episode is brought to you by someone who truly lives at the intersection of regulation and innovation: Colin Payne, Head of Innovation at the FCA. If you’re not familiar with the FCA - the Financial Conduct Authority - it’s one of the UK’s key financial regulators. Think of it like the SEC in the US: overseeing markets to ensure they’re fair, transparent, and safe. But Colin isn’t just observing the future - he’s actively shaping it. Join David Brear, Group CEO at...
Aug 07, 2025•52 min•Ep. 986
About this episode: Join hosts Laura Watkins and Ross Gallagher from 11:FS as they team up with an expert panel to explore the week’s biggest stories across fintech, banking, and the broader financial services landscape. This week's guests: Michael Carter - Senior Policy Advisor at Innovate Finance Sophie Guibaud - Strategic Sparring Partner, Building Alpha Stories covered on the podcast: We discuss the UAE overtaking the UK in global fintech rankings, PayPal launching its new ‘Pay with Crypto’ ...
Aug 04, 2025•1 hr 8 min•Ep. 985
About this episode: Small and medium-sized businesses -or SMEs - are the backbone of the global economy. But despite their vital role in the financial ecosystem, they’re still too often overlooked and underserved. This week, we’re putting SMEs back in the spotlight - and for good reason. You might be thinking, “Haven’t we covered this before?” And yes, we have. But in 2025, the challenges have evolved - and so must our solutions. So, how can we better meet the needs of SMEs, not just locally, bu...
Jul 31, 2025•50 min•Ep. 984
About this episode: Host Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: This week, Monzo begins migrating its investment accounts to Seccl, and we’re joined by Seccl to unpack what this means for users and the wider platform. We also explore Pipe’s latest move into AI, with the unveiling of p...
Jul 28, 2025•1 hr 3 min•Ep. 983
About this episode: Today, we're zooming in on one of the hottest buzzwords in financial services: personalisation . But we're not just talking about your bank app greeting you by name - we're asking the big questions: 👉 What really makes an experience feel personal? 👉 Is it smarter product suggestions, or a full-on redesign of how value is delivered to you? In this episode, David Barton-Grimley breaks down how banks and fintechs are using personalisation to win hearts (and market share). From...
Jul 24, 2025•44 min•Ep. 982
About this episode: Host David Barton-Grimley, Fintech Strategy Director at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stories covered on the podcast: JPMorgan is reportedly planning to charge fintech companies for access to customer data. Elsewhere, we explore what this development could mean for the industry. Wise joins us to discuss their latest partnership with UniCre...
Jul 21, 2025•52 min•Ep. 981
About this episode: Today, we’re diving into fresh insights from our friends at Marqeta, who are gearing up to release their annual State of Payments report. This year’s survey spans 500 small and medium-sized businesses in the UK, 500 in the US, and 3,000 consumers across both regions. So, what’s keeping SMBs up at night? And how can next-generation payment solutions help them stay competitive in a rapidly evolving landscape? In this episode, David Barton-Grimley is joined by experts from Marqe...
Jul 17, 2025•46 min•Ep. 980
At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting. 👉 Learn more at 11fs.com/ventures -- Abou...
Jul 14, 2025•1 hr 7 min•Ep. 979
At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting. 👉 Learn more at 11fs.com/ventures -- Abou...
Jul 10, 2025•49 min•Ep. 978
