On this episode of Fintech Insider Insights, host Kate Moody is joined by experts from in and around fintech to discuss whether the fintech is now a mature sector. Fintech has gone from attracting massive funding in the late 2010s and immediately following the pandemic, to enduring a funding crunch in the last couple of years. And, as investors start to cautiously return to fintech, how can companies move towards a more sustainable model of growth? To find out we're joined by a fantastic line-up...
Aug 22, 2024•47 min•Ep. 890
Join host Kate Moody and some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: ClearBank are set for European expansion after securing a Dutch banking licence, year-on-year investment in UK fintech has nearly tripled to £5.7bn, San Francisco fintech Tally shuts down despite $855m valuation, and Google partners with GoHenry to develop Tap to Pay services for kids. This week's guests: Charles McManus - CEO of ClearBank Kyle Perez - Gener...
Aug 19, 2024•1 hr 6 min•Ep. 889
On this episode of Fintech Insider Insights, host Benjamin Ensor takes us back in the archives to revisit our two part series on 'How to buy a bank'. Mergers and acquisitions in fintech are all over the news at the moment, from Nationwide Building Society being approved for a £2.9bn UK takeover of Virgin Money, to the possible $35bn Capital One Discover merger in the US. So, we'll be taking a deep dive into what really happens when one financial giant swallows another. Why do they do it? And, wh...
Aug 15, 2024•1 hr 38 min•Ep. 888
Join hosts Benjamin Ensor, Dave Morris and some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: CommBank halves customer scam losses with in-house anti-fraud technologies, Société Générale sells its UK and Swiss private banking assets, the “neighbourhood” fintech Bilt Rewards raises $150m, and Philippines fintech Mynt sees $5bn valuation. This week's guests: Maria Harris - Chair, Open Property Data Association Charles Delingpole - Fou...
Aug 12, 2024•54 min•Ep. 887
On this episode of Fintech Insider Insights, host Kate Moody is joined by some great guest to talk about the relationship between financial services and sport. As we’re making this episode, Paris is currently hosting the 2024 Olympic Games, welcoming thousands of athletes and millions of sports fans to France for the third time as a host city. So where does financial services fit into all this? Well, we’ve noticed a lot of brands in the space have been quick to attach themselves to the world of ...
Aug 08, 2024•48 min•Ep. 886
Join fellow fintech fans for this special 25th edition of Fintech Insider presents After Dark. Enjoy some food and drinks with the best community in FS while we bring you a live news show. Hosted by David M. Brear and Jamie Campbell plus some very special guests announced soon, we're breaking out of the studio to discuss the biggest news stories of the week live! 📍 St Michael + All Angels Church, London 📆 Wednesday 25th September 2024 ⏰ 6pm - 11pm (BST) Sign up now: 11fs.com/afterdark Learn mo...
Aug 07, 2024•48 sec
Join hosts Kate Moody, Ross Gallagher and some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Zopa’s Fintech Pledge industry coalition reaching a major milestone, Metro Bank selling £2.4bn of mortgage assets to NatWest, Female Invest raising a €10.3 million Series A, and Westpac offering debit cards to eight-year-olds. This week's guests: Clare Gambardella - Chief Customer Officer at Zopa Vadim Toader - Founder of Proportunity Storie...
Aug 05, 2024•1 hr 5 min•Ep. 885
On this episode of Fintech Insider Insights, host David M. Brear is joined by Hiroki Takeuchi, CEO of GoCardless. Since its launch back in 2011, GoCardless has been taking the pain out of getting paid for businesses, from solopreneurs to household names, for over 13 years. With nearly 100,000 businesses on its books, partnerships with over 350 financial software providers, over $500M raised in funding and multiple acquisitions, it’s going from strength to strength on its route to be the “world’s...
Aug 01, 2024•33 min•Ep. 884
In this final episode of the current series of Fintech Insider Focus, in collaboration with Visa, we conclude our journey around different industry niches and regions in Europe, by looking at real time payments and the role AI could play in fighting financial crime and fraud in the Nordic region. 11:FS host Rachel Pandyan, Product Lead, 11:FS alongside David Capezza, VP Head of Risk Advisory for Europe at Visa, examine the rate of payments innovation, change and expectations of real time payment...
Jul 31, 2024•52 min•Ep. 883
Join host David Barton-Grimley and some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Revolut finally getting its UK banking license, fintech accelerator Archie announcing its first investments in two promising startups, UK fintech Plum raising over £16m, how CrowdStrike affected banking, and Monzo's new pension product. This week's guests: Anthony Thomson - Co-Founder and Chair of archie Abhishek Choudhari - VP of Product at Plum V...
