Fintech Insider Podcast by 11:FS - podcast cover

Fintech Insider Podcast by 11:FS

11:FSfi.11fs.com
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. Want to get involved in the conversation? Connect with us now on LinkedIn, Instagram and TikTok
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Episodes

832. Insights: How is AI transforming financial services?

We’re all talking about GenAI, and it shows no signs of slowing down in financial services. Wherever you look, banks are investing in both people and tech to drive forward their AI capabilities from front to back end. So in this episode, we want to share some of the conversations we’ve been having across the finance world about AI. Now if you’re an avid follower of our YouTube channel, you have probably seen our Spotlight series, where we invite leading industry experts to discuss the biggest su...

Mar 07, 202455 minEp. 832

831. News: The Wirecard whistleblower launches Confide, and Google Pay shuts down in the US

Our expert host Ross Gallagher is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Orum's new Deliver API which connects to the Federal Reserve to improve payments in the US. Plus, Pav Gill, better known as the Wirecard whistleblower, launches a new platform to tackle corporate misconduct. And Chime are partnering with financial education platform Zogo to help improve financial literacy for their users. This wee...

Mar 04, 20241 hr 11 minEp. 831

830. Insights: The COBOL conundrum: Why are banks still using a 60-year-old programming language?

What has 200 billion lines, is used by 43% of banks, and pretty much drives the global financial system? It's the subject of today's Fintech Insider Insights, as our expert hosts, 11:FS CEO David Brear and CTO Ewan Silver, come together to discuss all things COBOL, or Common Business Oriented Language. They look at how COBOL became the pre-eminent choice of the global banking system, if it's still fit for purpose in today's world, and the challenges of migrating away from COBOL. And if you find ...

Feb 29, 202437 minEp. 830

829. News: Capital One pursue $35bn Discover takeover, and what's Santander's beef with Nationwide?

Our expert hosts David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Capital One's $35 billion takeover of Discover... subject to approval from US regulators. Also, onboarding solution Detected partners with Visa to make life easier for North American SMEs, and Santander really don't like Nationwide's latest TV ad, but why? This week's guests include: Niamh Curran. Senior Reporter at Finextra Bar...

Feb 26, 202445 min

828. Insights: Answering Google's most asked questions about fintech

Our panel of Fintech Insider hosts - Kate Moody, Rachel Pandyan and David Barton-Grimley - get together and scour the internet for the most asked questions about fintech... and attempt to answer them. From 'what is fintech?' to 'how to nail a fintech interview', they discuss all the stuff you probably never asked but wish you had. So whether you are a fintech professional or you've never worked a day in finance, this podcast is your 101 in fintech FAQs. This week's panel: Kate Moody, Strategy Di...

Feb 22, 202441 minEp. 828

827. News: Revolut launch eSims and the EU's need for speed-y payments

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. Stories include Revolut's launch of eSims to combat expensive data roaming charges, new research from Lightyear which shows over £1 trillion of Uk deposits are being stashed in low-interest accounts, and would you date someone based on their credit score? Well you're in luck, because Score is a brand new dating app exclusively for singleton...

Feb 19, 20241 hr 11 minEp. 827

826. Insights: How will The Great Wealth Transfer affect millennials, boomers and banks?

Our expert host Kate Moody is joined by some great guests to talk about The Great Wealth Transfer. As Baby Boomers pass on an estimated $84 trillion of wealth, they discuss how the products and services to support Millennials will differ, how this may impact established wealth management institutions, and ask how will this change the wealth management landscape in the future? They also take stock of where the industry currently is and how well equipped, or not, it is to deal with the challenges ...

Feb 15, 202446 minEp. 826

825. News: VRPs, junk fees, deepfakes and Formula 1's biggest new signing

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Yapily and Ant Group bringing Commercial VRPs to Europe, new research from Wise highlighting the impact of junk fees, and Airwallex are getting into Formula 1. PLUS, do you think you could be fooled by a deepfake? Get ready for a mind-blowing scam that cost one bank $25m... This week's guests include: Valentina Kristensen , Direct...

Feb 12, 20241 hr 9 minEp. 825

824. Insights: Fighting civil inequality with fintech

In celebration of US Black History Month, our expert host Kate Moody, Strategy Director at 11:FS, is joined by some great guests to discuss civil inequality in the banking system. This week's guests include: Rodney Williams, Co-Founder at SoLo Funds Jamilia Grier, Founder & CEO at ByteBao Asya Bradley, Founder and Angel Investor Conversations around inclusion are much bigger than just banking. It’s a systemic problem which has always existed and still remains a very real issue today, and thi...

Feb 08, 202447 minEp. 184

823. News: HSBC fined £57m by Bank of England, and has Mastercard killed the password?

Our expert hosts, David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including the news that HSBC is being fined by the Bank of England's financial stability arm after failing to adequately protect its customers in the event of a banking collapse. Plus, Nova Credit is stepping up to support Ukrainian refugees, and Mastercard want to get rid of passwords. This week's guests include: Rachel Pandyan, Venture...