Jul 29, 2024•56 min•Ep. 882
On this episode of Fintech Insider Insights, host David M. Brear is joined by Simon Bumfrey, Head of Technology & Life Sciences at HSBC Innovation Banking UK. In June 2023, HSBC Innovation Banking UK was launched at London Tech Week, following HSBC's acquisition of Silicon Valley Bank UK in March. It was one of the fastest and smoothest acquisitions ever with fintechs, banks, regulators and more coming together to make the transaction over a weekend. And just 3 months later HSBC Innovation B...
Jul 25, 2024•35 min•Ep. 881
Join hosts Laura Watkins, Nadine Timmer-Bodenstein and some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Stripe is now worth $70 billion, gig worker fintech OCN raises $86 million Series A, BNP Paribas partners with Ant International, 13Books Capital raises a £121 million fintech fund, and Monzo is launching a bank account for kids. This week's guests: Miguel Armaza - Co-Founder and General Partner at Gilgamesh Ventures & Finte...
Jul 22, 2024•1 hr 8 min•Ep. 880
On this episode of Fintech Insider Insights, host Kate Moody is joined by some great guests to talk about FedNow. In July last year the Federal Reserve launched Fednow, a new instant-payment service promised as the biggest update to the US Central Bank’s system since the 1970s. When it launched we released a podcast asking whether or not FedNow would flop. So, one year on and with 800 financial institutions signed up, has it flopped, has it not? Or is it still too early to tell? This week's gues...
Jul 18, 2024•47 min•Ep. 879
In this episode, in collaboration with Visa, 11:FS host David Barton-Grimley, alongside Eddie Onaga, Vice President, Head of Digital Partnerships - Europe at Visa, is looking at the growth, rise and future of digital wallets in Western Europe. Digital wallets aren’t new, but with the rise of mobile technology and customers turning more and more to digital and contactless payment options post-pandemic the market is set to grow and grow. Digital wallets are set to account for up to 30% of e-commer...
Jul 17, 2024•44 min•Ep. 878
Join hosts Laura Watkins, Kate Moody and some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Nala raises $40M to expand their B2B offering, Deutsche Bank launches a €500 million social bond to boost sustainable finance, Index Ventures raises $2.3 billion to chase AI breakthroughs, and whether Australian open banking needs to go back to the drawing board. This week's guests: Simone Joyce - Founder and CEO of Paypa Plane Benjamin Ferna...
Jul 15, 2024•1 hr 3 min•Ep. 877
On this episode of Fintech Insider Insights, host Kate Moody is joined by some great guests to take a look at SMEs. It's a tough funding landscape for SMEs in the UK and beyond right now, and the downturn in funding from big banks despite increasing demand. But it’s not all doom and gloom, the big banks’ hesitancy is creating an ideal opportunity space for fintechs, neobanks and alternative lenders to play in and become market leaders, further disrupting the banks, and furthering their growth jo...
Jul 11, 2024•48 min•Ep. 876
Join hosts Benjamin Ensor and Nadine Timmer-Bodenstein and some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Monzo launching three new controls to protect their users from fraud, Revolut posting record profits as IPO rumors swirl, Plaid growing its enterprise business, Nubank and Robinhood both acquiring AI startups and Wise stating that some customers have been affected by the Evolve Bank and Trust data breach. This week's guests:...
Jul 08, 2024•1 hr 1 min•Ep. 875
On this episode of Fintech Insider Insights, host Benjamin Ensor is joined by some great guests to discuss Credit Unions. And in-particular, Credit Unions based in North America. We look at what they are, how they work and most importantly, how they can compete against the banks and fintechs that are increasingly offering better, faster and cheaper digital services to credit unions’ customers... This week's guests: Mitch Rosenbaum - Senior Vice President of Marketing and Digital Services at Cred...
Jul 04, 2024•47 min•Ep. 874
In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts. continue to shine a light on fintech in different parts of the world. In this episode we are continuing our deep dive into the European payments space. 11:FS host Rachel Pandyan alongside Lynsey Verrillo, Visa Europe's Head of Enabler & Small Business Growth, is taking a look at e-commerce for small businesses in France. France has a vibrant e-commerce market, the third largest in Europe and the sixth large...
Jul 03, 2024•40 min•Ep. 873
Join host David Barton-Grimley and some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Klarna sells Klarna Checkout, US supermarket Sainsbury's is selling most of its banking arm to NatWest, banking app for older people Charlie launches a new anti-fraud product, and Revolut is seeing a valuation of more than $40 billion. This week's guests: Dave Morris - Global Head of Technology at 11:FS Lucinda Guthrie, Head of Mergermarket, part o...