Feb 05, 202459 minEp. 823

822. Insights: Putting the big tech into fintech

On this episode of Fintech Insider Insights our expert hosts, Ross Gallagher and Kate Moody, are joined by some great guests to talk about the ever-growing overlap between big tech and finance. We’ve seen no shortage of companies like Google, Apple, and Facebook in the news over the last year, and as technology becomes more central in our relationship with financial services, big tech will only have a more critical role to play in the future of our industry. So we want to take a step back and un...

Feb 01, 202446 minEp. 822

821. News: Did social media destroy Silicon Valley Bank?

Our expert hosts, Benjamin Ensor and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Amelia Isaacs, Senior Reporter at AltFi Rachel Pandyan, Ventures Product Lead at 11:FS We cover the following stories from the fintech and financial services space: Revolut launch Mobile Wallets (03:40) The Financial Stability Board could recommend new measures to limit the impact of social...

Jan 29, 202459 minEp. 821

820. Insights: Personalisation in banking

Our expert host, Kate Moody, is joined by some great guests to talk about how personalisation in banking. Personalisation was one of the key themes that emerged from this year's annual 11:FS Pulse report, which is out now at 11fs.com/report In the report, our experts, along with others from Monzo, JPMorgan and Nationwide, emphasised the importance of tailored financial services and how customer-centricity will win the day in 2024. But this personalisation is only possible through real-time data,...

Jan 25, 202449 minEp. 820

819. News: AI fraud is on the rise and Natwest to offer IP-based lending

Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alia Mahmud , Global Regulatory Affairs Practice Lead at ComplyAdvantage Mariela Hunter , a fractional COO We cover the following stories from the fintech and financial services space: AI fraud is an emerging risk, according to ComplyAdvantage's State of Financial Crime Report (03:30)...

Jan 22, 20241 hr 7 minEp. 819

818. Insights: How to build trust in financial services

Our expert host, Ross Gallagher, are joined by some great guests to talk about how to build and keep trust in financial services. The 2008 financial crisis was a pretty pivotal time, to say the least. Suddenly, big banks could fail and our money just didn’t feel as safe as it once did. Trust in the whole system suffered a hit which many thought was irreparable. However, the industry has since gone through a transformative period - improved regulation, more effective governance, and a huge exerci...

Jan 18, 202452 minEp. 818

817. News: Elon Musk's X Announce Peer-to-Peer Payments

Our expert hosts, David Barton-Grimley and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, finance and banking news from the past week. From Elon Musk's 'everything app' to the SEC's bitcoin ETF approvals, via Revolut biometrics data lawsuit, it's been quite a week in the world of fintech, and we have you covered with expert reaction, analysis and insight. This week's guests include: Nirav Patel, CEO at Andaria Financial Services Jason Mikula, Founder of F...

Jan 15, 20241 hr 8 minEp. 817

816. Insights: The current state of open banking

Our expert hosts, 11:FS CEO David M. Brear is joined by some great guests to talk about the current state of open banking, how it is transforming financial services and, as more countries push for formal open banking regimes, what does the future hold? This week's guests include: Kiaan Pillay, CEO & Co-Founder at Stitch Andrew Escobar, former Director of Open Finance at MX in Canada About this episode Open banking allows financial institutions to share data and have a more globalised, connec...

Jan 11, 202451 min

815. News: Should Wise be worried about Zing?

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Salim Dhanani, Co-Founder and CEO at Pave Bank Chantal Swainston, Fintech PR Consultant and Founder of The Heard Daniel Lanyon, Editorial Director at AltFi We cover the following stories from the fintech and financial services space: HSBC launch multi-currency money transfer app Zing Pave Bank comes out of stea...

Jan 08, 20241 hr

814. Insights: Our 2024 fintech predictions

Happy New Year Fin-techers! To celebrate, regular Fintech Insider hosts David M. Brear, Ross Gallagher and Kate Moody make some bold predictions for 2024, and look back on how right (or wrong) they were last year! From financial wellbeing to big money acquisitions, you don't want to miss this one! Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest ...

Jan 04, 202442 min

Bonus: Behind the Scenes of Fintech Insider

On this special bonus episode, Fintech Insider OG and Exec Producer Laura Watkins speaks to the people behind the podcast to find out how the show is made, and look back to some of the best bits from the past year. This week's guests include: Liam Heffernan, Senior Podcast Producer Tom Stafford, Social Media and Community Manager George Sztuka, Audio Engineer Alex Woodhouse, Audio Producer Melania Pruti, Events Manager Adam Baldwin, Senior Marketing Manager Sacha Holub, Senior Designer Thank you...

Dec 29, 202349 min

813. Insights: Fintech's biggest stories of 2023

As we wrap up another rollercoaster year in fintech, 11:FS CEO David M. Brear is joined by some a panel of colleagues to talk about the biggest, best, and most outrageous happenings of 2023. We look at everything from Silicon Vally Bank and Goldman Sach's rocky relationship with Apple to the cost of living and Klarna. This week's guests include: Kate Moody, Strategy Director at 11:FS David Barton-Grimley, Strategy Director at 11:FS Rachel Pandyan, Venture Product Lead at 11:FS Fintech Insider by...

Dec 20, 202355 min

812. News: CaixaBank's GenAI revolution and our fintech naughty or nice list

Our expert hosts, Benjamin Ensor and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Aditi Subbarao, Global Financial Services Lead at Instabase Megan Cooper, Chief Product Officer at ClearBank We cover the following stories from the fintech and financial services space - Christmas pun edition: AI'll be Home for Christmas - CaixaBank create 100-person strong team to work ex...

Dec 18, 20231 hr 10 min

811. Insights: Meet the 2023 11:FS Hall of Famers: Sitoyo lopokoiyit and Sopnendu Mohanty

In this special episode of Fintech Insider, we speak to some of this year's exceptional 11:FS Hall of Fame inductees about their game-changing contributions to fintech. The 11:FS Hall of Fame celebrates the people shaping our industry for the better. This was a key part of our 11:FS awards, really identifying the key movers and shakers that made the industry what it is today. Our cohort all made a big impact; given back to the ecosystem or community, exhibit strong values of innovation, resilien...

Dec 15, 202345 min

810. News: Robinhood is coming to the UK and Wise help SMEs with Allica Bank

Our expert host, David Barton-Grimley, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Sophie Winwood, Co-founder WVCE and Fintech Investor Roisin Levine, Head of UK and Europe at Wise Platform Oliver Smith, Managing Editor and Head of Content at AltFi We cover the following stories from the fintech and financial services space: Robinhood brings its stock trading platform to the UK Allica B...

Dec 11, 202351 min

809. Insights: Seeking real value in the Aussie fintech space (Rewind)

Our expert host, David Brear, is joined by some great guests to talk about fintech in Australia. We take a look back to the initial 2021 conversation to see what fintech looked like then, so we can judge for ourselves what has happened since. Has the market in Australia gone in the direction we expected? Who were the big players, and the big up and comers, two years ago and are they still around? Let's find out... This week's guests include: Dexter Cousins, Founder, Tier One People Simone Joyce,...

Dec 08, 202350 min

Bonus: David M. Brear on the Wharton Fintech Podcast

On this bonus edition of Fintech Insider, we're sharing an episode of the Wharton Fintech Podcast, where host Kailee Costello interviews 11:FS CEO David M. Brear on all things fintech. If you like what you hear, do follow their podcast and connect on social to get more great content. Follow the Wharton Fintech Podcast: https://www.whartonfintech.org/podcast Connect on LinkedIn: https://www.linkedin.com/company/wharton-fintech Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all thing...

Dec 06, 202347 min

808. News: JP Morgan eye growth in Abu Dhabi and Check tackle payroll fraud

Our expert host Kate Moody is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Andrew Brown, CEO & Co-Founder at Check Stew Cofer, Head of EMEA Payment Specialists & Embedded Finance at J. P. Morgan Nicole Casperson, Founder & Author at Fintech Is Femme We cover the following stories from the fintech and financial services space: Check Launches New Tools to Help Build and Scale Payr...

Dec 04, 20231 hr 9 min

807. Insights: Managing regulation without compromising innovation

Our expert host, David M. Brear, is joined by some great guests to take a closer look at that tricky balance between managing regulation without compromising innovation in banking. They discuss how to empower fintechs with the autonomy to disrupt and drive our industry forward, while also enforcing fair, competitive, and appropriate boundaries. This week's guests include: James Baston-Pitt, VP of Growth EMEA at Alloy Ed Pugh, Development Director - Fintech & Digital Assets at Aon Andy Thornl...

Dec 01, 202344 min

806. News: Alphabet's mega Monzo deal and The Rock's Mighty Oak

Our expert hosts, Ross Gallagher and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Iana Dimitrova, CEO of OpenPayd Ralph Rogge, CEO at Crezco We cover the following stories from the fintech and financial services space: Google's parent company Alphabet are set to invest £300m in UK digital bank Monzo Crezco raises £12m and partners with New Zealand tech firm Xero Revolut ...

Nov 27, 20231 hr 4 min

805. Insights: One year of ChatGPT

Our expert host David M. Brear is joined by some great guests to look back on a year of ChatGPT. They'll discuss the impact it has had, not just in fintech but across the world, and how AI more generally is being adopted by banks and financial institutions to improve their product and service offerings. Additionally, we look ahead to the future of AI in finance, and how fintech can continue to support the integration of generative AI in our industry. This week's guests include: Anouk Moll, Found...

Nov 24, 202353 min
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