Jul 01, 2024•54 min•Ep. 872
On this episode of Fintech Insider Insights, we're answering your questions! Host Laura Watkins is joined by Fintech Insider regulars Kate Moody and Jamie Campbell to answer the questions you wanted to know about. When will Revolut IPO? Are banks doing enough to support vulnerable customers? Is fintech becoming a bit too much like Pep Guardiola? Tune in now to hear what we think! Got a question for our hosts? Email podcasts@11fs.com , and we might answer it on a future episode. -----------------...
Jun 27, 2024•43 min•Ep. 871
Join host Ross Gallagher and some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Wells Fargo and Bilt denying the breakup rumours, Atom Bank posting their best results yet, a look at some of the biggest buy now, pay later stories of the week featuring Zilch, LayBuy, and Apple, and Martin Lewis topping NatWest's scam league. This week's guests: Mark Mullen - CEO of Atom Bank Emily Nicolle - Crypto/Fintech Reporter at Bloomberg Alex Jo...
Jun 24, 2024•58 min•Ep. 870
On this episode of Fintech Insider Insights, host Benjamin Ensor is joined by Wio Bank CEO Jayesh Patel. Profitability is what every fintech strives for, but it took Starling Bank and Revolut over seven years to achieve it, and Monzo has just announced its first annual profit in their 2024 annual report. So how did a digital bank based in the UAE achieve profitability after just one year? We wanted to get to the bottom of this massive achievement, so we invited Wio Bank CEO Jayesh Patel onto the...
Jun 20, 2024•33 min•Ep. 869
In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts. continue to shine a light on fintech in different parts of the world. In this episode we are continuing our deep dive into the European payments ecosystem by looking at the opportunity space created by the new PSD3 regulations. 11:FS host David Barton-Grimley, alongside Eddie Onaga, Vice President, Head of Digital Partnerships - Europe at Visa is digging into this alongside a panel of expert guests. We want to ...
Jun 19, 2024•44 min•Ep. 868
Join host Benjamin Ensor and some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Apple launches 'Tap to Cash' and more at their annual Worldwide Developer Conference; Mastercard reimagines online checkout; the latest on the huge money laundering case that has rocked Singapore; fractional real estate investment startup Stake raises $14 million; and AliPay+ unveils the trophy for Euro 2024's top scorer. This week's guests: Jennifer Mar...
Jun 17, 2024•1 hr 3 min
On this episode of Fintech Insider Insights, in partnership with Alloy, host David M. Brear is joined by some great guests live at Money2020 Europe in Amsterdam to discuss embedded finance and compliance. We’re talking about the growth of embedded finance use cases, the huge opportunity space it provides, but also the critical importance of getting it right on the compliance and data security side so you don’t fall foul of regulation. Recently, we’ve seen more and more headlines of companies who...
Jun 13, 2024•39 min•Ep. 866
Join host David M. Brear and some great guests as we discuss the biggest announcements from this year's Money20/20 Europe conference live in Amsterdam. Topics covered include: Mastercard and bunq announcing a partnership to create an open banking and AI tool; Marqeta announcing a new leader after seeing 86% growth in Europe and Papara launching US stock investments on their way to becoming a financial super app. This week's guests: Marcin Glogowski - SVP, Managing Director Europe and UK CEO at M...
Jun 10, 2024•47 min•Ep. 865
On this episode of Fintech Insider Insights, host David Barton-Grimley is joined by some great guests to take a look at Australian fintech. It’s been a wild couple of years for the whole global fintech industry, and Australia is no exception. We’ve seen a big slowdown in new startups, and a pretty severe drop in investment. So, is the optimism still strong with those who are in this space? Well we knew just who to ask… Fintech Australia, the country's fintech advocacy group, exists to promote th...
Jun 06, 2024•45 min•Ep. 864
In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts. continue to shine a light on fintech in different parts of the world. In this episode we are continuing our deep dive into the European payments space. 11:FS host David Barton-Grimley, alongside Lynsey Verrillo, Visa Europe's Head of Enabler & Small Business Growth, is taking a look at Cross Border payments in Southern Europe. This is a growing area of innovation but it’s still ripe for disruption and impro...
Jun 05, 2024•50 min•Ep. 863
Join hosts Benjamin Ensor, Kate Moody, and some great guests as we discuss the most notable fintech, financial services and banking news from the past week. Topics include: German fintech N26 says regulatory action cost it ‘billions’ in lost growth; Ozone API, a global leader in open banking, has partnered with Engine by Starling, Starling Bank’s SaaS-native banking platform; ABN Amro acquires Germany’s Hauck Aufhäuser Lampe for €672 million; and Revolut has partnered with Airtel, Orange Money, ...
Jun 03, 2024•1 hr 4 min•Ep. 862
